Independence Insurance Agency

Learn How the Commercial

Trucking Insurance Experts at Independence Agency

Can Save your Company Thousands of Dollars!

Get A Quote

Frame The Importance of

Commercial Truck Insurance in Clearwater, FL

  • Let's face it - truckers in America have always been the backbone of our great country. They still are in modern times. On any given day, thousands of trucks traverse our highways and local roads, delivering goods and products on time so that businesses and consumers have what they need to live life. And while commercial trucking can be an incredibly lucrative way to make a living and put food on the table, it can also be risky and expensive.
  • Whether you're the owner of a fleet, an independent trucker, or have a business that uses big rigs to transport goods, you need commercial trucking insurance to protect you and your client's investments, shield you from liability, and more.
  • That's where working with a reliable truck insurance agency comes into play. Unfortunately, for many commercial truck insurance providers, serving the needs of truckers is low on the proverbial totem pole. At Independence Insurance Agency, nothing could be further from the truth.

Service Areas

percent The Commercial Truck

Insurance Agency in Clearwater, FL You Can Trust

Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.

As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.

Commercial Truck Insurance Clearwater, FL

We Put Truckers First Because Others Don't

 Truck Insurance Clearwater, FL

Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.

At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.

One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.

Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.

If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:

  • Affordable Trucking Insurance Plans for Any Budget
  • Exemplary Customer Service
  • Seasoned Transportation Specialists Who Customize Plans to Your Needs
  • A+ Carriers Across the Country
  • Simple, Easy Quote and Bind Process
  • Multiple Insurance Carriers Quoted to Find You the Best Rates
  • Truck Insurance for New Ventures

Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.

chart The Commercial Truck

Common Types of Big Rig Truck Insurance in Clearwater, FL

At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.

As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.

Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.

For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.

Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.

While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.

Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.

Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.

Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:

  • Business Interruption Insurance
  • Reefer Breakdown Insurance
  • Occupational Accident with Contract Liability Insurance
  • Rental Reimbursement Insurance
  • Underinsured or Uninsured Motorist Insurance
  • Towing Insurance
  • Electronics Insurance
  • Much More

Three plus 3 Safe Driving Tips to

Lower the Cost of Truck Insurance in Clearwater, FL

Keeping your drivers safe on the road is crucial not only for their own well-being but also for the safety of other motorists and the financial stability of your business. The Department of Labor has identified the trucking industry as one of the most hazardous sectors in the U.S. In fact, trucking and logistics fleets are known for their high injury and fatality rates. By improving how safely your truckers drive, you can help reduce expenses related to claim payouts, accidents, and insurance premium hikes.

Whether you own a large fleet or you're the owner and operator of a single rig, keep these safe driving tips in mind to help lower your insurance costs.

Implement Preventative Maintenance Plans

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

phone Call Now
 Trucking Insurance Clearwater, FL

Practice Defensive Driving

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
phone Call Now
 Commercial Liability Insurance For Truckers Clearwater, FL

Find Ways to Prevent Distracted Driving

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

phone Call Now
 Commercial Truck Insurance Quote Clearwater, FL

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

 Low Priced Commercial Truck Insurance Clearwater, FL phone Call Now

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
Commercial Truck Insurance Clearwater, FL phone Call Now

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

 Truck Insurance Clearwater, FL phone Call Now

check light FAQs About

Independence Insurance Agency

If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.

Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.

Typically, companies will look at claims that date back three years or less.

We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.

Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.

Independence Insurance Agency: Committed to the Trucking Industry

There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Clearwater, FL that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.

 Trucking Insurance Clearwater, FL

Latest News in Clearwater, FL

My 7 Favorite Restaurants In Clearwater Beach, Florida

Note: The Travel Awaits team regularly updates content to provide the latest, and most accurate information to our readers. The updated content in this article may not reflect the views or opinions of the original author.Clearwater, Florida, has much to offer visitors. The gulf waters influence the dining scene, which sets the tone for an incredible vacation. This year, Clearwater Beach was named the “Number One Beach in the South” by USA Today for its 35 miles of silky soft sugar sand and azure water fou...

