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Insurance Agency in Cookeville, TN You Can Trust
Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.
As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.
We Put Truckers First Because Others Don't
Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.
At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.
One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.
Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.
If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:
- Affordable Trucking Insurance Plans for Any Budget
- Exemplary Customer Service
- Seasoned Transportation Specialists Who Customize Plans to Your Needs
- A+ Carriers Across the Country
- Simple, Easy Quote and Bind Process
- Multiple Insurance Carriers Quoted to Find You the Best Rates
- Truck Insurance for New Ventures
Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.
The Commercial Truck
Common Types of Big Rig Truck Insurance in Cookeville, TN
At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.
As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.
Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.
For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.
Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.
While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.
Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.
Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.
Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:
- Business Interruption Insurance
- Reefer Breakdown Insurance
- Occupational Accident with Contract Liability Insurance
- Rental Reimbursement Insurance
- Underinsured or Uninsured Motorist Insurance
- Towing Insurance
- Electronics Insurance
- Much More
Independence Insurance Agency
If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.
Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.
Typically, companies will look at claims that date back three years or less.
We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.
Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.
Independence Insurance Agency: Committed to the Trucking Industry
There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Cookeville, TN that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.
Latest News in Cookeville, TN
Woman's powerful words lead to return of Cookeville's Bobby Q's
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COOKEVILLE, Tenn. (WTVF) — When NewsChannel 5 reported last year the beloved Bobby Q's restaurant had to close, the Cookeville community was heartbroken. Someone with a big heart was watching, someone who wanted to keep the banana pudding on the menu in Putnam County.
In the middle of a really big day in a middle Tennessee kitchen, Lee Gann told us between stirring banana pudding how she does not like getting emotional on camera. Why not, Lee?
"Is that a real question?" she said with a stare.
She will tell you, though, this place where she stood working means a whole lot to her.
We met Lee a year ago. She was the pitmaster at Bobby Q's in Cookeville, working for owner Mike Migliore.
"I started out as a dishwasher," Lee remembered. "Mike gave me a job when other people wouldn't. I came to Cookeville with $50 and a backpack. I tell everybody they saved my life."
On that day a year ago, Bobby Q's was about to close after being run by Mike for 37 years. He needed to focus on his health.
"And I just love this place," Lee tearfully told us in her 2022 interview.
"I was there cryin' on your newscast like a big baby!" Lee said, thinking back on her interview a year ago.
Someone was watching Lee's interview, someone who saw her as genuine, whose words came from her heart.
"I remember being moved by how passionate she was," said Michael King, known in Nashville as the owner of Monell's.
"He seen me on there cryin', and he knew he had to come down here and do something!" Lee said.
"I bought it because of her, her passion," Michael said.
Bobby Q's was closed about a year for renovations. Now, it's back.
"This is what I've been waiting for!" a customer said. "Been waiting for some good barbecue!"
The building has been completely remodeled and redesigned. Lee is now a general manager.
"It's been a year in the making," said Michael. "It's like birthing a baby! What we did was keep a lot of the Bobby Q recipes and added Monell's to it."
That includes Monell's skillet fried chicken. As for Bobbie Q's famous banana pudding? It's there.
"It's about as good as banana pudding gets, I think," one customer smiled.
"I wish I could have it every day!" laughed another.
"Michael has been nothing but a blessing to everyone inside this building," Lee said. "For him, closing of small restaurants, it's a sad thing."
"If we don't start supporting mom and pops, we're going to start losing fabrics of our neighborhoods," Michael continued.
So, no, Lee does not like being emotional on camera. But maybe this time, just this time, it was okay. Right, Lee?
"Because of her, we were able to open up today," Michael said.
"I just love this place," Lee continued. "A lot of it is the people and a lot of it is our customers. They're here every other day. We're just excited to be able to serve this community again."
Copyright 2023 Scripps Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.
Judge warns Putnam County students of community service, parental jail time for truancy
COOKEVILLE, Tenn. (WTVF) — Skipping school may seem like a tempting escape for some students, but the consequences could be more severe than they realize.Putnam County Judge Steven Randolph has issued a stern warning to students and parents, highlighting that excessive unexcused absences may result in community service and even legal actions, including potential jail time for parents.In a recently released video, Judge Randolph addressed the pressing issue of truancy, urging students to recognize the gravity of their acti...
COOKEVILLE, Tenn. (WTVF) — Skipping school may seem like a tempting escape for some students, but the consequences could be more severe than they realize.
