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Trucking Insurance Experts at Independence Agency
Can Save your Company Thousands of Dollars!
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The Importance of
Commercial Truck Insurance in Augusta, GA
- Let's face it - truckers in America have always been the backbone of our great country. They still are in modern times. On any given day, thousands of trucks traverse our highways and local roads, delivering goods and products on time so that businesses and consumers have what they need to live life. And while commercial trucking can be an incredibly lucrative way to make a living and put food on the table, it can also be risky and expensive.
- Whether you're the owner of a fleet, an independent trucker, or have a business that uses big rigs to transport goods, you need commercial trucking insurance to protect you and your client's investments, shield you from liability, and more.
- That's where working with a reliable truck insurance agency comes into play. Unfortunately, for many commercial truck insurance providers, serving the needs of truckers is low on the proverbial totem pole. At Independence Insurance Agency, nothing could be further from the truth.
Service Areas
The Commercial Truck
Insurance Agency in Augusta, GA You Can Trust
Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.
As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.
We Put Truckers First Because Others Don't
Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.
At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.
One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.
Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.
If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:
- Affordable Trucking Insurance Plans for Any Budget
- Exemplary Customer Service
- Seasoned Transportation Specialists Who Customize Plans to Your Needs
- A+ Carriers Across the Country
- Simple, Easy Quote and Bind Process
- Multiple Insurance Carriers Quoted to Find You the Best Rates
- Truck Insurance for New Ventures
Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.
The Commercial Truck
Common Types of Big Rig Truck Insurance in Augusta, GA
At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.
As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.
Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.
For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.
Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.
While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.
Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.
Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.
Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:
- Business Interruption Insurance
- Reefer Breakdown Insurance
- Occupational Accident with Contract Liability Insurance
- Rental Reimbursement Insurance
- Underinsured or Uninsured Motorist Insurance
- Towing Insurance
- Electronics Insurance
- Much More
3 Safe Driving Tips to
Lower the Cost of Truck Insurance in Augusta, GA
Keeping your drivers safe on the road is crucial not only for their own well-being but also for the safety of other motorists and the financial stability of your business. The Department of Labor has identified the trucking industry as one of the most hazardous sectors in the U.S. In fact, trucking and logistics fleets are known for their high injury and fatality rates. By improving how safely your truckers drive, you can help reduce expenses related to claim payouts, accidents, and insurance premium hikes.
Whether you own a large fleet or you're the owner and operator of a single rig, keep these safe driving tips in mind to help lower your insurance costs.
Implement Preventative Maintenance Plans
Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.
This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.
Call NowPractice Defensive Driving
This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.
Some of the easiest ways for you or your drivers to practice safe driving include:
- Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
- Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
- Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
- Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
Find Ways to Prevent Distracted Driving
According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.
Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.
Call NowEnsuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.
This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.
Call NowThis approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.
Some of the easiest ways for you or your drivers to practice safe driving include:
- Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
- Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
- Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
- Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.
Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.
Call NowFAQs About
Independence Insurance Agency
If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.
Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.
Typically, companies will look at claims that date back three years or less.
We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.
Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.
Independence Insurance Agency: Committed to the Trucking Industry
There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Augusta, GA that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.
Latest News in Augusta, GA
Hockey is coming back to Augusta under new deal
Hallie Turnerhttps://www.wrdw.com/2024/10/22/hockey-is-coming-back-augusta-under-new-deal/
Published: Oct. 22, 2024 at 12:56 PM PDT|AUGUSTA, Ga. (WRDW/WAGT) - It looks like hockey will be returning to Augusta.The Augusta-Richmond County Coliseum Authority entered a new agreement Tuesday with the Oak View Group, which will take control over the yet-to-be-built downtown arena and Bell Auditorium, operating under a new contract.It won’t be the first time for Augusta to have hockey. In the late 1990s, the Augusta Lynx Minor League Hockey team hit the ice in the James Brown Arena, which is being torn down to ...
Published: Oct. 22, 2024 at 12:56 PM PDT|
AUGUSTA, Ga. (WRDW/WAGT) - It looks like hockey will be returning to Augusta.
The Augusta-Richmond County Coliseum Authority entered a new agreement Tuesday with the Oak View Group, which will take control over the yet-to-be-built downtown arena and Bell Auditorium, operating under a new contract.
