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Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.
As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.
We Put Truckers First Because Others Don't
Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.
At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.
One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.
Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.
If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:
- Affordable Trucking Insurance Plans for Any Budget
- Exemplary Customer Service
- Seasoned Transportation Specialists Who Customize Plans to Your Needs
- A+ Carriers Across the Country
- Simple, Easy Quote and Bind Process
- Multiple Insurance Carriers Quoted to Find You the Best Rates
- Truck Insurance for New Ventures
Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.
The Commercial Truck
Common Types of Big Rig Truck Insurance in Gatlinburg, TN
At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.
As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.
Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.
For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.
Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.
While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.
Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.
Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.
Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:
- Business Interruption Insurance
- Reefer Breakdown Insurance
- Occupational Accident with Contract Liability Insurance
- Rental Reimbursement Insurance
- Underinsured or Uninsured Motorist Insurance
- Towing Insurance
- Electronics Insurance
- Much More
Independence Insurance Agency
If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.
Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.
Typically, companies will look at claims that date back three years or less.
We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.
Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.
Independence Insurance Agency: Committed to the Trucking Industry
There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Gatlinburg, TN that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.
Latest News in Gatlinburg, TN
Gatlinburg, Smoky Mountains National Park hit by torrential downpours, flooding Tuesday
Gatlinburg, Tennessee, has joined a lineup of cities hit by turbulent weather this week.Snow, rain and tornadoes continue to batter the Midwest, Southeast and East Coast as part of a series of storm systems kicking off the new year in turbulent fashion.Yesterday, Cincinnati ...
Gatlinburg, Tennessee, has joined a lineup of cities hit by turbulent weather this week.
Snow, rain and tornadoes continue to batter the Midwest, Southeast and East Coast as part of a series of storm systems kicking off the new year in turbulent fashion.
Yesterday, Cincinnati broke its 1898 record for daily rainfall with 1.61 inches of precipitation overtaking the Queen City, with a "bomb cyclone" blizzard on its way. Ohio's popular vacation destinations have not been left unscathed – at least three tornadoes were reported Tuesday morning on the Florida Panhandle.
Another vacation spot, Sevier County, Tennessee – home to Gatlinburg and the Great Smoky Mountains National Park – issued flood and high wind warnings on Tuesday, Jan. 9. The Sevier County Emergency Management Agency announced multiple road closures throughout the day due to the torrential downpour and fallen power lines and trees.
The county saw upwards of three inches of rain on Tuesday, according to preliminary data from the National Weather Service. A video circulating on X (formerly known as Twitter) by The Smoky Mountain Family showed the rushing water of the Little Pigeon River through downtown Gatlinburg on Tuesday.
"Inclement flooding is possible across Sevier County and in the downtown Gatlinburg area throughout the remainder of the day," the agency wrote in the county-wide flood warning. "Be prepared to take action to move to higher ground if necessary. Be sure to take extra time and extreme caution if travel is necessary due to road conditions."
On Tuesday morning, the city converted the Gatlinburg Community Center into an emergency shelter for those affected by the severe flooding. By the afternoon, 532 people in the county were without power, according to the Sevier County Electric System’s outage map.
Gatlinburg City Manager Cindy Cameron Ogle said in an update later on Tuesday that no injuries have occurred due to the flooding event. As of 9 a.m. on Wednesday, Jan. 10, all roads that were closed due to flooding and/or downed power lines or trees have been opened, the city wrote.
5 Reasons to Visit Gatlinburg This Fall
StyleBlueprint: For a Life of Style + Substancehttps://styleblueprint.com/everyday/how-to-spend-fall-in-gatlinburg/
Gatlinburg, TN, has been a much-loved family destination for generations, but as this mountain town continues to grow, the list of must-see attractions grows with it. Whether you’re a fan of cozying up by a fire or enjoying sweeping views of fall foliage, here are five reasons you need to experience this magical mountain town in the fall!Cozy Lodging OptionsFew things are as cozy as curling up by a fire on a chilly fall evening. To make the most o...
