Independence Insurance Agency

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Trucking Insurance Experts at Independence Agency

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Frame The Importance of

Commercial Truck Insurance in Fort Walton Beach, FL

  • Let's face it - truckers in America have always been the backbone of our great country. They still are in modern times. On any given day, thousands of trucks traverse our highways and local roads, delivering goods and products on time so that businesses and consumers have what they need to live life. And while commercial trucking can be an incredibly lucrative way to make a living and put food on the table, it can also be risky and expensive.
  • Whether you're the owner of a fleet, an independent trucker, or have a business that uses big rigs to transport goods, you need commercial trucking insurance to protect you and your client's investments, shield you from liability, and more.
  • That's where working with a reliable truck insurance agency comes into play. Unfortunately, for many commercial truck insurance providers, serving the needs of truckers is low on the proverbial totem pole. At Independence Insurance Agency, nothing could be further from the truth.

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percent The Commercial Truck

Insurance Agency in Fort Walton Beach, FL You Can Trust

Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.

As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.

Commercial Truck Insurance Fort Walton Beach, FL

We Put Truckers First Because Others Don't

 Truck Insurance Fort Walton Beach, FL

Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.

At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.

One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.

Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.

If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:

  • Affordable Trucking Insurance Plans for Any Budget
  • Exemplary Customer Service
  • Seasoned Transportation Specialists Who Customize Plans to Your Needs
  • A+ Carriers Across the Country
  • Simple, Easy Quote and Bind Process
  • Multiple Insurance Carriers Quoted to Find You the Best Rates
  • Truck Insurance for New Ventures

Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.

chart The Commercial Truck

Common Types of Big Rig Truck Insurance in Fort Walton Beach, FL

At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.

As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.

Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.

For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.

Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.

While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.

Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.

Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.

Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:

  • Business Interruption Insurance
  • Reefer Breakdown Insurance
  • Occupational Accident with Contract Liability Insurance
  • Rental Reimbursement Insurance
  • Underinsured or Uninsured Motorist Insurance
  • Towing Insurance
  • Electronics Insurance
  • Much More

Three plus 3 Safe Driving Tips to

Lower the Cost of Truck Insurance in Fort Walton Beach, FL

Keeping your drivers safe on the road is crucial not only for their own well-being but also for the safety of other motorists and the financial stability of your business. The Department of Labor has identified the trucking industry as one of the most hazardous sectors in the U.S. In fact, trucking and logistics fleets are known for their high injury and fatality rates. By improving how safely your truckers drive, you can help reduce expenses related to claim payouts, accidents, and insurance premium hikes.

Whether you own a large fleet or you're the owner and operator of a single rig, keep these safe driving tips in mind to help lower your insurance costs.

Implement Preventative Maintenance Plans

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

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 Trucking Insurance Fort Walton Beach, FL

Practice Defensive Driving

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
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 Commercial Liability Insurance For Truckers Fort Walton Beach, FL

Find Ways to Prevent Distracted Driving

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

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 Commercial Truck Insurance Quote Fort Walton Beach, FL

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

 Low Priced Commercial Truck Insurance Fort Walton Beach, FL phone Call Now

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
Commercial Truck Insurance Fort Walton Beach, FL phone Call Now

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

 Truck Insurance Fort Walton Beach, FL phone Call Now

check light FAQs About

Independence Insurance Agency

If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.

Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.

Typically, companies will look at claims that date back three years or less.

We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.

Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.

Independence Insurance Agency: Committed to the Trucking Industry

There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Fort Walton Beach, FL that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.

 Trucking Insurance Fort Walton Beach, FL

Latest News in Fort Walton Beach, FL

Larry Patrick has resigned from Fort Walton Beach City Council due to health concerns

FORT WALTON BEACH — During Tuesday's Fort Walton Beach City Council meeting, at the beginning of the public comment section, family members representing Councilman Larry Patrick addressed members in attendance and announced that Patrick will be resigning from the council effective immediately."My dad's absence is due to recent health issues," said Jeremiah Patrick. "We ask that you keep him in your t...

FORT WALTON BEACH — During Tuesday's Fort Walton Beach City Council meeting, at the beginning of the public comment section, family members representing Councilman Larry Patrick addressed members in attendance and announced that Patrick will be resigning from the council effective immediately.

"My dad's absence is due to recent health issues," said Jeremiah Patrick. "We ask that you keep him in your thoughts and prayers during his recovery. We also ask that our privacy is respected during this time of healing."

