Learn How the Commercial
Trucking Insurance Experts at Independence Agency
Get A Quote
The Commercial Truck
Insurance Agency in Cocoa Beach, FL You Can Trust
Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.
As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.
We Put Truckers First Because Others Don't
Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.
At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.
One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.
Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.
If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:
- Affordable Trucking Insurance Plans for Any Budget
- Exemplary Customer Service
- Seasoned Transportation Specialists Who Customize Plans to Your Needs
- A+ Carriers Across the Country
- Simple, Easy Quote and Bind Process
- Multiple Insurance Carriers Quoted to Find You the Best Rates
- Truck Insurance for New Ventures
Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.
The Commercial Truck
Common Types of Big Rig Truck Insurance in Cocoa Beach, FL
At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.
As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.
Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.
For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.
Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.
While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.
Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.
Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.
Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:
- Business Interruption Insurance
- Reefer Breakdown Insurance
- Occupational Accident with Contract Liability Insurance
- Rental Reimbursement Insurance
- Underinsured or Uninsured Motorist Insurance
- Towing Insurance
- Electronics Insurance
- Much More
Independence Insurance Agency
If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.
Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.
Typically, companies will look at claims that date back three years or less.
We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.
Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.
Independence Insurance Agency: Committed to the Trucking Industry
There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Cocoa Beach, FL that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.
Latest News in Cocoa Beach, FL
Hilton Cocoa Beach Oceanfront, Brevard's largest hotel, gets extensive makeover
Brevard County's largest hotel, the Hilton Cocoa Beach Oceanfront, is in the midst of a major makeover, including on all 295 of its rooms.David Steiner, a managing director at Coral Gables-based Driftwood Capital, which owns the Hilton, said renovations to guest rooms and bathrooms at the hotel should be complete by the end of this month.The project involved closing off one floor at a time at the seven-story hotel, ...
Brevard County's largest hotel, the Hilton Cocoa Beach Oceanfront, is in the midst of a major makeover, including on all 295 of its rooms.
David Steiner, a managing director at Coral Gables-based Driftwood Capital, which owns the Hilton, said renovations to guest rooms and bathrooms at the hotel should be complete by the end of this month.
The project involved closing off one floor at a time at the seven-story hotel, so as not to disrupt hotel guests.
Here are some details about the upgrades to the hotel, which is located at 1550 N. Atlantic Ave. (State Road A1A), and the company that owns it:
What's the reason for the project?
Driftwood CEO Carlos Rodriguez Sr. said the renovation positions the hotel "to become the leading full-service hotel in the region.”
He said the Space Coast "is experiencing remarkable growth, solidifying its position as a premier multisegment destination in Florida, catering to leisure, corporate and meeting travelers.” And Driftwood wants to take advantage of that.
Driftwood officials cited the hotel's beachside location, not far from Port Canaveral, Kennedy Space Center, Patrick Space Force Base and the Orlando-area attractions.
How big is the Hilton Cocoa Beach?
Driftwood's Element project:Groundbreaking held for 6-story Element by Westin resort hotel next door to Crowne Plaza
At 295 rooms, the Hilton is the largest operating hotel in Brevard County, according to the hotel tracking company STR. It's just ahead of the 290-room Crown Plaza Melbourne-Oceanfront, also owned by Driftwood; and the 284-room Radisson Resort at the Port in Cape Canaveral.
The International Palms Resort in Cocoa Breach, another hotel owned by Driftwood, had been the largest, at 502 rooms. But it is now closed, and is being torn down to make way for a 502-room Westin Cocoa Beach Resort & Spa on that site, schedule to open in early-2027.
The Hilton Cocoa Beach property has been the site of a hotel since in 1986, and Driftwood acquired the property in 2013.
What else is on the Hilton Cocoa Beach complex?
The Hilton has five food and beverage outlets: the Salt breakfast restaurant; the Waves Craft Bar & Kitchen dinner restaurant; Longboards Tiki Beach Grille; Castaway Beach Bar; and Cool Beans coffee and gelato shop.
The Hilton has 12,678 square feet of event space encompassing seven event rooms, with the largest individual room at 4,500 square feet.
It also has an outdoor pool, a fitness room, a lobby workstation and a guest laundry room.
How big a player is Driftwood in the Space Coast hotel market?
It's one of the big ones for beachside hotels. In addition to the Hilton, the Crowne Plaza and future Westin, the company is developing a 130-room Element by Westin next to the Crowne Plaza. The Element is scheduled to open during the first half this year.
Steiner said, after the Element and the Westin in Cocoa Beach open, Driftwood will operate 62% of the beachside hotel rooms in Brevard County.
Florida beach live webcams show surf, waves, sargassum seaweed conditions
There's only one word a beachgoer would use to describe sargassum seaweed: Bleah!Raise your hand if you saw a ...
There's only one word a beachgoer would use to describe sargassum seaweed: Bleah!
