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Frame The Importance of

Commercial Truck Insurance in Columbia, SC

  • Let's face it - truckers in America have always been the backbone of our great country. They still are in modern times. On any given day, thousands of trucks traverse our highways and local roads, delivering goods and products on time so that businesses and consumers have what they need to live life. And while commercial trucking can be an incredibly lucrative way to make a living and put food on the table, it can also be risky and expensive.
  • Whether you're the owner of a fleet, an independent trucker, or have a business that uses big rigs to transport goods, you need commercial trucking insurance to protect you and your client's investments, shield you from liability, and more.
  • That's where working with a reliable truck insurance agency comes into play. Unfortunately, for many commercial truck insurance providers, serving the needs of truckers is low on the proverbial totem pole. At Independence Insurance Agency, nothing could be further from the truth.

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percent The Commercial Truck

Insurance Agency in Columbia, SC You Can Trust

Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.

As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.

Commercial Truck Insurance Columbia, SC

We Put Truckers First Because Others Don't

 Truck Insurance Columbia, SC

Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.

At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.

One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.

Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.

If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:

  • Affordable Trucking Insurance Plans for Any Budget
  • Exemplary Customer Service
  • Seasoned Transportation Specialists Who Customize Plans to Your Needs
  • A+ Carriers Across the Country
  • Simple, Easy Quote and Bind Process
  • Multiple Insurance Carriers Quoted to Find You the Best Rates
  • Truck Insurance for New Ventures

Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.

chart The Commercial Truck

Common Types of Big Rig Truck Insurance in Columbia, SC

At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.

As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.

Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.

For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.

Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.

While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.

Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.

Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.

Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:

  • Business Interruption Insurance
  • Reefer Breakdown Insurance
  • Occupational Accident with Contract Liability Insurance
  • Rental Reimbursement Insurance
  • Underinsured or Uninsured Motorist Insurance
  • Towing Insurance
  • Electronics Insurance
  • Much More

Three plus 3 Safe Driving Tips to

Lower the Cost of Truck Insurance in Columbia, SC

Keeping your drivers safe on the road is crucial not only for their own well-being but also for the safety of other motorists and the financial stability of your business. The Department of Labor has identified the trucking industry as one of the most hazardous sectors in the U.S. In fact, trucking and logistics fleets are known for their high injury and fatality rates. By improving how safely your truckers drive, you can help reduce expenses related to claim payouts, accidents, and insurance premium hikes.

Whether you own a large fleet or you're the owner and operator of a single rig, keep these safe driving tips in mind to help lower your insurance costs.

Implement Preventative Maintenance Plans

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

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 Trucking Insurance Columbia, SC

Practice Defensive Driving

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
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 Commercial Liability Insurance For Truckers Columbia, SC

Find Ways to Prevent Distracted Driving

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

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 Commercial Truck Insurance Quote Columbia, SC

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

 Low Priced Commercial Truck Insurance Columbia, SC phone Call Now

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
Commercial Truck Insurance Columbia, SC phone Call Now

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

 Truck Insurance Columbia, SC phone Call Now

check light FAQs About

Independence Insurance Agency

If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.

Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.

Typically, companies will look at claims that date back three years or less.

We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.

Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.

Independence Insurance Agency: Committed to the Trucking Industry

There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Columbia, SC that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.

 Trucking Insurance Columbia, SC

Latest News in Columbia, SC

Columbia named one of the up-and-coming cities in the South. What makes us stand out?

This is an edition of Capital City Progress, a weekly column that focuses on business, growth and development news in the Columbia area. It is written by Post and Courier Columbia business reporter Hannah Wade.COLUMBIA — While some call it a ...

This is an edition of Capital City Progress, a weekly column that focuses on business, growth and development news in the Columbia area. It is written by Post and Courier Columbia business reporter Hannah Wade.

COLUMBIA — While some call it a "famously easy to hate" city, Columbia has snagged the attention of Southern Living Magazine.

