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Insurance Agency in Clearwater, FL You Can Trust
Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.
As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.
We Put Truckers First Because Others Don't
Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.
At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.
One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.
Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.
If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:
- Affordable Trucking Insurance Plans for Any Budget
- Exemplary Customer Service
- Seasoned Transportation Specialists Who Customize Plans to Your Needs
- A+ Carriers Across the Country
- Simple, Easy Quote and Bind Process
- Multiple Insurance Carriers Quoted to Find You the Best Rates
- Truck Insurance for New Ventures
Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.
The Commercial Truck
Common Types of Big Rig Truck Insurance in Clearwater, FL
At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.
As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.
Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.
For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.
Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.
While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.
Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.
Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.
Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:
- Business Interruption Insurance
- Reefer Breakdown Insurance
- Occupational Accident with Contract Liability Insurance
- Rental Reimbursement Insurance
- Underinsured or Uninsured Motorist Insurance
- Towing Insurance
- Electronics Insurance
- Much More
Independence Insurance Agency
If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.
Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.
Typically, companies will look at claims that date back three years or less.
We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.
Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.
Independence Insurance Agency: Committed to the Trucking Industry
There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Clearwater, FL that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.
Latest News in Clearwater, FL
Where To Get A Live Christmas Tree In Clearwater
Clearwater, FL Patchhttps://patch.com/florida/clearwater/where-get-live-christmas-tree-clearwater
At any given moment, about 350 million Christmas trees are growing on tree farms across the country.|Updated Tue, Nov 28, 2023 at 4:34 pm ETCLEARWATER, FL — If you’re planning to put up a live Christmas tree this year, it’s a good idea to scope out what will be available from Pinellas County Christmas tree lots.Seasonal Christmas tree lots, some supporting nonprofit groups, churches and schools, can be found throughout Pinellas County.Among them, ...
At any given moment, about 350 million Christmas trees are growing on tree farms across the country.
|Updated Tue, Nov 28, 2023 at 4:34 pm ET
CLEARWATER, FL — If you’re planning to put up a live Christmas tree this year, it’s a good idea to scope out what will be available from Pinellas County Christmas tree lots.
Seasonal Christmas tree lots, some supporting nonprofit groups, churches and schools, can be found throughout Pinellas County.
Among them, Northstar Wisconsin Christmas Trees has been serving families in Pinellas County for more than 30 years. Now at a new location at 12949 66th St. N, Largo, Northstar is open Monday through Friday from 10 a.m. to 9 p.m., Saturday from 9 a.m. to 9 p.m. and Sunday from 10 a.m. to 7 p.m.
The Salzman family has been making the 1,400-mile journey from their farm in Fall River, Wisconsin, to Pinellas County to sell live Christmas trees every year since 1982. In addition to offering fresh-cut Wisconsin Fraser firs and North Carolina Fraser firs from tabletop trees to 15 feet tall, the Salzmans offer tree delivery and set-up, tree stands, fresh handmade wreaths, garland, porch pots, swags as well as a favorite mainstay — fresh apple cider from Wisconsin.
Tree Brothers Christmas is open at Keystone Prep High School, 18105 Gunn Highway, Odessa, the Oldsmar Flea Market, 180 N Racetrack Road, Oldsmar, and The Grove At Wesley Chapel behind the new Starbucks. Hours are daily from 9 a.m. to 9 p.m. through Dec. 23.
Find out what's happening in Clearwaterwith free, real-time updates from Patch.
Gallagher's Pumpkins and Christmas Trees at 7401 4th St. N, St. Petersburg, is open daily from 9 a.m. to 9 p.m. With its refurbished antique pickup truck and lot decorated with an assortment of poinsettias and other seasonal flowers, wreaths and garland, it also makes a great backdrop for family holiday photos.
Tree Brothers Christmas is located at 18105 Gunn Highway, Odessa, at Keystone Prep High School, from 9 a.m. to 9 p.m., and at the Oldsmar Flea Market, 180 N Racetrack Road, Oldsmar.
Live trees are also available for purchase at Lowe's Home Improvement Center, Home Depot, Walmart and even at some grocery stores. Click here to find the nearest location.
The most popular Christmas trees for cutting and decorating for the holidays simply don't grow in Florida's humid environment and inhospitable soil, including the Fraser fir, the Douglas fir, the balsam fir, Scotch pine and blue spruce.
Most of these trees are grown in the five top Christmas tree-producing states — Oregon, North Carolina, Michigan, Pennsylvania and Wisconsin.
However, it's not impossible to start a family tradition and cut your own tree in Florida.According to the Florida Department of Agriculture and Consumer Services, there are 17 tree farms in Florida where residents can cut their own Christmas tree, which include Southern red cedar, Virginia pine, sand pine, spruce pine and Leyland cypress in Florida.
