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Insurance Agency in Georgetown, SC You Can Trust
Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.
As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.
We Put Truckers First Because Others Don't
Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.
At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.
One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.
Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.
If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:
- Affordable Trucking Insurance Plans for Any Budget
- Exemplary Customer Service
- Seasoned Transportation Specialists Who Customize Plans to Your Needs
- A+ Carriers Across the Country
- Simple, Easy Quote and Bind Process
- Multiple Insurance Carriers Quoted to Find You the Best Rates
- Truck Insurance for New Ventures
Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.
The Commercial Truck
Common Types of Big Rig Truck Insurance in Georgetown, SC
At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.
As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.
Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.
For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.
Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.
While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.
Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.
Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.
Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:
- Business Interruption Insurance
- Reefer Breakdown Insurance
- Occupational Accident with Contract Liability Insurance
- Rental Reimbursement Insurance
- Underinsured or Uninsured Motorist Insurance
- Towing Insurance
- Electronics Insurance
- Much More
Independence Insurance Agency
If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.
Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.
Typically, companies will look at claims that date back three years or less.
We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.
Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.
Independence Insurance Agency: Committed to the Trucking Industry
There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Georgetown, SC that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.
Latest News in Georgetown, SC
Georgetown residents cleaning up after record rainfall throughout Lowcountry
GEORGETOWN, S.C. (WCSC) - The city of Georgetown is recovering after a coastal storm brought flooding to the area on Sunday.More than 12 inches of rain fell in Georgetown as the coastal storm made its way up the coast.Georgetown Mayor Carol Jayroe says they received double the amount of rainfall they were anticipating.She says about 60 people were pulled from cars...
GEORGETOWN, S.C. (WCSC) - The city of Georgetown is recovering after a coastal storm brought flooding to the area on Sunday.
More than 12 inches of rain fell in Georgetown as the coastal storm made its way up the coast.
Georgetown Mayor Carol Jayroe says they received double the amount of rainfall they were anticipating.
She says about 60 people were pulled from cars Sunday by first responders, and that the City’s downtown fire station, holding their emergency operations center, was flooded.
“They were in the conference room and low and behold, water came under their feet unbeknownst to them, it came up that quickly,” Jayroe says.
She says Front Street was one of several areas hit the hardest.
Employees at Monkee’s of Georgetown, a clothing store on Front Street, worked all day Sunday to clean up flooding damage in their store.
“We had water rushing in through the front and through the back,” employee Streater Mitchum, says, “Every employee was here today helping clean up.”
She says thanks to their hard work, they’ll be able to reopen Tuesday to customers.
“It’s the holiday season so we had lots of people knocking on the door ready to shop today,” she says, “We’re a small town, and we appreciate all the transient business that comes through.”
Resident Len Kelpsh described Sunday’s flooding as the “absolute worst he’d ever seen.”
“There were cars floating in front of me,” Kelpsh says. “It’s just such an odd experience to have 13 inches of rain and I hope we don’t have it again but, what can we do?”
Jayroe says the city’s assessment teams have been out all day Monday gauging the damage. She says that business-wise, most of the cleanup efforts are finished.
She says anyone displaced from their home due to the storm should call Black River United Way at 843-546-6317.
She encourages any business that experienced extensive flooding to call the Georgetown County Economic Development Department with the South Carolina Department of Commerce.
Copyright 2023 WCSC. All rights reserved.
After storm system sweeps through Grand Strand, schools, offices ready to reopen
This report was updated as of 8 p.m. Jan. 9.MYRTLE BEACH — A strong storm system swept through the Grand Strand Jan. 9, knocking down power lines and trees and ripping the roof off a home in Georgetown, authorities said.But despite several tornado warnings, the area did not see the severe damage that some parts of the Carolinas did.As of 7:30 p.m., local utilities reported that nearly 4,700 customers were without power. More than 4,100 of those were in Georgetown County.“We did have one home t...
This report was updated as of 8 p.m. Jan. 9.
MYRTLE BEACH — A strong storm system swept through the Grand Strand Jan. 9, knocking down power lines and trees and ripping the roof off a home in Georgetown, authorities said.