Gatlinburg, TN, has been a much-loved family destination for generations, but as this mountain town continues to grow, the list of must-see attractions grows with it. Whether you’re a fan of cozying up by a fire or enjoying sweeping views of fall foliage, here are five reasons you need to experience this magical mountain town in the fall!
Cozy Lodging Options
Few things are as cozy as curling up by a fire on a chilly fall evening. To make the most of your time in Gatlinburg, book a stay in one of the town’s many cabins or chalets. Stony Brook Cabins offers secluded rentals perfect for honeymoons, large gatherings, weddings, and more. Mountain Laurel Chalets has served Gatlinburg for over 50 years, and many of its properties have been added to the “100 Collection” — which means they meet the highest hospitality standards possible.
On the other hand, Mountain Shadows Resort & Rentals is just three miles from downtown Gatlinburg and offers a quiet yet luxurious getaway for families and couples. (SB Tip: We’ve only begun to scratch the surface on Gatlinburg cabins. To see even more cabins and chalets available for rent, visit gatlinburg.com.)
Gatlinburg also offers plenty of unique lodging opportunities. For example, Treehouse Grove at Norton Creek Resort sits on the doorstep of the Great Smoky Mountains National Park. Plus, each of the 16 treehouses has been meticulously designed by “Treehouse Master” Pete Nelson.
If glamping is more your speed, book a stay at Camp LeConte. The luxury outdoor resort offers everything from a treehouse to European safari tents and even a 1960s retro camper.
Go Leaf Peeping
It’s no secret the Smoky Mountains is a highly sought-after location to take in breathtaking views of fall foliage. One of the most photographed places in Gatlinburg is the city’s scenic overlook. The area stands tall over downtown Gatlinburg and Mount LeConte and is easily accessible, right off the Gatlinburg Bypass. While the viewpoint is open year-round, it’s said that the best time to visit is during October and November.
The Alum Cave Bluffs is another spot frequented by many, and the hike to the top is about 2.3 miles in length. From the Alum Cave Trail, you can also visit the top of Mount LeConte — which also offers beautiful views of the foliage below.
Charlies Bunion is another must-visit leaf-peeping destination. The four-mile hike leads to breathtaking mountain views along the Appalachian Trail.
If you find yourself near Cades Cove — a valley offering sweeping vistas and plenty of wildlife — make the hike to Abrams Falls. Not only will you get an up-close look at all the fall colors, but you’ll also encounter a 20-foot-high waterfall at the end of the trail.
A great place to take in fall views from the comfort of your vehicle is along Newfound Gap Road. As the lowest pass through the Great Smoky Mountains, the 31-mile road runs through lush forest with a variety of trees, including pine oaks, northern hardwoods, and spruce firs. The highest point reaches about 5,046 feet, so be sure to bring a sweater or jacket, as the temperature is known to dip by about 10 degrees.
Enjoy Family Fun at Anakeesta
Anakeesta is a popular outdoor adventure hub among families, offering everything from zip lining to ‘chondola’ rides and treetop adventure courses. The destination is continuously evolving and adding exciting attractions to its lineup. In fact, AnaVista Tower offers 360-degree views of the Smoky Mountains and the Vista Gardens below. As the city’s highest point, the tower sits 86 stories above ground and is an excellent place for aerial views of the Smokies and family photo ops.
After climbing up and down the tower, you will likely have worked up a hearty appetite. Luckily, Anakeesta offers a chef-driven restaurant. Aptly named Cliff Top Restaurant, the eatery is located in Black Bear Village and overlooks Mount LeConte and the Smoky Mountains. Serving delicious American cuisine, guests can enjoy dishes like fried green tomatoes, burgers, steaks, and signature soups and salads.
The newest addition to Anakeesta is Astra Lumina, a one-of-a-kind attraction that allows travelers to walk under the stars. As the first event of its kind in the U.S., the enchanting night walk is an immersive experience that combines lighting, projections, and sounds, and it’s part of Anakeesta’s Lumina Enchanted Night Walk series. Tickets are on sale now and can be purchased HERE.