Christmas tree harvesting does not upset the ecology because more trees are planted than harvested each year and, while growing, Christmas trees provide environmental benefits such as wildlife habitat and increased soil stability.
The Florida Department of Agriculture said purchasing a homegrown Florida tree is also good for the environment because less fuel is used in transportation and it supports the farmers of the state.
This year the Florida Forest Service is inviting residents to start a new family tradition by cutting a sand pine tree at the annual Sand Pine Christmas Tree Sale starting Nov. 27. Trees will be harvested along School Bus Road on the Arbuckle Tract of the Lake Wales Ridge State Forest in Frostproof in Polk County.
Trees are available for $10 and will require a special use permit available from the Florida Forest Service office. Anyone interested will need to bring their own handsaw. Power saws are not allowed. Sand pines 15 feet or less in height can be harvested.
The Florida Forest Service is hosting a free event on Saturday, Dec. 2 from 10 a.m. to 2 p.m. at the McLean Cabin Day Use Area on School Bus Road. There will be a scavenger hunt, wildfire equipment to see, nature crafts and a special visit from Smokey Bear.
Contact Nathan Bartosek at 863-589-0528 or the Lake Wales Ridge State Forest office at 863-589-0545.
Blue Acres Christmas Tree Farm, 20638 Moreland Drive, Spring Hill, is open on Friday, Saturday, Sunday and Monday from 9 a.m. to 5 p.m.The farm will be closed Tuesday through Thursday. The family-owned tree farm specializes in Florida native Carolina sapphires, Southern red cedars and Sand Pines. The farm provides bow saws to cut the trees and no reservations are required. Blue Acres also sells fresh-cut handmade Fraser fir wreaths, raw honey and seasoned firewood by the trunk load for $20 for up to 45 pieces. Military and first responders with identification will receive $5 off any tree. Email email@example.com or call 352-422-6375.
Ergle Christmas Tree Farm, 3325 Trieman Blvd., Dade City, is open daily from 9 a.m. to 7 p.m. The farm offers cut-your-own long-needle pine and Southern cedar trees as well as Northern imports including Fraser firs and Bal Fra (a hybrid balsam and Fraser fir). Cut-your-own field-grown trees are priced at $36 for a 6-foot tree, $6 per foot for 9-foot trees and $7 per foot for trees taller than 9 feet. The family-owned business also offers live potted Southern cedars, Leyland cypress and Carolina sapphires. Ergle Christmas Tree Farm also sells five colors of Christmas cacti and offers concessions on Saturdays and Sundays from 9 a.m. to 6 p.m.
Lazy Lay Acres Christmas Tree Farm at 14920 Swift Road, Dade City, is open every day from 9 a.m. to 6 p.m. Lazy Lay Acres Farm allows families to cut down their own sand pines and red cedars. In addition, the farm ships Fraser firs from North Carolina and offers potted Leyland cypress trees and fresh-made wreaths. Kids can interact with the farm animals and take hay rides for $5 per person. Additionally, the farm offers candied apples, cotton candy, fresh-boiled peanuts and split firewood. Email firstname.lastname@example.org or call 352-567-6808.
Click here for other cut-your-own Christmas tree farms in Florida.
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Here's where boomers are retiring to
Economy Here's where boomers are retiring to Facebook ...
Here's where boomers are retiring to
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An analysis by SmartAsset found that Clearwater, Florida, had the highest percentage of boomers who moved in last year as a percentage of the total population — totaling around 4,400 new boomer movers.
SmartAsset looked at 268 of the largest US cities and defined boomers as those between 55 and 74. The data was pulled from the US Census Bureau's 1-Year American Community Survey for 2022.
Four of the top 10 cities — as measured by boomers who moved in 2022 as a percentage of the total population — were in Florida. These included Orlando, Cape Coral, and St. Petersburg. Nearly 30% of Cape Coral's total population are boomers, while Clearwater is 27%.
Arizona had three of the top 11 cities, as Surprise, Mesa, and Scottsdale each attracted thousands of boomers last year. Over 28% of Scottsdale's total population are boomers. Reno, Nevada, located around 20 miles from Lake Tahoe, ranked second on the list. Only two cities in California — Santa Rosa and Oceanside — made it into the top 20.
Ranking fifth is Billings, Montana, the only city in the top 10 not in the South. Billings, Montana's largest city, saw 3,400 boomers move in last year, over 1,800 of whom moved from a different state.
Many who moved to these cities have cited better tax advantages, comfortable weather, and lower costs of living, in addition to strong retirement and healthcare resources.
