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The Importance of
Commercial Truck Insurance in Georgetown, SC
- Let's face it - truckers in America have always been the backbone of our great country. They still are in modern times. On any given day, thousands of trucks traverse our highways and local roads, delivering goods and products on time so that businesses and consumers have what they need to live life. And while commercial trucking can be an incredibly lucrative way to make a living and put food on the table, it can also be risky and expensive.
- Whether you're the owner of a fleet, an independent trucker, or have a business that uses big rigs to transport goods, you need commercial trucking insurance to protect you and your client's investments, shield you from liability, and more.
- That's where working with a reliable truck insurance agency comes into play. Unfortunately, for many commercial truck insurance providers, serving the needs of truckers is low on the proverbial totem pole. At Independence Insurance Agency, nothing could be further from the truth.
Service Areas
The Commercial Truck
Insurance Agency in Georgetown, SC You Can Trust
Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.
As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.
We Put Truckers First Because Others Don't
Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.
At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.
One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.
Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.
If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:
- Affordable Trucking Insurance Plans for Any Budget
- Exemplary Customer Service
- Seasoned Transportation Specialists Who Customize Plans to Your Needs
- A+ Carriers Across the Country
- Simple, Easy Quote and Bind Process
- Multiple Insurance Carriers Quoted to Find You the Best Rates
- Truck Insurance for New Ventures
Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.
The Commercial Truck
Common Types of Big Rig Truck Insurance in Georgetown, SC
At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.
As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.
Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.
For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.
Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.
While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.
Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.
Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.
Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:
- Business Interruption Insurance
- Reefer Breakdown Insurance
- Occupational Accident with Contract Liability Insurance
- Rental Reimbursement Insurance
- Underinsured or Uninsured Motorist Insurance
- Towing Insurance
- Electronics Insurance
- Much More
3 Safe Driving Tips to
Lower the Cost of Truck Insurance in Georgetown, SC
Keeping your drivers safe on the road is crucial not only for their own well-being but also for the safety of other motorists and the financial stability of your business. The Department of Labor has identified the trucking industry as one of the most hazardous sectors in the U.S. In fact, trucking and logistics fleets are known for their high injury and fatality rates. By improving how safely your truckers drive, you can help reduce expenses related to claim payouts, accidents, and insurance premium hikes.
Whether you own a large fleet or you're the owner and operator of a single rig, keep these safe driving tips in mind to help lower your insurance costs.
Implement Preventative Maintenance Plans
Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.
This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.
Call NowPractice Defensive Driving
This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.
Some of the easiest ways for you or your drivers to practice safe driving include:
- Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
- Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
- Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
- Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
Find Ways to Prevent Distracted Driving
According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.
Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.
Call NowEnsuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.
This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.
Call NowThis approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.
Some of the easiest ways for you or your drivers to practice safe driving include:
- Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
- Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
- Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
- Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.
Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.
Call NowFAQs About
Independence Insurance Agency
If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.
Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.
Typically, companies will look at claims that date back three years or less.
We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.
Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.
Independence Insurance Agency: Committed to the Trucking Industry
There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Georgetown, SC that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.
Latest News in Georgetown, SC
International Paper cuts 674 jobs amid strategic review of global cellulose fibers
Maria Rachalhttps://www.packagingdive.com/news/international-paper-georgetown-south-carolina-gcf/731590/
International Paper on Thursday announced it will permanently close its pulp and paper mill in Georgetown, South Carolina, by the end of 2024. A total of 674 jobs (526 hourly and 148 salaried employees) will be impacted.As of Thursday morning, there wasn’t a rela...
International Paper on Thursday announced it will permanently close its pulp and paper mill in Georgetown, South Carolina, by the end of 2024. A total of 674 jobs (526 hourly and 148 salaried employees) will be impacted.
As of Thursday morning, there wasn’t a related WARN notice published in South Carolina’s public database, but it’s the single largest concentrated round of layoffs that the Memphis, Tennessee-based company has announced in recent weeks, of more than 1,500 total disclosed across multiple states. However, the Georgetown site is less focused on packaging.
The Georgetown mill produces 300,000 tons of fluff pulp for consumer products like diapers. Even with the closure, IP said it plans to retain customers and service them from other IP sites. The mill also has a supply agreement for uncoated freesheet papers with Sylvamo. That company, also based in Memphis, sells products such as copy and printer papers and those converted into envelopes, as well as specialty papers used in items like paper shopping bags or flour bags. IP and Sylvamo are ending that agreement Dec. 31.