Note: The Travel Awaits team regularly updates content to provide the latest, and most accurate information to our readers. The updated content in this article may not reflect the views or opinions of the original author.

Clearwater, Florida, has much to offer visitors. The gulf waters influence the dining scene, which sets the tone for an incredible vacation. This year, Clearwater Beach was named the “Number One Beach in the South” by USA Today for its 35 miles of silky soft sugar sand and azure water found in the Gulf of Mexico. It’s an oceanfront playground where water sports reign supreme while dolphin-spotting tours and fishing charters dot the marina.

Commercial boats bring in the freshest seafood, making this city a seafood lover’s paradise. But there are plenty of options for world cuisine here. When you visit, book a table by the Gulf of Mexico to sample this area’s bounty and witness the gorgeous sun setting on the water. The following are seven suggestions on and off the water for delicious dining options found in this stunning destination.

My 7 Favorite Restaurants In Clearwater Beach, Florida

Frenchy’s Rockaway Grill is a casual “toes in the sand” restaurant in Clearwater Beach. It’s one of six “Frenchy’s” around Clearwater. Each restaurant serves fresh-from-the-gulf seafood caught by Frenchy’s own fishing fleet. Owner Michael Preston wanted a laid-back place to sip a cold drink and dine on reasonably priced seafood, and that resonates here. His first humble spot opened in 1981, and today, his multi-restaurant and seafood company assures you’ll dine on fresh, local fish.

They are known for their “World Famous Grouper Sandwich” that you can order in a 4-, 6-, or 8-ounce portion and have it prepared blackened, grilled, or fried. Pair this with the garlic crab fries in a half or full-sized order. The beer-battered fries are tossed in garlic butter and topped with garlic aioli, bay seasoning, and snow crab. I ordered the half-portion and it was packed with delicate crab.

Explore hotels and Airbnbs near Frenchy’s Rockaway Grill

The Palm Pavilion is another Clearwater Beach must-visit spot, especially for sunset views. Owned and operated by the Hamilton family, they’ve kept that original charm and hospitality, serving customers since 1926. This family-friendly restaurant caters to every family member and their slogan is “a free sunset with every meal.”

There are no reservations, but the local craft beers and live music will keep you entertained while you wait. You can choose fresh seafood selections when you order, but the burgers here are touted as “the best burger on the beach,” — a half-pound blend of angus beef, sirloin, and brisket on a toasted brioche bun. If you still have room for dessert, order the “Almost Famous” Key lime pie with whipped cream and raspberry sauce, a local favorite.

Explore hotels and Airbnbs near Palm Pavilion

Caretta On The Gulf is one of “Clearwater’s Best Dining Experiences” and its only AAA-Four Diamond Restaurant. Located inside the Sandpearl Resort, dinner jackets aren’t required, but this upscale spot oozes elegance. The views of the gulf are breathtaking indoors or out, and the extensive wine menu pairs beautifully with the fresh, seasonally inspired American dishes.

Caretta is known for its inventive sushi menu. Fresh lobster and beef tenderloin rolled together makes their surf and turf roll sublime. Or savor the sashimi sampler with tuna, king salmon, yellowtail, ika sansai (squid), and wakame (seaweed salad). The steaks and chops are delicious and accompanied by organic vegetables, Havarti potato soufflé, or fingerling potatoes. Pair any one of the steaks with an 8-ounce lobster tail and you have an indulgent meal with the perfect romantic ambiance for a coastal dinner.

Explore hotels and Airbnbs near Caretta On The Gulf

Badfins Food + Brew was voted the “Best Mexican Seafood Restaurant in Clearwater Beach.” It sits across the street from the water but still offers beautiful views of that snowy sand. The food is delicious and it has a low-key family-friendly vibe. There are 34 craft beers on tap and many are local, but the stars here are the tacos.

Badfins has burgers and other handhelds like a grouper or chicken sandwich, but the taco selection is inventive. They have favorites like “El Pastor” — pork with pineapple — and seafood varieties that should not be missed. The sweet tuna tacos were my pick and were fresh and flavorful. The poke-style ahi tuna is tossed in sweet soy and topped with slaw, pineapple pico, and guacamole with tomatillo salsa verde. These tacos were fresh and the beer menu offers great brews for pairing.

