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Frame The Importance of

Commercial Truck Insurance in Chapel Hill, NC

  • Let's face it - truckers in America have always been the backbone of our great country. They still are in modern times. On any given day, thousands of trucks traverse our highways and local roads, delivering goods and products on time so that businesses and consumers have what they need to live life. And while commercial trucking can be an incredibly lucrative way to make a living and put food on the table, it can also be risky and expensive.
  • Whether you're the owner of a fleet, an independent trucker, or have a business that uses big rigs to transport goods, you need commercial trucking insurance to protect you and your client's investments, shield you from liability, and more.
  • That's where working with a reliable truck insurance agency comes into play. Unfortunately, for many commercial truck insurance providers, serving the needs of truckers is low on the proverbial totem pole. At Independence Insurance Agency, nothing could be further from the truth.

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percent The Commercial Truck

Insurance Agency in Chapel Hill, NC You Can Trust

Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.

As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.

Commercial Truck Insurance Chapel Hill, NC

We Put Truckers First Because Others Don't

 Truck Insurance Chapel Hill, NC

Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.

At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.

One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.

Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.

If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:

  • Affordable Trucking Insurance Plans for Any Budget
  • Exemplary Customer Service
  • Seasoned Transportation Specialists Who Customize Plans to Your Needs
  • A+ Carriers Across the Country
  • Simple, Easy Quote and Bind Process
  • Multiple Insurance Carriers Quoted to Find You the Best Rates
  • Truck Insurance for New Ventures

Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.

chart The Commercial Truck

Common Types of Big Rig Truck Insurance in Chapel Hill, NC

At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.

As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.

Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.

For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.

Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.

While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.

Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.

Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.

Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:

  • Business Interruption Insurance
  • Reefer Breakdown Insurance
  • Occupational Accident with Contract Liability Insurance
  • Rental Reimbursement Insurance
  • Underinsured or Uninsured Motorist Insurance
  • Towing Insurance
  • Electronics Insurance
  • Much More

Three plus 3 Safe Driving Tips to

Lower the Cost of Truck Insurance in Chapel Hill, NC

Keeping your drivers safe on the road is crucial not only for their own well-being but also for the safety of other motorists and the financial stability of your business. The Department of Labor has identified the trucking industry as one of the most hazardous sectors in the U.S. In fact, trucking and logistics fleets are known for their high injury and fatality rates. By improving how safely your truckers drive, you can help reduce expenses related to claim payouts, accidents, and insurance premium hikes.

Whether you own a large fleet or you're the owner and operator of a single rig, keep these safe driving tips in mind to help lower your insurance costs.

Implement Preventative Maintenance Plans

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

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 Trucking Insurance Chapel Hill, NC

Practice Defensive Driving

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
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 Commercial Liability Insurance For Truckers Chapel Hill, NC

Find Ways to Prevent Distracted Driving

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

phone Call Now
 Commercial Truck Insurance Quote Chapel Hill, NC

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

 Low Priced Commercial Truck Insurance Chapel Hill, NC phone Call Now

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
Commercial Truck Insurance Chapel Hill, NC phone Call Now

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

 Truck Insurance Chapel Hill, NC phone Call Now

check light FAQs About

Independence Insurance Agency

If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.

Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.

Typically, companies will look at claims that date back three years or less.

We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.

Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.

Independence Insurance Agency: Committed to the Trucking Industry

There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Chapel Hill, NC that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.

 Trucking Insurance Chapel Hill, NC

Latest News in Chapel Hill, NC

Wrestling Completes Day One In Las Vegas, McNeil Advances To Semifinal

LAS VEGAS, NEV. – Lachlan McNeil advanced to tomorrow afternoon's semifinal match at the 2023 Cliff Keen Las Vegas Invitational, after three victories on day one of the event.McNeil, the third-ranked wrestler in the country at 141-pounds, began his tournament with a major decision and technical fall, capping off day one with a 9-6 decision over No. 19 Anthony Echemendia of Iowa State.The Toronto,...

LAS VEGAS, NEV. – Lachlan McNeil advanced to tomorrow afternoon's semifinal match at the 2023 Cliff Keen Las Vegas Invitational, after three victories on day one of the event.

McNeil, the third-ranked wrestler in the country at 141-pounds, began his tournament with a major decision and technical fall, capping off day one with a 9-6 decision over No. 19 Anthony Echemendia of Iowa State.

The Toronto, Ontario native meets up with ACC opponent, No. 7 Ryan Jack of NC State tomorrow in the semifinal bout.

McNeil was one of three Tar Heels to advance to the quarterfinals, alongside Gavin Kane and Max Shaw.