These cities, though, don't correspond with U.S. News and World Report's latest ranking for the best places in America to retire. The ranking had seven of the top 10 cities in Pennsylvania, topped by Harrisburg, Reading, and Lancaster. The publication graded the 150 most populous metropolitan areas in the country on affordability, resident happiness, weather, the quality of healthcare, the dining-out scene, and how much retirees pay in taxes.
By contrast, SmartAsset's ranking had no cities in the top 20 located in Pennsylvania. U.S. News and World Report's list only had one city in Florida within the top 10 — Daytona Beach.
SmartAsset also recently looked at where Gen Xers — classified as those between 45 and 54 — moved last year. Arizona and Florida combined made up half the list, topped by Surprise and Scottsdale in Arizona, and Orlando and Fort Lauderdale in Florida.
Have you recently moved to a new state? Reach out to this reporter at email@example.com.
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Review: In Clearwater, Judy Collins tells life stories in between unmatched covers and new originals
As a struggling young musician in the late 1950s, Judy Collins’ ex-husband Peter Taylor was getting tired of having little to no money, and very politely requested that she get a steadier job.“In 1959, people didn’t know you could do this and make a living,” Collins told a doting Thursday night crowd at Clearwater’s Bilheimer Capitol Theatre, later adding that she’s still skeptical about it sometimes. “I’m doing fine though, thank you. I have…resources.”The 84-year-ol...
As a struggling young musician in the late 1950s, Judy Collins’ ex-husband Peter Taylor was getting tired of having little to no money, and very politely requested that she get a steadier job.
“In 1959, people didn’t know you could do this and make a living,” Collins told a doting Thursday night crowd at Clearwater’s Bilheimer Capitol Theatre, later adding that she’s still skeptical about it sometimes. “I’m doing fine though, thank you. I have…resources.”
The 84-year-old folk singer (who initially started writing songs in 1967, thanks to encouragement from her friend Leonard Cohen) came out at 8:00 on the dot Thursday night, shoulder-to-shoulder between pianist Robbie Kondor and guitarist-slash-steel pedal master Thad DeBockand, with her main weapon, an acoustic 12-string, on hand.
Collins’ first few minutes onstage were admittedly a bit rough, but she seemed to count it as a warm-up of sorts. After almost starting with “Both Sides Now,” she quickly acknowledged that it was a mistake and instead sang the first verse of Pete Seeger’s “Where Have All The Flowers Gone” acapella, before smoothly rolling into her ‘90s original “Mountain Girl.”
There’s no question that Collins’ vocals have aged slightly and even had a few groggy, quivery moments (which mostly occurred in the first ten-or-so minutes of her annual 90-minute gig in downtown Clearwater), but considering how vocally complex the vast majority of her older-than-Beatles catalog is, you try being 84 years old and singing two different octaves for four minutes straight.
Outside of stories about her father singing Great American Songbook selections to her as a child (which she has rechristened as the “Rod Stewart songbook”), and reminding fans that she lives in New York and not California—contrary to popular belief—most of Collins’ tales in between every song centered around her 60-plus year friendships and experiences. There was the time she was woken up at 3 a.m. by her friend, Al Kooper, who had called in after just having met some young songwriter named Joni Mitchell, who proceeded to sing her “Both Sides Now” over the phone.
There was when she was woken up by Bob Dylan vocalizing the melody to what would become “Mr. Tambourine Man” two hours after a party at legendary rock manager Al Grossman’s house. Oh, and she’ll never forget the undying support she received from Joan Baez’ mom, who sent her more fan mail than the folk hero ever did. “I reminded her of that, too!” Collins, who recently bought her friend’s painting of the mother, joked.
She even got the whole room laughing when telling a non-sequitur of a story about a friend she had who told her that he couldn’t stop smoking, but didn’t want to anyway. “If you want to stop smoking, you have to realize that if anybody takes a cigarette into their body, God takes an hour of your life and gives it to Keith Richards,” she declared, later adding how Mick Jagger’s “laugh-line” wrinkles are irregular.
And you know what? The crowd was totally having it.
Yes, pearls were clutched (in a positive manner) at the opening notes of “Send In The Clowns,” and I don’t think there was an empty crevasse of the 103-year-old theatre when she closed with “Both Sides, Now.” But even her self-written tracks off of Spellbound—her first entirely-original album that only released two years ago—were smiled upon, especially with the high-notes that capped each song, all of which came out more relaxing and beautiful than operatically powerful and stirring.