Explore hotels and Airbnbs near Badfins Food + Brew

Salt Cracker Fish Camp is a dockside restaurant where you can watch boats sail in and out of the marina, or charter their boat and they’ll cook your catch. The all-day happy hour where two cocktails cost $10, a raw bar, and fresh fish caught by the “Salt Cracker Charter Boys” make this a popular perch in Clearwater Beach.

This dockside restaurant is casual and fun. I had to try the grouper sandwich here because the charter boat docked beside my table influenced my choice. It’s good, it’s fresh, and if you have it blackened, it’s got the right amount of spice to tantalize your taste buds. They offer a flavorful plate of fish and fries with great cocktails and live music every day.

Explore hotels and Airbnbs near Salt Cracker Fish Camp

Cristino’s is a family business where three brothers born in Italy but raised in Brooklyn opened a trattoria in Clearwater, Florida. While this is Clearwater Beach adjacent, the pizza is thin crust in a 12-inch or 16-inch size that feeds a crowd. Along with the tantalizing pizza, the menu features paninis, salads, pastas, and entrées.

When we arrived, the coal oven was warming up, preparing to churn out incredible pizza for evening diners. After it was hot, we had our large-sized Margherita pizza on the table and it was worth waiting for. This pizza ranks as one of the best I’ve tried in the gulf area, plus the selection of gelato made for an incredible finish to an authentic pizzeria meal.

Explore hotels and Airbnbs near Cristino’s Coal Oven Pizza

Clear Sky on Cleveland is a global bistro on historic Cleveland Street that has a dynamite brunch on the weekends. The front dining room is dark and pubby with wood paneling on the walls and an old-fashioned brass rail bar. In the back, there’s a garden dining room brimming with potted plants and rays of sunlight. In either space, diners enjoy a menu of Mexican, French, and American dishes that are inventive and satisfying.

We arrived for brunch, so I selected the beignets and berries entrée. This deep-fried puff pastry is rolled into cylinders and topped with fresh berries, powdered sugar, and a caramel drizzle. My husband ordered fried chicken on a biscuit and the portion was huge. We shared both to get a sweet and savory meal that satisfied our cravings. I also tried their “Build Your Own Bloody Mary” and chose the heat level and fixings from a list that spanned from olives to bacon to add to my glass. It was a fun experience to craft my own cocktail and the food hit the spot.

Explore hotels and Airbnbs near Clear Sky On Cleveland

Bonus: Chiang Mai Thai And Sushi Bar

Chiang Mai Thai and Sushi Bar is lavishly decorated in authentic Thai furnishings and décor. The restaurant is located around the corner from the Capitol Theater, which makes it a delicious stop before or after a concert. We arrived for an early dinner and were welcomed by attentive and helpful servers. We asked a few questions to help narrow our choices and the feedback was excellent.

We began with pan-seared dumplings served alongside a sweet soy dipping sauce. For entrées, we chose green curry with chicken-milk; you can adjust the heat to your taste. We also chose shrimp pad Thai and basil chicken. Every dish arrived on beautiful animal-shaped pottery platters and was addictive. The fresh ingredients and authentic Thai options were sensational. If you enjoy Thai, this is a terrific place to savor it in downtown Clearwater.

Explore hotels and Airbnbs near Chiang Mai Thai And Sushi Bar

Consumer Price Index, Tampa-St. Petersburg-Clearwater — January 2024

The Consumer Price Index for All Urban Consumers (CPI-U) for Tampa-St. Petersburg-Clearwater rose 0.5 percent from November to January, the U.S. Bureau of Labor Statistics reported today. (See table A.) Regional Commissioner Victoria G. Lee noted that the bi-monthly increase in the all items index was largely attributed to an increase in the shelter index. (Data in this report are not seasonally adjusted. Accor...

The Consumer Price Index for All Urban Consumers (CPI-U) for Tampa-St. Petersburg-Clearwater rose 0.5 percent from November to January, the U.S. Bureau of Labor Statistics reported today. (See table A.) Regional Commissioner Victoria G. Lee noted that the bi-monthly increase in the all items index was largely attributed to an increase in the shelter index. (Data in this report are not seasonally adjusted. Accordingly, bi-monthly changes may reflect the impact of seasonal influences.)