Putnam County Judge Steven Randolph has issued a stern warning to students and parents, highlighting that excessive unexcused absences may result in community service and even legal actions, including potential jail time for parents.
In a recently released video, Judge Randolph addressed the pressing issue of truancy, urging students to recognize the gravity of their actions.
He said that for each unexcused absence, students would be required to perform seven hours of community service at the local recycling center.
"They're going to spend Friday nights from 4 p.m. until 9 p.m. messing around with cardboard, milk jugs, tin cans, whatever they have at the recycling center," Randolph said.
Tami Crawford, a concerned grandparent, shared her own experience.
"My child had a few unexcused absences. We ended up having to deal with in-school suspension."
However, community service isn't the only concern.
Judge Randolph also alerted parents to the possibility of being incarcerated for up to 10 days at a time if their children accumulate repeated unexcused absences.
"That’s a big fear of mine. I don't want to spend any time in jail for my grandson not missing school," Crawford said.
To prevent such extreme measures, the school district is taking a proactive approach.
School officials vow to work closely with families whose children have more than five unexcused absences.
An intervention plan will be devised to encourage regular school attendance and keep students on track academically.
When a student is absent for five days without adequate justification, the Director of Schools will report the issue and notify the parent(s)/guardian(s) in writing. Parents will be given sufficient time to provide documentation for the absences or request an attendance hearing.
The district's aim is to resolve truancy concerns internally without the need for legal action.
"The more often we can have a child in front of us, the better we feel about it as far as our job of helping students," said Chris Pierce, the attendance and enrollment management supervisor.
Pierce emphasizes that their primary focus is to support students and ensure they are present in the classroom ready to learn.
In response to any confusion caused by the video message, Judge Randolph expressed regret but appreciated that it heightened awareness about the issue of truancy within the community.
Truancy is chronic absences, not an occasional missed school day.Truancy require that a petition be filed by the school attendance supervisor to bring the matter before the Court.Putnam County follows TCA 49-6-3009 and the tier system to address truancy. A petition to cite a student to court for truancy is in tier 3 and it happens when the efforts in tier 1 and tier 2 have been unsuccessful. Putnam County, Tennessee follows TCA 37-1-131, TCA 37-1-132, and other relevant statutes regarding juveniles.Once a student has finally been cited to court for truancy, a treatment plan is developed for that individual child. The Court makes a determination about community service for a student and considers the treatment plan and the relevant statutes throughout the time the case is pending before the Court. The individual student's best interests are continuously reviewed throughout the time their case is pending before the Court.I regret that the video has caused so much confusion, but I am glad that it has increased awareness about truancy and the best interests of the students of Putnam County.
Copyright 2023 Scripps Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.
Newspaper’s lawsuit prompts Tennessee hospital to release senior administrators’ salary information
An RCFP attorney sued the Cookeville Regional Medical Center Authority on behalf of the Herald-Citizen's editor.By Posted on It took a couple of years and a public records lawsuit, but residents of Cookeville, Tennessee, finally know the salaries of senior administrators of a publicly owned local hospital.The Cookeville Regional Medical Center Authority disclosed the information to the Herald-Citizen last month, less than three weeks after the newspaper’s editor sued the hospital with free legal support from an a...
An RCFP attorney sued the Cookeville Regional Medical Center Authority on behalf of the Herald-Citizen's editor.
By Posted on
It took a couple of years and a public records lawsuit, but residents of Cookeville, Tennessee, finally know the salaries of senior administrators of a publicly owned local hospital.
The Cookeville Regional Medical Center Authority disclosed the information to the Herald-Citizen last month, less than three weeks after the newspaper’s editor sued the hospital with free legal support from an attorney from the Reporters Committee for Freedom of the Press. The release of the records made it possible for the newspaper to provide answers to questions that its journalists and many community members have been asking the hospital for a couple of years, including whether top administrators, especially the town’s former mayor, were overpaid.
“It was a huge win for the newspaper, and it kind of reestablished our relevance in the community,” said Lindsay Pride, editor of the Herald-Citizen. “It showed that we are still significant. We are still important.”
The Herald-Citizen’s efforts to access the salary records began back in 2021, shortly after the hospital hired the part-time mayor of Cookeville to serve as its chief strategy officer, a new position that the hospital never publicly advertised. As a member of the city council, Pride said the mayor played a role in approving the hospital’s budget.
“If you’re voting on your own salary within that budget,” she said, “that felt like a conflict of interest to us, and to people within the community.” (A city council investigation concluded that the former mayor did not violate state law or the city charter regarding conflicts of interest, the Herald Citizen previously reported).