Patrick has been in the public eye recently due to allegations from the group Voice of Fort Walton. The group filed an elections fraud complaint at the beginning of July that claims Patrick does not reside within the Fort Walton Beach city limits.

"It is with much regret that I must resign my seat on our council," Larry Patrick said in a prepared statement. "My resignation is in no matter related to the recent allegations regarding our residency, as I always have been and hope always to be a resident of this great city. My decision is solely based on very recent health-related events that preclude my participation at the level needed to perform the office to which I was elected.

"I do hope that once my health is restored, that I can begin to become an active participant in the ongoing effort to provide our citizens with a formal government that is representative of the majority, is fiscally conservative, and provides a great quality of life for our residents," he continued. "I will forever be thankful for the many friends and supporters who, once again, entrusted me with the opportunity to serve on this council.

"I am also very appreciative of the cooperation and assistance that the staff has provided to me during my brief tenure. I have also greatly enjoyed the camaraderie with my fellow council members," Patrick concluded.

What's next?

According to City Manager Jeff Peters, nominations to fill the vacated seat will be accepted during the next two council meetings, scheduled for Aug. 22 and Sept. 12. The remaining council members can nominate any current city resident.

The council will decide on the new member on Sept. 26. The new member will hold the seat for the next two years until the next general election.

John Mead selected to fill the vacant seat on the Fort Walton Beach Council

FORT WALTON BEACH — In a 5-1 vote Tuesday, John Mead was selected to fill the seat left vacant by the sudden resignation of Larry Patrick from the Fort Walton Beach City Council. The selection comes after almost two months of...

FORT WALTON BEACH — In a 5-1 vote Tuesday, John Mead was selected to fill the seat left vacant by the sudden resignation of Larry Patrick from the Fort Walton Beach City Council. The selection comes after almost two months of heated exchanges during council meetings at City Hall.

With the nomination, Mead will now serve on the council for the next 16 months until the next general election, where he can run for election.

Here’s what we know.

A controversial beginning

At the beginning of Tuesday’s council meeting, Councilman Travis Smith proposed that the nominee selected to fill the vacant seat be seated immediately instead of waiting for the next meeting.

Nominees John Mead, Jeff Pendleton and Sharon Trenary said that they would be comfortable starting immediately, while Debi Riley and Brandon Bishop said they would prefer to start at the next meeting so they could familiarize themselves with the issues being discussed, including the upcoming final public hearing on the city's budget.

According to Robert's Rules of Order, when there is a motion and a second, the issue is then open for public comment. No such discussion took place after Smith's motion.

Former council member Amy Jamieson told the Northwest Florida Daily News that, in her opinion, the council has already come to a decision on who would fill that vacant seat.

"The whole process in my opinion is wrong," said former councilman Mike Minnick at the beginning of the public comment section of the meeting. "You should have had public comments first."

The voting process

Each council member had the opportunity to vote for their first three picks for the nomination. A first-place vote received three points, a second-place vote received two points, and a third-place vote received one point.

After the first round of voting:

Mead, Riley and Hartman moved on to the second round of voting. Mead received five votes, while Riley received one. That singular vote was cast by Nic Allegretto, while each council member affiliated with the FWB Watch Group and Councilmember Bryce Jeter voted for Mead.

Public reaction

Before the meeting started at 4 p.m., a "Rally for Riley" hosted by the Okaloosa NAACP was held outside council chambers. About 15 people held signs supporting Riley's nomination.

The public comment section of the meeting came after the second round of voting, which showed Mead would receive the nomination. Supporters of Riley gave their final call to action to the current members to choose Riley for the vacant seat.

Almost all of the public comments in support of Riley echoed the same remarks that previous members of the public have made at the past two meetings.

One of the most impassioned speakers who took to the podium was former councilman Kirby Locklear. Noting that his words would fall on deaf ears if spoken to the council members, he turned around and spoke to residents who were in attendance.

His words to the public were akin to a call to action to remember the injustice some community members feel when they see the lack of representation on the council when the next election cycle returns in 2025.

While Locklear spoke, some council members could be seen smirking while his back was turned to the board.

Mead's reaction

During final thoughts from the council members, new Councilman Mead spoke.

"I'm humbled and very appreciative for the vote of confidence to be up here with everyone," said Mead. "I hope to work with staff as we have done in the past and I hope to be of the best service as I can for the short time I am up here."

Riley's reaction

Before getting to Riley's thoughts, Mayor Dick Rynearson shared his thoughts on the nomination process. He noted that he appreciated Riley's dedication and tenacity throughout the process and said that he believes that he will eventually see Riley as a council member at some point in the future.

