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Insurance Agency in Elizabethton, TN You Can Trust
Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.
As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.
We Put Truckers First Because Others Don't
Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.
At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.
One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.
Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.
If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:
- Affordable Trucking Insurance Plans for Any Budget
- Exemplary Customer Service
- Seasoned Transportation Specialists Who Customize Plans to Your Needs
- A+ Carriers Across the Country
- Simple, Easy Quote and Bind Process
- Multiple Insurance Carriers Quoted to Find You the Best Rates
- Truck Insurance for New Ventures
Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.
The Commercial Truck
Common Types of Big Rig Truck Insurance in Elizabethton, TN
At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.
As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.
Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.
For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.
Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.
While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.
Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.
Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.
Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:
- Business Interruption Insurance
- Reefer Breakdown Insurance
- Occupational Accident with Contract Liability Insurance
- Rental Reimbursement Insurance
- Underinsured or Uninsured Motorist Insurance
- Towing Insurance
- Electronics Insurance
- Much More
Independence Insurance Agency
If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.
Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.
Typically, companies will look at claims that date back three years or less.
We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.
Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.
Independence Insurance Agency: Committed to the Trucking Industry
There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Elizabethton, TN that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.
Latest News in Elizabethton, TN
Elizabethton lights its giant Christmas tree, celebrates Evan Carter's World Series performance
ELIZABETHTON — The annual lighting of the giant Fraser fir Christmas tree in downtown Elizabethton always serves as the kickoff of the Christmas season in the city, but it was an even more special event this year.The lighting was combined with a welcome home for native Evan Carter, who capped a rise from baseball’s minor leagues to a World Series championship in a couple of months this fall. The promotion was made even more remarkable by a stellar performance in the World Series and the playoffs by the 21-year-old.W...
ELIZABETHTON — The annual lighting of the giant Fraser fir Christmas tree in downtown Elizabethton always serves as the kickoff of the Christmas season in the city, but it was an even more special event this year.
The lighting was combined with a welcome home for native Evan Carter, who capped a rise from baseball’s minor leagues to a World Series championship in a couple of months this fall. The promotion was made even more remarkable by a stellar performance in the World Series and the playoffs by the 21-year-old.
When urged to speak before he lit the tree, Carter thanked the community for the support it gave him and his wife, Kaylen. “It is unbelievable the amount of support and Elizabethton will always be our home.”
The lighting of the tree is managed each year by Carter County Bank and the bank’s decision to assign Carter the community honor of lighting the tree was met by the complete approval of the community. The tree lighting was paired with a unique parade through downtown Elizabethton. The Elizabethton Parade of Champions followed the ceremony, with most of the people who had gathered in front of the 78-foot-tall Fraser fir moving west across the bridge, to find a place to stand on the sidewalks of East Elk Avenue.
The parade honored two Elizabethton icons who won championships in November. Carter won a World Series ring and the Elizabethton High School’s Betsy Band won back-to-back state Division II marching band championship and their sixth state championship since 2009. The sidewalks were filled with people congratulating the recent champions.
There were plenty of other participants in Elizabethton’s big celebration. At the beginning, the Colonial Christmas Carolers from Sycamore Shoals State Historic Park sang traditional carols while adorned in the finest 19th century holiday fashions. The Happy Valley High School Band Ensemble performed the national anthem to start the event and the Harold McCormick Elementary School Choir enthusiastically sang a medley of Christmas songs. As always when there is a holiday gathering in Elizabethton, Loretta Bowers lent her powerful voice in song. She was joined by family and friends in a beautiful performance.
The history of the Fraser fir was presented to the audience by Reece Sheets, a sixth grader at T.A. Dugger Jr. High School, and Taylor Toth, a seventh grade home schooler.
Elizabethton, Ballad Health team up to turn former Franklin Fitness Center into new recreation spot
ELIZABETHTON, Tenn. (WJHL) — Ballad Health and the City of Elizabethton announced on Monday plans to repurpose the former Franklin Fitness Center into a community center and the new home of the city’s parks and recreation department.A release from the city said it’s agreed with Ballad Health to reopen the building as a community center, which will spark the next phase of a plan to develop that property into basketball courts and other recreational opportunities for Elizabethton residents.The release states the...
