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Insurance Agency in Calhoun, GA You Can Trust
Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.
As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.
We Put Truckers First Because Others Don't
Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.
At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.
One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.
Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.
If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:
- Affordable Trucking Insurance Plans for Any Budget
- Exemplary Customer Service
- Seasoned Transportation Specialists Who Customize Plans to Your Needs
- A+ Carriers Across the Country
- Simple, Easy Quote and Bind Process
- Multiple Insurance Carriers Quoted to Find You the Best Rates
- Truck Insurance for New Ventures
Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.
The Commercial Truck
Common Types of Big Rig Truck Insurance in Calhoun, GA
At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.
As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.
Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.
For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.
Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.
While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.
Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.
Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.
Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:
- Business Interruption Insurance
- Reefer Breakdown Insurance
- Occupational Accident with Contract Liability Insurance
- Rental Reimbursement Insurance
- Underinsured or Uninsured Motorist Insurance
- Towing Insurance
- Electronics Insurance
- Much More
Independence Insurance Agency
If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.
Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.
Typically, companies will look at claims that date back three years or less.
We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.
Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.
Independence Insurance Agency: Committed to the Trucking Industry
There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Calhoun, GA that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.
Latest News in Calhoun, GA
Georgia football recruiting: Four-star OT Daniel Calhoun commits as Dawgs add to No. 1 recruiting class
247Sports Georgia received a major boost to its No. 1-ranked 2024 recruiting class on Wednesday with the commitment of four-star offensive tackle Daniel Calhoun. Calhoun -- an in-state product from Marietta, Georgia -- is the Bulldogs' 22nd commitment in the 2024 recruiting cycle.Calhoun, the No. 70-ranked overall...
Georgia received a major boost to its No. 1-ranked 2024 recruiting class on Wednesday with the commitment of four-star offensive tackle Daniel Calhoun. Calhoun -- an in-state product from Marietta, Georgia -- is the Bulldogs' 22nd commitment in the 2024 recruiting cycle.
Calhoun, the No. 70-ranked overall player in the 247Sports rankings, elected to stay in his home state and commit to the Bulldogs over Alabama, Auburn, Tennessee, Texas, Clemson, Florida State, LSU, Michigan, Ohio State, Oklahoma and Texas A&M among others. He ranks as the No. 13 player in the state of Georgia and the No. 4 OT prospect in his class.
The Bulldogs' track record for producing talented offensive linemen was the deciding factor for Calhoun.
"Really the development part," Calhoun told 247Sports. "They develop really good offensive tackles and players."
The Bulldogs have done impressive work this cycle convincing the best talent in the state to stay home with the staff securing five commitments from the top 20 ranked players in Georgia. Headlining the group is five-star QB Dylan Raiola, the No. 1 overall player in the 2024 rankings. Georgia also has in-state commitments from four-star WR Ny Carr, four-star RB Dwight Phillips Jr., four-star DB Demello Jones.
Below is a scouting report on Calhoun from 247Sports director of scouting Andrew Ivins.
A massive human with the desired power and length. Has measured north of 6-foot-6 multiple times and is believed to be tipping the scales at just under 360 pounds. More importantly, owns branches for arms and a near 7-foot wingspan. At his best when he's moving forward as he will latch onto defenders and use his sheer mass to get them out of the way. Spent much of junior campaign lined up at left tackle for a Centennial squad that leaned heavily on its run game. Effective when asked to pull as he quickly gets to his assignment and tries to either swallow up or knock down would-be tacklers. Transferred into Walton for senior season where he is expected to get more looks in pass protection. Must get better with his footwork and his initial punch, but has the reach to extend the arc, which is important because he's only going to see more and more speed rushers on Saturdays. Also has to keep improving pad level. Should be viewed as one of the more promising offensive line prospects in the 2024 cycle given his body of work. Overall makeup suggests that his ceiling might be highest on the right side, but could find a home at one of the guard spots. Will likely need plenty of time to develop, but should thrive in a pro-style system that wants to constantly win at the point of attack and grind down opponents
Calhoun has two older brothers that both played college football. Vincent Calhoun played at Minnesota as an OL, appearing in 21 games with 13 starts. Chris Calhoun played at Wake Forest from 2015-18 and appeared in 51 total games.
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Savannah city officials announce names that could replace Calhoun Square
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SAVANNAH, Ga. (WTOC) - Savannah city officials have announced the names that could replace Calhoun Square.
This comes ahead of a community meeting about the renaming process Wednesday.
Some of the names in the running include Hostess City of the South Square and Susie King Taylor Square.
And now you will get the chance to weigh in on them.
The renaming of Calhoun Square is one step closer to becoming a reality.
15 names are now in the running including W.W. Law Square and The Seven Sisters Square.