The lifestyle publication named the Capital City no. 5 on a list of 25 Southern cities on the rise, which was released March 6. Spartanburg was named no. 3.

"These reader-selected cities have excellent food scenes, cool yet quaint downtown districts, incredible natural beauty, thriving arts communities, and the warmth our region is known for," the publication explained.

In recent years, Columbia and the surrounding areas have garnered a healthy amount of economic development boons and national attention on the city's food scene. Just over a year ago, Richland County and state officials announced the area's largest economic development project, Scout Motors.

Palmetto Politics

The $2 billion electric vehicle plant is expected to bring 4,000 jobs to the Midlands by the time trucks start rolling off the assembly line by the end of 2026.

The area's dining scene, which has been long overshadowed by Charleston and Greenville, gained national attention in January 2023 when three restaurants were nominated for James Beard Foundation awards. Dubbed the "Oscars of the food world," the foundation chose Columbia chefs and restaurateurs to be nominated for the first time in the city's history.

"Columbia is truly experiencing a hot streak of activity and we welcome all who want to come be a part of the experience," Bill Ellen, the president and CEO of tourism group Experience Columbia, said in a press release.

Other business news you might've missed:

Barnes & Noble, the national bookstore chain, has opened its new location in Columbia.

The retailer left its longtime space in the Richland Mall as redevelopers made plans to tear down the mall and construct a new park along with apartments, a grocery store and a brewery.

“We are especially pleased to retain a brick-and-mortar bookstore in a community when, for the last 20 years, closure was almost certain to mean its permanent loss," James Daunt, CEO of Barnes & Noble, said in a press release.

The new location at 6090 Garners Ferry Rd. officially opened its doors March 6. It's open every night until 9 p.m., with the exception of Sundays when it closes at 7 p.m.

Columbia Business

Slim Chickens, a counter-service chicken chain, has circled a date for its grand opening. The newest Columbia location, set for 2089 N. Beltline Blvd., will open its doors March 18, according to a press release from the company.

The newest location will be about 15 minutes from the already-existing location on Columbia's Garners Ferry Road.

The city will soon say goodbye to an upscale plant store. PlantHouse Columbia, a chain location that sells plants and all things plant-related, will close its doors at 702 CrossHill Dr. on March 17, the store announced on social media.

Do you know a restaurant or retail business that is opening, closing, expanding or in the works? Reach Hannah Wade at hwade@postandcourier.com. Follow her on X: @hannahwade2000. And for more weekly business news delivered directly to your inbox, sign up for our free Columbia business newsletter here.

Get all the latest industry happenings from the Midlands, plus exclusive development news and more in your inbox each week.

The promise of Colite City: Could it be West Columbia’s ‘most transformative project’ ever?

Behind the 12th Street Plaza shopping center and the bustle of Triangle City’s conglomerated intersections, a one-time West Columbia factory sits vacant and dilapidating. Determined signage still attempts to spell out “COLITE INDUSTRIES,” though a “t” and “s” have gone by the wayside.The 300,000-square-foot facility at 228 North Parson St. was once home to that sign-making company’s world headquarters, before it departed for a new home in Columbia in 2008. The building and its still-stri...

Behind the 12th Street Plaza shopping center and the bustle of Triangle City’s conglomerated intersections, a one-time West Columbia factory sits vacant and dilapidating. Determined signage still attempts to spell out “COLITE INDUSTRIES,” though a “t” and “s” have gone by the wayside.

The 300,000-square-foot facility at 228 North Parson St. was once home to that sign-making company’s world headquarters, before it departed for a new home in Columbia in 2008. The building and its still-striking signage were added to the National Register of Historic Places in 2018.

And they have continued to sit, seemingly undisturbed, showing little evidence of real estate development company Jams + Stark’s plans to transform the site into a multi-use development that would bring not just co-working space, but a food hall, multiple restaurants and more. The ambitious developers hope to have an impact similar to reclamation projects in cities such as Durham and Charlotte, which have helped turn those cities into destinations for culture and commerce.

