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The Importance of
Commercial Truck Insurance in Charlotte, NC
- Let's face it - truckers in America have always been the backbone of our great country. They still are in modern times. On any given day, thousands of trucks traverse our highways and local roads, delivering goods and products on time so that businesses and consumers have what they need to live life. And while commercial trucking can be an incredibly lucrative way to make a living and put food on the table, it can also be risky and expensive.
- Whether you're the owner of a fleet, an independent trucker, or have a business that uses big rigs to transport goods, you need commercial trucking insurance to protect you and your client's investments, shield you from liability, and more.
- That's where working with a reliable truck insurance agency comes into play. Unfortunately, for many commercial truck insurance providers, serving the needs of truckers is low on the proverbial totem pole. At Independence Insurance Agency, nothing could be further from the truth.
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The Commercial Truck
Insurance Agency in Charlotte, NC You Can Trust
Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.
As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.
We Put Truckers First Because Others Don't
Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.
At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.
One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.
Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.
If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:
- Affordable Trucking Insurance Plans for Any Budget
- Exemplary Customer Service
- Seasoned Transportation Specialists Who Customize Plans to Your Needs
- A+ Carriers Across the Country
- Simple, Easy Quote and Bind Process
- Multiple Insurance Carriers Quoted to Find You the Best Rates
- Truck Insurance for New Ventures
Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.
The Commercial Truck
Common Types of Big Rig Truck Insurance in Charlotte, NC
At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.
As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.
Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.
For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.
Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.
While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.
Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.
Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.
Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:
- Business Interruption Insurance
- Reefer Breakdown Insurance
- Occupational Accident with Contract Liability Insurance
- Rental Reimbursement Insurance
- Underinsured or Uninsured Motorist Insurance
- Towing Insurance
- Electronics Insurance
- Much More
3 Safe Driving Tips to
Lower the Cost of Truck Insurance in Charlotte, NC
Keeping your drivers safe on the road is crucial not only for their own well-being but also for the safety of other motorists and the financial stability of your business. The Department of Labor has identified the trucking industry as one of the most hazardous sectors in the U.S. In fact, trucking and logistics fleets are known for their high injury and fatality rates. By improving how safely your truckers drive, you can help reduce expenses related to claim payouts, accidents, and insurance premium hikes.
Whether you own a large fleet or you're the owner and operator of a single rig, keep these safe driving tips in mind to help lower your insurance costs.
Implement Preventative Maintenance Plans
Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.
This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.
Call NowPractice Defensive Driving
This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.
Some of the easiest ways for you or your drivers to practice safe driving include:
- Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
- Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
- Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
- Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
Find Ways to Prevent Distracted Driving
According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.
Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.
Call NowEnsuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.
This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.
Call NowThis approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.
Some of the easiest ways for you or your drivers to practice safe driving include:
- Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
- Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
- Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
- Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.
Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.
Call NowFAQs About
Independence Insurance Agency
If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.
Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.
Typically, companies will look at claims that date back three years or less.
We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.
Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.
Independence Insurance Agency: Committed to the Trucking Industry
There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Charlotte, NC that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.
Latest News in Charlotte, NC
NC trend: A retired Charlotte CEO and the state agriculture commissioner aim to preserve fast-dwindling farmland.
BusinessNChttps://businessnc.com/nc-trend-a-retired-charlotte-ceo-and-the-state-agriculture-commissioner-aim-to-preserve-fast-dwindling-farmland/
Green Acres By Dave MildenbergPreserving farmland may be a concept that everyone can support, but it’s incredibly difficult in fast-growing metropolitan areas like Charlotte.That’s the mission that former Belk CEO Tim Belk and others are focused on with the Carolinas Farm Fund. Charlotte is the third major market, after Chicago and Atlanta, to take part in efforts led by The Conservation Fund, an Arlington, Virginia-based preservation nonprofit.The Carolinas fund seeks to raise $17 million in ...
Green Acres By Dave Mildenberg
Preserving farmland may be a concept that everyone can support, but it’s incredibly difficult in fast-growing metropolitan areas like Charlotte.
That’s the mission that former Belk CEO Tim Belk and others are focused on with the Carolinas Farm Fund. Charlotte is the third major market, after Chicago and Atlanta, to take part in efforts led by The Conservation Fund, an Arlington, Virginia-based preservation nonprofit.
The Carolinas fund seeks to raise $17 million in private funding over 10 years, with a goal of preserving 5,000 farm acres within 75 miles of Charlotte. So far it has raised about $4 million.