The all items CPI-U advanced 3.9 percent for the 12 months ending in January. (See chart 1 and table A.) The index for all items less food and energy rose 4.8 percent over the past year. The food index continued to increase, up 4.1 percent over the last 12 months. In contrast, the energy index fell 6.3 percent over the past year. (See table 1.)

Food

The food index increased 1.2 percent from November to January, largely due to a 1.3-percent rise in the food at home index. Five of the six major grocery store food group indexes increased over the bi-monthly period, including cereals and bakery products (+4.3 percent) and other food at home (+2.0 percent). The index for food away from home also increased over the bi-monthly period, up 1.1 percent.

The food index advanced 4.1 percent for the 12 months ending in January, led by a 6.5-percent increase in the food away from home index. The food at home index also increased over the past year, up 2.4 percent. Five of the six major grocery store food group indexes increased over the last 12 months, including nonalcoholic beverages and beverage materials (+8.2 percent) and dairy and related products (+6.7 percent) indexes.

Energy

The energy index increased from November to January, reflecting an increase in the index for gasoline (+0.3 percent).

The energy index declined 6.3 percent for the 12 months ending in January. The gasoline (-7.6 percent) and electricity (-6.0 percent) indexes contributed to the decrease.

All items less food and energy

The index for all items less food and energy increased 0.4 percent from November to January. The shelter index increased 1.8 percent over the bi-monthly period, reflecting increases in the owners’ equivalent rent (+1.2 percent) and rent of primary residence (+1.5 percent) indexes. Among the indexes to decline over the two-month period include education and communication (-6.1 percent) and the index for new and used motor vehicles (-1.9 percent).

The index for all items less food and energy advanced 4.8 percent for the 12 months ending in January. The index for shelter (+7.2 percent) was the largest contributor as owners’ equivalent rent (+7.3 percent) and rent of primary residence (+6.5 percent) continued to increase over the past year. Other indexes with notable increases over the past year include medical care (+6.3 percent) and household furnishing and operations (+5.2 percent).

The Tampa-St. Petersburg-Clearwater Consumer Price Index for March 2024 is scheduled to be released on Wednesday, April 10, 2024, at 8:30 a.m. (ET).

Technical Note

The Consumer Price Index for Tampa is published bi-monthly. The Consumer Price Index (CPI) is a measure of the average change in prices over time in a fixed market basket of goods and services. The Bureau of Labor Statistics publishes CPIs for two population groups: (1) a CPI for All Urban Consumers (CPI-U) which covers approximately 93 percent of the total U.S. population and (2) a CPI for Urban Wage Earners and Clerical Workers (CPI-W) which covers approximately 29 percent of the total U.S. population. The CPI-U includes, in addition to wage earners and clerical workers, groups such as professional, managerial, and technical workers, the self-employed, short-term workers, the unemployed, and retirees and others not in the labor force.

The CPI is based on prices of food, clothing, shelter, fuels, transportation fares, charges for doctors' and dentists' services, drugs, and the other goods and services that people buy for day-to-day living. Each month, prices are collected in 75 urban areas across the country from about 6,000 housing units and approximately 22,000 retail establishments—department stores, supermarkets, hospitals, filling stations, and other types of stores and service establishments. All taxes directly associated with the purchase and use of items are included in the index.

The index measures price changes from a designated reference date; for most of the CPI-U the reference base is 1982-84 equals 100. An increase of 7 percent from the reference base, for example, is shown as 107.000. Alternatively, that relationship can also be expressed as the price of a base period market basket of goods and services rising from $100 to $107. For further details see the CPI home page on the internet at www.bls.gov/cpi and the CPI section of the BLS Handbook of Methods available on the internet at www.bls.gov/opub/hom/cpi/.