But while nothing has visibly changed since the project, dubbed Colite City, was announced in October 2022, Wade Caughman, the company’s director of development, said recently that much has been done behind the scenes and specific announcements about what exactly will be moving into the new development are a few weeks away.

He added that progress has come slower than expected because of requirements that come with the property being on the National Register. The design phase the company has been working through included collaboration with the Savannah College of Art and Design, including a couple students from Columbia, Caughman said.

“I think people are starving for collaboration and engagement that they see in other areas, just like our Soda City Market,” he offered. “(That weekly Columbia market) is packed with different groups of people and ethnicities, types of businesses, creative, innovative entrepreneurs in all different ways. What we’re finding is ... there’s a lot of smart and great people in Colombia. But they’re all over the place, from Lexington to Irmo, downtown, Five Points, West Columbia.”

Colite City, Caughman added, would give them “an opportunity to collaborate in one location.”

The planned investment, the cost of which Caughman said he couldn’t yet disclose, would allow professionals and creatives a variety of spaces to carry out this collaboration, with maker/designer spaces, an entrepreneur hub featuring flex office space, studio spaces, and outdoor/indoor pocket parks envisioned as “creative and engaging spaces” all on the menu.

Beyond the specifically business-focused aspects, the project promises lifestyle enhancements for West Columbia, including the aforementioned food hall, two restaurant spaces and an event space the Colite City website dubs the CC Hanger. That 15,000-square-foot event space with an attached covered patio is pitched as a potential home for markets, dinners, music and special occasions.

Caughman detailed in an email that the project is in the process of locking down potential tenants, with those discussions including the likes of “well curated food hall concepts for the foodies of metro Columbia ... start-up tech companies, art/design, T-shirt makers, urban fitness, designers in fashion, furniture and leather.”

“We see many types of entrepreneurs creating synergy, from a blacksmith to a tech company to a designer who gets a great idea from a foodie in the food hall,” he added. “Unique and diverse people and businesses working together.”

Some might remember Caughman bringing to bear impactful local projects in the past — the residential developments City Club and Congaree Park, for instance. Caughman’s also known for some past legal trouble — he went to prison for fraud and money laundering related to a phony luxury car deal that duped investors out of more than $1 million between 2011 and 2016.

But he and Jams + Stark aren’t running from his past trouble. Caughman said he was upfront with the company and he’s being upfront with every potential Colite City tenant he talks with about his checkered past.

And West Columbia leadership doesn’t seem bothered by Caughman having a large hand in a potentially game-changing project for the city.

“It’s my understanding that he’s been upfront with everybody that he’s talked to as a potential investor about his prior experiences,” said West Columbia Mayor Tem Miles. “And at the end of the day, I think Wade Caughman is a visionary, and the timing works, and he brings us a doable project. I look forward to seeing it being done.”

The mayor sees the promise of Colite City as a big deal for his city, saying that if it is completed it would be “the most transformative project in the history of West Columbia.”

“It is in the geographic heart and center of town and will be an unbelievable catalyst for the areas around it,” Miles added.

West Columbia City Councilman David Moye, whose district includes the former Colite factory, emphasized the positive impact it could have on the surrounding neighborhood, which runs along Jarvis Klapman Boulevard and is made up of older residences originally spurred by the need to house workers at the factory.

And like Miles, he isn’t concerned by Caughman’s involvement.

“The old Colite site has been identified as the most consequential redevelopment site in the area, that’s the bottom line,” Moye said in a statement to The State. “A great project does not care who built it. If council gets a proposal from the developer that will meet our community and economic goals, and the city’s legal team thinks there are adequate protections in place, then it is in our interest to pursue the project. If not, then we shouldn’t. At this point, I am optimistic about the future.”

The location of the site is likewise a big part of what excites Caughman about its potential. He said its proximity to Jarvis Klapman and the thoroughfares that meet in Triangle City make it easily accessible from downtown Columbia, Lexington and local interstates, which should help it become a hub for creativity and entrepreneurship — one that might help the Midlands catch up with its larger metropolitan neighbors.

