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Insurance Agency in Durham, NC You Can Trust
Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.
As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.
We Put Truckers First Because Others Don't
Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.
At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.
One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.
Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.
If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:
- Affordable Trucking Insurance Plans for Any Budget
- Exemplary Customer Service
- Seasoned Transportation Specialists Who Customize Plans to Your Needs
- A+ Carriers Across the Country
- Simple, Easy Quote and Bind Process
- Multiple Insurance Carriers Quoted to Find You the Best Rates
- Truck Insurance for New Ventures
Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.
The Commercial Truck
Common Types of Big Rig Truck Insurance in Durham, NC
At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.
As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.
Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.
For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.
Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.
While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.
Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.
Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.
Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:
- Business Interruption Insurance
- Reefer Breakdown Insurance
- Occupational Accident with Contract Liability Insurance
- Rental Reimbursement Insurance
- Underinsured or Uninsured Motorist Insurance
- Towing Insurance
- Electronics Insurance
- Much More
Independence Insurance Agency
If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.
Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.
Typically, companies will look at claims that date back three years or less.
We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.
Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.
Independence Insurance Agency: Committed to the Trucking Industry
There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Durham, NC that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.
Latest News in Durham, NC
Clemson tries to find footing at No. 12 Duke
810 The Spreadhttps://www.810thespread.com/news/clemson-tries-to-find-footing-at-no-12-duke/
The ability to bounce back has provided No. 12 Duke with encouragement.Clemson can hope for the same when the teams meet Saturday afternoon at Durham, N.C.“When you play in the ACC, there’s a lot of things that go into it,” Duke coach Jon Scheyer said. “You get teams on different hot streaks or maybe they’re not playing as well so that means they’re going to play better against you.”Duke (14-4, 5-2 Atlantic Coast Conference) will try to make things right at home after last week&r...
The ability to bounce back has provided No. 12 Duke with encouragement.
Clemson can hope for the same when the teams meet Saturday afternoon at Durham, N.C.
“When you play in the ACC, there’s a lot of things that go into it,” Duke coach Jon Scheyer said. “You get teams on different hot streaks or maybe they’re not playing as well so that means they’re going to play better against you.”
Duke (14-4, 5-2 Atlantic Coast Conference) will try to make things right at home after last week’s stunning loss to Pitt. The Blue Devils recovered with Tuesday night’s 83-69 victory at Louisville, helped by the availability of a full lineup.
Duke’s Mark Mitchell and Jeremy Roach returned to action after injuries caused them to miss the Pitt game.
Roach missed time earlier in the season and then one game this month. His presence provides confidence and court maturity.
“That’s what we missed with him being out last game and for that beginning stretch when he was out, he’s been that guy to provide poise and confidence,” Scheyer said.
Mitchell had 20 points and 12 rebounds in his return.
“I didn’t really know I was going to play until (Monday),” Mitchell said. “But I feel like I just went out there, tried to play hard, do what I could to help my team win and I think I did some good things.”
Clemson (13-5, 3-4) hasn’t played since last weekend and has dropped out of the national rankings. The Tigers need to get cranked up again.
Clemson is aiming to win consecutive games for the first time this month. The Tigers won 78-67 last Saturday at Florida State for their second true road victory of the season.
“You’re trying to get it flipped back,” Clemson coach Brad Brownell said of up-and-down results. “It’s good to take a deep breath.”
During the extra preparation time, the Tigers worked on shooting.
“We need to get our shooting back,” Brownell said.
Clemson has had roster availability fluctuations as well. Forward Jack Clark has played in the past two games after sitting out since November.
“We’re hopeful that he’s turned the corner a little bit,” Brownell said. “He needs to continue to get a feel for what we’re doing.”
And the status of guard Chase Hunter, who averages 11.4 points per game, could be in question. His significant other could be delivering a baby this week.
“He has a lot of things going on in his life,” Brownell said of Hunter.
There were various boosts for the Blue Devils in the Louisville game, with sophomore guard Tyrese Proctor pouring in a career-high 24 points. Duke collected a season-high 15 offensive rebounds and sophomore Kyle Filipowski matched his career high with 15 rebounds.
“We really locked in and got stops when we needed to,” Proctor said. “And then, we took advantage of it and started scoring.”
Clemson center PJ Hall is second in ACC scoring with 19.7 points per game and Filipowski is fourth at 18.2.
The Tigers won the only meeting with Duke last season at home. Two years ago in Durham, Duke won a two-point decision against Clemson.
Durham Public Schools use $4.5 million to pay for salary shake-up
DURHAM, N.C. (WNCN) — Millions of dollars are going towards solving the Durham Public Schools’ paycheck debacle.On Thursday night, the Durham Public School Board approved the district using $4.5 million from a fund balance so 1,300 employees don’t have to pay back salaries from July through December 2023. ...
DURHAM, N.C. (WNCN) — Millions of dollars are going towards solving the Durham Public Schools’ paycheck debacle.