“It’s a very innovative program that they’ve tried in other states and it works,” says N.C. Agricultural Commissioner Steve Troxler.
The group’s model is to buy property through an agricultural conservation easement, then lease it to a farmer who intends to acquire the land after several years in business. Because the easement restricts usage to farming in perpetuity, the property value tends to be 40% to 60% lower than if there were no clauses. Farmers can then afford to buy the land, if they’ve shown an ability to develop a sustainable business, says Aaron Newton, the Carolinas fund program manager.
The first participant in the Charlotte area is DeepRoots CPS Farm owners Cherie and Wisdom Jzar, a couple that grows more than 60 seasonal crops on 7 acres in Mecklenburg County.Now they are expanding to 44 acres in Union County with $1.4 million of support from the Carolinas Farm Fund.
“One of the biggest hurdles to people who want to farm is getting access to more land, so this helps us tremendously,” says Cherie Jzar. Longtime farmers “are not able to preserve farmland unless they have people who want to farm it,” she says.
The Jzars started as homesteaders about 18 years ago, producing food for their family on as many as five sites in Mecklenburg County. “We started thinking in 2018, ‘We’re really good at this and we should think about starting a farming business,’” she says. They closed on their 7-acre farm in December 2021.
Expanding their business will allow them to move beyond selling directly to customers who come to their property or buy at three local farmers markets. One of their five children, who studied agriculture at North Carolina A&T State University, is working at the farm. She hopes their other children will farm, too.
“We hope ultimately that this will create a pathway for them to create generational wealth,” she says.
Belk is a third-generation member of the famous department store family, which sold their business to a private-equity group in 2015. He and his daughter, Peanut, co-own a 12-acre organic farm, Wild Hope Farm, in Chester, South Carolina, about 40 miles south of Charlotte. He is passionate about the opportunity for farmers to supply a greater portion of vegetables, fruit and proteins to city-dwellers who prefer locally grown food.
“Overcoming the hurdles of farming a larger property is daunting,” Belk says. “But small and mid-sized farms can be successful, they can pay competitive wages and generate enough cash to stay current. There will be some one step forward, two steps back, but I definitely think it is doable.”
As one of the nation’s fastest-growing regions, the Charlotte area is expected to lose 19,400 acres of farmland by 2040 to housing, retail and other developments, according to American Farmland Trust.
But affiliated groups in Atlanta and Chicago have built pipelines with about 18 farms conserved in those areas over the past four years. “The success in Atlanta gives us hope that we can do something similar over time,” Belk says.
Soaring demand for local food and increased concerns about food safety are propelling the conservation movement, Newton says. For more than four decades, only about 2% of U.S. households have been producing food for the rest of our nation.
Preserving farmland is a key priority of Troxler, who has held his elected office since 2005. “He has had a great track record in helping take agriculture in North Carolina from $50 billion to $111 billion annually,” Belk says. “We’ve got a leader who understands business, and he’s also been a real leader in farmland conservation.”
The N.C. Department of Agriculture has spent $108 million to preserve 36,000 acres of farmland since Troxler took office, he says. Last year, farmers submitted 112 applications for preservation funds, totaling $55 million. But Troxler had only $18 million in his budget. To stretch state tax dollars, the state partners with the Carolinas Farm Fund and other nonprofits.
Troxler was impressed by Deep Roots during a visit. “It was exciting to see young people who have the heart to farm and the passion to farm to get some land at a price they can afford.”
______________________________________________________________________
Growing the family farm By Kevin Ellis
Husband-and-wife Tommy and Vicky Porter started farming on 200 acres of land in Cabarrus County in the mid-1980s. They expanded to 600 acres, but knew more would be needed to support their three kids and their eventual families, if they chose the farm lifestyle.
Three spouses and 10 grandchildren, later, their “grow the pie” plan is working out.
Advocates of preserving farmland, the Porters decided to sell conservation easements, closing on the first one in 2013. They used the money to invest in more land and now have about 1,100 acres south of Mount Pleasant, about 30 miles east of Charlotte. The family manages 2,000 sows, 400 head of beef cattle and chicken houses for 30,000 pullets and 12,000 layer hens.
“With land prices the way they are, this is a way to grow a farm,” says Vicky Porter of the easements. “That’s how to make that pie bigger.”
All but about 200 acres are now under easements or have a contract pending. The Porters conserved 367 acres earlier this year with an easement in cooperation with Salisbury-based nonprofit Three Rivers Land Trust, along with state and federal preservation programs.