Pride made two requests for the salary records of the hospital’s senior administrators in May 2021. But hospital officials refused to provide the information. Pride said the newspaper’s ownership at the time decided not to pursue a lawsuit.
But community members continued to ask questions about the administrators’ salaries, even after the hospital laid off the former mayor and other top administrators.
“It’s a community-owned hospital, so the public obviously has an interest in what happens there,” said Pride, noting that, in the absence of actual information, rumors were rampant. “And people never stopped asking me about it.”
Through the Tennessee Press Association, Pride eventually connected with Paul McAdoo, the Reporters Committee’s Local Legal Initiative attorney for Tennessee. After explaining to him the hospital’s refusal to disclose the records, Pride said McAdoo told her to file another records request last August, which she did. Hospital officials didn’t even respond to it.
McAdoo then followed up the request with a letter to the hospital’s chief legal counsel urging the hospital to respond to Pride and turn over the requested records. The chief legal counsel replied in a letter last November that he had consulted with the hospital’s CEO and that “I do not have a response for you at this time.”
On behalf of Pride, McAdoo sued the hospital in March, alleging that there is no lawful basis for denying the editor’s request for the hospital salary records. Less than three weeks later, the hospital turned over all of the requested information.
The Herald-Citizen published a front-page story on March 24 that revealed the senior administrators’ salaries. As it turned out, Pride said, the salaries were lower than she and other community members expected. The former mayor made roughly $250,000 per year, not $400,000, as was rumored, she said.
Pride credits the lawsuit and a recent leadership change at the hospital with helping the newspaper finally obtain the records. (She said the hospital’s interim CEO, who took over around the time the lawsuit was filed, seems more open to transparency than the previous CEO.)
If not for the Reporters Committee’s free legal support, “I’m not sure my company would have let us pursue [the lawsuit],” she said. “I have no idea how much a lawsuit like this costs, but that’s a huge advantage to newspapers to be able to pursue a lawsuit at no expense to them.”
The Reporters Committee regularly files friend-of-the-court briefs and its attorneys represent journalists and news organizations pro bono in court cases that involve First Amendment freedoms, the newsgathering rights of journalists and access to public information. Stay up-to-date on our work by signing up for our monthly newsletter and following us on Twitter or Instagram.
New American Job Center Opens in Cookeville
COOKEVILLE – Community members recently celebrated the new Cookeville American Job Center (AJC) grand opening. The event showcased the new facility that offers a wide range of services to job seekers and employers in the Upper Cumberland Region.The AJC’s new location at 620 South Jefferson Ave., Suite 202, is easier for job seekers to access. Having a center that is more centrally located removes a barrier that can keep many individuals from utilizing the services that are available to them at no cost....
COOKEVILLE – Community members recently celebrated the new Cookeville American Job Center (AJC) grand opening. The event showcased the new facility that offers a wide range of services to job seekers and employers in the Upper Cumberland Region.
The AJC’s new location at 620 South Jefferson Ave., Suite 202, is easier for job seekers to access. Having a center that is more centrally located removes a barrier that can keep many individuals from utilizing the services that are available to them at no cost.
"The American Job Centers play a vital role in workforce services and training in the Upper Cumberland. It is exciting to now have their offices located in the heart of Cookeville at 620 S. Jefferson behind The Shoppes at Adams Place, making it easy to access their services,” said Cookeville Mayor Laurin Wheaton.
After learning the building that previously housed the AJC had been sold, stakeholders spent more than a year searching for a location that could improve the delivery of critical services to job seekers and business owners in the Upper Cumberland.
“I knew we were in for a challenge. We lost out on two other locations due to competitive pricing. But, with the help of Putnam County Mayor Randy Porter, we secured a beautiful space that is in a much more accessible location. I couldn't be happier. I am very grateful to all the partners for their patience during the process,” said Becky Hull, the Executive Director for Workforce Connections, the entity that oversees services for job seekers and businesses in the region that serves Macon, Clay, Pickett, Smith, Jackson, Overton, Fentress, DeKalb, Putnam, White, Cumberland, Cannon, Warren, and Van Buren counties.
The Cookeville AJC is designed to provide a full range of assistance to job seekers and employers under one roof. The AJC offers training referrals, career counseling, job listings, and similar employment-related services. They can also learn about programs that can help cover the cost of childcare, uniforms, transportation, and other barriers that can keep a person out of the workforce. Customers can visit the AJC and use its resource room to start their job search.