Kane fell in his quarterfinal match, to Northern Iowa's Parker Keckeisen. At 197-pounds, Shaw was clipped in his matchup, by decision.

Day 1 Cliff Keen Las Vegas Invitational Results:

Spencer Moore Round of 32: No. 27 Spencer Moore (UNC) over Jacob Carson (Utah Valley): 15-6 MD Round of 16: No. 5 Michael DeAugustino (Michigan) over No. 27 Spencer Moore (UNC): 7-2 Dec Consolation: No. 27 Spencer Moore (UNC) over Noah Luna (Appalachian State): 9-6 Dec Consolation: No. 21 Troy Spratley (Oklahoma State) over No. 27 Spencer Moore (UNC): 11-2 MD

Caden McCrary Round of 32: No. 25 Caden McCrary (UNC) over Shawn Ryncarz (Morgan State): 5-1 Dec Round of 16: No. 26 Gabe Whisenhunt (Oregon State) over No. 25 Caden McCrary (UNC): 4-2 Dec Consolation: Dustin Norris (Purdue) over No. 25 Caden McCrary (UNC): 4-3 Dec

Lachlan McNeil Round of 32: No. 3 Lachlan McNeil (UNC) over Chris Rivera (Campbell): 14-2 MD Round of 16: No. 3 Lachlan McNeil (UNC) over Abraham Hinrichsen (Cal Poly): 19-4 TF Quarterfinals: No. 3 Lachlan McNeil (UNC) over No. 19 Anthony Echemendia (Iowa State): 9-6 Dec

Jayden Scott Round of 32: No. 13 Casey Swiderski (Iowa State) over Jayden Scott (UNC): 7-2 Dec Consolation: Jayden Scott (UNC) over Adam Allard (Northern Iowa): 7-2 Dec Consolation: Jayden Scott (UNC) over Richard Fedalen (Columbia): 4-2 Dec Consolation: No. 32 Gabe Willochell (Wyoming) over Jayden Scott (UNC): 4-1 Dec

Danny Nini Round of 32: No. 18 Cody Chittum (Iowa State) over Danny Nini (UNC): 11-5 Dec Consolation: Danny Nini (UNC) over Cooper Voorhees (Wyoming): 4-2 Dec Consolation: No. 8 Ed Scott (NC State) over Danny Nini (UNC): 15-3 MD

Isaias Estrada Round of 32: Isaias Estrada (UNC) over Jake Marsh (Morgan State): Fall (5:57) Round of 16: No. 3 Cameron Amine (Michigan) over Isaias Estrada (UNC): 6-3 Dec Consolation: Jaxon Garoutte (Utah Valley) over Isaias Estrada (UNC): 7-1 Dec

Marcus Murabito Round of 32: No. 13 Adam Kemp (Cal Poly) over Marcus Murabito (UNC): 11-2 MD Consolation: Riley Davis (Wyoming) over Marcus Murabito (UNC): 4-1 Dec

Gavin Kane Round of 32: No. 10 Gavin Kane (UNC) over Solo Mthethwa (Harvard): Fall (1:51) Round of 16: No. 10 Gavin Kane (UNC) over No. 13 Troy Fisher (Northwestern): 15-4 MD Quarterfinals: No. 1 Parker Keckeisen (Northern Iowa) over No. 10 Gavin Kane (UNC): 13-3 Consolation: No. 18 Sam Fisher (Virginia Tech) over No. 10 Gavin Kane (UNC): 4-2 Dec

Max Shaw Round of 32: No. 18 Max Shaw (UNC) over Tarik Sutkovic (Arizona State): 15-0 TF Round of 16: No. 18 Max Shaw (UNC) over No. 14 Luke Geog (Ohio State): 5-4 Dec Quarterfinals: No. 3 Tanner Sloan (South Dakota State) over No. 18 Max Shaw (UNC): 2-0 Dec Consolation: No. 13 Nick Stemmet (Stanford) over No. 18 Max Shaw (UNC): 7-3 Dec

Cade Lautt Round of 32: Jack Jessen (Northwestern) over Cade Lautt (UNC): 22-8 MD Consolation: Cade Lautt (UNC) over Peter Ming (Stanford): 8-7 Dec Consolation: No. 23 Cory Day (Binghamton) over Cade Lautt (UNC): Fall (1:11)

No. 23 Wrestling Heads West For Cliff Keen Las Vegas Invitational

LAS VEGAS, NEV. - The No. 23-ranked North Carolina wrestling program travels west this weekend, participating in the 2023 Cliff Keen Las Vegas Invitational.Tournament Information Date/Time: Friday, December 1 and Saturday, December 2 - All Day Location: Westgate Paradise Event Center - Las Vegas, Nev. Watch: FloWrestling Brackets: FloWrestlingBig Weekend Ahead • The Tar Heels are one of ...

