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Insurance Agency in Asheboro, NC You Can Trust
Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.
As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.
We Put Truckers First Because Others Don't
Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.
At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.
One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.
Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.
If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:
- Affordable Trucking Insurance Plans for Any Budget
- Exemplary Customer Service
- Seasoned Transportation Specialists Who Customize Plans to Your Needs
- A+ Carriers Across the Country
- Simple, Easy Quote and Bind Process
- Multiple Insurance Carriers Quoted to Find You the Best Rates
- Truck Insurance for New Ventures
Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.
The Commercial Truck
Common Types of Big Rig Truck Insurance in Asheboro, NC
At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.
As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.
Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.
For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.
Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.
While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.
Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.
Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.
Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:
- Business Interruption Insurance
- Reefer Breakdown Insurance
- Occupational Accident with Contract Liability Insurance
- Rental Reimbursement Insurance
- Underinsured or Uninsured Motorist Insurance
- Towing Insurance
- Electronics Insurance
- Much More
Independence Insurance Agency
If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.
Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.
Typically, companies will look at claims that date back three years or less.
We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.
Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.
Independence Insurance Agency: Committed to the Trucking Industry
There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Asheboro, NC that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.
Latest News in Asheboro, NC
Solar Storms Expected to Impact Tonight, Could bring Auroras to North Carolina
ASHEBORO N.C. – Four explosions on the surface of the sun have sent waves of charged particles flying through space resulting in a geomagnetic storm and auroras tonight.The National Oceanic and Atmospheric Association (NOAA) operates the Space Weather Prediction Center (SWPC) which is tasked with providing space weather forecasts and alerts.On Wednesday, November 29th, 2023, the Space Weather Prediction Center ...
ASHEBORO N.C. – Four explosions on the surface of the sun have sent waves of charged particles flying through space resulting in a geomagnetic storm and auroras tonight.
The National Oceanic and Atmospheric Association (NOAA) operates the Space Weather Prediction Center (SWPC) which is tasked with providing space weather forecasts and alerts.
On Wednesday, November 29th, 2023, the Space Weather Prediction Center issued an alert that a fast moving coronal mass ejection (CME) could combine with three other CMEs already headed towards Earth, resulting in one larger geomagnetic storm, which is expected to impact the Earth in the tonight and into the early morning hours on December 1st, 2023.
According to the NWS, Coronal mass ejections (CMEs) “are giant blobs of plasma which erupt from the Sun. When a CME slams into the Earth’s magnetic field, the interaction of the magnetic fields and charged particles hitting the Earth’s magnetic field can result in geomagnetic storms and colorful lights in the sky called auroras, also known as the ‘northern lights.’
The NWS says “rare but significant storms can lead to blackouts, such as the 1989 event that plunged Quebec into darkness for nine hours. Most of the time, however, geomagnetic disturbances are much less dramatic and easily dealt with by power grid operators.”
These storms are classified using a five-level NOAA Space Weather Scale. The Space Weather Prediction Center says the storm expected tonight is rated as G3 (Strong), which could require voltage corrections by power companies who operate the grid, cause protection devices on the grid to trip (much like a circuit breaker), and cause intermittent satellite and radio signal disruptions.
According to the Geophysical Institute, University of Alaska Fairbanks, auroras may be visible as far south as Raleigh, weather permitting. Solar activity is expected to start as soon as 5 p.m. this evening and reach its peak around 2 a.m. December 1st.
Most forecasters agree that any auroras as far south as North Carolina will likely not be visible to the naked eye.
The Sun’s magnetic field goes through 11-year cycles. Tonight’s geomagnetic storm comes as the sun is getting near the peak of its current solar cycle (cycle 25).
Several solar storms earlier this month brought auroras as far south as North Carolina maily being visible in the mountains resulting in this photo captured by Ezekiel Coppersmith over Waynesville, NC, shared to Twitter by WPDE ABC-15 Chief Meteorologist, Ed Piotrowski.
One of the most epic shots you’ll ever see of the #northernlights and the #MilkyWay This was over Waynesville, NC last night. Thanks for the photo Ezekiel Coppersmith. #scwx #ncwx pic.twitter.com/t1lWFfE2Py— Ed Piotrowski (@EdPiotrowski) November 6, 2023
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Cone Health making $72 million investment in Asheboro MedCenter
Greensboro-based Cone Health will add several services – including urgent care, primary care and imaging – to its planned cancer center in Asheboro at a cost of $72 million.Hospital officials held a “construction kickoff” event Thursday for the expansive building that will be called the Cone Health MedCenter Asheboro.Hospital officials expect to open the MedCenter in November 2024. It will be the health network&rsq...
Greensboro-based Cone Health will add several services – including urgent care, primary care and imaging – to its planned cancer center in Asheboro at a cost of $72 million.
Hospital officials held a “construction kickoff” event Thursday for the expansive building that will be called the Cone Health MedCenter Asheboro.
Hospital officials expect to open the MedCenter in November 2024. It will be the health network’s sixth facility using the MedCenter concept. Construction of the new MedCenter also comes at a time of expected growth for Randolph County. Toyota expects to employ about 2,100 workers when it opens a battery facility in Liberty in early 2025.