For Riley, it seemed that, in her opinion, getting the nomination was an uphill battle from the beginning, even though she has had overwhelming vocal support in the chamber for three consecutive council meetings. Riley's name will be seen in the future, as supporters expect her to run for a council position in the next general election.

Grand opening for new Chick-fil-A in Fort Walton Beach set for November 17

After 20 years of serving up smiles, waffle fries, and community support from his Chick-fil-A on Beal Parkway, franchise owner Matthew Sexton is ready to bring his successful recipe to a new Fort Walton Beach location.This new outpost has been years in the making for Sexton, who started with the company in Panama City before taking over the Santa Rosa Mall location 25 years ago. Now one of only 15% of Chick-fil-A franchisees operating multiple restaurants, Sexton is as fired up as ever to expand his r...

After 20 years of serving up smiles, waffle fries, and community support from his Chick-fil-A on Beal Parkway, franchise owner Matthew Sexton is ready to bring his successful recipe to a new Fort Walton Beach location.

This new outpost has been years in the making for Sexton, who started with the company in Panama City before taking over the Santa Rosa Mall location 25 years ago. Now one of only 15% of Chick-fil-A franchisees operating multiple restaurants, Sexton is as fired up as ever to expand his reach in the community he has called home for over two decades.

“I’ve never been more passionate about what I get to do every single day,” said an energetic Sexton. “I still have the same job I had since I was 15. My goal is to bring that attitude of gratitude and humble spirit to Eglin Parkway and have the community say, ‘They really did it again.’”

Doing it again has posed both exciting opportunities and daunting challenges for the veteran franchise owner. But Sexton praised the city of Fort Walton Beach for making the process smooth and the construction crew who knows the ins-and-outs of standing up a new Chick-fil-A building.

Designing the new building was also a chance to implement lessons learned from Beal Parkway over the past 20 years.

With a focus on drive-thru and mobile ordering, the Eglin location features only two registers inside but a massive 225 yards of concrete queuing that Sexton calls “the biggest drive-thru they’ve done in years.”

The streamlined floorplan dedicates 85% of the space to food production and minimalist guest seating reflecting shifting trends in brick-and-mortar restaurant design. There are also new features like a guest sanitation-station and lighting sensors that make the new building extremely eco-friendly.

“One culture, two locations.”

Perhaps Sexton’s biggest challenge has been preparing his team for the added demands of a second busy location while maintaining the customer service culture he has built at Beal Parkway. His solution was to strategically split long-time managers between the restaurants and hire nearly 100 new team members months in advance to train on-site.

“It’s costing us a lot on the front end, but this is a long term strategy for us,” noted Sexton. “Our goal is to invest in the quality, and invest in their experience now.”

Sexton’s investment in his employees is clearly paying off. Those making the move to Eglin Parkway are ecstatic for the opportunity, he said. And those remaining at Beal will get an opportunity to grow into bigger leadership roles.

The busy lead-up to opening is par for the course in Sexton’s decades of experience. But perhaps nothing excites him more than the chance to further give back to the community that has given so much to him.

Giving back has always been at the core of Sexton’s approach. His current Beal Parkway location is the third highest grossing Chick-fil-A in the entire state, serving over 5,000 guests per day. With the new Eglin Parkway restaurant, Sexton will be able to make an even bigger difference.

“This is a big project and it adds some nice curb appeal to Eglin Parkway,” noted Sexton proudly. The prominent new building with double drive-thru lanes will significantly expand Sexton’s reach beyond his current customer base with their proximity to Okaloosa Island.

Sitting at a table in the middle of the Beal location, with 122 Eglin Parkway on his mind, Sexton looks around at the place that has his heart. Even in the excitement of November 17th, he intentionally plans to be at Beal at some point on opening day to show his unwavering commitment to the original.

“Beal Parkway is where I’ve parked my truck for 20 years. It’s meant a lot to me and it still does. This is my heart,” Sexton emphasized.

As opening day approaches, Sexton maintains his signature humility, attributing his success to the community he serves.

That passion will be on full display when Sexton welcomes the public to his new Chick-fil-A restaurant at 122 Eglin Parkway NE starting November 17th. After two decades of delighting the Fort Walton Beach community, he’s ecstatic to keep it going at his new location. Sexton and his team have 50 gift bags full of Chick-fil-A merch for the first 50 people that arrive on grand opening day.