But despite several tornado warnings, the area did not see the severe damage that some parts of the Carolinas did.
As of 7:30 p.m., local utilities reported that nearly 4,700 customers were without power. More than 4,100 of those were in Georgetown County.
“We did have one home that sustained damage in the city of Georgetown,” Georgetown County Emergency Services Director Brandon Ellis said. “The roof was ripped off of a mobile home in the city. ... The city of Georgetown Fire Department responded around there and they took care of the resident and are also coordinating with the Red Cross.”
Ellis said there were downed trees throughout the county and power outages in various areas. Electric crews are working to get power restored.
“Other than that, [there are] really no significant issues that we’ve experienced,” Ellis said.
Forecasters had worried the storm could bring strong tornadoes. Around 3 p.m., a tornado warning was issued for northeastern Horry County, including North Myrtle Beach and Little River. The warning was effective until 3:45 p.m.
An earlier tornado warning issued for northeastern Georgetown County and south central Horry County ended as of 2:45 p.m.
The National Weather Service reported that Tuesday afternoon and evening would bring the greatest potential for severe weather, with the storm moving off the coast by 10 p.m.
Local schools cancel classes Tuesday, delay them Wednesday
Schools in Horry and Georgetown counties closed Jan. 9 as district officials braced for the storm. Both school districts will operate on a two-hour delay Jan. 10.
In Horry County, schools shifted to remote learning for the day. That means all schools were closed but the district offered virtual education. School staff members provided directions for students regarding learning for that day. All extracurricular activities, including sports, planned for Jan. 9 will be rescheduled.
HCS officials said the virtual learning day will not have to be made up.
In Georgetown County, schools closed Jan. 9 and extracurricular activities were canceled or postponed. However, the district did not offer eLearning day on this day.
“Instead, eLearning will be held on Tuesday, February 20, one of the district’s scheduled eLearning/Inclement Weather makeup days,” the Georgetown County School District said in a news release. “GCSD district administration will continue to monitor conditions across our county. We expect a return to normal operations on Wednesday, January 10, 2024.”
Parents are encouraged to monitor the HCS and GCSD websites or visit the districts’ social media pages for updates.
Meanwhile, Horry-Georgetown Technical College closed its offices Jan. 9 and will reopen at 10 a.m. Jan. 10.
Coastal Carolina University also canceled classes Jan. 9. The university is scheduled to resume normal operations Jan. 10, pending an assessment of the campus, according to CCU officials.
City, county offices set to reopen
In Myrtle Beach, city offices are scheduled to reopen at 8 a.m. Jan. 10.
Horry and Georgetown county officials also plan to reopen their facilities Jan. 10.
In Conway, city offices, buildings and facilities closed Jan. 9 but will resume normal operations Jan. 10. City officials said that solid waste collection routes for this week will be collected one day later than the normal schedule, which means Tuesday’s routes will be collected on Wednesday and so on.
Surfside Beach offices will reopen at 8 a.m. Wednesday. Also, Surfside Beach Town Council canceled its Jan. 9 meeting.
Georgetown County Council meeting postponed
Georgetown County Council postponed its Tuesday council meeting until Thursday, Jan. 11.
The meeting is now scheduled for 5:30 p.m. at Howard Auditorium, 1610 Hawkins St.
Georgetown County’s Capital Project Sales Tax Commission, which had been scheduled to meet Jan. 11 at Howard Auditorium, has been canceled.
Georgetown County landowners getting extra month to pay property taxes
GEORGETOWN — Georgetown County landowners will have a few more weeks to pay their property taxes.County officials said they received an extension from the S.C. Department of Revenue to mail out property tax notices. Taxpayers now have until Feb. 15 to pay their 2023 real estate taxes.“Property tax bills are already available online and can be paid there any time for those who are trying to get payments in before the end of the year for tax purposes,” county spokeswoman Jackie Broach said. “Residents do n...
GEORGETOWN — Georgetown County landowners will have a few more weeks to pay their property taxes.