Raise your hand if you saw a big blob of sargassum seaweed on the beach and avoided it by stepping on hot pointy shells rather than set foot on the springy, crunchy, brown clusters of seaweed.
Should the sargassum seaweed stop you from a beach visit? Definitely not. Florida beaches are still postcard-worthy when it comes to natural wonders, despite the dry brown crusty blob.
We compiled a roundup of beach webcams so you can see the sargassum seaweed situation for yourself. You may need to refresh this page for livestreams.
It's really just seaweed.Sargassum bloom not all bad as it creates habitat, absorbs carbon
Panama City Beach, Florida
Can't see the livestream? Click here for the Panama City Beach webcam link
Can't see the livestream?Click here for the Pensacola surf cam link
Bleah! Photos ofSargassum seaweed 'blobs' at Florida beaches over the years
Can't see the livestream? Click here to see the Destin Inlet Reef beach webcam
Jacksonville Beach, Florida
Can't see the livestream? Click here for the Jacksonville Beach Pier webcam
Can't see the livestream? Click here for the Jacksonville Beach Pier Southside webcam link
Flagler Beach, Florida
Can't see the livestream? Click here to view Flagler Beach Pier webcam
St. Augustine Pier, Florida
Can't see the livestream? Click on the link to view St. Augustine Pier cam
Ormond Beach, Florida
Can't see the livestream? Click the Ormond by the Sea south beach cam link
Daytona Beach, Florida
Can't see the livestream? Click on this link to view the Daytona Beach webcam
New Smyrna Beach, Florida
Can't see the livestream? Click here for the New Smyrna Beach south beach cam link
Cocoa Beach, Florida
Can't see the livestream? Click here for the Cocoa Beach surf cam link
Dania Beach, Florida
Can't see the livestream? Click here for the Dania Beach Pier and beach cam link
Jupiter Inlet Beach, Florida
Can't see the livestream? Click here to view the Jupiter Inlet Beach webcam
Deerfield Beach, Florida
Can't see the livestream?Click on this link to see the Deerfield Beach fishing pier webcam
Fort Lauderdale Beach, Florida
Can't see the livestream? Click here to view the Fort Lauderdale webcam
Brevard tourism grants go through with exception of Renaissance Fair, Cocoa Beach races
In the latest twist in how Brevard County spends tourism tax money, three long-running events that bring thousands of visitors to the Space Coast will no longer receive grants from the county.For at least two of the events, the fact that the organizer inadvertently offended Commissioner John Tobia apparently contributed to the commission turning down the grant requests.Commissioners did approve a $50,000 grant for the 2024 ...
In the latest twist in how Brevard County spends tourism tax money, three long-running events that bring thousands of visitors to the Space Coast will no longer receive grants from the county.
For at least two of the events, the fact that the organizer inadvertently offended Commissioner John Tobia apparently contributed to the commission turning down the grant requests.
But commissioners turned down grant requests for the Brevard Renaissance Fair, the Cocoa Beach Triathlon and Duathlon and the USA Beach Running Championships.
Organizers for the Renaissance Fair declined to provide detailed line-item financial information, a new requirement this year for the grants.
Those organizers said the move could have a chilling effect on major tourism-drawing events.
Renaissance Fair organizer Pete Moolhuizen said the fair will go on next year regardless, but may not take place in Brevard at all after 2024.
"I'm not going to get the county all my financial information. My goal is to put heads in beds and not to tell the county how I make and spend every dollar," Moolhuizen said.
District 3 Commissioner John Tobia singled out the Cocoa Beach Triathlon and Duathlon and the USA Beach Running Championships, whose organizer, Mitch Varnes, sent an email to the other four commissioners explaining that his organization's practices were proprietary in order to stay competitive.
Despite turning in the required financial documentation, Varnes thought it pointless to include Tobia on the email chain since commissioner routinely votes against such grants.
That didn't go over well with Tobia. He said he would vote for every other grant if the other commissioners would agree to deny the grants to those organized by Varnes.
"I think it's extremely disappointing that this is allowed to happen. For a career politician like John Tobia to shoot down my event because he gets his feelings hurt by me not sending him a letter," Varnes added. "He's a despicable politician whose built a career on his own self-worth and cares very little for his constituents."
Money for the grants is generated by the county's 5% tax on hotel rooms and other short-term rentals.
For years, the County Commission routinely awarded grants to a variety of events that met certain benchmarks in drawing tourists, with the grant amount tied to the number of visitors the event drew.
But the grant program came under fire earlier this year when Florida Rep. Randy Fine raised concerns about the LGBTQ+ organization Space Coast Pride qualifying for a $15,000 cultural grant for its 2024 Pridefest event in Melbourne, based on the event attracting more than 1,000 out-of-county visitors.
Fine has had issues with previous Pridefests including a Drag Queen Story Time. However, Drag Queen Story Time was not part of the latest Pridefest, held Sept. 23.
County commissioners say Pridefest played no role in their initial decision to end cultural grant funding, contending their action was based on their desire to find more money to fund an expanded ocean lifeguard program to help prevent drownings.