“Atlanta is 500,000 people, but you and I know, Atlanta’s 6 million,” he said, comparing it to the greater metropolitan population of Columbia, which is nearly 1 million.

Caughman argued that attracting and retaining talent tempted by places like Atlanta, with all the business and lifestyle benefits made possible by their larger populations, means taking swings like Colite City.

“This project and the connectivity is really going to bring things together,” he added.

Eric Woodard, who owns the record and comic shop Scratch N’ Spin roughly four blocks away in Triangle City, is hopeful for what Colite City might do for the area. He sees the project as being able to appeal to young professionals and students approaching graduation, hopefully helping to motivate them to stay in the area — and spend time near his store.

It could “attract the right kind of young professional that hopefully will stay in Columbia that will bring energy and new blood, so to speak,” he said.

This story was originally published March 22, 2024, 5:30 AM.

South Carolina offers assistance after bridge collapse in Baltimore

COLUMBIA, S.C. - South Carolina Gov. Henry McMaster and the state’s Emergency Management Division said they are ready to assist Maryland after a bridge collapse.A container ship lost power and rammed into the Francis Scott Key Bridge in Baltimore early Tuesday, causing it to snap and plunge into the river below. Several vehicles fell into the chilly waters, and ...

COLUMBIA, S.C. - South Carolina Gov. Henry McMaster and the state’s Emergency Management Division said they are ready to assist Maryland after a bridge collapse.

A container ship lost power and rammed into the Francis Scott Key Bridge in Baltimore early Tuesday, causing it to snap and plunge into the river below. Several vehicles fell into the chilly waters, and rescuers searched for survivors.

“South Carolina stands ready to assist Maryland following the collapse of the Francis Scott Key Bridge,” McMaster said on X, the platform formerly known as Twitter. “Please join Peggy and me in praying for the victims and their families.”

The Emergency Management Division said Director Kim Stenson reached out to Maryland’s secretary of emergency management to offer support.

“Maryland has not yet made any requests to other states,” the agency said. “At the direction of Governor McMaster, we are standing by to send any and all help we can.”

McMaster said South Carolina can expect to see more traffic on the roadways because of the bridge’s collapse.

“We can expect some more ships to come into the harbor and that will mean more traffic on the roads to unload and load. So, I ask everyone if and when that happens and it most likely will to have happen to have patience and realize it’s because of the tragic situation in Marilyn,” McMaster said.

Reporters reached out to the South Carolina Port Authority to see if any new operations were being put in place because of this. The agency sent back a statement that reads: “The South Carolina Department of Transportation, South Carolina Ports and Charleston Branch Pilots Association have already had initial conversations regarding the incident, and we will jointly review harbor operations, procedures and state infrastructure.”

McMaster said he understands this may bring up some concerns for citizens in South Carolina when it comes to increased use of the harbors and roads.

He said: “I want people to have confidence in our team and our port including the department of transportation has taken steps and are mindful of these kinds of things and are ready.”

McMaster did not elaborate on what those steps were but asked people to just be patient as Baltimore works through this tragedy. He said it could take at least three months for those repairs to finish up and for that wreckage to be cleared from Baltimore’s harbor.

Copyright 2024 WRDW/WAGT. All rights reserved.

Fight the Power: 'The Columbia I remember is slowly disappearing'

The Columbia I remember is slowly disappearing. I think about this while roaming around the city, feeling nostalgic for places that aren't here anymore. At 40, I've finally become the old "back in my day" man (don't let me get started talking about the music the "youngsters" are making these days.)My Fridays used to be lit. No, I didn't go to clubs. I did what every nerd with a budget would do: go to Richland Fashion Mall's Barnes & Noble and walk around. I'd roam around taking pictures of books I would love to...

The Columbia I remember is slowly disappearing. I think about this while roaming around the city, feeling nostalgic for places that aren't here anymore. At 40, I've finally become the old "back in my day" man (don't let me get started talking about the music the "youngsters" are making these days.)