ELIZABETHTON, Tenn. (WJHL) — Ballad Health and the City of Elizabethton announced on Monday plans to repurpose the former Franklin Fitness Center into a community center and the new home of the city’s parks and recreation department.
A release from the city said it’s agreed with Ballad Health to reopen the building as a community center, which will spark the next phase of a plan to develop that property into basketball courts and other recreational opportunities for Elizabethton residents.
The release states the agreement was made following “discussions early last summer between Ballad Health Chairman and CEO Alan Levine, Sycamore Shoals Hospital CEO Dwayne Taylor, Elizabethton City Manager Daniel Estes and Councilman Richard Barker.”
The city has agreed to acquire the facility located on the Sycamore Shoals Hospital campus for $500,000. The final deal will be made if the Elizabethton City Council approves it at a Nov. 9 meeting. The release said the sale, if approved, would include all existing equipment as well as the surrounding property.
Along with opening the facility as a community center, building courts and other amenities, the city said this building would house the Department of Parks and Recreation as well, which is currently working out of an aging facility in need of repairs.
Parks and Recreation Director, Mike Mains, said the department is excited and that the acquisition would help them provide more opportunities for the community.
“This type of facility will offer a lot of different opportunities where we could offer meeting classrooms, we could provide more programming, more fitness programs for our community,” Mains said.
Mains said the center is located in a great spot by other recreational activities.
“We’ve got close by the Franklin Pool that we operate, we have six pickleball courts close by, then the Tweetsie Trail and then the linear trail hopefully one day will connect to this site,” Mains said. “So it’s a beautiful setting and beautiful facility.”
“Ballad Health and its predecessor have been part of the Elizabethton and Carter County community since 1998 when the hospital’s previous owner left the region,” Ballad’s CEO Alan Levine said. “In my 10 years here, I can think of no partnership that has been as productive and positive as the relationship we have mutually shared with the great elected and city leaders in Elizabethton. Their vision to expand recreational opportunity for children and families is precisely the type of shared goals we have for the community.”
Elizabethton Councilman Richard Barker said the partnership will make the quality of life for residents better through improved recreation offerings.
“Partnerships like this between private businesses like Ballad Health and public entities demonstrate that our city is interested in economic growth and welcoming to those who want to help make the lives of our citizens better,” Barker added. “We are very thankful to have this partnership with Ballad Health.”
More information on the agreement and plans for the former Franklin Fitness Center can be found on BalladHealth.org/news.
Elizabethton offering lots of Halloween-inspired events
JOHN THOMPSON firstname.lastname@example.org://www.johnsoncitypress.com/news/local-news/elizabethton-offering-lots-of-halloween-inspired-events/article_e1197e94-71e0-11ee-8933-2b43650d1785.html
There are plenty of Halloween events in Elizabethton spread over the final days of October, from trick-or-treat events to scary movies and parties.The oldest trick-or-treat event in Elizabethton is the Downtown Elizabethton Trick or Treat from 3:30 to 5 p.m. on Halloween, Tuesday, Oct. 31, when downtown merchants, civic clubs and organizations will be passing out candy and other goodies from the front doors of their shops as children in their Halloween costumes walk along the sidewalk, filling their bags to the brim. This event was st...
There are plenty of Halloween events in Elizabethton spread over the final days of October, from trick-or-treat events to scary movies and parties.
The oldest trick-or-treat event in Elizabethton is the Downtown Elizabethton Trick or Treat from 3:30 to 5 p.m. on Halloween, Tuesday, Oct. 31, when downtown merchants, civic clubs and organizations will be passing out candy and other goodies from the front doors of their shops as children in their Halloween costumes walk along the sidewalk, filling their bags to the brim. This event was started years ago by downtown merchants as a way to thank their customers, and it has become a tradition that children eagerly anticipate. The event is now hosted by Main Street Elizabethton.