LAS VEGAS, NEV. - The No. 23-ranked North Carolina wrestling program travels west this weekend, participating in the 2023 Cliff Keen Las Vegas Invitational.

Tournament Information Date/Time: Friday, December 1 and Saturday, December 2 - All Day Location: Westgate Paradise Event Center - Las Vegas, Nev. Watch: FloWrestling Brackets: FloWrestling

Big Weekend Ahead • The Tar Heels are one of 36 programs heading to Las Vegas this weekend for the event. • Carolina joins Atlantic Coast Conference opponents NC State and Virginia Tech in the two-day clash. • In total, 15 programs ranked in this week's NWCA Coaches Poll will be in attendance.

Pre-Tournament Seeding • On Tuesday, the tournament announced it's pre-tournament seeding, which was highlighted by five Carolina wrestlers: - 125: Spencer Moore: 15-seed - 133: Caden McCrary: 10-seed - 141: Lachlan McNeil: 1-seed - 184: Gavin Kane: 8-seed - 197: Max Shaw: 9-seed

Last Time Out • On Nov. 19, the Tar Heels split its road duals, against Central Michigan (W, 25-10) and Illinois (L, 20-13). • To begin the day against Central Michigan, Carolina defeated the Chippewas behind four decisions, two major decisions and one technical fall. • Against the host Fighting Illini, Carolina collected decisions from Moore (125), Kane (184) and Shaw (197), with a major decision courtesy of McNeil (141). • That same weekend, the tandem of Omuary Alvarez and Marcus Murabito produced runner-up finishes for the Tar Heels at the Life U Open, placing seven in the event.

Tar Heels In The Polls • Entering the weekend, five Tar Heels are ranked in the weekly InterMat Wrestling rankings: - 125: Spencer Moore: No. 27 - 133: Caden McCrary: No. 25 - 141: Lachlan McNeil: No. 3 - 184: Gavin Kane: No. 10 - 197: Max Shaw: No. 18 • As a team, Carolina is slotted at No. 23 in the NWCA Coaches Poll.

Carolina Lineup 125: No. 27 Spencer Moore 133: No. 25 Caden McCrary 141: No. 3 Lachlan McNeil 149: Jayden Scott 157: Danny Nini 165: Isaias Estrada 174: Marcus Murabito 184: No. 10 Gavin Kane 197: No. 18 Max Shaw 285: Cade Lautt

LAS VEGAS, NEV. - North Carolina wrestler Lachlan McNeil captured a third-place finish Saturday, at the 2023 Cliff Keen Las Vegas Invitational.

The Tar Heel 141-pounder fell to No. 7 Ryan Jack in Saturday morning's semifinal, but would bounce back with back-to-back decisions in the consolation bracket to claim the bronze.

Against NC State's Jack, McNeil would fall in a close match, 4-2, but would respond with a 5-2 decision over No. 24 Tagen Jamison of Oklahoma State, and a 6-3 verdict against No. 9 Cael Happel from Northern Iowa in the bronze medal match.

The Tar Heels return to the mat in Carmichael Arena on Saturday, December 16 at 5 PM, hosting Morgan State.

Day 2 Cliff Keen Invitational Results:

Lachlan McNeil Semifinal: No. 7 Ryan Jack (NC State) over No. 3 Lachlan McNeil (UNC): 4-2 Dec Consolation: No. 3 Lachlan McNeil (UNC) over No. 24 Tagen Jamison (Oklahoma State): 5-2 Dec 3rd Place Match: No. 3 Lachlan McNeil (UNC) over No. 9 Cael Happel (Northern Iowa): 6-3 Dec

Carolina ranks 4th among publics

UNC-Chapel Hill is the No. 4 ranked public university in the country and is No. 22 overall in the 2024 U.S. News & World Report Best College rankings released Monday.Carolina, which has been among the top 5 public universities for more than 22 years, moved up one position from last year to No. 4. The University tied for 22nd overall among public and private institutions – up seven positions from a year ago.Carolina also ranked ...

UNC-Chapel Hill is the No. 4 ranked public university in the country and is No. 22 overall in the 2024 U.S. News & World Report Best College rankings released Monday.

Carolina, which has been among the top 5 public universities for more than 22 years, moved up one position from last year to No. 4. The University tied for 22nd overall among public and private institutions – up seven positions from a year ago.

Carolina also ranked 14th place overall in the rankings for best value schools. The University has held first place among public institutions in the best value category for 19 years.

