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Frame The Importance of

Commercial Truck Insurance in East Point, GA

  • Let's face it - truckers in America have always been the backbone of our great country. They still are in modern times. On any given day, thousands of trucks traverse our highways and local roads, delivering goods and products on time so that businesses and consumers have what they need to live life. And while commercial trucking can be an incredibly lucrative way to make a living and put food on the table, it can also be risky and expensive.
  • Whether you're the owner of a fleet, an independent trucker, or have a business that uses big rigs to transport goods, you need commercial trucking insurance to protect you and your client's investments, shield you from liability, and more.
  • That's where working with a reliable truck insurance agency comes into play. Unfortunately, for many commercial truck insurance providers, serving the needs of truckers is low on the proverbial totem pole. At Independence Insurance Agency, nothing could be further from the truth.

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percent The Commercial Truck

Insurance Agency in East Point, GA You Can Trust

Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.

As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.

Commercial Truck Insurance East Point, GA

We Put Truckers First Because Others Don't

 Truck Insurance East Point, GA

Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.

At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.

One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.

Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.

If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:

  • Affordable Trucking Insurance Plans for Any Budget
  • Exemplary Customer Service
  • Seasoned Transportation Specialists Who Customize Plans to Your Needs
  • A+ Carriers Across the Country
  • Simple, Easy Quote and Bind Process
  • Multiple Insurance Carriers Quoted to Find You the Best Rates
  • Truck Insurance for New Ventures

Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.

chart The Commercial Truck

Common Types of Big Rig Truck Insurance in East Point, GA

At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.

As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.

Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.

For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.

Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.

While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.

Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.

Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.

Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:

  • Business Interruption Insurance
  • Reefer Breakdown Insurance
  • Occupational Accident with Contract Liability Insurance
  • Rental Reimbursement Insurance
  • Underinsured or Uninsured Motorist Insurance
  • Towing Insurance
  • Electronics Insurance
  • Much More

Three plus 3 Safe Driving Tips to

Lower the Cost of Truck Insurance in East Point, GA

Keeping your drivers safe on the road is crucial not only for their own well-being but also for the safety of other motorists and the financial stability of your business. The Department of Labor has identified the trucking industry as one of the most hazardous sectors in the U.S. In fact, trucking and logistics fleets are known for their high injury and fatality rates. By improving how safely your truckers drive, you can help reduce expenses related to claim payouts, accidents, and insurance premium hikes.

Whether you own a large fleet or you're the owner and operator of a single rig, keep these safe driving tips in mind to help lower your insurance costs.

Implement Preventative Maintenance Plans

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

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 Trucking Insurance East Point, GA

Practice Defensive Driving

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
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 Commercial Liability Insurance For Truckers East Point, GA

Find Ways to Prevent Distracted Driving

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

phone Call Now
 Commercial Truck Insurance Quote East Point, GA

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

 Low Priced Commercial Truck Insurance East Point, GA phone Call Now

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
Commercial Truck Insurance East Point, GA phone Call Now

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

 Truck Insurance East Point, GA phone Call Now

check light FAQs About

Independence Insurance Agency

If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.

Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.

Typically, companies will look at claims that date back three years or less.

We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.

Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.

Independence Insurance Agency: Committed to the Trucking Industry

There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in East Point, GA that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.

 Trucking Insurance East Point, GA

Latest News in East Point, GA

Some East Point residents say they are experiencing voting issues

SOUTH FULTON, Ga. — Some voters in East Point said they are worried about voting issues.They said they got bad ballots during early voting and now they can’t correct it.Fulton County officials admit there’s an issue they’re working on now, but said there are not enough bad ballots to affect the outcome of the election.Channel 2′s Tyisha Fernandes was live in East Point on Friday, where she spent the day getting answers.[DOWNLOAD: ...

SOUTH FULTON, Ga. — Some voters in East Point said they are worried about voting issues.

They said they got bad ballots during early voting and now they can’t correct it.

Fulton County officials admit there’s an issue they’re working on now, but said there are not enough bad ballots to affect the outcome of the election.

Channel 2′s Tyisha Fernandes was live in East Point on Friday, where she spent the day getting answers.

[DOWNLOAD: Free WSB-TV News app for alerts as news breaks]

Early voting has started Friday in East Point and at least 4 people Fernandes spoke to had bad ballots.

Signage on polling locations was placed, telling voters to check their ballots carefully.

East Point City Councilman Joshua Butler voted early on Mallalieu Methodist Church and said the poll workers here were helpful.

“The good thing is that we’re trying to correct the problems,” Butler said. “The first thing they did was give me instructions to look at my ballot and when I saw my ballot I noticed that there was an error and they worked very hard to correct the error for me.”

Butler is an elected official who knows exactly who should be on the ballot, but not every voter is equally informed.

