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Insurance Agency in Gastonia, NC You Can Trust
Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.
As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.
We Put Truckers First Because Others Don't
Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.
At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.
One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.
Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.
If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:
- Affordable Trucking Insurance Plans for Any Budget
- Exemplary Customer Service
- Seasoned Transportation Specialists Who Customize Plans to Your Needs
- A+ Carriers Across the Country
- Simple, Easy Quote and Bind Process
- Multiple Insurance Carriers Quoted to Find You the Best Rates
- Truck Insurance for New Ventures
Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.
The Commercial Truck
Common Types of Big Rig Truck Insurance in Gastonia, NC
At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.
As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.
Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.
For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.
Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.
While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.
Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.
Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.
Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:
- Business Interruption Insurance
- Reefer Breakdown Insurance
- Occupational Accident with Contract Liability Insurance
- Rental Reimbursement Insurance
- Underinsured or Uninsured Motorist Insurance
- Towing Insurance
- Electronics Insurance
- Much More
Independence Insurance Agency
If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.
Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.
Typically, companies will look at claims that date back three years or less.
We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.
Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.
Independence Insurance Agency: Committed to the Trucking Industry
There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Gastonia, NC that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.
Latest News in Gastonia, NC
Judge rules that the City of Gastonia can proceed with suit against Honey Hunters ownership group
The lawsuit seeks to have the Honey Hunters vacate the stadium where they used to play before being kicked out of the American League of Professional Baseball.GASTONIA, N.C. — The City of Gastonia can continue legal action against the owner of the Gastonia Honey Hunters, NC Gas House Gang, LLC. A Maryland bankruptcy judge ruled Tuesday in favor of the city.NC Gas House Gang, LLC filed for Chapter 11 bankruptcy earlier this month, after the city sued the ownership group, hoping to kick them out of Caromont Health Park....
The lawsuit seeks to have the Honey Hunters vacate the stadium where they used to play before being kicked out of the American League of Professional Baseball.
GASTONIA, N.C. — The City of Gastonia can continue legal action against the owner of the Gastonia Honey Hunters, NC Gas House Gang, LLC. A Maryland bankruptcy judge ruled Tuesday in favor of the city.
NC Gas House Gang, LLC filed for Chapter 11 bankruptcy earlier this month, after the city sued the ownership group, hoping to kick them out of Caromont Health Park.
A Gaston County baseball team with a long trail of financial issues has been kicked out of its league and is facing a lawsuit from the city it plays in for millions of dollars of unpaid debt.
The Atlantic League of Professional Baseball (ALPB) has chosen to terminate the Gastonia Honey Hunters and NC Gas House Gang, LLC, the company that owns the team, from the league, officials confirmed to WCNC Charlotte on Wednesday. The league still plans to field a team in Gastonia in 2024.
The Honey Hunters and its ownership team are also facing a lawsuit from the city of Gastonia for allegedly breaching a contract between the two sides and failing to pay millions of dollars of owed money.
Gastonia officials say a letter was sent to the Honey Hunters in August warning the team that they were in violation of ALPB guidelines, according to the lawsuit. Another letter was sent to the Honey Hunters in September about a defaulted loan owed to the ALPB. The lawsuit estimates the Honey Hunters owe the ALPB $1.1 million on the loan.
With the Honey Hunters now kicked out of the ALPB, the city of Gastonia believed the Honey Hunters showed no incentive to meet requirements set by a joint agreement between the team and the city. One of the stipulations of the agreement concerned maintaining CaroMont Health Park, which is owned by Gastonia but leased by the Honey Hunters.
The city claims in the lawsuit that the team failed to address stadium issues relating to plumbing, kitchen cooking equipment, and cleanliness. The excessive issues threaten the stadium's life expectancy, the city claims in the lawsuit.
Because of these issues, the city of Gastonia is looking to void the agreement between the two entities and force the Honey Hunters to leave CaroMont Health Park.