On Thursday night, the Durham Public School Board approved the district using $4.5 million from a fund balance so 1,300 employees don’t have to pay back salaries from July through December 2023.
“We heard you loud and clear, and this appropriation would create an opportunity where that money the district has now allocated and it would not need to be paid back,” said Board Chair Bettina Umstead.
The money will also allow classified employees to continue with that salary for January. According to Umstead, employees will receive a second check to bring their January salary to the correct amount. She did not provide a date for when the check will go out.
The board requested the district find that money after the district said it erroneously implemented salary schedules approved in October 2023, resulting in what they said was a salary overpayment.
Hundreds of people attended a rally before the meeting where certified staff called for no pay cuts. Some employees say they’re now assigned a lower pay step and no longer honored for years of work from before being at DPS, even though they were told they would be.
Barbara Tapper, a physical therapist in the district, said her years of service went from 31 to 11, despite serving in the same position in DPS for 24 years.
“It was not an error, it was a change in policy that they did not notify us of,” Tapper said.
The school board meeting overflowed with staff, parents, and students. Dozens of people watched the meeting through windows outside and in the building’s hallways.
During public comment, employees didn’t just discuss concerns over losing money, but a loss of trust in the district.
“Our trust has been ruined you will have to work tooth and nail to get it back,” Tapper said.
Employees still have questions about what will happen to their paycheck next month. After the board said the fund appropriation would be through January people chanted “what about February” and “it’s time to walk out.”
Board Member Emily Chavez said the board has found an immediate solution and now needs to find intermediate and long-term ones, suggesting the board meet again next week.
“The issue is that what was promised to people was not budgeted for and now we are finding ways to make adjustments to address that,” Chavez said.
As for how this all happened, the board did not provide answers on that at Thursday’s meeting. Umstead said that’s part of an ongoing investigation.
DPS school board votes to let classified staff keep money received in 2023
DURHAM, N.C. (WTVD) -- Hundreds of workers with Durham Public Schools held a rally Thursday ahead of the school board meeting.The rally comes as the district has been dealing with a payment dispute, leading workers to walk off the job.This dispute began after what the district described as an accidental overpayment to their staff late last year.Earlier this week the chairwo...
DURHAM, N.C. (WTVD) -- Hundreds of workers with Durham Public Schools held a rally Thursday ahead of the school board meeting.
The rally comes as the district has been dealing with a payment dispute, leading workers to walk off the job.
This dispute began after what the district described as an accidental overpayment to their staff late last year.
Earlier this week the chairwoman of the board apologized and promised employees would be able to keep the extra pay they received in 2023 as well as the higher rate for this first month of the year.
"We are the foundation of education," Quinton Headen said.
The foundation includes Headen, an instructional assistant at Riverside High School.
"How you treated your staff now, is how it's being treated to your DPS students," he said.
Quinton is one of dozens of classified staff to go before the Durham School Board Thursday night, while others waited in the hallways or outside to listen.
"There is no equity, your core belief of equity has been ruined, our trust has been ruined," said physical therapist Barbara Tapper.
A policy or payroll error meant dozens of classified staff like Tapper and Headen got paid too much in the second half of 2023.
People in the room believed it wasn't an error but the money promised to them in raises.
The board voted unanimously to move funds from a rainy day fund to ensure those people keep the money they were paid in the second half of 2023 and the first month of this year.
"We also know that to rebuild trust we have to show what we're going to do and not just talk about it," said Board Chair Bettina Umstead who attempted to calm the crowd throughout the meeting.
The same crowd also rallied outside before the meeting through the rain.
"It shows the wealth of employees...impacted by all these decisions it's a lot of people," Greg Stivland said.
Stivland, who is an occupational therapist said he doesn't believe it's enough. He said his 30 years of experience have been devalued
"I'm making the same amount of money I was last year with a 4% pay increase. Still means my salary is not competitive with neighboring counties," Stivland said.
Also earlier this week parents met for a closed-door PTA meeting at Jordan High School to share on-call volunteer's phone numbers in case anything comes in regarding frustrated workers.
Duke Set for Two Meets in Massachusetts
DURHAM - The ninth-ranked Duke fencing team is set for another weekend of competition. The Blue Devils will compete in the Eric Sollee Invitational Saturday after a dual meet against Harvard Friday evening.Ninth-ranked Duke will take on the fourth-ranked Harvard women while the Crimson men are fifth nationally.In addition to competing against the Crimson, Duke will face off against six teams Saturday in Waltham, Mass., on the campus of Brandeis.COMPETING TEAMSMen Boston College, Brandei...
DURHAM - The ninth-ranked Duke fencing team is set for another weekend of competition. The Blue Devils will compete in the Eric Sollee Invitational Saturday after a dual meet against Harvard Friday evening.
Ninth-ranked Duke will take on the fourth-ranked Harvard women while the Crimson men are fifth nationally.