“This community will need more medical appointments, more urgent care and more exceptional health and wellness services,” says Cone Health President and CEO Dr. Mary Jo Cagle. “Cone Health has been part of Randolph County for decades. Adding a MedCenter will help meet the needs for this growing community for decades to come.”
The MedCenter is designed to bring combine health and wellness services in one place. A patient can have a doctor’s appointment, then walk down the hall for a blood test or ultrasound rather than having to drive elsewhere. The 51,500-square-foot MedCenter will also have a pharmacy. It will be located on a 60-acre site west of Interstate 74, south of Spero Road.
Chicago-based architectural firm Perkins and Will, which has an office in Charlotte, will design the building. Birmingham, Alabama-based Robins and Morton, which also has an office in Charlotte, is the general contractor.
“We have had many discussions with the people who live near the location,” says Cone Health Oncology Services Randolph County Market Lead Skip Hislop in a statement released by Cone Health. “They too, want to see high-quality health care close-by. And they want it to fit in and be part of the community. Our design will honor that.”
Cone Health and Randolph Health were partners in a cancer center at Randolph Hospital for more than 25 years. That partnership ended when Los Angeles-based American Healthcare Systems bought Randolph Health for $10.2 million in 2021.
As part of the unwinding of the agreement, Cone Health retained full ownership, but had to move the cancer center off the Randolph Hospital site.
Cone Health moved the medical oncology portion last year to Asheboro. Due to the nature of radiation oncology, it was agreed that portion of cancer services would remain at Randolph Health until a new facility was built. The new cancer center will again consolidate medical and radiation cancer services.
North Carolina Zoo in Asheboro mourns polar bear
ASHEBORO, N.C. —The North Carolina Zoo in Asheboro announced their male polar bear, Payton, died on Oct. 25.Watch: NOWCAST streaming newscastsThe zoo said Payton was going to the Louisville Zoo in Kentucky for a polar bear...
ASHEBORO, N.C. —
The North Carolina Zoo in Asheboro announced their male polar bear, Payton, died on Oct. 25.
Watch: NOWCAST streaming newscasts
The zoo said Payton was going to the Louisville Zoo in Kentucky for a polar bear breeding partnership. The Association of Zoos and Aquariums (AZA) recommended this move, and a care team accompanied Payton during the transfer.
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After the care team left the North Carolina Zoo with Payton, they performed routine checks on him during the trip.
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But during the second check, the care team found Payton was non-responsive. At the time, they were less than two hours away from the North Carolina Zoo.
They took him to a nearby large animal veterinarian. The veterinarian confirmed Payton was dead.
The team then took the 1,000-pound bear back to the North Carolina Zoo for a necropsy (an animal autopsy). That necropsy indicated a cardiac disease, according to Dr. JB Minter. There was a tumor on his adrenal gland. Payton also had some osteoarthritis in his older age.
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Tissue samples will go to outside laboratories for further testing, and a full investigation will be conducted.
Payton arrived at the North Carolina Zoo back in January of 2021, to be a mate for Anana, a female polar bear. AZA matched the two bears. Payton had previously been at the Memphis Zoo. He was born at Brookfield Zoo, in 2003.
"He was the best boy bear. His trust was worth the effort to earn and it was a privilege and honor to have earned that," said polar bear keeper Melissa Vindigni. "I learned so much from him and I was blessed to work with him. I will never forget the things he taught me."
Contest winner receives a free retail space during the holiday season
ASHEBORO, N.C. — Many small businesses struggle to get a brick-and-mortar location going, but a contest is helping a shop owner open up new doors.What You Need To Know The American Dream Project Next Great Pop Up Shop is run by the Hull Property Group across multiple markets in the United States.Hull Property Group manages retail spaces in strip shopping centers and malls. With large companies leaving the malls in sma...
ASHEBORO, N.C. — Many small businesses struggle to get a brick-and-mortar location going, but a contest is helping a shop owner open up new doors.
What You Need To Know
The American Dream Project Next Great Pop Up Shop is run by the Hull Property Group across multiple markets in the United States.
Hull Property Group manages retail spaces in strip shopping centers and malls. With large companies leaving the malls in smaller markets, empty spaces are collecting in the once bustling area.
Their American Dream Project is filling these spaces, providing small business owners the chance to have their own brick-and-mortar storefront during the peak holiday season for 12 weeks.
Lindsey Mueller with Hull Property Group says the project started in 2019 and has already covered 17 markets across the United States, helping 40 businesses.
“We have these spaces that are beautiful and ready to go, but we need someone to move in. How can we connect these spaces with the community looking for opportunities and how can we bridge the connection between these two,” Mueller said.
The businesses receive a retail space for their pop-up shop from October through December, up to $1,000 for the design and buildout of the space, access to a team of graphic designers, marketing team and guidance from the American Dream Project team.
“It really is a unique opportunity as it gives people the opportunity to grow. Small business is the future,” Mueller said.
The locations available for the contest can vary each year, based on which properties have vacancies.
This year, 10 total locations were selected in Alabama, Georgia, Texas, Tennessee, and three in North Carolina.