The Honey Hunters chose not to comment on the ongoing litigation but have confirmed they have hired an attorney to handle the matter.
Honey Hunters owners made headlines earlier this year when it was learned that the team owed roughly $22,000 to Gaston Emergency Medical Services (GEMS) and was late on several other payments to the county.
Despite the financial issues, the Honey Hunters still put up a winning product on the field. Gastonia finished second in the ALPB South Division standings with a 79-47 record before winning the ALPB South Division Series three games to two over the High Point Rockers before falling in five games to the Lancaster Barnstormers in the ALPB Championship Series.
Election results: Who won Gaston County’s 2023 municipal races?
The following are unofficial results for the 2023 general election in Gaston County.In races where cities or towns extend into multiple counties, these results include ballots cast by voters on both sides of the border.All precincts have reported.Some contests may reflect vote totals from adjacent counties which are assigned to precincts for those contests.CITY OF BELMONT COUNCIL MEMBER (Vote For 3)Jim Hefferan1,643Charlie Hill1,376CITY OF BELMONT MAYOR (UNEXPIRED) (Vote For 1)...
The following are unofficial results for the 2023 general election in Gaston County.
In races where cities or towns extend into multiple counties, these results include ballots cast by voters on both sides of the border.
All precincts have reported.
Some contests may reflect vote totals from adjacent counties which are assigned to precincts for those contests.
CITY OF BELMONT COUNCIL MEMBER (Vote For 3)
CITY OF BELMONT MAYOR (UNEXPIRED) (Vote For 1)
CITY OF BESSEMER CITY COUNCIL MEMBER WARD 01 (Vote For 1)
CITY OF BESSEMER CITY COUNCIL MEMBER WARD 03 (Vote For 1)
CITY OF BESSEMER CITY COUNCIL MEMBER WARD 04 (Vote For 1)
CITY OF BESSEMER CITY MAYOR (Vote For 1)
CITY OF CHERRYVILLE COUNCIL MEMBER WARD 02 (Vote For 1)
CITY OF CHERRYVILLE COUNCIL MEMBER WARD 04 (Vote For 1)
CITY OF CHERRYVILLE MAYOR (Vote For 1)
CITY OF GASTONIA COUNCIL MEMBER WARD 03 (Vote For 1)
CITY OF GASTONIA COUNCIL MEMBER WARD 04 (Vote For 1)
Charles M. Odom
CITY OF GASTONIA COUNCIL MEMBER WARD 06 (Vote For 1)
Donyel B. Barber
CITY OF GASTONIA MAYOR (Vote For 1)
CITY OF HIGH SHOALS COUNCIL MEMBER (Vote For 3)
CITY OF HIGH SHOALS MAYOR (Vote For 1)
CITY OF KINGS MOUNTAIN CITY COUNCIL AT-LARGE (Vote For 1)
CITY OF KINGS MOUNTAIN CITY COUNCIL WARD 01 (Vote For 1)
CITY OF KINGS MOUNTAIN MAYOR (Vote For 1)
CITY OF LOWELL COUNCIL MEMBER (Vote For 2)
CITY OF LOWELL COUNCIL MEMBER (UNEXPIRED) (Vote For 1)
CITY OF LOWELL MAYOR (Vote For 1)
Norris D. Lamb, Jr.
CITY OF MOUNT HOLLY COUNCIL MEMBER (Vote For 3)
Phyllis B. Harris
CITY OF MOUNT HOLLY MAYOR (Vote For 1)
David A. Moore
TOWN OF CRAMERTON TOWN COMMISSIONER (Vote For 3)
TOWN OF DALLAS ALDERMAN (Vote For 2)
TOWN OF DALLAS MAYOR (Vote For 1)
TOWN OF MCADENVILLE COUNCIL MEMBER (Vote For 2)
TOWN OF MCADENVILLE MAYOR (Vote For 1)
TOWN OF RANLO TOWN COMMISSIONER (Vote For 3)
TOWN OF STANLEY COUNCIL MEMBER WARD 01 (Vote For 1)
TOWN OF STANLEY COUNCIL MEMBER WARD 03 (Vote For 1)
TOWN OF STANLEY COUNCIL MEMBER WARD 04 (Vote For 1)
TOWN OF STANLEY MAYOR (Vote For 1)
This story was originally published November 7, 2023, 7:00 PM.