It won’t be the first time for Augusta to have hockey. In the late 1990s, the Augusta Lynx Minor League Hockey team hit the ice in the James Brown Arena, which is being torn down to make way for a new one.
80 young golfers get invited to Drive, Chip and Putt finals at Augusta National
Boys from Appling and Aiken are among the 80 young golfers who earned an invitation to Augusta National Golf Club for the Drive, Chip and Putt finals just ahead of the 89th Masters Tournament
Under that contract, Oak View will be fully responsible for bringing a hockey team here and making sure it remains successful.
The company has gone as far as to donate $10 million toward that.
And that pays for the entire thing, so this won’t cost taxpayers a dime.
A feasibility study shows the venture will be very successful.
“Through this contract, we will maximize the potential of our new Arena, ensure profitability for the Authority, fund capital improvements and maintenance, and ultimately, set up this Board – and the Augusta Entertainment Complex – as a whole, for success long after we are all gone,” said Cedric Johnson, Chairman of the Augusta-Richmond County Coliseum Authority. “We look forward to this continued partnership as we work in tandem to Build Augusta’s Future!”
The study shows that ice hockey will benefit the city with 45 more days of active business, which means more money for local restaurants and hotels.
They say it will bring jobs to the area, increase spending downtown by 60% and tax revenue by 40%.
‘He is all I got’: Missing S.C. dancer’s family offers reward
The family of a missing Broadway dancer is offering up to $10,000 in reward money for information leading to his discovery.
Leaders say it was not a quick decision.
“The coliseum authority wanted us to make sure it was right for Augusta,” said Michael Harvey, vice president of Nations Group. “That there was no risk, that they weren’t buying something they didn’t have to pay for. With the contract negotiations market analysis it is good for Augusta.”
The contract extension is for 10 years with a 10-year option.
The new 10,500-seat arena is expected to open in 2027 and include suites, loge boxes, a private club lounge and a connection to Bell Auditorium.
Located in downtown Augusta, the Bell Auditorium is a 2,700-seat theater that reopened on May 31 after being offline for a year to undergo expansion and refurbishments.
“We’ve been a long-standing partner through our management of the Augusta Entertainment Complex and are honored that the Augusta-Richmond County Coliseum Authority has entrusted Oak View Group to manage operations of the new Augusta arena,” said Peter Luukko, co-chairman of the company.
Oak View Group has provided management services at Bell Auditorium and James Brown Arena since 2008.
Leaders say it’s a win-win for bringing new life to the city.
“I think it’s going to bring a lot of excitement that hasn’t been seen downtown honestly,” says Harvey.
This is all still in the early stages, which means leaders are still figuring out the logistics of bringing a team here.
That also means the new plans of Oak View to take over responsibility for the success of the property won’t go into effect until the new arena is finished.
That’s slated for early 2027 and outside demolition is around the corner in November.
Copyright 2024 WRDW/WAGT. All rights reserved.
Augusta Utilities updates water distribution location list amid boil water advisory
FOX54 Staffhttps://www.wfxg.com/home/augusta-utilities-updates-water-distribution-location-list-amid-boil-water-advisory/article_c4778c18-7f86-11ef-90d3-6f2b8c810552.html
AUGUSTA, Ga. (WFXG) - Augusta Utilities released an update to the city's boil water advisory Thursday, confirming that the Municipal Building and Blythe Recreation Center are no longer serving as water distribution sites.The advisory is being issued out of an abundance of caution, as systemwide low pressures leave the potential of a health hazard due to microbial contamination.Potable water sites include Diamond Lakes on Windsor Spring Road, McBean Community Center on Hephzibah-McBean Road, Blythe City Hall on Church Street, Wa...
AUGUSTA, Ga. (WFXG) - Augusta Utilities released an update to the city's boil water advisory Thursday, confirming that the Municipal Building and Blythe Recreation Center are no longer serving as water distribution sites.
The advisory is being issued out of an abundance of caution, as systemwide low pressures leave the potential of a health hazard due to microbial contamination.
Potable water sites include Diamond Lakes on Windsor Spring Road, McBean Community Center on Hephzibah-McBean Road, Blythe City Hall on Church Street, Warren Baptist on Washington Road, Aquatic Center on Damascus Road, Southgate Plaza on Gordon Highway and The Depot on Reynolds Street. Residents can bring a container to these locations to fill up.