The Georgetown closure comes as IP plans to “review strategic options” for its global cellulose fibers business. CEO Andy Silvernail said on a third-quarter earnings call Thursday that while the company will “evaluate every option ... the most likely option is a sale” and there have been multiple interested parties. IP retained Morgan Stanley as an advisor to review these options.
Silvernail said exiting the Georgetown mill “significantly lowers complexity and costs.” CFO Tim Nicholls said IP anticipates the Georgetown closure will decrease GCF business earnings by approximately $220 million in the fourth quarter due to depreciation expenses.
The GCF business reported $710 million in net sales during Q3, down from $725 million in Q3 of 2023, though profits were up.
Silvernail, who most recently served as an executive advisor in private equity, is now about six months into the job. He had alluded to forthcoming capacity reductions on the company’s second-quarter earnings call.
“As you look region by region, you have places that have way too much capacity, and you have places that do not have enough, and one of the mistakes that we have made over time is we have not made the tough choices,” said Silvernail. “Taking capacity out of places where we shouldn’t have it, and then investing aggressively in places that we should have it” is what IP will focus on as it tries to find “that right balance.”
The South Carolina announcement is the latest of several big closure and layoff announcements by International Paper in October:
Milton is a Category 4 Hurricane now, but what will it bring to Myrtle Beach?
Dylan Ortuno dortuno@postandcourier.comhttps://www.postandcourier.com/myrtle-beach/news/hurricane-milton-horry-georgetown-myrtle-beach-sc/article_74c7bf9e-84c7-11ef-b513-3343f79d3435.html
MYRTLE BEACH — Hurricane Milton will impact the Grand Strand this week, but forecasters don't expect the area to see much damage from the storm.Rough surf, rip currents, gusting winds and some beach erosion are possible, according to the National Weather Service's...
MYRTLE BEACH — Hurricane Milton will impact the Grand Strand this week, but forecasters don't expect the area to see much damage from the storm.
Rough surf, rip currents, gusting winds and some beach erosion are possible, according to the National Weather Service's Oct. 7 report, which said the "limited coastal impacts" would arrive between late Oct. 9 and Oct. 11.
The NWS expects gusts along the Grand Strand to peak around 35 mph on Oct. 10, and light rain could arrive with the storm, which is expected to make landfall along Florida's West Coast as a major hurricane on Oct. 9.
This comes less than two weeks after Hurricane Helene devastated the Southeast, killing more than 225 people in six states.
Fueled by warm water in the Gulf of Mexico, Milton surged to a Category 5 behemoth with sustained wind speeds of 165 mph before dropping to a Category 4 storm. Forecasters expect the storm to weaken before it makes landfall. However, the hurricane will cover a vast area, causing widespread impacts.
Since the storm’s track remains uncertain, forecasters said the potential for stronger winds, heavier rain and higher waves remains possible.
NORTH MYRTLE BEACH — Before "The Voice," Gail Bliss admits she knew little about the one and only D-O-double-G.
Then she reached the next episode.
"It was so funny because I’m like, Snoop Dogg?" the 61-year-old flight attendant said of the rapper and "The Voice" judge who recently picked her for his team on the NBC singing competition. "I know nothing about the guy. ... (But) I’m the happiest girl in the world right now. I’m sitting here wearing my Snoop Dogg necklace, what he called his ‘drip’ — which I had no idea what a ‘drip’ was — but now I own one and it’s just hilarious.”’
Bliss, who lives in Little River, impressed the "Gin and Juice" artist with her rendition of The SteelDrivers' “If It Hadn't Been For Love” on the Sept. 30 show.
Contestants on "The Voice" sing for a panel of celebrity judges. Along with Snoop, this season's judges are Michael Bublé, Gwen Stefani and Reba McEntire. In this phase of the competition, the blind audition, the judges' chairs are turned away from the contestants. They hear them, and they swivel around if they decide to pick a singer for their team.
Bliss admits her performance on the show wasn't her “best vocal day.” And when none of the judges spun around after her song, she accepted her fate.
“I was resigned to the fact that nobody turned so I’m like, ‘Alright, let’s let these kids have their chance,’ ” Bliss said.
Stefani and McEntire offered some parting compliments, but then Snoop spoke up.
"The spirit of my mother is in me right now," he said, then spoke about how his mother's sister was also named Gail and she was one of his favorite aunts. He pointed out the show had a feature called the coach's replay, which allows a judge to spare an eliminated vocalist. When Snoop hit the red button sending Bliss to the next round, she was thrilled.