Another popular event held downtown during the cooling fall months is the Carter County Car Club Cruise-In, which always holds its last cruise-in of the year on the last Saturday of October, which will be Oct. 28 this year. Many of the cars will take on a Halloween display, complete with spiderwebs, skeletons behind the steering wheel and other creepy things. Participants will also pass out goodies to children.
Sycamore Shoals State Historic Park will present “Scary Stories at Fort Watauga” on Thursday, Oct. 26, from 7:30 to 9:30 p.m. Strange things happen around All Hallows’ Eve, especially at an old fort by the river. But don’t be afraid; Fort Watauga at Sycamore Shoals isn’t haunted … or is it? The audience will gather inside the recreated fort for an evening of family-friendly stories, songs and tales that are sure to send a shiver down your spine and tickle your funny bone. Be sure to bring a chair and dress warmly to ward off the chill.
The Bonnie Kate Theater has been in the Halloween spirit all month with Monster Fest, featuring classic scary movies. The film series ends with double features on Thursday and Friday, Oct. 26 and 27, with “Night of the Living Dead” and “The Last Man on Earth” showing on both nights. On Saturday, Oct. 28, the Bonnie Kate will present a stage show: “Halloween Spookacular Variety Show” at 7:30 to 9:30 p.m., featuring singers, dancers, comedy and ghostly tales to make you shiver. The Sanderson sisters from “Hocus Pocus” will be flying in to say hello, too. Families are encouraged to attend in costume, so all children can participate in a costume contest and win prizes. This evening’s entertainment promises to be no tricks, all treats. Tickets are $5 and may be purchased online.
For some lessons in creating Halloween art, Simple Blessings General Store in downtown Elizabethton at 508 E. Elk Ave. is the place to go. On Tuesday, Oct. 24, Simple Blessings and Tennessee Mountain Art will guide adults and children through painting a “Plaid Pumpkin” or a “Plaid Truck” on a 14-by-14-inch canvas. Tickets are $30 for adults and $15 for children. To ensure that enough supplies are available, participants should prepay. For more information on how to pay, click on the Simple Blessings events on the October calendar at mainstreetelizabethton.com.
Another event downtown takes place at the Riverside Taphouse on Saturday, Oct. 28, starting at 7 p.m. with a “hALEoween party.” It features music by DJ Dublin with karaoke, food by the Southern Flo’s food truck and costume contests starting at 9 p.m. in the following categories: funniest, punniest, spookiest and groupies, with a $25 gift card for the winners.
Far Not Fast (Elizabethton, TN) – Hostel Review
A Hostel More Like a Nice B&BIn my time, I’ve stayed in enough hostels to know that some are nice while others are , well, let’s say more basic or rustic. That is polite talk for being a dump.Far Not Fast is run by AT backpacker Daddy-O and his family. He is a fairly new retired veteran who served our nation in many roles including in the infinity in the Middle East. He and his wife also spent months backpacking on the AT with their five children a few years ago. I can’t imagine the logist...
A Hostel More Like a Nice B&B
In my time, I’ve stayed in enough hostels to know that some are nice while others are , well, let’s say more basic or rustic. That is polite talk for being a dump.
Far Not Fast is run by AT backpacker Daddy-O and his family. He is a fairly new retired veteran who served our nation in many roles including in the infinity in the Middle East. He and his wife also spent months backpacking on the AT with their five children a few years ago. I can’t imagine the logistics.
Far Not Fast falls into the category of what I call a 5 star hostel. The bottom floor of the house has room for 6. It isn’t like being stuck in the basement. This is a big and newly furnished room with big windows looking out onto acres and acres of pasture. There is laundry, hiker clothes, a ping pong table, darts, and a big honking TV. Daddy-O includes a shuttle from Wilber Dam Rd, Hampton, TN in the basic fee. Shuttle to Elizabethton, TN for dinner and resupply at Wally World also included. My breakfast, also part of the cost, was 3 eggs made to order, biscuits and jelly, and LOTS of coffee with half and half.
Far Not Fast sits on 20 acres of rolling hills. There are two cows (one is very pregnant and loved it when I scratched behind her ears) and a flock of colorful chickens.
Staying at Far Not Fast felt like I was staying at a fiend’s or with relatives. It definitely is what one hiker called it – the platinum plan.