“Carolina’s ranking as one of the top four public universities in the country demonstrates our commitment to excellence, affordability, innovation, and service,” said Chancellor Kevin M. Guskiewicz. “Our students, faculty and staff strive to make Carolina the leading global public research university every day. This ranking recognizes our efforts to align our strategic priorities outlined in Carolina Next and move our university forward. Being passionately public, we are also proud to be recognized for our dedication to making Carolina’s world-class education accessible and affordable to people across our state and around the world.”

U.S. News & World Report assessed the year’s Best Colleges rankings by looking at 19 academic quality indicators, including graduate and retention rates; social mobility; faculty resources; academic quality assessments by peer institution presidents, provosts and deans; financial resources; student excellence and alumni giving.

“Over the past several years, our campus Board of Trustees has worked closely with the university’s administration, our world-class faculty, the UNC System Board of Governors, the N.C. General Assembly and other key stakeholders to make Carolina a national leader,” said John Preyer, chairman of the UNC-Chapel Hill Board of Trustees. “Our students and alumni are our greatest success stories, applying their UNC education as they lead in their communities, our state, our nation and the world. This new national recognition is the result of Tar Heel teamwork and a consistent commitment to excellence by everyone involved. On behalf of the trustees, thank you all.”

In the publication’s newly added Undergraduate Research/Creative Projects category, Carolina ranks among the Top 50 universities in the nation.

Additional 2024 Best Colleges rankings for UNC-Chapel Hill include:

Early voting begins Oct. 19

Early voting for the 2023 municipal election begins Thursday, Oct. 19 through Saturday, Nov. 4. If you are not registered to vote or need to update your registration, same-day registration is available during early voting.You can only vote early in your county of residence. If you are registered to vote in Orange County or are eligible to use same-day registration at an Orange County early voting site, the closest early voting location to campus is Chapel of the Cross, 304 E. Franklin St. (next to Mor...

Early voting for the 2023 municipal election begins Thursday, Oct. 19 through Saturday, Nov. 4. If you are not registered to vote or need to update your registration, same-day registration is available during early voting.

You can only vote early in your county of residence. If you are registered to vote in Orange County or are eligible to use same-day registration at an Orange County early voting site, the closest early voting location to campus is Chapel of the Cross, 304 E. Franklin St. (next to Morehead Planetarium and Science Center).

To register to vote during the early voting period, be sure to bring proof of residency, showing your name and current address. If you live in a residence hall on campus, including Granville Towers, Orange County election officials have a roster, so you may show your physical One Card as proof of residency. Those living in Greek houses cannot use their One Card for proof of residency. Beginning this year, voters in North Carolina will also be asked to present photo identification to vote, though certain exceptions apply. Students, faculty and staff may opt to use their current physical UNC One Card as a voter ID. Mobile One Card does not count as a voter ID option. Those who have switched to mobile One Card can still use their physical One Card as an ID option. For more information about what other forms of identification are accepted, visit the voter ID page on the North Carolina State Board of Elections website.

Chapel of the Cross, as well as Carrboro Town Hall (108 Bim St.), Chapel Hill Public Library and Seymour Center are open the following days and times:

Thursday-Friday, Oct. 26-27: 8 a.m. to 6 p.m.Saturday, Oct. 28: 8 a.m. to 3 p.m.Sunday, Oct. 29: Noon to 4 p.m.Monday, Oct. 30: 8 a.m. to 6 p.m.Tuesday, Oct. 31: 8 a.m. to 4 p.m.Wednesday-Friday, Nov. 1-3: 8 a.m. to 6 p.m.Saturday, Nov. 4: 8 a.m. to 3 p.m.

Please check the Orange County Board of Elections website or your home county’s Board of Elections website for more information about early voting locations and hours. During early voting, you may vote at any early voting location in your county of residence.

If you are already registered to vote, you can vote on Election Day, Tuesday, Nov. 7. The polls will be open 6:30 a.m. to 7:30 p.m. You can check your registration, find your polling place and download a sample ballot at the N.C. State Board of Elections website. There is no same-day registration available on Election Day. The deadline to register to vote on Election Day itself has passed.

Matson’s journey as UNC’s 23-year-old field hockey coach reaches the brink of another NCAA title

CHAPEL HILL, N.C. (AP) — Erin Matson crouched near midfield, intently watching North Carolina’s field hockey players run drills creating a hive of activity near the goal.A year ago at this time, Matson was among that on-ball chaos, the decorated star of a team nearing another national championship. Now she’s a first-time head coach, a 23-year-old taking over for ...

CHAPEL HILL, N.C. (AP) — Erin Matson crouched near midfield, intently watching North Carolina’s field hockey players run drills creating a hive of activity near the goal.