The easements had to be a family decision, says Tommy Porter. “If Walmart decides in 20 years this farm would be a nice place for a distribution center, they’ll have to say, ‘no,’” he says. Their three children, ages 35 to 42, have returned to farm work after holding other jobs. (One of them remains a Concord firefighter.)
The Porters also host weddings and other events at two large venues on the farm.
The Porters describe themselves as a “unicorn family,” saying it’s rare to have all three children engaged in farming. The grandchildren also help out.
A 13-year-old granddaughter can bale hay by herself as long as an adult is also in the field, says Tommy Porter. The youngest, 2-year-old Knox, spent a recent day with his grandfather, crisscrossing the farm on an ATV to check on different equipment. That was always the dream, say the Porters. ■
Donald Trump to hold rally in Gastonia Saturday
wcnc.comhttps://www.wcnc.com/article/news/local/gastonia/donald-trump-rally-gastonia-2024/275-1cc72250-73d2-452c-98a8-95ced6c5ae25
The rally comes the same day Vice President Kamala Harris is set to campaign in Charlotte.More VideosGASTONIA, N.C. — Former president Donald Trump is making another trip to North Carolina. He will visit Gastonia on Saturday, Nov. 2, for a rally as part of his 2024 presidential campaign to return to the White House.Trump's campaign shared the rally would happen at the Gastonia Municipal Airport, located along Gaston Day School Road. Door...
The rally comes the same day Vice President Kamala Harris is set to campaign in Charlotte.
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GASTONIA, N.C. — Former president Donald Trump is making another trip to North Carolina. He will visit Gastonia on Saturday, Nov. 2, for a rally as part of his 2024 presidential campaign to return to the White House.
Trump's campaign shared the rally would happen at the Gastonia Municipal Airport, located along Gaston Day School Road. Doors will open at 8 a.m. with remarks slated for noon.
The rally in Gastonia will happen hours before Vice President Kamala Harris hosts her own get-out-the-vote rally in Charlotte. Harris' event is set to run from 5 p.m. until 9 p.m.
Both rallies happen to fall on the last day of early voting in North Carolina. The State Board of Elections reported Tuesday that more than 3.1 million ballots had been cast. This is slightly behind 2020, which was at around 3.4 million ballots by this point. However, experts emphasize it's hard to compare these years, given the amount of mail-in ballots due to the COVID-19 pandemic. Both are far ahead of 2016's 1.8 million ballots cast by this point.
North Carolina is a key battleground state for both parties, both at the presidential level and for key down-ballot races. The Tar Heel State has seen both campaigns host rallies and other events in the final days of the 2024 election cycle. Tim Walz, current Minnesota governor and Harris' vice presidential running mate, was in Charlotte and Asheville on Wednesday for campaign rallies. A week ago, Trump's running mate and current Ohio senator JD Vance hosted a town hall rally in Monroe.
On Wednesday, both Harris and Trump were in North Carolina as well. Harris was in Raleigh while Trump was in Rocky Mount.
Gastonia is located about 21 miles west of Charlotte.
WCNC Charlotte will have live election coverage of all the local and statewide elections starting at 7 p.m. on Election Day on Tuesday, Nov. 5 on streaming on WCNC+, and all election results can be found by texting the word ELECTION to 704-329-3600 or going to WCNC Charlotte's election page.
Related Articles
Charlotte apartment residents raise concerns after sudden evictions: 'Where's everybody gonna go?'
wcnc.comhttps://www.wcnc.com/article/news/local/tanglewood-apartments-eviction-issues-charlotte-nc-10-30-2024/275-3b69d222-feae-4a10-af7e-93ecbeed2104
Residents told WCNC Charlotte said they've lived in horrible conditions. Now they're being met with a 30-day notice to vacate the property.More VideosCHARLOTTE, N.C. — Before Stacy Carter allowed WCNC Charlotte to enter her home at the Tanglewood Apartments community in north Charlotte, she warned about what lies and lives inside it."Now brace yourselves, I have every roach possible i...
Residents told WCNC Charlotte said they've lived in horrible conditions. Now they're being met with a 30-day notice to vacate the property.
More Videos
CHARLOTTE, N.C. — Before Stacy Carter allowed WCNC Charlotte to enter her home at the Tanglewood Apartments community in north Charlotte, she warned about what lies and lives inside it.
"Now brace yourselves, I have every roach possible in here," she said.
Carter also said her home is also filled with gnats and mold.