Olive Peach Boutique has children's clothes, mommy-and-daddy matching children sets and a balloon bar.
“What we're more excited about is that there's no balloon stores in Randolph County, so we're hoping to use that advantage to grow the balloons,” Pearman said.
Pearman started off her store doing pop-ups and e-commerce, eventually getting a storefront at Friendly Center in Greensboro and an event space in Stokesdale.
“So I have two boys and a third boy on the way. So in some sense, this shop is kind of like the girl that I will never have,” Pearman said.
She applied for the American Dream Project Next Great Pop-Up Shop last year and didn’t get it, but her determination paid off.
“We didn't get it last year, and we applied before we had our Friendly's center store. So when we applied, I was determined to take this from a pop-up store to a brick-and-mortar,” Pearman said.
She is using this opportunity to see if they could handle two storefronts.
“It's something that we wouldn't have been able to do if it wasn't for the dream project, especially like there's no way we could have been able to do two locations starting at the same exact time, like we're renovating the other one this week as well,” Pearman said.
Pearman encourages other small businesses to apply next year as well.
“So as a small business owner having the opportunity is huge, is massive, especially if you've never had a brick and mortar. It's a great way to step out and see if you're going to if your business is going to go off or if it's if it even if it doesn't go off, it's low risk. You're not investing into a property for a year. It's great baby steps,” Pearman said.
The American Dream Project opens applications in the selected markets from March until May.
According to Mueller, the Hull Property Group looks at the businesses to get a deeper understanding of their mission, interviewing and meeting the applicants in the retail space. After the Hull Property Group creates a close relationship and understanding of where they want to take their business, they will announce the winners at the end of July.
Pearman’s store will join the list of 29 retail spaces located within the Asheboro Mall and can decide if she would like to sign a lease after the holiday season.
She says it’s a full-circle moment for the business as she started her pop-ups in Asheboro and Ramseur.
“We’re hoping that this does amazing and this is a forever home. That is our ultimate goal,” Pearman said.
She Shack Boutique was the winner of the Asheboro Mall pop-up location last year, and Olive Peach Boutique will have its grand opening on September 29.
Below is a list of locations in North Carolina selcted for the 2023 American Dream Project Next Great Pop-Up Shop:
Asheboro’s Klaussner Furniture closes after lender dispute
Asheboro-based Klaussner Furniture, once one of North Carolina’s major manufacturers, ended its operations on Monday.“Klaussner’s lending source has unexpectedly refused to continue to fund the company’s operations,” according to a company statement. “This outcome was not reasonably foreseeable, but due to these unexpected circumstances, Klaussner can no longer sustain its operations.”The company, w...
Asheboro-based Klaussner Furniture, once one of North Carolina’s major manufacturers, ended its operations on Monday.
“Klaussner’s lending source has unexpectedly refused to continue to fund the company’s operations,” according to a company statement. “This outcome was not reasonably foreseeable, but due to these unexpected circumstances, Klaussner can no longer sustain its operations.”
The company, which had five plants in North Carolina, was owned by New York-based Monomoy Capital Partners since 2013. At that time, Klaussner had 10 plants, $350 million in annual revenue and about 1,800 employees, according to WoodworkingNetwork.com
In 2022, the company had five N.C. plants and estimated sales of $300 million, ranking 36th on a ranking of the largest U.S. wood products manufacturers, according to the trade publication.
Stuart Love founded the company in 1963, then sold it to Hans Klaussner in 1979. It grew rapidly over the next three decades as a manufacturer or supplier of upholstery, motion furniture, case goods and mattresses.
Its product licenses included the Trisha Yearwood Home Collection and Stacy Garcia Home, Furniture Today reported.
State insurance regulators and the auto insurance industry have agreed on a 4.5% increase in premiums for later this year and in 2024.
The agreement also includes motorcycle rate increases of 2.3% in 2023 and 2.3% in 2024.
The N.C. Rate Bureau, which represents the industry, had requested an overall average statewide increase in of 28.4% for private passenger auto rates and 4.7% for motorcycle liability. The difference in what the industry requested and what regulators approved is $1.6 billion in premiums.
“I’m proud that North Carolina is consistently among the lowest annual average rates for private passenger vehicles in the nation,” says Insurance Commissioner Mike Causey in a statement. “In recent years, we’ve seen some rate increases due to more accidents and fatalities in North Carolina. This can be attributed to factors such as excessive speeding and driving under the influence.”
The settlement cancels a hearing scheduled for later this year.
According to a 2023 study from U.S. News and World Report, North Carolina ranked as the sixth lowest state in average annual automobile insurance costs. Insurers are expected to raise car insurance premiums by an average of 8.4% in 2023 across the country after a slight 0.6% increase in 2022, according to ValuePenguin, a subsidiary of Charlotte-based LendingTree.
The increase will take effect on new and renewed policies beginning on or after Dec. 1. By law, the bureau must submit auto rate filings with the department every year by Feb. 1.
State Farm is the largest auto insurer in the state, with a 14.6% market share. Progressive, the North Carolina Farm Bureau and Berkshire Hathaway’s GEICO all have more than 10% of the $3.7 billion auto insurance market.