“Whoever comes in to eat here, that’s who we built it for,” he said. “And it really will be our pleasure.”

Escape to the beach this fall—here’s how to save

SponsoredLooking to catch some sunshine this fall or winter? Check out The Island Resort at Fort Walton for unforgettable holiday fun for everyone. Heading to the beach this season will be the perfect staycation with all the activities The Island has lined up.1. Holiday events are happening at The Island Resort at Fort WaltonGet ready to celebrate big this fall and winter at ...

Sponsored

Looking to catch some sunshine this fall or winter? Check out The Island Resort at Fort Walton for unforgettable holiday fun for everyone. Heading to the beach this season will be the perfect staycation with all the activities The Island has lined up.

1. Holiday events are happening at The Island Resort at Fort Walton

Get ready to celebrate big this fall and winter at The Island Resort at Fort Walton. From trick-or-treating on the boardwalk to pumpkin decorating and an official holiday lighting ceremony, there is guaranteed fun for everyone.

To learn more about the exciting events going on at The Island Resort at Fort Walton, check out their Facebook or Instagram.

2. Plan your trip to The Island Resort now with a fall booking special

Book now and save on your awesome fall vacation. Head over to The Island Resort at Fort Walton’s website and sign up for the Fall Escape Package to secure your spot and enjoy the benefits—including a $50 food + beverage credit. Deals like these can make your vacation more enjoyable and affordable.

Claim this deal by booking online and explore more saving options.

3. Enjoy fun in the sun at The Island Resort at Fort Walton

Spend all day swimming in the pools at the resort. Don’t worry about the water temps being cold. The Island has a heated outdoor pool and hot tub—the perfect setup for enjoying relaxing and comfortable time outdoors.

4. Tripp Tide Beach Bar + more local eats at The Island at Fort Walton

Enjoying delicious food is undeniably one of the highlights of any vacation. The Island Resort at Fort Walton has a variety of dining options, from food trucks to restaurants. Whether you’re in the mood for local delicacies, fine dining or refreshing drinks by the pool, The Island has it all.

5. Live music + gorgeous Florida sunsets on the weekends

End a relaxing weekend at the beach at the Tripp Tide Bar. The combination of live music, the beauty of a winter sunset and the beach setting is sure to be a memorable way to end your fall getaway.

Ready to book your trip? Head on over to The Island Resort at Fort Walton’s website and select the Fall Escape Package.

Sponsored by:

102.9 The Wolf Could Send You to Fort Walton Beach, Florida

Right now, Florida is exactly where you need to be! Lucky for you, Thunder & PT could send your family there! Listen around 7:10a, 8:10a, and 9:10a, Monday - Thursday, for the keyword to text to 20357. Then, tune in every Friday when Thunder & PT call a winner!Each vacation package includes:• Three consecutive night stay at The Island Resort at Fort Walton Beach, including a $50 food and beverage credit and one day...

Right now, Florida is exactly where you need to be! Lucky for you, Thunder & PT could send your family there! Listen around 7:10a, 8:10a, and 9:10a, Monday - Thursday, for the keyword to text to 20357. Then, tune in every Friday when Thunder & PT call a winner!

Each vacation package includes:• Three consecutive night stay at The Island Resort at Fort Walton Beach, including a $50 food and beverage credit and one day of beach service• A parasailing excursion for four with Pelican AdventuresFour one-day admission tickets to Gulfarium Marine Adventure Park Round-trip coach class airline tickets for one winner and up to three guests to Destin-Fort Walton Beach Airport• A full-size rental vehicle for four consecutive days

The Island Resort at Fort Walton Beach

Photo credit The Island Resort at Fort Walton Beach

The Island Resort at Fort Walton Beach is located on the sugar sand beaches of Florida’s Emerald Coast. With the Gulf of Mexico just steps from your hotel room, The Island offers the best view on Okaloosa Island. Offering family-friendly activities, live music, and more - you can enjoy all that the beach has to offer without ever leaving The Island!

Pelican Adventures

Enjoy the spectacular views of the Emerald Coast as your soar to new heights while you parasail with Pelican Adventures! Expect breathtaking takeoffs and smooth landings right from the boat with their professional crew. Pelican Adventures of Destin offers a variety of activities including deep sea fishing, snorkeling and shelling eco tours, and parasailing.

Gulfarium Marine Adventure Park

Photo credit Gulfarium

Dive into the underwater world of wonder at Gulfarium Marine Adventure Park! Immerse yourself in the brand new Dolphin Oasis habitat, and be captivated by daily dolphin and sea lion presentations. Join us for the family-friendly fun, education, and the magic of marine life.