Cyclists will be pleased to hear that Ober Mountain now offers downhill mountain biking! This is a great way to get your blood pumping while also enjoying views of the Smokies. Bikes and gear are available for rent, and beginner mountain bikers can also opt to take a lesson.
Warm Up Indoors
The weather in the Smokies can be a bit unpredictable, but thankfully, there are plenty of opportunities to have fun indoors, too. The Ripley’s Aquarium of The Smokies is the perfect place to visit if you bring the kiddos. In downtown Gatlinburg, you can enjoy everything from a 5D moving theater to an oddities museum, mirror maze, mini golf, and more.
Adults can enjoy a libation or two at any of Gatlinburg’s distilleries. The Ole Smoky Moonshine Distillery (also known as “The Holler”) is the most visited distillery in the U.S. It offers all of the brand’s famous flavors, including Hunch Punch Lightnin’ and Banana Pudding Cream, and you can also enjoy a guided tour for an exclusive behind-the-scenes look at the distilling process. Be sure to also visit Ole Smoky’s Barrelhouse to enjoy authentic Tennessee whiskey!
Attend a Fall Festival
Be sure to plan your trip to coincide with the Smoky Mountain Harvest Festival! The event runs from mid-September through late November, giving visitors plenty of time to visit the Smokies during the peak of the fall season. The free event includes plenty of autumn-inspired decorations, including life-size 3D scarecrows!
If you’re looking to get a head start on your holiday shopping, pay a visit to the Gatlinburg Craftsmen’s Fair, which hosts artisans and craftsmen from all over the U.S. With over 200 booths, you can find everything from pottery to paintings, candy, photography, and so much more. The event takes place inside the Gatlinburg Convention Center and runs from Thursday, October 5, through Sunday, October 22.
Another can’t-miss fall event is Ober Mountain’s Fall Fest. The Bavarian-inspired event returns this year for its 13th run and takes place on Friday, September 29, through Sunday, October 29. The celebration includes a Full Moon Concert Series, schnitzel and German beer, and many of Ober Gatlinburg’s beloved activities — including ice bumper cars, the ski mountain coaster, the alpine slide, and more!
Anakeesta also hosts its Bear-Varian Fall Festival through Tuesday, October 31. During the event, you can enjoy Halloween decorations peppered throughout the park. Be sure to also visit Vista Gardens to catch a glimpse of nature-inspired pumpkin carvings. Additional add-ons are also available, including drink samples from local and regional breweries.
Another can’t-miss fall event is Gatlinburg SkyPark’s Boo Bash!. Running from Sunday, October 1, through Tuesday, October 31, you can visit the attraction from 3 p.m. to 6 p.m. to enjoy fun fall activities — including face painting, balloon artists, giveaways, live music, and games. Entry to the festival is included with regular Gatlinburg SkyPark admission.
Enjoy your fall adventures!
This article is sponsored by the Gatlinburg Convention & Visitors Bureau. All photography provided.
Late-night earthquake reported in Smoky Mountain tourist hub of Gatlinburg, experts say
One of the South’s most popular tourist towns had a rare earthquake in the middle of the night Monday, Oct. 2, according to the U.S. Geological Survey.The 2.4-magnitude quake was recorded at 3:23 a.m. near Gatlinburg, Tennessee, just outside Great Smoky Mountains National Park, officials said.It was one of two quakes documented within 24 hours along the Tennessee-North Carolina state line, officials said. T...
One of the South’s most popular tourist towns had a rare earthquake in the middle of the night Monday, Oct. 2, according to the U.S. Geological Survey.
The 2.4-magnitude quake was recorded at 3:23 a.m. near Gatlinburg, Tennessee, just outside Great Smoky Mountains National Park, officials said.