My Fridays used to be lit. No, I didn't go to clubs. I did what every nerd with a budget would do: go to Richland Fashion Mall's Barnes & Noble and walk around. I'd roam around taking pictures of books I would love to get (even though I have a stack of books at home that still need to be cracked), grab a coffee and then walk around Belk.

I would roam around for shirts on clearance before going to the Ralph Lauren Polo section and figure out which color hoodie and sweatpants I should save my pennies for (this is where my sweatpants obsessions began.)

Afterward, I would go upstairs and see a movie. Hell, this would be the perfect date night without moving your car. Fast forward to fairly recently, I walked into the mall's bookstore as they closed.

The Belk left earlier in 2023, and the theater has been a thing of the past for a while.

Despite finding what to do now on a Friday night, I began to see other parts of my love for Columbia leave us.

All the cool kids (or posers like myself) were heartbroken at the closing of The Whig. Five Points saw their staple of Yesterday's location become a chain brunch spot and my favorite watering hole, Rockaway Athletic Club, closed abruptly. Especially when they told the public it would have until Sunday to say its goodbyes, but after a profitable Wednesday that week, they decided to call it quits. It was a very Rockaway's-ish way of going.

After feeling heartbroken at these places in the mix of my social life, I realized a simple and essential epiphany: I love this place. Loving the city I live in sounds like a basic realization, but walk with me a bit. As a creative, years ago, the constant conversation of artists or anyone young with ambition in Columbia would always say one thing: Columbia sucks. We have to leave to have anything worthwhile.

More than 100 new apartments planned for growing Columbia district near downtown

Another new housing project may be coming to North Main Street in Columbia.Developers are seeking approval to build two four-story apartment buildings with a resident center and space for a retail shop on the southern corner of Scott and Main streets, just as you get onto Main Street from Elmwood Avenue.The project, to be named The Woodley, would have 102 units with one- and two-bedroom options, and the developer will create 91 surface parking spaces and nine on-street parking spaces, according to planning documents submitted t...

Another new housing project may be coming to North Main Street in Columbia.

Developers are seeking approval to build two four-story apartment buildings with a resident center and space for a retail shop on the southern corner of Scott and Main streets, just as you get onto Main Street from Elmwood Avenue.

The project, to be named The Woodley, would have 102 units with one- and two-bedroom options, and the developer will create 91 surface parking spaces and nine on-street parking spaces, according to planning documents submitted to the city of Columbia.

The project also includes 1,800 square feet of retail space, which could host a storefront or office space.

If approved, the project would join other new housing projects that also have been proposed or are underway along the North Main corridor, building onto the steady growth of the North Main area that’s come over the past several years.

Just north of The Woodley, on the upper corner of Scott and Main streets, developer Steve Middleton plans to redevelop the former Jim Moore Cadillac site into luxury apartments, with 250 units and a 360-space parking garage. That project was first pitched in 2021, but the developer in January renewed the site plan with the Planning Commission.

The two apartments would be built among a blossoming stretch of businesses on North Main, including Curiosity Coffee Bar, Sweet Temptations Bakery and Uncle Willie’s Grocery Store.

Behind the apartment sites, on Sumter Street, sit Indah Coffee and Il Focolare Pizza in the Cottontown neighborhood.

Elsewhere in the corridor, nearby at 301 Sunset Drive, developers are working to turn an abandoned shopping center into a 300-unit apartment complex. Developers just received a tax break for the project, which is expected to be completed by the beginning of 2027.

Another apartment complex, Benton Crossing, is far along in construction at the corner of River Drive and Benton Street off of North Main, with about five dozen apartments included in the four-story building.

Along with new housing, new businesses have emerged along the North Main corridor, such as the new Peak Drift Brewing facility. The area has also seen beautification efforts through street improvements and the renovation of Hyatt Park.

The Columbia Planning Commission will consider the new project at a meeting Thursday.

This story was originally published March 11, 2024, 1:47 PM.

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