“We had over 300 inquires into the naming process, over 40 different names that were submitted and the 15 names that made it through and are moving forward we think is a good reflection of the different values the community sees important in public naming,” Joe Shearouse said.
Last year, Savannah’s city council voted to remove John C. Calhoun’s name from the square citing concerns over his defending of slavery.
Those who live near the square giving mixed reviews of the renaming.
”I think that’s kind of erasing history. I think we should acknowledge that there are people in our past who stood for things that we don’t support now, but I think if we want to ways to honor more modern figures, we can find things to name after those people without taking names off of our historic landmarks,” Savannah Resident Hank said.
“I come to this square a lot. As long as the name of the square is someone who is good for society, for the community, and has good values, I think it’s good,” Savannah Resident Fabiola said.
Before the renaming goes up for a final vote in front of city council, it will first have to be approved by the Park and Tree plus Historic Site and Monument Commissions.
“Each of them are going to put a lot of emphasis on what the public feels is the most appropriate name. The amount of community support that each one has will likely weigh heavy on each board’s recommendation,” Shearouse said.
Now before those reviews happen, the city is hosting a public meeting to answer questions about the process Wednesday at 6 p.m. at the Coastal Georgia Center.
City officials hope to get city council’s approval of a new name in August.
Copyright 2023 WTOC. All rights reserved.
Calhoun Co. Schools superintendent found ‘ineligible’ by retirement system
MORGAN, Ga. (WALB) - Calhoun County Schools Superintendent Michael Ward can’t work for the rest of October. The Georgia teacher’s retirement system found Ward was “ineligible to work with Calhoun Schools as superintendent” for the last three years.WALB has been investigating this story for weeks.The investigation began when an educator filed a complaint with the T-R-S and the I-R-S about Ward’s pay and position with Calhoun County School District.“The only individuals that have suffere...
MORGAN, Ga. (WALB) - Calhoun County Schools Superintendent Michael Ward can’t work for the rest of October. The Georgia teacher’s retirement system found Ward was “ineligible to work with Calhoun Schools as superintendent” for the last three years.
WALB has been investigating this story for weeks.
The investigation began when an educator filed a complaint with the T-R-S and the I-R-S about Ward’s pay and position with Calhoun County School District.
“The only individuals that have suffered and continue to suffer by as much are the students and the certified teachers,” an educator who wished to stay anonymous told WALB.
Ward retired as an educator in 2019, and filed for retirement benefits, but then took a job as Calhoun County superintendent.
Documents show Ward failed to take a required one-month pause from employment before returning to work at a TRS-covered school.
“You illegally terminated pursuant to Georgia state law certified teachers that’s vetted through the state when you should have never been on premises working. And when I say ‘you,’ I am referencing Michael Henry Ward, the superintendent,” the educator said.
Maurice King is representing the educator who filed that IRS complaint against the school district.
He says he has had concerns about Ward’s pay as a part-time superintendent for years.
“I went to the school system a year ago and told them that it is crazy to pay a part-time superintendent at 49%, $10,000 a month. If you look at superintendents at neighboring counties, you will see that full-time superintendents barely get more than 124,000 a year,” King said.
Part of the educator’s complaint alleges that the school district misused federal Title I funds to pay Ward as a consultant in June of 2019 when he was supposed to be taking an employment break.
WALB found records from the Georgia Department of Education that Title I funds were allocated to Calhoun County Schools in 2019.
“Title I fundings are using for the purpose of mainly instructional enhancements, and it is federal funding, and every penny that comes out of that account is monitored,” the educator said.
“Calhoun County is a rural county, and I would venture to guess that if you were to go and look at the scores of the children, they are probably not where they should be. It appears to me that the logical thing to do would be to bring someone in who can relate to the students and community and try to improve the testing of those children,” King said.
According to emails between the school district and the Teacher Retirement System (TRS), which were provided to the educator through the Open Records Act, the district had to repay money to the TRS for Ward’s overpayment, and for the benefits he received from 2019-2023.
Ward’s TRS benefits were terminated.
The Calhoun County Schools Board of Education for Calhoun said they have no comment about the matter at this time.
WALB also reached out to him for comment on his school email, however, we have yet to hear back from him.
Copyright 2023 WALB. All rights reserved.
Cordray’s Mill sold in Calhoun County
ALBANY, Ga. (WALB) - WALB’s Jim Wallace was joined by Jon Kohler, land broker of Kohler and Associates, as he highlights the historic property Cordray’s Mill, which has now been sold.You recently sold a very historic property here in South Georgia. Tell us about Cordray’s Mill.“It’s a great place. It’s one of those great places that makes Southwest Georgia, so Georgia, so special, so unique. I mean, it’s got one of the largest private wetlands in the Southeast United States, irri...
ALBANY, Ga. (WALB) - WALB’s Jim Wallace was joined by Jon Kohler, land broker of Kohler and Associates, as he highlights the historic property Cordray’s Mill, which has now been sold.