County officials said they received an extension from the S.C. Department of Revenue to mail out property tax notices. Taxpayers now have until Feb. 15 to pay their 2023 real estate taxes.
“Property tax bills are already available online and can be paid there any time for those who are trying to get payments in before the end of the year for tax purposes,” county spokeswoman Jackie Broach said. “Residents do not have to wait to receive the paper bill to make a payment.”
County Auditor Ken Baker said the delay in sending the notices stems from printing errors and software problems.
When Baker’s office received tax notice proofs from a contracted vendor, his staff saw that roughly 7,200 accounts had incorrect bills.
State law requires that property values be reassessed every five years, but the law puts a 15 percent cap on how much a property’s assessment can increase. That cap was not factored into the bills of those 7,200 accounts.
“It’s not a lot when you think compared to the entire 56,000 or so tax notices sent out, but we still wanted to be correct,” Baker said.
Another challenge was that the county switched from an old computer system to a Windows-based one. There were conversion and compatibility issues.
“The old system we were using was outdated,” Baker said. “It had its own limitations. We basically had one staff member of Management Information Services who could really administer the (older software) and he wants to retire. Over the last couple of years, we have been trying to make it work. It’s not that we don’t want this system, but we had to move forward.”
Baker said the system has since been updated and is running smoothly. Tax notices are online and county officials have been collecting payments since the end of November.
“When it didn’t look like we were going to mail them out in time by the Dec. 15 deadline, I reached out to DOR a few days before and talked to people in some of the governmental services because I wanted to make sure we are following the law,” Baker said. “It’s our job to make sure we are doing that.”
The Nao Trinidad arrives in Georgetown
A replica of the flagship of Magellan-Elcano’s expedition that led to the first circumnavigation of the globeGeorgetown, November 30th 2023.- The Nao Trinidad will arrive in Georgetown, SC on December 4th. She will dock at Georgetown Landing Marina, Georgetown, SC.After visiting Crisfield and Charleston, where she received more than 8000 visitants, she continues her path to Charleston expecting to keep spreading the maritime heritage.The Nao Trinidad was the flagship of what was called Arm...
A replica of the flagship of Magellan-Elcano’s expedition that led to the first circumnavigation of the globe
Georgetown, November 30th 2023.- The Nao Trinidad will arrive in Georgetown, SC on December 4th. She will dock at Georgetown Landing Marina, Georgetown, SC.
After visiting Crisfield and Charleston, where she received more than 8000 visitants, she continues her path to Charleston expecting to keep spreading the maritime heritage.
The Nao Trinidad was the flagship of what was called Armada del Maluco (1519-1522), captained by Ferdinand Magellan. Five ships (Naos) departed from Sevilla, but only two made it to the Spice Islands, Nao Trinidad was one of them.
This beautiful replica weights 150Tn, 93ft in length, and has a 26ft beam, three masts and a bowsprit. The height of the mainmast is more than 82 feet, five sails and five decks, built with an exquisite work in Iroko (African hardwood) and pinewood. This ship has sailed to many different ports across the Mediterranean Sea and the Atlantic European Coast as a training vessel and floating museum.
The Naos have this unique and original design that made them the most advanced in naval engineering, used first as cargo ships in Spain and then taking the lead as exploring vessels. She is a full-scale replica, faithful on her design and dimensions. More than a hundred artisans of the sea worked on her construction: such as ship carpenters, rope masters or naval engineers.
The visitors will be able to tour four decks, to feel how the life was like onboard at the time and how it is to live today on an historical ship of these characteristics. They will be able to learn about the maneuvering, the rigging and interact with the crew, who have the most amazing experiences on their long voyages.
About the Nao Victoria Foundation
The Nao Victoria Foundation is a non-profit entity that specializes in sharing the maritime heritage, researching for the recovery, construction and promotion of historical ships, sailing to ports around the world allowing guests to meet history.
The NV Foundation is constantly looking for the historical accuracy combined with innovative techniques in the ship building sector, always following the current international regulations. This represents a massive advance in terms of environmental impact, costs, durability and maintenance of the ships, without affecting their historical aspect, navigability or maneuver.