"When he started talking about the spirit of his Auntie Gail and his mother and talking about if he were to push the button, you can see my head and I’m thinking I didn’t (make it),” Bliss said. “I’m like, ‘What is he talking about?’ and then when he hit his button and I realized I was actually still in this competition, saved by the unlikeliest choice in Snoop Dogg, I was ecstatic. I was jumping around like a hyena on steroids, I’m just so thrilled and happy laughing."
For Bliss, auditioning for the show was one of her goals after turning 60.
"I don’t want to have any regrets,” she said. “I always try to get things done before I’m too old and too rigidly that I can look back and say, ‘Oh man, I should have done this or should have done that.’ "
Of her birthday goals — her "six epics" — trying out for "The Voice" was the finale. Although she had been singing professionally for most of her life, never did Bliss think she would actually end up on national television, much less advance in a competition. But she wanted to try, and she told the judges that's why she was there.
"If nothing else, I want to inspire the older folks to keep dreaming, keep living, keep having fun," she said. "That's where I'm coming from."
Now Bliss heads to the show's next phase, the battle stage where coaches pair two artists to perform together. One is chosen to advance. No matter what happens, she hope she motivates her peers.
And despite having "no interest in rap," she's learned a lot about her new coach and remains grateful to Snoop.
"I thought (rap) was all he had done," she said. "Then people are like 'Did you realize he did a collaboration with Martha Stewart?’ And I’m like, 'No.' (Others said) ‘Did you realize he’s been in Brazil with Pharrell Williams?’ And then I started looking into him a little bit and I’m like, ‘Man, this guy is a cool cat.'"
Well, Dogg, technically.
Opening Batch: Georgetown Crafts First Brewery
Sarah Rosehttps://mountpleasantmagazine.com/2024/sc-carolina-coast/hammock-coast/georgetown/opening-batch-georgetown-crafts-first-brewery/
Posted by MPM Leave a CommentA craft beer fan and teacher from Cincinnati, Chase Runyan started brewing in his house by tinkering with kits and learning how to bottle the beer after fermentation. After making five or six batches each year, Runyan built up a good-sized collection of equipment that he stashed in a storage unit when he moved to Georgetown in...
Posted by MPM Leave a Comment
A craft beer fan and teacher from Cincinnati, Chase Runyan started brewing in his house by tinkering with kits and learning how to bottle the beer after fermentation. After making five or six batches each year, Runyan built up a good-sized collection of equipment that he stashed in a storage unit when he moved to Georgetown in 2017.
In the meantime, Runyan was enjoying a brew at Buzz’s Roost on Georgetown’s Front Street while wearing his Cincinnati Bengals merch. Also originally from Cincinnati, restaurateur Trevor Day stopped into Buzz’s where he struck up a conversation with Runyan centered around their mutually favorite sports team.
As Runyan had recently cleared out his storage unit, he realized how much brewing equipment he had and asked his new buddy, Day, if he could use his garage on weekends to practice his hobby. After time, trial and error, Runyan perfected his systems and when Day tried one of his concoctions, he exclaimed, “Dang man, we could sell this!” So after extensive research into
consistency, legalities, quality control and more, Runyan started brewing in a small storage space at Buzz’s that he and Day converted into a tiny brewery.
Fast forward four years and Runyan is now the brewmaster at Georgetown’s first brewery, Winyah Bay Brewing, named for the nearby bay. “Georgetown had a niche for a local craft brewery to tie in with the neighborhood, its residents and rich history,” Runyan said, adding that Winyah’s logo with the lighthouse was strategically designed as a nod to the locality. Further, the brewery is located inside a handsome 19th century brick carriage house located at 932 B Front Street, which is also accessible from King Street.
The range of selections that are offered at Winyah Bay Brewing depend on the season, as well as what styles are most popular with regulars and visitors. According to Runyan, four or five flagship flavors will be mainstays on the menu, while four or five additional options will be
available based on seasonality. The open tap room includes high tops, bar space and leaning ledges that invite patrons to sample brews while immersing themselves in the brewery. “We are excited to bring this concept to Georgetown,” Runyan said. “A lot of work has gone into this project and it’s been very rewarding.”
Runyan shared that behind the scenes, a day in the life of a brewmaster begins by prepping a recipe with the malt already milled and put into a grist case (a vessel for storing cracked grain before adding it to the brew kettle), while ensuring the equipment’s system is dialed in to the correct temperatures. Once the process is complete, Runyan resets the system and cleans it out before making the next batch.
“Essentially the life of a brewer is more about engineering, technical observation and cleaning,” Runyan explained. “I let the system do the work and am there to make sure it doesn’t falter and that everything is flowing.” And soon, Winyah’s beers will indeed be flowing along coastal South Carolina from Mount Pleasant to Myrtle Beach.
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