It was one of two quakes documented within 24 hours along the Tennessee-North Carolina state line, officials said. The other was a shallow 2.0 magnitude recorded Sunday, Oct. 1, in the afternoon about 45 miles south of Gatlinburg near Bryson City, North Carolina.
Witness accounts have not been filed for either of the quakes, suggesting they may have passed without notice, the USGS said. Earthquakes typically aren’t felt until they exceed 2.5 magnitude, experts say. That’s also the point at which minor damage can start to occur.
The point of origin for the 2.4 quake was about 6 miles southwest of Gatlinburg, at a depth of 1.2 miles, data shows.
There have been five earthquakes in the past 30 days along the mountainous Tennessee-North Carolina state line, with 2.4 being the most powerful.
The Appalachian Mountains are not on an active tectonic plate boundary — where earthquakes are common — but the region is crisscrossed by ancient faults, experts say.
Earthquakes continue to occur in the area because of those “pre-existing fault zones that have weakened rock at depth,” according to the Department of Geological and Environmental Sciences at Appalachian State University.
“Even though the southern Appalachians are not currently at an active plate boundary, our tectonic history means that built-up stresses from time to time are able to be released along old faults from the building of the Appalachians, which happened hundreds of millions of years ago,” the department reports.
Earthquakes’ sudden, rapid shaking can cause fires, tsunamis, landslides or avalanches. They can happen anywhere, but they’re most common in Alaska, California, Hawaii, Oregon, Puerto Rico and Washington, according to the Department of Homeland Security.
If an earthquake strikes, it’s best to protect yourself right away. Here are tips from experts:
The best way to protect yourself during an earthquake is to drop, cover and hold on, officials say.
“Wherever you are, drop down to your hands and knees and hold onto something sturdy,” officials say. “If you’re using a wheelchair or walker with a seat, make sure your wheels are locked and remain seated until the shaking stops.”
Be sure to cover your head and neck with your arms, and crawl under a sturdy table if possible. If no shelter is available, crawl to an interior wall away from windows. Once under a table, officials say you should hold on with one hand and be ready to move with it.
“There can be serious hazards after an earthquake, such as damage to the building, leaking gas and water lines, or downed power lines,” experts say. “Expect aftershocks to follow the main shock of an earthquake. Be ready to Drop, Cover, and Hold On if you feel an aftershock.”
Sevier County EMA to issue IPAWS alert regarding Red Flag Warning
GATLINBURG, Tenn. (WVLT) - The Sevier County Emergency Management Agency will be sending an Integrated Public Alert and Warning System (IPAWS) alert at 4 p.m. today. The alert will serve to remind the public of an impending Red Flag Warning issued by the National Weather Service (NWS) for the southern area of Sevier County.The Red Flag Warning will be in effect until 6 a.m. tomorrow. Officials expect high wind gusts of up to 60-80 mph in the southern area of the county and at higher elevations.To sign up to receive CodeRED Emer...
GATLINBURG, Tenn. (WVLT) - The Sevier County Emergency Management Agency will be sending an Integrated Public Alert and Warning System (IPAWS) alert at 4 p.m. today. The alert will serve to remind the public of an impending Red Flag Warning issued by the National Weather Service (NWS) for the southern area of Sevier County.
The Red Flag Warning will be in effect until 6 a.m. tomorrow. Officials expect high wind gusts of up to 60-80 mph in the southern area of the county and at higher elevations.
To sign up to receive CodeRED Emergency Alerts, click here.
As part of the Red Flag Alert, Sevier County Government asks residents to take the following precautions:
Officials with the National Park Service have decided to close The Great Smoky Mountains National Park due to the Red Flag Warning on Monday.
Officials announced that Great Smoky Mountains National Park will close Elkmont and Cades Cove campgrounds, and most park roads to protect visitors, employees and park resources. The national park said that the closures at the two campgrounds affected alose 150 campsites that were occupied.
“Employee and visitor safety is our only priority,” said Superintendent Cassius Cash. “We understand these closures are an inconvenience, but we are trying to eliminate as much risk as possible during this dangerous weather event.”