"We have mold through almost every wall in our apartment, we have asked numerous times for these problems to be fixed," she added.
Instead, many residents said they received a 30-day notice to vacate the premises by Nov. 30.
"They were telling me I have to move and they took my money," Christopher Sanders, a resident who was hit with the notice, said.
The apartment complex was recently bought out by new owners after the previous one faced several code violations. WCNC Charlotte reached out to Charlotte city officials to learn more. Those officials said they met with the new owners this week and that they have committed $2 million toward repairs.
Officials also said the new owners informed them they’re only evicting residents who are not paying rent. But neighbors living there say that’s far from the truth
"They need to stop lying," Carolyn Toney said. "We would like to know where is our mayor and our council person that we voted for?"
While some neighbors like Toney continue to challenge city leaders to do more to help, others are feeling hopeless about what lies ahead.
"Where is everybody going to go? You got disabled people here who also received that notice," Tonya Hamilton said.
The city said its displacement protocol has been activated and "our partners will be on-site this week to coordinate support activities including meeting with residents".
WCNC Charlotte is still waiting to hear back from the new owners of Tanglewood apartments.
Contact Tradesha Woodard at twoodard1@wcnc.com and follow her on Facebook, X and Instagram.
Related Articles
Last-minute tips for Charlotte voters: What’s on the ballot, where to vote & need-to-knows
Chyna Blackmonhttps://www.charlotteobserver.com/news/politics-government/election/voter-guide/article294766219.html
With election day approaching, nearly half of registered North Carolina voters have already cast their ballot in the 2024 general election.According to the State Board of Elections, more than 3 million people voted in person or by absentee ballot so far.Election day is Tuesday, Nov. 5. If you want to head to the polls before then, in-person early voting (and ...
With election day approaching, nearly half of registered North Carolina voters have already cast their ballot in the 2024 general election.
According to the State Board of Elections, more than 3 million people voted in person or by absentee ballot so far.
Election day is Tuesday, Nov. 5. If you want to head to the polls before then, in-person early voting (and same-day registration) can be done through Saturday, Nov. 2.
Whether you plan to vote early or on Election Day, here’s what to know about voting sites in/around the Charlotte area before heading to the polls.
Registered voters may visit any early voting site in their county. There are 33 early voting sites in Mecklenburg County:
Between Thursday, Oct. 17 and Saturday, Nov. 2, all sites will be open:
On Election Day (Tuesday, Nov. 5), registered voters can only cast a ballot at their assigned polling place.
The polls will be open from 6:30 a.m. to 7:30 p.m. Anyone standing in line by 7:30 p.m. will still be able to vote.
You can search for your specific polling site through the NCSBE Voter Search tool online at vt.ncsbe.gov/RegLkup.
Registered voters will be able to cast a ballot for the following offices in the the 2024 general election:
Several counties and municipalities will also be taking votes for boards of commissioners, boards of education, mayor and seats on municipal governing boards.
You can take a look at a sample ballot through the North Carolina State Board of Elections’ Voter Search tool, which can be accessed online at vt.ncsbe.gov/RegLkup.
The State Board of Elections addressed frequently asked voter questions, concerns and misconceptions after the first few days of early voting. Here’s what to know about and expect when you head to the polls:
▪ Be prepared to wait in line. Wear comfortable shoes, pack snacks, slather on sunscreen and consider bringing a folding chair, umbrella and/or handheld fan. If you want to know before you go, some counties have trackers to let you check voting wait times online.
▪ Remember your photo ID. Find a complete list of acceptable forms of ID at BringItNC.gov.
▪ Poll workers might write on your ballot, and that’s OK. It does not invalidate your vote.
▪ It’s illegal to photograph your ballot. Voters can use their cell phones or other electronic devices inside the voting booth to access candidate information, but they can’t take a photo of their ballot or communicate with anyone while voting.
▪ Curbside voting is an option for voters who sign a sworn statement saying they can’t enter the polling place without assistance because of age or disability. It is not available for voters who don’t want to wait in line.
▪ You can wear political attire, but only certain types. Your clothing can say the name of a candidate, but poll workers might ask you to cover up if your clothing says to “vote for” the candidate.
▪ You can leave contests blank, and your ballot will still count.
▪ Candidate supporters and volunteers might be outside the voting site handing out flyers and information about candidates. This is allowed by law as long as they are outside the marked buffer zone. Aggressive campaigners or those inside the buffer zone can be reported to an election official.