Daddy-O also provides shuttle service.
Trail Correspondents Podcast and a Shout Out to Panther on the PCT
I want to give a plug for The Trek’s Trail Correspondents podcast. It is a fun podcast covering hikers on the big three trails this year. It also happensthat my friend, Panther, is a correspondent from the PCT this year. I had the fun experience of dropping Panther off at Campo to start her thru hike at the end of last month. So be sure to subscribe to Trail Correspondents for the 2023 season.
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TDOT responds to Elizabethton speed limit concerns
ELIZABETHTON, Tenn. (WJHL) – A portion of Highway 91 in Elizabethton will continue to see slowed traffic as work continues, according to city officials and the Tennessee Department of Transportation (TDOT).On Tuesday, the ...
ELIZABETHTON, Tenn. (WJHL) – A portion of Highway 91 in Elizabethton will continue to see slowed traffic as work continues, according to city officials and the Tennessee Department of Transportation (TDOT).
On Tuesday, the City of Elizabethton posted to social media saying TDOT had initially informed the city that 30-mile-per-hour signs along the highway corridor between the G Street and Mill Street intersections would be taken down. However, city officials stated Tuesday that a TDOT representative later informed them that those plans had changed and the signs would remain in place while work continued.
“Although the signs indicate that the speed limit will be 30 mph, that still is only temporary as the signs are being left up until the Highway 91 Project is completed, which according to [the TDOT representative] could be in the Spring of 2024,” the city wrote in a social media post.
TDOT informed the city that pavement markings needed to be added to the resurfaced part of the corridor before the signs could come down, and the department was still waiting for the paving portion of the project to be complete, according to the post.
“The City has done all it can do in regard to getting the speed limit signs changed,” Elizabethton Engineering Manager Matthew Balogh stated in the post. Balogh informed any Elizabethton residents with questions or concerns to reach out to TDOT.
On Thursday, TDOT provided a response to the post to News Channel 11. TDOT spokesperson Mark Nagi said the department did receive a request from the City to see if the signs could be removed and, at the time of receiving that request, felt it would be appropriate to do so.
However, Nagi said TDOT felt the signs could be taken down because the highway project was “on hold” at the time. According to Nagi, before crews began to take the signs down, “final plans were received and TDOT and the contractor were able to start preparing for the resumption of work.”
Nagi said TDOT believed it would be in the public’s best interest to keep the speed reduction in place since crews would again be back in the road earlier than expected, and the speed requirements would have only briefly changed.
According to Nagi, TDOT crews are set to start pavement marking on Wednesday, Sept. 20. Those markings include stop bars and turn arrows throughout the Highway 91 corridor. Nagi said keeping the speed down in that area will help ensure worker safety.
TDOT’s full response can be read below:
“TDOT Operations reviewed a request from the City of Elizabethton with the Contractor to determine if the current speed reduction through most of the project could be removed. At the time of the request, a portion of the remaining work on the project was on hold and TDOT felt it would be appropriate to remove the speed reduction until work resumed throughout the project. However, before work crews were scheduled to remove the speed reduction, final plans were received and TDOT and the contractor were able to start preparing for the resumption of work. Because work crews are now back in the roadway much sooner than anticipated, TDOT felt it would not be in the public’s best interest to remove the speed reduction, only to reinstate it shortly afterward. Currently we are on schedule to have pavement marking crews on the roadway starting Wednesday, September 20. These crews will be applying pavement markings such as stop bars and turn arrows throughout the corridor. This work requires the crews to be out in the roadway using lane closures with hand equipment to apply the pavement markings. It is necessary to maintain reduced speeds while this work proceeds to help create a safer environment for the workers. TDOT is aware of the inconvenience that speed reductions cause to the motoring public and work closely with the contractor’s schedules to minimize the amount of time a speed reduction is necessary. TDOT, and the Contractor, have every intention of removing the speed reduction as soon as it is reasonably safe to do so. We ask that the public work with us to help ensure the safety of field crews as we try to finish up this project.”Mark Nagi, TDOT spokesperson