Really gives you hope for making a living as a musician in 2024, huh? Maybe someday. Subscribe to Creative Loafing newsletters. Follow us: Apple News | Google News | NewsBreak | Reddit | Instagram | Facebook | Twitter | Or sign up for our RSS Feed
KANSAS Share Video Footage From Saturday's Clearwater, Florida Concert With Special Guest STEVE MORSE
The fan-filmed footage for "Down The Road" and "Carry On Wayward Son" features special guest and former Kansas guitarist, Steve Morse. Additionally, Zak Rizvi is on guitar, filling in for Richard Williams for the night due to illness. Watch the clips below:“Another Fork in The Road” celebrates 50 years of Kansas' illustrious music history with concerts featuring two full hours of memorable hits, fan favorites and deep cuts rarely performed live. The tour has been hallmarked by energetic and spellbinding...
The fan-filmed footage for "Down The Road" and "Carry On Wayward Son" features special guest and former Kansas guitarist, Steve Morse. Additionally, Zak Rizvi is on guitar, filling in for Richard Williams for the night due to illness. Watch the clips below:
“Another Fork in The Road” celebrates 50 years of Kansas' illustrious music history with concerts featuring two full hours of memorable hits, fan favorites and deep cuts rarely performed live. The tour has been hallmarked by energetic and spellbinding performances at some of the foremost theaters and performing arts centers across the United States and into Canada.
Ticket information can be found here.
January 27 - Melbourne, FL - Maxwell C. King Center for the Performing Arts 28 - Fort Lauderdale, FL - Broward Center for the Performing Arts
February 2 - Pensacola, FL - Saenger Theatre 3 - Birmingham, AL - BJCC Concert Hall
March 1 - Richmond, VA - Dominion Energy Center 2 - Tysons, VA - Capital One Hall 8 - Springfield, MO - Gillioz Theatre 9 - St. Joseph, MO - Missouri Theater 22 - Salina, KS - The Stiefel Theatre 23 - Salina, KS - The Stiefel Theatre
April 5 - Toledo, OH - Stranahan Theater 6 - Elkhart, IN - Lerner Theatre 12 - Champaign, IL - Virginia Theatre 13 - Waukegan, IN - Genesee Theatre 19 - Marietta, OH - Peoples Bank Theatre 20 - Newark, OH - Midland Theatre 26 - Morristown, NJ - Mayo Performing Arts Center 27 - Lancaster, PA - American Music Theatre
May 2 - Rochester, NY - Kodak Center* 4 - Toronto, ON - Massey Hall* 10 - Concord, NH - Capitol Center for the Arts 11 - Albany, NY - Palace Theatre 17 - Providence, RI - Providence Performing Arts Center 18 - New Haven, CT - College Street Music Hall
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When baby boomers move, they often head to Florida. This city is their top destination
With baby boomers now entering their retirement years, many are taking the chance to relocate to a new city that's more suitable for their new cash flows and routines.Financial technology company SmartAsset tracked down the cities t...
With baby boomers now entering their retirement years, many are taking the chance to relocate to a new city that's more suitable for their new cash flows and routines.
Financial technology company SmartAsset tracked down the cities that baby boomers are retiring to, with multiple Florida cities seeing top spots in their list.
Experts said they examined Census Bureau data for 268 of the largest U.S. cities to see where people between the ages of 55 and 74 are moving. Cities are ranked by the rate at which baby boomers moved in in 2022.
What is the top city baby boomers are relocating to?
Look out west-central Florida, the baby boomers are heading right for you!
Baby boomers who moved to Clearwater in 2022 accounted for 3.79% of the city's total population. 4,401 people from this age group moved into the city. Overall, the 31,349 baby boomers living in Clearwater made up 27.0% of the city’s total population over the age of 1.
What other Florida cities made the list for top cities for baby boomers to retire to?
Orlando, 3rd: The city on the doorstep of Disney World saw the third slot on the list, with the city welcoming 9,458 new residents from the baby boomer generation in 2022. Those newcomers accounted for 3.02% of the city’s total population over the age of 1. Boomers now comprise 16.6% of the Orlando community, with a total of 51,927 individuals.
Cape Coral, 4th: The Southwest Florida city nabbed the fourth slot, baby boomers making up 2.90% of the city’s total population over the age of 1. A total of 6,233 people from this age group moved into the city that year, as baby boomers made up 29.9% of the overall population.
St. Petersburg, 10th: A total of 6,903 baby boomers moved to St. Petersburg in 2022, accounting for 2.67% of the total population over the age of 1. That year, 66,631 baby boomers – 25.75% of all residents over the age of 1 – called St. Petersburg home.
Top 10 cities baby boomers are retiring or moving to
Cities were ranked by the rate at which people aged 55 to 74 who moved in in 2022:
What tips do SmartAsset experts have for retirement planning?
As baby boomers begin their migration to Florida, experts from SmartAsset shared their tips for those ready to begin their retirement journey: