Learn How the Commercial
Trucking Insurance Experts at Independence Agency
Get A Quote
The Commercial Truck
Insurance Agency in Aiken, SC You Can Trust
Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.
As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.
We Put Truckers First Because Others Don't
Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.
At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.
One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.
Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.
If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:
- Affordable Trucking Insurance Plans for Any Budget
- Exemplary Customer Service
- Seasoned Transportation Specialists Who Customize Plans to Your Needs
- A+ Carriers Across the Country
- Simple, Easy Quote and Bind Process
- Multiple Insurance Carriers Quoted to Find You the Best Rates
- Truck Insurance for New Ventures
Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.
The Commercial Truck
Common Types of Big Rig Truck Insurance in Aiken, SC
At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.
As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.
Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.
For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.
Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.
While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.
Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.
Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.
Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:
- Business Interruption Insurance
- Reefer Breakdown Insurance
- Occupational Accident with Contract Liability Insurance
- Rental Reimbursement Insurance
- Underinsured or Uninsured Motorist Insurance
- Towing Insurance
- Electronics Insurance
- Much More
Independence Insurance Agency
If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.
Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.
Typically, companies will look at claims that date back three years or less.
We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.
Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.
Independence Insurance Agency: Committed to the Trucking Industry
There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Aiken, SC that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.
Latest News in Aiken, SC
Downtown Tree Lighting Moved to Thursday, November 30!
Aiken, SC – “It’s the Most Wonderful Time of the Year” to “Rock Around the Christmas Tree!” Due to pending inclement weather, the City of Aiken Parks, Recreation & Tourism Department will now be hosting the 35th annual Downtown Tree Lighting on Thursday, November 30, 2023 from 6:00 pm – 7:30 pm This event will still take place on Newberry Street in Historic Downtown Aiken. Make sure you download the Aiken Explorer app or text “AIKENRAINALERT” to 91896 to get the latest event updates....
Aiken, SC – “It’s the Most Wonderful Time of the Year” to “Rock Around the Christmas Tree!” Due to pending inclement weather, the City of Aiken Parks, Recreation & Tourism Department will now be hosting the 35th annual Downtown Tree Lighting on Thursday, November 30, 2023 from 6:00 pm – 7:30 pm This event will still take place on Newberry Street in Historic Downtown Aiken. Make sure you download the Aiken Explorer app or text “AIKENRAINALERT” to 91896 to get the latest event updates.
Join us as we kick off the holiday season with music, refreshments, live performances, and a countdown to the lighting of the tree. Kids can stop by the craft station to create a holiday keepsake and participants will be able to purchase S’mores to roast over a fire.
Nothing could be more festive than joining your fellow Aikenites and lighting the 24 foot “dancing” Christmas tree in the heart of the city. The display has over 8,000 flashing lights that dance in patterns synchronized to your favorite holiday tunes.
This event is proudly sponsored by Cedar Creek Church, Banks Mill. Admission is free with special guest appearances by Mayor Teddy Milner, East Aiken Singers, USC Aiken’s Concert Choir and, of course… Santa Claus!
In the nights following the tree lighting, visitors to Newberry Street can watch the tree’s lights and listen to the musical portion of the tree on 98.7 FM.
The City of Aiken Department of Parks, Recreation, and Tourism invites people of all ability levels to enjoy programs, parks, and facilities. Individuals needing special assistance to participate should notify PRT Administrative Office 48 hours in advance.
For more information, you can call the Odell Weeks Activities Center at (803) 642-7631, text “PLAY” to 803-989-7779, or follow us on social media @AikenParksRec
Media Contact: Jeremy Grimes Recreation Program Coordinator City of Aiken Parks, Recreation and Tourism 803-293-7851
The City of Aiken Engineering & Utilities Department announces a water main break located at ORANGEBURG STREET SOUTHEAST and CARPENTER LANE SOUTHEAST. There are approximately 15 impacted service connections with low pressure or no water. A Boil Water Advisory will be issued once the water service is fully restored.
The following streets are affected:
ORANGEBURG STREET SOUTHEASTCARPENTER LANE SOUTHEAST
S.C. Department of Transportation to pay for its mistake on Aiken County project
Matthew Christian firstname.lastname@example.org://www.postandcourier.com/aikenstandard/news/local-government/s-c-department-of-transportation-to-pay-for-its-mistake-on-aiken-county-project/article_e39e88f0-8241-11ee-9d6a-67f65528e428.html
Editor’s note: This story has been updated to reflect that the South Carolina Department of Transportation has agreed to pay for the mistake it made when it prepared bids for an Aiken County Transportation Committee project.The Aiken County Transportation Committee won’t have to pay over $87,000 to correct a South Carolina Department of Transportation mistake after all.Four department officials asked for and received $87,736 from the transportation committee to complete improvements to the intersection of J...
Editor’s note: This story has been updated to reflect that the South Carolina Department of Transportation has agreed to pay for the mistake it made when it prepared bids for an Aiken County Transportation Committee project.