A year ago at this time, Matson was among that on-ball chaos, the decorated star of a team nearing another national championship. Now she’s a first-time head coach, a 23-year-old taking over for the winningest coach in the sport’s history and leading players who were previously teammates.

Pressure? Yep. And she’s good with all of it.

“I live by the quote: pressure is a privilege,” Matson said in an interview with The Associated Press. “I think the ability to be in a situation like this, I’m grateful for that, and I appreciate that.”

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Matson’s remarkable playing career has already made her a sizable name in field hockey. She’s a three-time national player of the year. A four-time national champion, three in unbeaten seasons. The career scoring leader in Atlantic Coast Conference and NCAA Tournament history. And a U.S. national team member dating to when she was 17.

She’s adding to that legacy from the sideline. Her Tar Heels (16-3) won a seventh straight ACC title and are the NCAA Tournament’s No. 1 seed hosting this weekend’s final rounds, first against Virginia in Friday’s national semifinals.

“It’s been crazy and wild, and never-ending,” Matson said.

“It’s also been exactly what I want. ... It’s not just like a normal new coaching position, getting acclimated to Carolina or whatever. I know how this place runs. But I’m learning all that it takes to run a program, to be a coach, as well as doing the actual work to be successful with it. It’s been a lot, but I wouldn’t change anything about it.”

Matson’s sudden move from star player to coach became a national story from the moment she was named successor to retired 10-time NCAA champion Karen Shelton, a hiring coming a month after her graduation. That meant added attention and pressure for one of the sport’s top programs, felt by Matson down to her staff and players.

Along the way, she’s experienced the learning curve of a first-time coach.

There’s being on the other side of recruiting pitches with prospects and parents. Managing a program budget. Setting practice schedules. Even disciplining players, some of whom returned from last year’s perfect season when she was co-captain.

“She’s had so much attention, attention’s not going to bother her,” said UNC football coach Mack Brown, a College Football Hall of Famer who gave a pregame talk to Matson’s team before their NCAA opener. “She’s so competitive and so tough. She’s not going to worry about whether somebody thinks a 23-year-old is old enough to do this or not, whether she was ready for the playoffs.

“None of that matters to her. She’s into winning.”

She immediately impressed Brown when she called last year to meet and pick his brain with thorough and detailed coaching questions.

“I knew she’s the Michael Jordan of women’s field hockey but I had never met her and never seen her play,” Brown said.

As Matson pursued the job, athletics director Bubba Cunningham admitted it was initially “an idea that you probably do have to sit with for a while to say, ‘OK, am I really going to consider this?’”

“There’s a maturity level to her personality that gives you a sense of confidence,” Cunningham said. “She has a sense of purpose. She’s obviously driven and focused. She just is a very thoughtful and very deliberate person that is always prepared.”

Along the way, there was outside curiosity about the coaching change, then about how she’d handle the in-season work. Matson shrugged it off.

“There’s always going to be people who talk,” Matson said. “The day I was hired, there was a guy on Twitter: ‘She’s not even old enough to rent a car right now.’ It’s like, ’All right dude, if that’s the biggest worry you have, I think we’re in a good spot. There is Uber, and I will figure it out because I’m resourceful.

“But it’s just all of those people talking. It only motivates everyone, not just me. But these (players) are protective, too. They want to prove they can be part of something special, that hasn’t been done before.”

One of the more challenging changes was Matson and players having to rewire their relationship, down to Matson opting for a second cellphone so players can contact her officially as their coach.

“I have lived with them, I have gone out with them, I know everything about them,” Matson said. “And I felt right when I was hired, they didn’t need to be texting me, ‘Hey Erin, can we sit down and have a talk in an individual meeting and watch clips?’ or ‘Hey, what time are we practicing today?’ But then scrolling up a little bit and seeing things that were on the friend side.

“I felt that was just part of the natural side of things, to set the boundaries and respect the boundaries.”

Sixth-year back Romea Riccardo is one of those former teammates.

“Right away she did a great job of kind of separating herself from us,” she said. “We respected her right away. We always respected her as a player. But now obviously it’s a little bit different when she’s our coach and our person that we kind of look up to as a mom figure.”

One way or the other, Matson’s first thrown-in-the-deep-end season will be over by the weekend. It could end with her hoisting another trophy as before.

From there, it will be time to turn her focus toward Year 2. This is, after all, still a beginning.

“Trust me, I have tons to learn, every year is not going to be perfect,” Matson said. “This year, we’re not done yet. There’s still so much to do. But hey, this isn’t as crazy as maybe some of the rumors made it out to be.”

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