Photo credit VISIT FLORIDA

Photo credit The Island Resort | Gulfarium | Pelican Adventures | VISIT FLORIDA

February 12, 2024 at 7:00am CT through March 1, 2024 at 10:00am CT

Text to Win: 102.9 The Wolf Could Send You to Fort Walton Beach, Florida Flyaway (2/12/24 - 3/1/24)

102.9 The Wolf Could Send You to Fort Walton Beach, Florida Flyaway, from 2/12/24 - 3/1/24, listen around 7:10a CT, 8:10a CT and 9:10a CT each week day for the cue to text. Online listeners to streamed broadcasts may experience a lag in transmissions due to buffering limitations. Contest participants should not rely on streamed broadcasts. After the codeword announcement, text the corresponding code word at that week day to 20357 for your chance to win. One codeword entry per contesting period, per phone number. Entrants may receive a bounce back text from the station with confirmation of the contest entry, but entrants will receive no extra offers, information or message content. Standard Message and Data Rates May Apply. The frequency of any automated marketing message (s), individual opt-ins to receive are recurring and varies. Text STOP to Cancel and terms are available at http://bit.ly/15FDy2P. (1) winner will be randomly on or about 2/16/24. 2/23/24 and 3/1/24 from all entries for a total of (3) winners, and upon verification receive one (1) vacation package for four (4) people to Fort Walton Beach, FL (the “Vacation”) courtesy of Visit Florida. Approx. Value $3,672.90. KMNB will share the winner's name, phone, email, and date of birth with Visit Florida to create winner package letters containing all information on how to book travel.

The Vacation Package will consist of the following:

-Three (3) consecutive night stay at The Island Resort at Fort Walton Beach, including a $50 food and beverage credit and one (1) day of beach service

-A parasailing excursion for for (4) with Pelican Adventures

-Four (4) one-day admission tickets to Gulfarium Marine Adventure Park

-Round-trip coach class airline tickets for (1) winner and up to three (3) guests between the major gateway airport closest to the Prize Winner’s residence to Destin-Fort Walton Beach Airport

-Full-size rental vehicle for four (4) consecutive days

Travel may be taken from the time that no travel restrictions, stay at home orders, quarantine orders, shelter in place orders, “safer at home” orders, or similar orders or recommendations are in effect at either the winner’s place of origin or destination and through March 31, 2025. Blackout dates may apply. Redemption instructions will accompany all certificates. The minimum age to book all elements of this prize package is 25.

Prizes are non-transferable, cannot be sold or gifted, may not be redeemed for cash, and will not be replaced if lost or stolen. Extensions to expiration dates will not be granted. Prize packages do not include travel to the departure airport or to the hotel (except as specifically included), meals (except as specifically included), incidentals, tips, telephone calls, airline baggage fees, or any other personal expenses incurred during the winner’s stay. The winner may be required to have and present at least one major credit card in good standing in order to check-in. Photo identification and credit card or cash deposit may be required at check-in for incidental charges (e.g., room service, use of telephone/IT services, laundry and all other optional extra services not provided in the prize).

Airline and schedule are at the sole discretion of VISIT FLORIDA. Non-stop service may not be offered. The prize winner must be one of the passengers booked in the travel party. The winner and guest(s) must have all necessary photo identification and/or travel documents required for travel.

Federal, state and local taxes, if any, are the sole responsibility of the winner, who will receive an IRS Form 1099 reflecting the final actual value of any prize valued at $600 or more.

The winner and any guest(s) must comply with any and all COVID-19 vaccination, screening, testing, safety and related requirements imposed or required by (if applicable) the Station, the venue, event promoter, sponsors, travel providers, hotels, governmental authorities or others in connection with the receipt, use and redemption of the prize. These restrictions are not subject to negotiation. Refusal to comply with the applicable COVID-19 requirements will result in forfeiture of the prize and no replacement or alternate prize be provided. All cancellations are deemed beyond the control of the Station and its sponsors. This includes, but is not limited to, event cancellations due to any pandemic or epidemic constituting a public health emergency, including those subject to government mandated quarantines, travel restrictions, or stay-at-home orders. The station and sponsors are not responsible for replacing or reimbursing any Winner with any form of compensation for events that are canceled, nor will any alternate prize be provided. Except as otherwise stated herein, KMNB-FM general contest rules apply and are available by clicking HERE.

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