In calculating the index, price changes for the various items in each location are averaged together with weights that represent their importance in the spending of the appropriate population group. Local data are then combined to obtain a U.S. city average. Because the sample size of a local area is smaller, the local area index is subject to substantially more sampling and other measurement error than the national index. In addition, local indexes are not adjusted for seasonal influences. As a result, local area indexes show greater volatility than the national index, although their long-term trends are quite similar. NOTE: Area indexes do not measure differences in the level of prices between cities; they only measure the average change in prices for each area since the base period.

The Tampa-St. Petersburg-Clearwater, FL Core Based Statistical Area includes Hernando, Hillsborough, Pasco, and Pinellas Counties.

Information in this release will be made available to sensory impaired individuals upon request. Voice phone: (202) 691-5200; Telecommunications Relay Service: 7-1-1.

Clearwater Academy International (Florida) shutting down football program

On a day where high school football players from all over the state signed where they’ll be playing collegiately, one program that sent countless athletes onto the next level is closing up shop.In an announcement made via X, formerly known as Twitter, Clearwater Academy International announced they are effectively shutting down football operations after 16 years.Down below is the release from Clearwater Academy International’s Board of Trustees on ending the football program at the school.“Clearwate...

On a day where high school football players from all over the state signed where they’ll be playing collegiately, one program that sent countless athletes onto the next level is closing up shop.

In an announcement made via X, formerly known as Twitter, Clearwater Academy International announced they are effectively shutting down football operations after 16 years.

Down below is the release from Clearwater Academy International’s Board of Trustees on ending the football program at the school.

“Clearwater Academy has a 16 year history of football. From its beginnings as a 6-man team in a 40 student high school to what it is today: a nationally known and ranked program that has sent over 80 players to college programs including some of the finest institutions in America such as Stanford, Notre Dame and Alabama.

We never conceived that Clearwater Academy could become the football powerhouse that it is today. The success of the program, given the odds that had to be overcome, is truly astounding. Head Coach Jesse Chinchar's determination and hard work has created growth and success far beyond anything that we ever imagined.

Because of its unprecedented success, the program has outgrown Florida. The future requires us playing at a national level on par with some of the top sports academies in America. After an exhaustive attempt and despite looking at all possible options, we have come to the conclusion that we cannot devote the resources to operate on this national scale. Therefore, we are unable to pursue the football program going forward.”

The Knights closing down comes as a shock to the high school football community throughout the Sunshine State, as Clearwater Academy International has been recognized as one of the top independent programs around.

Under the guidance of head coach Jesse Chinchar, the Knights continued to make strides in collecting some of the top talent in the Tampa Bay area and also had a wealth of players coming from Canada as well.

This past season, the Knights finished the regular season with a record of 5-5 and were slated to return a couple of the area’s most talented players like junior running back Antwan Raymond and freshman quarterback Joaquin Kavouklis.

Since the program’s inception back in 2008, between playing 6-man, 7-man, 8-man and 11-on-11 tackle football, the Knights compiled 140 victories.

“It’s been the greatest honor of my life to be able to be called Coach by these amazing kids,” Chinchar said. “It’s been a life changing opportunity to be apart of the journey for the program and the players. Our program will live on in the legacies left by our players and alumni.”

We will have more on this breaking story as we receive more information

-- Andy Villamarzo | villamarzo@scorebooklive.com | @sblivefl

Best Internet Providers in Clearwater, Florida

What is the best internet provider in Clearwater?Clearwater boasts many broadband options for residents, but CNET recommends Spectrum as the best internet service provider for most households. Spectrum has the widest coverage in the area and provides reasonable pricing for speeds up to a gigabit. If your address isn’t serviceable under Spectrum’s network, check out our other top picks, including WOW Internet and T-Mobile Home Internet.We’ve also found the cheapest and faste...

What is the best internet provider in Clearwater?

Clearwater boasts many broadband options for residents, but CNET recommends Spectrum as the best internet service provider for most households. Spectrum has the widest coverage in the area and provides reasonable pricing for speeds up to a gigabit. If your address isn’t serviceable under Spectrum’s network, check out our other top picks, including WOW Internet and T-Mobile Home Internet.