The city will hand out bottled water at The Depot, Diamond Lakes and Southgate Plaza.
The city of Augusta has created a database for residents to check if their street remains under a boil water advisory alert.
As of 11 a.m. on Tuesday Oct. 1, all streets in Augusta-Richmond County have been required to boil their water. Click here to access the database in regards to your street.
To properly boil tap water for use, customers should heat the water until bubbles come quickly from the bottom of the container, continue heating for a minute once the water boils, then allow it to cool.
The advisory is in effect until Augusta Utilities has done the appropriate testing. Once the advisory is lifted, you should flush all faucets for a minimum of two minutes before using for drinking or food preparation.
Copyright 2024 WFXG. All rights reserved.
AIKEN COUNTY, S.C. (WFXG) – A fire has destroyed a tire shop in Aiken County.
The fire broke out around 2:30 p.m. at McKinney Tire Service on York Street, sending thick, black smoke into the sky.
Three workers were in the shop at the time, and one was injured. That worker was taken to the hospital, but the extent of his injuries are unknown at this time.
Fire officials at the scene said they were removing walls and the roof of the building to get foam on to the tires that were burning inside.
The cause of the fire is not known at this time. Stay with WFXG FOX54 for the latest information.
6 days after Helene, here’s the situation in Augusta
Steve Byerlyhttps://www.wrdw.com/2024/10/03/6-days-after-helene-heres-situation-augusta/
HURRICANE HELENE: Latest updates on the storm — 24/7AUGUSTA, Ga. (WRDW/WAGT) - If you haven’t been out of your house since Hurricane Helene hit the CSRA last Friday, here’s what you should know.The roads are largely driveable in Augusta.It’s not normal by any stretch of the imagination.There’s still lots of debris, trees are toppled all over the pla...
HURRICANE HELENE: Latest updates on the storm — 24/7
AUGUSTA, Ga. (WRDW/WAGT) - If you haven’t been out of your house since Hurricane Helene hit the CSRA last Friday, here’s what you should know.
The roads are largely driveable in Augusta.
It’s not normal by any stretch of the imagination.
There’s still lots of debris, trees are toppled all over the place, and you still may not have power or water service at your house.
But you can easily get out and find supplies, as long as you have a car.
Don’t worry about gas; there’s plenty of it now.
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There are still some roadway obstructions deep inside older neighborhoods, but major thoroughfares are mostly clear – especially those that double as state highways.
There are still a lot of traffic lights out, so officials remind drivers to treat them as four-way stops. The Georgia Department of Transportation is on the ground Thursday in Richmond and Columbia counties installing four-way stop signs at its intersections, and it’s delivering about 100 repaired signal heads to Augusta.
Electricity is still out for a lot of homes, but it’s back on along major traffic corridors, so there are plenty of businesses open now.
Beech Island grandparents die hugging each other as tree falls on home
John Savage said his grandparents were found hugging one another in the bed, adding that the family thinks it was God’s plan to take them together, rather than one suffer without the other.
That includes probably at least half the gas stations.
And speaking of gas stations, you won’t see the hourslong lines that were common as recently as Monday, when one of our reporters had to wait for four hours.
Today, you’re mostly able to drive right up to a pump without a wait at all.
There are no traffic jams around grocery stores and no blocks-long lines of cars at Costco. And there are no lines of people waiting to get into supermarkets.
Stores are well-supplied with plenty of items – including ice.
Ga. electric utilities say Helene is worst disaster to ever hit them
Georgia’s biggest electric utilities both say Hurricane Helene was the most destructive disaster in their history.
Your biggest obstacle may be the 7 p.m. curfew imposed by Mayor Garnett Johnson. So if you go out, you should get your business done by then.
If you’re on foot, watch out for traffic, and be aware that most of the aid locations are ideally set up for drive-thru service.
But if you normally get around by bus, you’re out of luck there. While most drivers feel fine on the roadways, Augusta Transit administrators don’t feel like the roads are ready for buses yet.
While some restaurants are open again, others aren’t. That’s partly because the city is requiring a new inspection and permit before they can reopen.
Copyright 2024 WRDW/WAGT. All rights reserved.