Another voter told Fernandes he cast his ballot at the College Park Library, where he said poll workers gave him the wrong ballot.

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He said the poll worker wouldn’t let him vote in the right district, so he reported to his city council member.

Fernandes called the Secretary of State’s Office they said this wasn’t their mistake. Fulton County is responsible for looking over the ballots before approving them to be printed.

A Fulton County spokesperson sent Fernandes a statement saying some boundary lines were changed in East Point, but there was some variance from the final boundary lines adopted.

Butler said these errors are now being corrected.

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IN OTHER NEWS:

East Point voters sent wrong ballots

EAST POINT, Ga. - Fulton County and East Point City leaders are warning voters in East Point to double-check their ballots to make sure they have the right one before casting it due to voters getting the wrong ballots."Unfortunately, our voters are going to have to be a little bit more diligent about what Ward they're in and who they vote for," said current East Point City Council Member Joshua Butler IV."It's really unfortunate that this happened…everyone deserves to have an easy voting p...

EAST POINT, Ga. - Fulton County and East Point City leaders are warning voters in East Point to double-check their ballots to make sure they have the right one before casting it due to voters getting the wrong ballots.

"Unfortunately, our voters are going to have to be a little bit more diligent about what Ward they're in and who they vote for," said current East Point City Council Member Joshua Butler IV.

"It's really unfortunate that this happened…everyone deserves to have an easy voting process," said Carrie Ziegler candidate for East Point City Council Ward B.

She says when early voting started, she got calls from voters in her ward who said she wasn’t on their ballot.

"They are getting the wrong ballot. They're getting the ballot from the ward that they used to live in," Ziegler said.

"This should not be happening. It really should not be happening," said candidate for City Council Ward C and former Mayor Earnestine Pittman.

She says she got similar calls from voters in her ward, including from one voter who told her she had to go back and forth with poll workers for over an hour before they would give her the ballot for the correct ward she lived in.

"She stayed there an hour and a half, and they finally found that she was indeed in Ward C," Pittman said.

Even Butler, who legally has to reside in Ward D, got the ballot for a Ward he doesn’t live in now.

"Unfortunately, even I as a council person had an error," he said.

He says the city redrew its ward map this year based on the most up-to-date census numbers.

And Fulton County, who administers the city’s elections, told us the city gave them ward boundary lines that didn’t match the new official boundaries adopted by the city council.

We asked city officials about this error, but they didn’t respond as of Friday night.

"We’re working very hard to correct those errors," Butler said.

Poll workers have now put signs on the doors of polling places warning voters to not cast their ballot if it is not the one that matches the ward they live in but to alert Poll workers who will get them the correct ballot.

"Check your ballot to make sure you are voting in the correct ward," Butler said.

"We don't want people to cast their ballot in the wrong ward and then have that be an issue where they're not able to redo their ballot," Ziegler said.

FOX 5 did talk to one voter who said that happened to him and his wife and who is now wondering whether their ballots will be counted.

Early voting runs until Nov. 3 and Election Day is on Nov. 7.

Here is Fulton County’s full statement regarding the ballot issues:

Fulton County Department of Registration & Elections is aware of some boundary line issues with the City of East Point's Council Ward assignments. After review, it has been determined that redistricting changes that were submitted and approved by the city had some variance from the final boundary lines adopted. Upon discovery, corrective measures were put in place to advise voters of their correct City Ward. City of East Point voters are asked to please review their ballot before casting their vote. Based on participation in early voting for this election, we do not expect this issue to affect the outcome of any elections.

City Council approves moratorium after Wellstar announces closing of East Point urgent care facility

EAST POINT, Ga. — The East Point City Council passed a moratorium restricting what can be done with the property that used to be the Atlanta Medical Center South Hospital.The moratorium comes one week after Wellstar announced it would close the urgent care at the facility on Jan. 12.[DOWNLOAD: ...

EAST POINT, Ga. — The East Point City Council passed a moratorium restricting what can be done with the property that used to be the Atlanta Medical Center South Hospital.

The moratorium comes one week after Wellstar announced it would close the urgent care at the facility on Jan. 12.

[DOWNLOAD: Free WSB-TV News app for alerts as news breaks]

Channel 2′s Michael Doudna was live near the facility Monday on WSB Tonight at 11 p.m.

The location was a hospital for years serving South Fulton County below I-20.

“It’s very important to have that,” said Barbara Cummings, a long-time East Point resident.

In 2022, WellStar replaced the hospital and emergency room at Atlanta Medical Center South with urgent care.

“Now, they are going to close everything, but the people are still here,” said Cummings.

Cummings’ concern, shared by members of the council, is that thousands of South Fulton County Residents will be miles away from a nearby emergency room.