You recently sold a very historic property here in South Georgia. Tell us about Cordray’s Mill.
“It’s a great place. It’s one of those great places that makes Southwest Georgia, so Georgia, so special, so unique. I mean, it’s got one of the largest private wetlands in the Southeast United States, irrigated farmland. Great hunting. It’s just an all around signature property for here in Southwest Georgia.”
Can you tell us about who bought it? What can you tell us about?
“Yeah, great guy. He’s got land in the neighborhood. He knows land. He loves land as he’s going to keep using it for it. It’s best for some income from the farmland and great waterfowl hunting. Good, good deer hunting. Exceptional deer hunting. He’s just going to keep doing what he does. He a lot of these land owners, you know, in the Albany plantation belt here, the signature the difference that makes this area so unique is. Landers have lots of land, big, Big land holdings, and he’s using this as an extra place he’s already got.”
That sounds like a very good thing. Now land in South Georgia, you we know a lot of, you know, the mortgage rates are high and everything. But how is land selling in South Georgia? Are people still looking for?
“Oh, absolutely. Our average this year is $590,000 a day in sales, seven days a week. It’s actually up 20% from last year. It’s exceptional. People are seeking these lands we’ve got here as safe havens as social storm properties, as income production, as recreation. And surprising, I think it will surprise a lot of people. Very few of these transactions are financed so almost exclusively cash.”
So what does that mean for the future of the economy here in South Georgia?
“It looks very good. We’ve got this as the destination. There’s people coming and buying these lands from all over the world, literally. And they’re seeking these for multiple reasons. It’s the future looks very, very good for us here.”
All right. Jon Kohler with Kohler and associates. Thank you very much for your update. We appreciate it.
“You’re welcome, Jim”
Copyright 2023 WALB. All rights reserved.
Georgia Guard Cavalry Soldiers Welcome New Leaders and Upgraded Armory
The Soldiers of the Georgia Army National Guard’s 1st Squadron, 108th Cavalry Regiment, headquartered in Calhoun, Ga., celebrated two big milestone events August 6-7 in their hometown.On Aug. 6, the squadron conducted a change of command and responsibility ceremony, bidding farewell to the outgoing team of Lt. Col. Robert M. Morris and Command Sgt. Maj. William P. Bookout , while welcoming new leaders Lt. Col. Jace Walden and Command Sgt. Maj. Timothy Deane. Soldiers, families, and friends witnessed the event at the Calhoun City...
The Soldiers of the Georgia Army National Guard’s 1st Squadron, 108th Cavalry Regiment, headquartered in Calhoun, Ga., celebrated two big milestone events August 6-7 in their hometown.
On Aug. 6, the squadron conducted a change of command and responsibility ceremony, bidding farewell to the outgoing team of Lt. Col. Robert M. Morris and Command Sgt. Maj. William P. Bookout , while welcoming new leaders Lt. Col. Jace Walden and Command Sgt. Maj. Timothy Deane. Soldiers, families, and friends witnessed the event at the Calhoun City High School auditorium.
Walden and Deane served together in the 1-108th Cav throughout their careers and expressed their gratitude for the opportunity to serve the squadron they grew up with.
“It’s really awesome to come back to the unit in this capacity, and at this time, breaking in a new facility, getting the unit ready for mobilization and getting to do this with someone I’ve come up with in the Cav,” said Walden.
On August 7, the squadron hosted a ribbon-cutting ceremony to highlight several new upgrades to the Bernard Franklin Armory, the headquarters and readiness center for the organization that was established in 1962. Several senior leaders and legislators attended the event where Major General Dwayne Wilson, commander of the Ga. Army National Guard, delivered a keynote address and officially declared the upgraded armory was now open for business.
“There’s no finer example of the relationship between community, local businesses and families than right here in Calhoun,” said Wilson.
The new upgrades include a new tactical operations center which will give the squadron greater control and flexibility during domestic response operations such as blizzards and hurricanes.
“We can project power to South Georgia and keep our squadron staff here while troops are down on the coast,” said Deane.
Additional improvements include a multipurpose building that provides more space and separation for the squadron’s headquarters and support companies, expanded bathrooms which offer more shower bays, and a nursing room for new mothers.
The $5.48 million renovation of the Bernard Franklin Armory is part of a multi-year effort to provide upgraded facilities to Ga. National Guard personnel who train in nearly 70 hometown armories across the state. The August 7 ribbon cutting is the fourth of six planned ceremonies to highlight State Operational Asset Readiness (SOAR) projects across Georgia in 2023.
The renovations are the result of Governor Brian Kemp and the Georgia General Assembly providing the Ga. National Guard with bond funds that are matched dollar-for-dollar by the U.S. Department of Defense.