We’ve also found the cheapest and fastest plans in Clearwater to help make your shopping easier. WOW Internet offers the most affordable service in the area, costing only $20 per month for download speeds up to 100 megabits per second. For speed, Frontier Fiber’s $155 per month plan provides customers with symmetrical speeds up to 5 gigabits per second.

Our methodology

CNET considers speeds, pricing, customer service and overall value to recommend the best internet service in Clearwater across several categories. Our evaluation includes referencing a proprietary database built over years of reviewing internet services. We validate that against provider information by spot-checking local addresses for service availability. We also do a close read of providers' terms and conditions and, when needed, will call ISPs to verify the details.

Despite our efforts to find the most recent and accurate information, our process has some limitations you should know about. Pricing and speed data are variable: Certain addresses may qualify for different service tiers, and monthly costs may vary, even within a city. The best way to identify your particular options is to plug your address into a provider's website.

Also, the prices, speed and other information listed above and in the provider cards below may differ from what we found in our research. The cards display the full range of a provider's pricing and speed across the US, according to our database of plan information provided directly by ISPs. At the same time, the text is specific to what's available in Clearwater. The prices referenced within this article's text come from our research and include applicable discounts for setting up automatic payments each month -- a standard industry offering. Discounts and promotions might also be available for signing a term contract or bundling multiple services.

To learn more about how we review internet providers, visit our full methodology page.

3 Internet providers

Best internet provider in Clearwater, FL

Our take - In Clearwater, Spectrum takes the gold for its wide availability. About 92% of addresses will be serviceable under Spectrum, according to Federal Communications Commission data, meaning it’s probably an option at your location. Offering speeds up to 1,000Mbps, Spectrum also provides unlimited data and a free modem with all plans.

Read full review

Check with Spectrum

Compare

Connection

Cable

Speed range

300 - 1,000 Mbps

Price range

$50 - $80 per month

Show more details

Cheapest internet in Clearwater, FL

Our take - Are you looking for the cheapest plan in Clearwater? WOW Internet offers speeds up to 1.2 gigabits for all residents, but its $20 per month plan is particularly enticing. While you will see a 1.5-3TB data cap on all plans except the highest tier, WOW doesn’t require you to sign a contract to receive the lowest prices possible.

Read full review

..

Check with WOW!

Compare

Connection

Cable

Speed range

100 - 1,200 Mbps

Price range

$20 - $95 per month

Show more details

Best fixed wireless internet in Clearwater, FL

Our take - This fixed wireless provider might be the perfect fit for those who don't need a lot of bandwidth. T-Mobile Home Internet costs a flat rate of $50 per month -- or $30 for eligible mobile customers -- and offers speeds up to 245Mbps. Plus, unlimited data and equipment are included, free of charge.

Read full review

..

Check with T-Mobile

Compare

Connection

Fixed wireless

Show more details

Source: CNET analysis of provider data.

Source: CNET analysis of provider data.

How to find internet deals and promotions in Clearwater

The best internet deals and top promotions in Clearwater depend on what discounts are available during that period. Most deals are short-lived, but we look frequently for the latest offers.

Clearwater internet providers, such as Spectrum and Mediacom, may offer lower introductory pricing or streaming add-ons for a limited time. Many providers, including T-Mobile, Frontier and Verizon, run the same standard pricing year-round.

For a more extensive list of promos, check out our guide on the best internet deals.

Source: CNET analysis of provider data.

What’s a good internet speed?

Most internet connection plans can now handle basic productivity and communication tasks. If you're looking for an internet plan that can accommodate videoconferencing, streaming video or gaming, you'll have a better experience with a more robust connection. Here's an overview of the recommended minimum download speeds for various applications, according to the FCC. Note that these are only guidelines and that internet speed, service and performance vary by connection type, provider and address.

For more information, refer to our guide on how much internet speed you really need.

How CNET chose the best internet providers in Clearwater

Internet service providers are numerous and regional. Unlike the latest smartphone, laptop, router or kitchen tool, it’s impractical to personally test every ISP in a given city. What’s our approach? We start by researching the pricing, availability and speed information, drawing on our own historical ISP data, the provider sites and mapping information from the Federal Communications Commission at FCC.gov.