“They just don’t care about the people in East Point, as far as I’m concerned,” Cummings said

“Imagine having a car accident south of I-20 at 5 pm on Friday. You may not make it to Grady,” said East Point Councilman Joshua Butler IV.

Around 10:50 p.m., the council passed a moratorium that would prevent almost any construction or repurposing of the property.

“The idea is we protect healthcare here in East Point by making sure that the property is not rezoned or resold for any use other than a hospital,” Butler IV said.

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The councilman said in the meeting it would take around $200 million to make the hospital able to operate.

He supports a hospital authority to go and seek money from Wall Street.

“When you have people in the community who care about the healthcare, they find solutions to problems,” said Butler IV.

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IN OTHER NEWS:

East Point city manager fired amid phishing scam controversy

EAST POINT, Ga. - East Point has fired its city manager months after the city lost hundreds of thousands of dollars in an email phishing scam.The city announced its decision to let Deron King go earlier this week.While East Point officials did not provide an exact reason for the move, a statement from City Councilmember and Mayor pro tem Karen Rene said the decision "was not taken lightly."...

EAST POINT, Ga. - East Point has fired its city manager months after the city lost hundreds of thousands of dollars in an email phishing scam.

The city announced its decision to let Deron King go earlier this week.

While East Point officials did not provide an exact reason for the move, a statement from City Councilmember and Mayor pro tem Karen Rene said the decision "was not taken lightly."

"The phishing scam that cost our city over $700 thousand was a serious breach of trust. It is important to remember that the City Council has a fiduciary responsibility to protect the taxpayers’ money. We cannot and will not tolerate any action that puts our city’s financial security at risk," Rene said.

In July, an audit report was presented to the council that showed the city had lost $1,219,287 in an email scam in 2021.

East Point taxpayers want city manager gone

East Point taxpayers want city manager gone

Some East Point taxpayers say their current city manager, Deron King, has got to go after an audit revealed the city lost more than $700,000 in an email scam. Some residents say King kept it under wraps for more than two years.

According to the report, scammers hacked city employees’ email accounts through a phishing email.

The hackers then sent four fake invoices from city email addresses asking for the funds to be wired to a fake company.

The city was able to recover about $434,197 from the fourth wire transfer when they finally caught on to what was happening.

But they still lost $785,090 from their general fund.

Dozens of taxpayers pushed for the city to fire King after he failed to inform the City Council or the public about the loss.

King said staff didn’t tell the council because it was under investigation by the FBI and they weren't sure how much they could share.

Rene said the city hopes to focus "on healing and rebuilding trust."

"We are committed to working with the community to ensure that something like this never happens again," she said. We are also committed to finding a new City Manager who will lead our city with integrity and transparency."

Jeffrey Reeves will serve as interim city manager.

Wellstar East Point urgent care clinic to close next month, fully shuttering old AMC South hospital

Wellstar said in a release it is "committed to a thoughtful process to determine the future" of the site.EAST POINT, Ga. — Wellstar's East Point urgent care center will close next month, the healthcare operator announced Tuesday, fully shuttering the old Atlanta Medical Center South hospital.The old hospital's emergency room ...

Wellstar said in a release it is "committed to a thoughtful process to determine the future" of the site.

EAST POINT, Ga. — Wellstar's East Point urgent care center will close next month, the healthcare operator announced Tuesday, fully shuttering the old Atlanta Medical Center South hospital.

The old hospital's emergency room closed last year, and the facility was repurposed as an urgent care center. Wellstar will now close the facility entirely on Jan. 12. In a release the healthcare operator said it is "committed to a thoughtful process to determine the future" of the site.

Wellstar also said it will invest $5 million over five years to help expand the neighboring Southside Medical Center East Point clinic.

A joint release also added that Southside, starting the first week of January, will "expand its urgent care hours of operation to seven days a week, from 8 a.m. to 7 p.m., for all patients regardless of insurance status or ability to pay." Wellstar said following a partnership with Southside offering more preventive care and management of chronic conditions, its urgent care facility had seen patient volume drop 65% to roughly 28 patients a day by November.

"People who previously received urgent care services at Wellstar EPHC will have access to a greater range of services at Southside Medical Center's East Point clinic, which is located next door. In addition to urgent care, patients can receive primary care, pediatric care, dental care, OB/GYN services and immunizations at Southside’s East Point facility and support like mental health care services virtually," the release said. "Patients can also access substance abuse support and other specialty care like podiatry, basic optometry and urology at the main Southside Medical Center clinic location, located at 1046 Ridge Avenue, less than 10 minutes away from the East Point clinic."

Wellstar said healthcare workers at the East Point urgent care facility will be offered positions at other Wellstar locations. The two healthcare operators also said their HR departments would work together to offer Southside opportunities to any Wellstar employees who wish to remain in East Point.

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