The Aiken County Transportation Committee won’t have to pay over $87,000 to correct a South Carolina Department of Transportation mistake after all.
Four department officials asked for and received $87,736 from the transportation committee to complete improvements to the intersection of Jefferson Davis Highway, Sudlow Lake Road and Langley Dam Road.
But, instead the department will cover the cost, S.C. Sen. Tom Young Jr., R-Aiken, said Wednesday evening.
The four department employees asked the county transportation committee for the money to correct a mistake made when the department prepared a bid package for the project.
The Aiken County Transportation Committee is one of 19 counties that use the department to manage road improvement projects. The remaining 27 county transportation committees manage their projects themselves.
The Jefferson Davis Highway project includes offsetting the turn lanes on Jefferson Davis Highway to make it easier for drivers to see oncoming traffic as they try to turn left onto either Sudlow Lake Road or Langley Dam Road.
But when the South Carolina Department of Transportation began accepting bids for the $800,000 project, not all of the project was included in the information provided to potential contractors. Specifically, concrete medians costing $87,736 were left out of the information.
Department employees Bobby Usry and Alex Bennett provided two different explanations for why the medians were left out.
“They were left off the plans, they were left off the summaries and quantities. Therefore, they did not get bid on,” Usry said.
But, Bennett said the department’s “letting prep group” didn’t process the sheets with the concrete medians as it prepared the project for bid.
Usry added the medians are necessary to tie the drainage system together.
Chairman Johnny Beam called for an investigation into how the Department of Transportation left the concrete medians out of the project.
“Somebody needs to get an answer out of Columbia how they messed that up,” Beam said.
He added he had asked the Department of Transportation officials several times if there was enough money to fund the project, only to be told yes, there is enough money and there could be some left over.
Usry, Bennett and two other department employees then asked the committee to fund the additional cost.
During a public comment period, an Aiken County resident asked Usry and Bennett why the county transportation committee should fund a Department of Transportation mistake.
“This was a CTC-funded project prior to this going to bid,” Usry said.
The Department of Transportation’s budget is $2.44 billion.
Beam also asked Bennett what the department would do if the county transportation committee didn’t have funds to cover the cost.
“I don’t know, that question’s a little bit above my pay grade,” Bennett said.
Several members of the transportation committee suggested the Department of Transportation could find the money to fund the medians.
Regardless, the county transportation committee voted unanimously to fund the request.
But, that won’t be necessary.
Young said he confirmed late Wednesday afternoon the department would pay for its mistake.
Never miss important news!
Get the important headlines that matter to Aiken and surrounding areas. Sign up for our newsletter today!
By submitting this form, you are consenting to receive marketing emails from: The Post and Courier, 148 Williman Street, Charleston, SC, 29403, US, https://www.postandcourier.com. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact.
ACSO: Missing ‘endangered man’ in custody, missing woman still sought
AIKEN, S.C. (WJBF) – Aiken County Investigators tell us that Daniel Gabriel Harmon is now in custody.Tuesday morning, police were called out to a home on Carpentersville Road in North Augusta.They discovered he was inside.He eventually came out of the house, but details surrounding the case are still very limited.According to Aiken County Sheriff’s Office, Harmon was placed under arrest for an outstanding warrant of 2nd Domestic Violence that had already been issued for his ...
AIKEN, S.C. (WJBF) – Aiken County Investigators tell us that Daniel Gabriel Harmon is now in custody.
Tuesday morning, police were called out to a home on Carpentersville Road in North Augusta.
They discovered he was inside.
He eventually came out of the house, but details surrounding the case are still very limited.
According to Aiken County Sheriff’s Office, Harmon was placed under arrest for an outstanding warrant of 2nd Domestic Violence that had already been issued for his arrest.
No word yet on the whereabouts of Jamilla Shanae’ Smith.
Captain Eric Abdullah, on behalf of Aiken Co. Sheriff’s Office, tells WJBF that, “Due to some other information, we decided to call in our SWAT Team to assist us in making contact … at the home, where Mr. Harmon was the sole occupant of the residence. And not long ago we were able to take him into custody without any incident.”
Aiken County Sheriff’s Office staged a tactical response nearby for roughly an hour before Harmon was taken into custody.
Harmon and 30-year-old Jamilla Shanae’ Smith, both residents of Jackson, SC, had been last seen Saturday, December 2nd, around 7 p.m. ACSO issued a “Missing Endangered Persons” report to the media Monday night, 12-04-2023.
Harmon and Smith have a history of domestic violence incidents, according to Aiken County Sheriff’s Office. Information conveyed to investigators revealed that Harmon has some mental health issues and made some threats of self-harm.
Captain Abdullah told WJBF that the Sheriff’s Office had been following up on a lead that brought them to Carpentersville Road Tuesday morning, where Harmon was later identified. The situation, despite the large law enforcement and tactical presence was not considered a standoff, said Abdullah, continuing, “We wanted to use available resources to handle this with little to no risk as possible.”
After Harmon was placed into custody, Aiken County Sheriff’s Office said that he was transported for a medical evaluation.