Gastonia fire marshal says pastor can host homeless without beds to avoid fines
GASTONIA, N.C. (QUEEN CITY NEWS) — The Gastonia fire marshal says a local pastor can keep helping homeless people in the cold as long as there are no beds on the church property.Pastor Moses Colbert at Faith Hope and Love Ministries ...
GASTONIA, N.C. (QUEEN CITY NEWS) — The Gastonia fire marshal says a local pastor can keep helping homeless people in the cold as long as there are no beds on the church property.
Pastor Moses Colbert at Faith Hope and Love Ministries has already been fined $100,000 for letting homeless people stay in and outside the church in recent years. He was served a letter Tuesday printed on Gastonia Fire Department letterhead threatening more fines if he opens an emergency shelter on his property.
“When I got the letter, my mind went back to when they sued me back in September and I’m thinking they’re building the case so they can sue me again,” Colbert said. “That’s the part that scared me. You know, I got sued for having 200 people on the property back then.”
The city and Gaston County fund law enforcement for an emergency shelter at Salvation Army on Broad Street. It is open for 30 people who must be out by 6 a.m. every day when the temperatures are freezing.
Pastor Colbert says on cold mornings he waits outside the shelter in the church bus to take people to Faith Hope and Love on Oakland Avenue to feed them and give them a place to stay warm during the day.
“Can you imagine sitting out in the cold at 12 degrees? It’s just not a good place to be, you know, and these people go through this all the time and they’ve all but given up hope,” Colbert said. “I feel like we are the only lifeline they got so we can’t afford to just turn our backs on them.”
The latest data from the Department of Housing and Urban Development (HUD) shows 388 people in the Gastonia area were unhoused the night of the most recent count from 2023.
Colbert is not allowed to let people sleep in his church because the fire marshal says it is not up to code. Violations include a lack of a manual fire alarm inside the church. Gastonia Fire Marshal Chris Stowe says he received named and anonymous tips that said Colbert was planning to open a cold-weather shelter during the freeze this week.
“If somebody is asleep and there was an emergency, how would they get out?” he asked. “How would they get out safely? How would a fire alarm alert them that something was going on?”
Stowe says people experiencing homelessness can go to the Salvation Army shelter to sleep where the building is up to code.
“They have a building that was designed to be operated like that,” he explained. “It has a sprinkler, it has a fire alarm, it actually has a kitchen suppression system to feed as well.”
Stowe says Colbert’s daytime operation isn’t breaking any rules, but any beds or cots could run the risk of another fine.
“I told him you can bring [people] in, you can put them in pews. You can do church activities and keep them out of the cold,” Stowe said. “What you can’t do because of the North Carolina Fire Code and the North Carolina Building Code is housing them in your church, have beds and cots and things like that and the reason is, is because Section 319 in the North Carolina Fire Code.”
The shelter at Salvation Army is open from 6 p.m. to 6 a.m. It has a capacity of 30 people in the emergency shelter and 64 people at the Center of Hope.
“[Salvation Army] should never put them out in the cold in no 20-degree weather. They are the ones getting all the resources,” Colbert said. “They’re the ones that are getting funded. We’re not getting funded, and they made sure that we wouldn’t get funded. So, they should have a moral obligation to these people and they’re not doing it. The city has an obligation to these people and they’re not stepping up and doing it.”
Moses is brainstorming how to host a service for people when temperatures are freezing. If you’d like to help Colbert and his mission, he says he is looking for churches to partner with to help him and he is always taking monetary, food, and hygiene donations.