Emily Davis with GSMNP said that the campground closures go into effect immediately, and park rangers will notify campers already in the campgrounds of the closure.
Officials said that park rangers will start closing roads by early afternoon Monday and encourage visitors currently in the park to leave as soon as possible. Newfound Gap Road Highway 441 from Sugarlands Visitor Center to Smokemont Campground will close around 1:00 P.M.
The following roads are already closed or will close later this afternoon:
Davis said that the Gatlinburg Bypass, Foothills Parkway West (from Look Rock to Highway 129), and other park roads will remain open as long as safely possible and the Spur will remain open as long as safe vehicle passage exists.
Winds will grow stronger this afternoon and overnight with sustained winds at 40 mph and hurricane-force gusts. A red flag warning is in effect for the Smokies, which means very low humidity and stronger winds are expected to combine to produce an increased risk of fire danger.
A burn ban is currently in place in the national park, which prohibits all campfires and charcoal use until further notice.
Officials said that Campgrounds, facilities, and roads will remain closed until the high wind and red flag warnings have expired and park rangers can assess roads and facilities. The National Park Service will issue an afternoon update on Tuesday, November 21 on the status of campgrounds and roads in the park.
Copyright 2023 WVLT. All rights reserved.
Gatlinburg and Great Smoky Mountains National Park named top fall getaway spots
Knoxville News Sentinelhttps://www.knoxnews.com/story/news/local/2023/09/20/gatlinburg-great-smoky-mountains-national-park-among-top-fall-destinations/70901960007/
Summer is coming to end, but that doesn’t mean vacations and weekend getaways must. As cooler weather breezes into the mountain air and vibrant hues of orange take over the landscape, East Tennessee makes for a great destination during the fall.And USA TODAY agrees. Gatlinburg and Great Smoky Mountains National Park landed on the news outlet’s 10Best lists for fall get...
Summer is coming to end, but that doesn’t mean vacations and weekend getaways must. As cooler weather breezes into the mountain air and vibrant hues of orange take over the landscape, East Tennessee makes for a great destination during the fall.
Gatlinburg was ranked No. 1 as the best place to visit during the season and Great Smoky Mountains National Park is named among the top 10 best places in the country to take in the natural wonder of fall colors.
The lists are independently selected by USA TODAY editors and readers, according to the publication.
Gatlinburg named No. 1 destination for a fall getaway
Gatlinburg claimed the top spot on the 10Best list as the perfect fall destination. The city’s attractions, food, locations and the easy access to Great Smoky Mountains National Park helped the East Tennessee area get the No. 1 ranking.
But that’s not all. “Upon arrival, visitors can tour iconic institutions like Ripley's Aquarium of the Smokies, while the Gatlinburg Space Needle is perfect for basking in the beauty of the surrounding region from roughly 400 feet in the air,” USA TODAY added.
Another city not far from East Tennessee made the list too. Asheville, North Carolina, was ranked No. 10.
“Though best known for its spectacular beer scene, the region is also equipped with its fair share of gorgeous natural sites to explore, with area destinations ranging from the Blue Ridge Parkway to the North Carolina Arboretum,” USA TODAY said about Asheville.
Great Smoky Mountains National Park a top place to see fall colors
There are several places throughout the country to enjoy vibrant colors during autumn. The 10Best list includes locations from New York to Colorado, with Great Smoky Mountains National Park at No. 6 on the list.
“The splendor of Appalachia is on full display across Great Smoky Mountains National Park, and this sprawling natural wonder is a true sight to behold during peak fall foliage season,” USA TODAY noted.
Cades Cove and Cataract Falls were suggested as places to explore, and the waterfall view on the Rainbow Falls Trail could be a great hike for seasoned hikers to tackle.
The park, which began charging a daily parking fee this year, will offer free parking for two upcoming National Park Service fee-free days : on Sept. 23 for National Public Lands Day and Nov. 11 for Veterans Day.