Though, Harmon has been located and placed in custody, Aiken County Sheriff’s Office stresses that they have not yet located 30-year-old Smith who was last believed to have been with Harmon in a black Dodge Charger.
That vehicle has since been recovered.
Community assistance is critical to any investigation. If anyone has any information on the whereabouts of Smith or Harmon, we encourage them to contact the Aiken County Sheriff`s Office at 803-648-6811.
Tipsters can also send a message about this case by going to www.aikencountysheriff.net.
Mysterious dog illness arrives in SC: What to know
As of now, one case has been confirmed in Aiken, but vets predict it will start to spread.COLUMBIA, S.C. — The mystery dog respiratory illness has made its way to South Carolina.With one case confirmed in Aiken, vets in the Midlands say that it may only get worse with the holidays coming up."I would expect that with the holiday travel that's already occurred with Thanksgiving and then headed into Christmas and New Years that we will start seeing more and more cases," Veterinary Dr. Noelle Herrera said....
As of now, one case has been confirmed in Aiken, but vets predict it will start to spread.
COLUMBIA, S.C. — The mystery dog respiratory illness has made its way to South Carolina.
With one case confirmed in Aiken, vets in the Midlands say that it may only get worse with the holidays coming up.
"I would expect that with the holiday travel that's already occurred with Thanksgiving and then headed into Christmas and New Years that we will start seeing more and more cases," Veterinary Dr. Noelle Herrera said.
Herrera works with the Columbia Veterinary Emergency Trauma and Specialty.
She says the most common the disease is transmitted is from "nose to nose contact or basically spread of any respiratory secretion so like nasal discharge or saliva."
The clinic says owners should try to limit pets' interactions with other dogs or places where other dogs have been.
"As much as possible if they could avoid putting their dogs in those sorts of situations so avoiding boarding facilities, grooming facilities just until we know more so that their dog doesn't have quite as high a chance of getting it," Herrera said.
Owners should contact their vets immediately if they see any cough, fatigue or discoloration symptoms in their pet's gums.
"For the dogs that end up getting it, taking their dog to the vet is the best thing that a pet owner can do. It's in all of us to want to do our own research, which I definitely support owners to be as educated as possible but they really should rely on their vet. They're the ones who are the most equipped to help take care of them and can make the best treatment plan," Herrera said.
Although no cases are confirmed in the Midlands, pet owners like Joyce Lynch are concerned.
"Now that it's hit South Carolina, I'm very concerned because I've had my dog for a long time and I really don't want it to hit him. once I learn more details about it I'll see what I can do to keep him protected from the virus," Lynch said.
Herrera said that there are no signs of the virus being transmitted from humans to dogs or from dogs to cats.
Former Aiken County deputy charged after reportedly firing gun
WARRENVILLE, S.C. (WRDW/WAGT) - A deputy was fired in March after the Aiken County Sheriff’s Office found he violated policy in discharging a gun during a confrontation with a driver — now he’s facing charges.Agents with the South Carolina Law Enforcement Division charged Christopher Lamar Williams, 31, on Friday with misconduct in office and assault and batter...
WARRENVILLE, S.C. (WRDW/WAGT) - A deputy was fired in March after the Aiken County Sheriff’s Office found he violated policy in discharging a gun during a confrontation with a driver — now he’s facing charges.
Agents with the South Carolina Law Enforcement Division charged Christopher Lamar Williams, 31, on Friday with misconduct in office and assault and battery in the first degree.
Williams was booked at the Aiken County Detention Center.
The shooting happened around 10:09 a.m. on March 7, after Williams stopped a black Nissan Pathfinder on Howlandville Road near Cemetery Road, according to the Aiken County Sheriff’s Office. Williams fired his gun, which hit the rear of the vehicle, according to authorities.
The arrest warrant states this caused the “potential for great bodily injury or death to occur.”
No one was injured, but the gunfire violated the agency’s use-of-force policy, so Williams was terminated, according to the agency.
The arrest warrant states he committed misconduct/ misconduct in office, malfeasance, misfeasance, or nonfeasance of his official duties during the traffic stop.
He’s also committed the offense of assault and battery in the first degree, according to the arrest warrants.
The detention center says Williams was released on a $5,000 bond for each charge.
According to deputies, the driver, Brittany Norton, 29, drove away and was pursued to the 200 block of Schley Street.
The warrant states Williams asked the driver to exit the vehicle, but she allegedly refused and while Williams was standing next to Norton with the driver’s door open and to his left, Norton put the vehicle in drive and fled.
Williams’ in-car video showed Norton took no overt action to endanger Williams other than fleeing, according to the arrest warrant.
We previously reported that Norton was eventually taken into custody and was expected to be charged with failure to stop for a blue light and possession of a Schedule IV substance, according to deputies.
Williams was with the sheriff’s agency since December 2021 and was assigned to the uniformed patrol division.
The 2nd Circuit Solicitor’s Office will prosecute the case, SLED says.
Copyright 2023 WRDW/WAGT. All rights reserved.