It doesn’t end there. We go to the FCC’s website to check our data and ensure we consider every ISP that provides service in an area. We also input local addresses on provider websites to find specific options for residents. We look at sources, including the American Customer Satisfaction Index and J.D. Power, to evaluate how happy customers are with an ISP’s service. ISP plans and prices are subject to frequent changes; all information provided is accurate as of publication.

Once we have this localized information, we ask three main questions:

While the answer to those questions is often layered and complex, the providers who come closest to “yes” on all three are the ones we recommend. When selecting the cheapest internet service, we look for the plans with the lowest monthly fee, though we also factor in things like price increases, equipment fees and contracts. Choosing the fastest internet service is relatively straightforward. We look at advertised upload and download speeds and consider real-world speed data from sources like Ookla and FCC reports.

To explore our process in more depth, visit our how we test ISPs page.

Internet providers in Clearwater FAQs

What is the best internet service provider in Clearwater?

With availability to over 90% of the area, Spectrum is Clearwater’s top internet provider. Spectrum also offers fast speeds, low prices and simple service details.

Is fiber internet available in Clearwater?

Frontier Fiber is the largest fiber provider for Clearwater residents, but select households may be serviceable under Spectrum’s fiber network.

Who is the cheapest internet provider in Clearwater?

WOW Internet offers the cheapest internet service in Clearwater: $20 per month for speeds up to 100Mbps.

Which internet provider in Clearwater offers the fastest plan?

Frontier Fiber’s 5-gigabit plan is the fastest speed offered to Clearwater households, which costs $155 monthly for symmetrical speeds and unlimited data.

Home Internet Guides

New Year's Eve 2023 In Clearwater: Fireworks, Beachfront Parties

CLEARWATER, FL — As Clearwater gets ready to ring in the new year, there are a number of events going on around town for those looking to celebrate.On Dec. 31, the annual Light It Up New Year’s Eve fireworks display at midnight on Clearwater Beach takes place on the most northern part of Sand Key Park. The best viewing area is the southern part of Clearwater Beach but the fireworks will be visible along the beach.Here is a look at some ad...

CLEARWATER, FL — As Clearwater gets ready to ring in the new year, there are a number of events going on around town for those looking to celebrate.

On Dec. 31, the annual Light It Up New Year’s Eve fireworks display at midnight on Clearwater Beach takes place on the most northern part of Sand Key Park. The best viewing area is the southern part of Clearwater Beach but the fireworks will be visible along the beach.

Here is a look at some additional events happening in Clearwater:

In the United States, one of the most popular New Year’s Eve traditions is the dropping of the giant ball in New York City’s Times Square. Other U.S. cities have adopted iterations of the ball drop — the Chick Drop in Bethlehem, Pennsylvania and the giant Potato Drop in Boise, Idaho, for example.

The end of one year and beginning of another is often celebrated with the singing of “Auld Lang Syne,” a Scottish folk song whose title roughly translates to “days gone by,” according to Encyclopedia Britannica and History.com.

Find out what's happening in Clearwaterwith free, real-time updates from Patch.

The history of New Year’s resolutions dates back 8,000 years to ancient Babylonians, who would make promises to return borrowed objects and pay outstanding debts at the beginning of the new year, in mid-March when they planted their crops.

According to legend, if they kept their word, pagan gods would grant them favor in the coming year. If they broke the promise, they would fall out of God’s favor, according to a history of New Year’s resolutions compiled by North Hampton Community College New Center in Bethlehem, Pennsylvania.

Many secular New Year’s resolutions focus on imagining new, improved versions of ourselves.

The failure rate of New Year’s resolutions is about 80 percent, according to U.S. News & World Report. There are myriad reasons, but a big one is they’re made out of remorse — for gaining weight, for example — and aren’t accompanied by a shift in attitude and a plan to meet the stress and discomfort of changing a habit or condition.

Disclaimer:

This website publishes news articles that contain copyrighted material whose use has not been specifically authorized by the copyright owner. The non-commercial use of these news articles for the purposes of local news reporting constitutes "Fair Use" of the copyrighted materials as provided for in Section 107 of the US Copyright Law.