In addition to competing against the Crimson, Duke will face off against six teams Saturday in Waltham, Mass., on the campus of Brandeis.
Men Boston College, Brandeis, Brown, Haverford, No. 1 NYU (DIII) and Tufts
Women Boston College, No. 3 Brandeis (DIII), Brown, No. 8 Haverford (DIII), No. 1 NYU (DIII) and No. 5 Tufts (DIII)
LAST TIME OUT
Duke last competed at the Philadelphia Invitational where the women went 10-2 as the men posted a 6-4 showing.
The Duke women defeated No. 1 Princeton (16-11), NJIT (24-3), Johns Hopkins (20-7), NYU (16-11), Wagner (19-8), Sacred Heart (22-5), No. 5 Northwestern (15-12), No. 8 Penn State (17-10), No. 12 Yale (16-11) and Drew (22-5).
The Duke men defeated NJIT (17-10), Johns Hopkins (14-13), No. 7 Penn (14-13), Wagner (22-5), Sacred Heart (20-7) and Drew (20-7).
Ferrari and Gorman lead the women's team this season with 26 victories each while Stephen Kim leads the men with 22.
ENTERING THE YEAR RANKED
Head coach Omar Elgeziry's program enters the New Year ranked on both sides as the men and women check in at No. 9 nationally. Duke is coming off a successful 2023 fall season and look to carry that momentum this winter.
Following this weekend, Duke will host its annual home meet Feb. 10-11 in Card Gymnasium.
A complete list of competing Blue Devils for this weekend can be found below.
In 2024, Duke celebrates its Centennial, marking one hundred years since Trinity College became Duke University. Duke will use this historic milestone to deepen the understanding of its history, inspire pride and strengthen bonds and partnerships, and prepare for a second century of continued excellence and impactful leadership. To learn more, please visit 100.duke.edu
Here’s a peek inside the new 27-story skyscraper transforming Durham’s skyline
A glassy 27-story skyscraper set to transform Durham’s skyline is now as tall as it’s going to get.Despite occasional rain and stormy clouds hovering above, construction crews this week completed the final floor of The Novus, the high-rise development at 400 W...
A glassy 27-story skyscraper set to transform Durham’s skyline is now as tall as it’s going to get.
Despite occasional rain and stormy clouds hovering above, construction crews this week completed the final floor of The Novus, the high-rise development at 400 W. Main Street in the Five Points district, one of the city’s most bustling commercial corridors.
The project’s developer, Durham-based Austin Lawrence Partners (ALP), celebrated the milestone with a traditional “topping out” ceremony Thursday morning, where some 300 workers signed the last structural beam. They’ll later raise it into place, finishing the building’s frame.
Plans call for the building to house 54 luxury condominiums, 188 rental units and 22,000 square feet of ground-floor retail.
The building isn’t expected to be complete until 2025. But already, 36 of the 54 available condos have sold, Zach Prager, ALP’s director of investments, told The N&O.
“We’ve gotten a lot of local buyers,” he said. “People who live in the region and want to live in downtown Durham.”
Surrounded by dozens of restaurants and bars, The Novus sits on the wedge of land between Main Street and Morris Street, backing up against the Downtown Loop. It replaces the South Bank building that stood on the site for nearly 50 years before being demolished in 2022.
Online listings show most units still available are priced above $1 million. The priciest is listed at just under $4 million.
Amenities will include putting greens and golf simulators, spaces to work remotely, a pickleball court, an outdoor movie theater and a dog park, plus pools, hot tubs and steam room.
Preleasing for the apartments will begin in mid-2024, Prager said. The lineup for retail tenants remains undecided. “[Once] we start delivering the space later this year, that will help with getting those deals over the line,” he said.
In this post-pandemic era of hybrid work and sky-high office vacancy, many locals hope the project will boost foot traffic downtown.
“Given that we don’t have office workers, we’re now reliant on our residents who are living in and around the downtown area,” said Nicole Thompson, CEO of Downtown Durham Inc., who attended the ceremony. “More residents means more people visiting and patronizing our small businesses.”
The Novus is Durham’s second 27-story building downtown.
ALP also built the first — One City Center — in 2018.
That’s about the limit of stories that modern builders can fit under the downtown core’s 300-foot height limit. Builders must seek out a variance if they wish to go taller.
Durham’s third 27-floor building — the new downtown YMCA — is being redeveloped by Chapel Hill’s East West Partners. It’s slated to break ground later this year.
Jane and Greg Hills, the husband-and-wife team behind ALP, began investing in Durham in 2011. (Greg Hills graduated from Duke University in 1976.)
Their firm is also behind the Unscripted Hotel Durham, revamping one of the city’s most iconic buildings — the former Jack Tar Motel.
New York City-based real estate investors Global Holdings Management Group has partnered to finance The Novus.
Construction partner Samet Corp. has posted the project’s jobsite on EarthCam, and is providing public updates with a virtual town hall.