After a public outcry, commissioners backtracked and began awarding the grants again, but with with new conditions, such as he required financial reports.
Varnes in his letter to the county outlined why he felt the new requirements were misplaced:
"I believe any profits or losses of an event should have little bearing on tourism grants. The pandemic was particularly hard on live event producers, and many sporting events are still well below their pre-pandemic numbers. Any grants I have previously received have been justified, valued and always an important part of mission success."
"It's going to drive people away from producing events in this county," Varnes said.
Banana River Aquatic Preserve
Banana River Aquatic Preserve is located in north central Brevard County, separating Merritt Island on the west and the beach barrier island on the east. The surface water area of the aquatic preserve is approximately 30,000 acres. The aquatic preserve begins at State Road 528 (Bennett Causeway), extends almost to the southern tip of Merritt Island, and includes Newfound Harbor and Sykes Creek as far north as Hall Road. There is no visitor center in the area or official trails managed by Indian River Lagoon Aquatic Preserves.The incor...
Banana River Aquatic Preserve is located in north central Brevard County, separating Merritt Island on the west and the beach barrier island on the east. The surface water area of the aquatic preserve is approximately 30,000 acres. The aquatic preserve begins at State Road 528 (Bennett Causeway), extends almost to the southern tip of Merritt Island, and includes Newfound Harbor and Sykes Creek as far north as Hall Road. There is no visitor center in the area or official trails managed by Indian River Lagoon Aquatic Preserves.
The incorporated cities bordering the aquatic preserve are Cape Canaveral, Cocoa Beach, Satellite Beach and Indian Harbor Beach, north to south respectively. In addition, Patrick Air Force Base lies along the Banana River Lagoon between Cocoa Beach and Satellite Beach.
The aquatic preserve is accessible from the east by U.S. Highway A1A and from the west by State Road 3. Numerous parks and boat ramps provide direct public access to the aquatic preserve. Please check the Brevard County Parks and Recreation website for parks and the FWC Boat Ramp Finder for ramps.
The northern Banana River has been the most important spring habitat (300 to 500 individuals/survey day) for the east coast population of manatees, and large numbers of manatees use the Banana River almost year-round. In addition, the Banana River supports the largest pelican rookery on the Atlantic Coast, a significant population of alligators and diamondback terrapin turtles.
The Indian River Lagoon Aquatic Preserves are a proud partner of the Leave No Trace Center for Outdoor Ethics and were selected as a 2017 and 2018 Leave No Trace Hot Spot. To learn more about Leave No Trace in the Indian River Lagoon contact Matthew Anderson, 772-429-2995.
The Indian River Lagoon Aquatic Preserves provide a variety of volunteer opportunities from projects in ecosystem science, restoration and spoil island activities. Volunteers help with activities such as wildlife monitoring, annual seagrass monitoring or microplastic sampling. The Shoreline Restoration Project enables volunteers to get involved in shoreline stabilization through native plantings. On spoil islands, volunteers take a hand in improving visitor access through activities such as invasive plant removal or installing picnic tables, fire rings or human waste bag dispensers. For more information, please contact our office at IRLAP@FloridaDEP.gov or call 772-429-2995.
For other opportunities to help preserve the Indian River Lagoon and surrounding aquatic preserves, consider joining the Friends of the Spoil Islands.
Florida Dept. of Health issues swimming advisory for Cocoa Beach Pier due to fecal bacteria
BREVARD COUNTY, Fla. — A swim advisory has been issued for a popular Brevard County beach.>>> STREAM CHANNEL 9 EYEWITNESS NEWS LIVE <<<According to an alert from the Florida Department of Health for Brevard County, people should avoid swimming near the Cocoa Beach Pier due to the potential health risks from the presence of bacteria in the water....
BREVARD COUNTY, Fla. — A swim advisory has been issued for a popular Brevard County beach.
According to an alert from the Florida Department of Health for Brevard County, people should avoid swimming near the Cocoa Beach Pier due to the potential health risks from the presence of bacteria in the water.
The Brevard County Health Department performs regular monitoring of the water quality at the Pier once every two weeks as part of the Healthy Beaches Monitoring Program.
A saltwater sample taken on April 17 was tested for enteric bacteria and found to contain 137 Colony Forming Units (CFU) per 100 milliliters of water. Anything above 70 is rated as “poor” quality.
Another sample taken on the April 19 also contained more than 71 CFU. A “good” water quality rating would fall between 0 and 35 CFU per 100 milliliters of water.
The water quality classifications are based on standards recommended by the U.S. Environmental Protection Agency.
According to the health department, enteric bacteria comes from the intestinal tracts of humans and animals, and could lead to “increased risk of human disease, infections, or rashes.”
Its presence in the water may be the result of fecal pollution from storm water runoff, human sewage, or other pets and wildlife.
For more information on the latest testing on all of Florida’s saltwater beaches, click here.