“The services offered at an AJC can have a tremendous impact on a person searching for employment or an employer looking to find a qualified workforce,” said James Roberson, Interim Assistant Commissioner for the Workforce Services Division of the Tennessee Department of Labor and Workforce Development. “Providing those services at a location that makes it easier for everyone to find will be a game-changer for the Upper Cumberland Region.”
The Cookeville AJC is open from 8 a.m. until 4:30 p.m. Monday through Friday. Additional information on how to locate the new AJC is available here.
Lady Raiders travel to Cookeville to face Golden Eagles
Middle Tennessee State University Athleticshttps://goblueraiders.com/news/2023/12/9/womens-basketball-lady-raiders-travel-to-cookeville-to-face-golden-eagles.aspx
MURFREESBORO, Tenn. – Middle Tennessee wraps up it's eight game road/neutral site streak when it travels to Cookeville, Tennessee to take on the Tennessee Tech Golden Eagles on Sunday afternoon at the Eblen Center. Tipoff is scheduled for 1 p.m. CT. The game will air on the Blue Raider Network and broadcast on ESPN+.Game 11: Middle Tennessee (7-3, 0-0 CUSA) vs. Tennessee Tech (2-5, 0-0 OVC) » Sunday, December 10 - 1 p.m. » Eblen Center » Cookeville, TennesseeAll-Time Against Tennessee Te...
MURFREESBORO, Tenn. – Middle Tennessee wraps up it's eight game road/neutral site streak when it travels to Cookeville, Tennessee to take on the Tennessee Tech Golden Eagles on Sunday afternoon at the Eblen Center. Tipoff is scheduled for 1 p.m. CT. The game will air on the Blue Raider Network and broadcast on ESPN+.
Game 11: Middle Tennessee (7-3, 0-0 CUSA) vs. Tennessee Tech (2-5, 0-0 OVC) » Sunday, December 10 - 1 p.m. » Eblen Center » Cookeville, Tennessee
All-Time Against Tennessee Tech » This marks the 85th meeting in series history between Middle Tennessee and Tennessee Tech » The Lady Raiders have won nine of the last 10 meetings with the Golden Eagles, including last seasons 83-45 win over TTU at the Murphy Center. » MTSU is 16-1 against Tennessee Tech under Head Coach Rick Insell. The lone loss came on the road in 2018 (MT L, 64-68).
Lady Raider Notes » MTSU is 161-85 overall on the road under Head Coach Rick Insell, for a 65 percent winning ledger. » This marks the eighth of an eight-game road/neutral site stretch for the Lady Raiders. Over 35 days, Middle Tennessee will play eight games in four states (Alabama, Illinois, Tennessee and Texas) and two countries (Bahamas and United States). » MTSU is coming off of a 73-62 win over Tennessee in Huntsville, Alabama. This marked the first win over the Lady Vols in program history, and ended a 17 game win streak for Tennessee against in-state opponents. » Entering today's game, Savannah Wheeler is 37 free throws away from becoming the Conference USA all-time leader in career free throws made. » Courtney Whitson currently leads the league and ranks 28th in the country in 3-pointers with 25. » Anastasiia Boldyreva currently leads the league and ranks fourth in the country in blocks with 31. » Ta'Mia Scott became the third Lady Raider in four weeks to be crowned Conference USA Player of the Week after leading MTSU to a 1-1 week including a dominant 70-45 win at Houston. » Middle Tennessee became just the 25th school in NCAA Division I women's basketball history and the third in Conference USA to reach 1,000 program wins on Thursday, Nov. 9 when the Lady Raiders defeated the Florida A&M Rattlers 93-48. » The 2023-24 roster boasts seven international players: Jada Grannum (Canada); Dora Van Rijs (Hungary); Anastasiia Boldyreva, Iullia Grabovskaia and Stanislava Kabernick (Russia); Sifa Ineza (Rwanda); Zahira Arizmendi (Spain). Entering this season the Lady Raiders have only had 10 international players in program history. » Head Coach Rick Insell has led the Lady Raiders to 17 consecutive post-seasons. He has tallied a 440-154 record at his alma mater.
Scouting the Golden Eagles » Tennessee Tech returns four starters and nine letter winners from last years squad that went 23-10, claimed the OVC Tournament title and advanced to the second round of the NCAA Tournament. » The Golden Eagles are coming off of a 73-67 loss to the Kentucky Wildcats. » TTU was named the preseason favorites for the 2023-24 season. It marks the second-straight year the Golden Eagles have been tabbed conference favorites. » Guard Maaliya Owens was named the OVC Preseason Player of the Year.