For the full list of need-to-knows and expectations, visit ncsbe.gov/news.
Have a question about your community you’d like answered? Or maybe a tip or story idea you’d like to share? The service journalism teams at The News & Observer and The Charlotte Observer want to hear from you.
Read Next
October 22, 2024 4:04 PM
NC family to sell rare, 100-year-old baseball card dad found at a flea market
Joe Marusakhttps://www.charlotteobserver.com/sports/article294488544.html
A North Carolina family is selling a rare, more than 100-year-old baseball card that their late father found at a flea market in the 1980s.The father collected baseball cards and knew the card might be special because of 12-time batting champion Ty Cobb’s portrait on the front, Brian Dwyer, president of New Jersey-based Robert Edward Auctions, told The Charlotte Observer on Tuesday.The dad likely had no idea how rare the card is, Dwyer ...
A North Carolina family is selling a rare, more than 100-year-old baseball card that their late father found at a flea market in the 1980s.
The father collected baseball cards and knew the card might be special because of 12-time batting champion Ty Cobb’s portrait on the front, Brian Dwyer, president of New Jersey-based Robert Edward Auctions, told The Charlotte Observer on Tuesday.
The dad likely had no idea how rare the card is, Dwyer said. Fewer than 24 are known to exist, he said.
“It’s a card that for many years wasn’t even known to exist, until the 1970s or ‘80s,” Dwyer said.
The T206 Ty Cobb portrait card with red background is part of the same series as a 1910 “Slow” Joe Doyle error card that a Charlotte-area family sold via REA for $1.3 million in August 2023, the Observer reported at the time.
The undiscovered 1910 baseball card topped all other sales in REA’s national auction of rare baseball memorabilia that summer.
Cobb’s red portrait card “is already one of the hobby’s most iconic pieces,” REA spokesman P.J. Kinsella said. “But what makes this example truly remarkable and valuable is the ‘Ty Cobb’ Tobacco advertisement on the back.”
Four Cobb cards appear in the series, also including one with a green Cobb portrait background and others of the Hall of Famer with and without a bat on his shoulder, Kinsella said.
On the back of the N.C. family’s Cobb red portrait card is a “Ty Cobb Tobacco” advertisement, “which is exceedingly rare to find, almost impossible to find,” Kinsella said.
“The advertising backs on all of these cards are what can really add some serious value,” he said. “If you rank the rarity of all of the advertising backs of all of the T206 cards, this is the rarest,” Kinsella said.
The family of the man who bought the card at a flea market lives in the Greensboro area, Kinsella said. REA doesn’t release consignors’ names, he said.
REA has no idea what the man paid for the card or the location of the market, Dwyer and Kinsella said.
“The details of where the flea market was have kind of been lost to time,” Dwyer said. “To the best of our understanding, it was somewhere in the North Carolina region, but we don’t know where specifically.”
“We know he was frequenting flea markets and other places where he might find old baseball cards,” Dwyer said. “He was an avid collector. And one day he stumbled upon this card.”
The family took the card to a large sports card convention in Ohio this year to see if anyone might know its value, Dwyer said.
“They were looking to get information and met us there for the first time,” he said. “We had no idea they were coming, no idea what they had, and we were pleasantly surprised to learn exactly what they had with them.”
Industry-recognized card-grading company SGC evaluated the card at 2.5 on a scale of 10.
“While that may not seem to be that impressive on its face, for this particular card, it actually ranks as one of the best-condition examples,” Dwyer said.
The auction of rare sports cards and memorabilia runs on the Robert Edward Auctions website from Friday, Nov. 22, to Sunday, Dec. 8. Initial bids are due by 9 p.m. Dec. 8.
In its 2024 summer auction, REA sold a Ty Cobb red portrait card with the same grade for just under $5,000, “but it had a common (Piedmont Tobacco Co.) advertisement,” Dwyer said. “And we’re starting the bidding on the card we’re speaking about today at $75,000.”
The discovery was the second “very rare, very significant card discovered in North Carolina from this series in the last year, year-and-a-half,” the Joe Doyle error card being the first, Dwyer said.
“That’s a testament to the fact that there was production in that area. A lot of the cards originated from factories in the Tobacco Road area of North Carolina. So it’s quite fascinating.”
“For a lot of people” who bought tins of tobacco in the early 20th century, the cards in the tins were a complete afterthought” and were discarded, Dwyer said.
This story was originally published October 30, 2024, 10:26 AM.
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October 29, 2024 2:18 PM