Fire crews battle 2-alarm fire an abandoned hotel in Gastonia
GASTONIA, N.C. — Fire crews have successfully contained a 2-alarm fire that broke out at an abandoned hotel in Gastonia on Monday night.The fire happened just off Cox Road near I-85 at an abandoned Value Lodge hotel behind the IHOP.For the latest breaking news, weather and traffic alerts, download the WCNC Charlotte mobile app and enable push notifications.Firefighters said that they received a call about a dump...
GASTONIA, N.C. — Fire crews have successfully contained a 2-alarm fire that broke out at an abandoned hotel in Gastonia on Monday night.
The fire happened just off Cox Road near I-85 at an abandoned Value Lodge hotel behind the IHOP.
Firefighters said that they received a call about a dumpster fire around 8 p.m., but it quickly escalated into a 2-alarm fire. Almost a dozen fire units were called in to assist.
Currently, officials don't believe that anyone was injured in the fire.
The Gastonia Fire Chief told WCNC Charlotte that he doesn't believe that the fire was set maliciously, but may have started from someone trying to get warm. The Fire Chief also said that there was another fire at this same location in August of 2022.
The abandoned structure is supposed to be demolished.
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City sues company that operates Gastonia Honey Hunters after Atlantic League fallout
GASTONIA, N.C. (QUEEN CITY NEWS) — The City of Gastonia is suing the company that operates the Gastonia Honey Hunters for failing to meet financial obligations and breaching agreements.Documents state that the City of Gastonia entered into an Exclusive Use Area Lease Agreement, as well as a Use and Operating Agreement with NC Gas House Gang, LLC in June 2020, with the intention that a professional baseball team sanctioned by the Atlantic League would operate a...
GASTONIA, N.C. (QUEEN CITY NEWS) — The City of Gastonia is suing the company that operates the Gastonia Honey Hunters for failing to meet financial obligations and breaching agreements.
Documents state that the City of Gastonia entered into an Exclusive Use Area Lease Agreement, as well as a Use and Operating Agreement with NC Gas House Gang, LLC in June 2020, with the intention that a professional baseball team sanctioned by the Atlantic League would operate a full-season schedule in the multi-million dollar stadium.
In the agreements, it was decided that NC Gas House Gang, LLC would manage and be responsible for the stadium and surrounding premises.
The stadium is currently owned by the City of Gastonia with a property tax value of $7,469,600 and has the capacity to seat roughly 2,000 people.
According to the lawsuit, the operating company “has a history of materially breaching the agreements and failing to meet its financial obligations.”
The lawsuit states that everything came to a head when The Atlantic League terminated the operating company’s membership on or about November 13, 2023.
“This termination by the Atlantic League constitutes a team default under the agreements, which entitles the city to terminate the agreements,” the lawsuit states.
More on what this means from Chief Legal Analyst Khalif Rhodes:
The City of Gastonia said that given that this ‘team default’ can’t be fixed, they’re now seeking a preliminary injunction to secure their multi-million dollar asset, the stadium.
The City is also seeking a declaration of its rights to terminate the agreements and the operating company’s right of possession of the property, as soon as possible.
According to court documents, back in August 2023, the Atlantic League sent a letter to NC Gas House Gang, LLC’s managing member and president Brandon Bellamy, detailing how they were in violation of the Atlantic League Bylaws and League Affiliation Agreement.
The letter concluded with the following words of caution: ‘In summary, if NC Gas House Gang, LLC, does not immediately undertake good faith efforts to cure its defaults and improve its financial and operating integrity, the Atlantic League will have little choice but to consider strategic alternatives, including revocation of Atlantic League Membership.”
Statement released from the City of Gastonia to Queen City News:
“The City of Gastonia filed suit against NC Gas House Gang, LLC for breach of contract. The City is seeking a preliminary injunction to establish sole possession of the ballpark facility in order to protect the significant public investment. The City will continue to make the ballpark facility a viable place for all types of future events, including Atlantic League Professional Baseball.”