Date: December 5th – December 10th
Location: Georgetown Landing Marina, Georgetown, SC
Opening times: 10 am – 5pm; Friday, Saturday and Sunday 10am – 7pm Tickets: tickets.velacuadra.es
Spanish ship returns to site of expeditions in the 1500s
The first Spanish ships arrived off the coast of Georgetown County in 1521, exploring the Santee River and Winyah Bay and making contact with the natives over the course of about a month.This week, the Nao Trinidad, a replica 16th century ship, docked in Georgetown, giving the locals a chance to do the exploring and make contact with its international crew.“It’s exciting to have a tall ship in here finally after all these years,” said Justin McIntyre, curator of the S.C. Maritime Museum who traveled aboard the...
The first Spanish ships arrived off the coast of Georgetown County in 1521, exploring the Santee River and Winyah Bay and making contact with the natives over the course of about a month.
This week, the Nao Trinidad, a replica 16th century ship, docked in Georgetown, giving the locals a chance to do the exploring and make contact with its international crew.
“It’s exciting to have a tall ship in here finally after all these years,” said Justin McIntyre, curator of the S.C. Maritime Museum who traveled aboard the Trinidad from Charleston. “We talk a lot of the history, but you miss that component of how things were unless you’re actually on the deck of a ship.”
The Trinidad is one of several historic ships owned by the Nao Victoria Foundation in Spain. The museum has been working to get one of those ships to visit Georgetown, said Hope McFaddin, the museum director.
The offer of a visit by the Trinidad, which came two weeks ago, was a welcome surprise. Because the ship has a draft of 10 feet, it wasn’t able to dock in the harbor behind the museum, where the channel is only 6 feet.
“It would be great to have this behind the museum,” McFaddin said.
But she also noted that being docked at Georgetown Landing Marina at the head of the bay serves as an eye-catching invitation to the traffic on Highway 17.
At 93 feet in length, 26 feet wide and with a mainmast rising 82 feet above the water, the wooden Trinidad towers over the sportfishing boats at the marina.
The ship takes its name from one used by Ferdinand Magellan’s 1519 expedition that sailed around the world. Exhibits onboard provide information about that journey as well as that period in maritime history.
It was the reports of the Magellan expedition that led to exploration along the Atlantic coast for an alternative route to Asia. A Spanish expedition to colonize this area in 1526 is thought to have reached the Georgetown County coast, where the lead vessel wrecked in a storm.
The Trinidad is “a similar type of ship. For us in the present day, it’s as close as you’re going to get to what Lucas Vasquez would have experienced,” McIntyre said, referring to the leader of the ill-fated venture.
The trip from Charleston took about 12 hours. It was made under power, a concession to the Trinidad’s need to keep to a schedule, but it was still enough time to give McIntyre of sense of history, particularly when the ship began to roll in the swell.
“She’s very alive. When she rolls, she rolls a lot and she goes very fast,” said Carlos Lorente, who has captained the Trinidad for the last six months. “It’s like a roller coaster.”
The ship sails best with the wind behind it. When the wind is from the side, the sails can be arranged to provide stability, but they don’t help with the speed, he explained.
The Trinidad was built from wood, fiberglass and steel and launched in 2018. It was built to sail.
“If we have wind, we do sails. This ship is a very close design to the old ones,” Lorente said. “If you are by engine, the ship doesn’t feel the same. When she’s under sail, she’s happy. She sails great.”
Lorente, 25, decided on a career at sea as a teen growing up in the port city of Cadiz. After four years of study, he needed time at sea. He found it at the Noa Victoria Foundation, starting as a volunteer and working his way up from paid deckhand to officer to captain.
“All that I learned about sails was on the foundation’s ships,” he said.
And what he learned gave him new admiration for those who sailed on the Trinidad’s namesake.
“Without GPS, without the forecast in your hand like we do today, what they did was completely crazy,” Lorente said. “Once you read that history, you start to think, Wow.”
The Trinidad is open for tours from 10 a.m to 7 p.m. through Sunday. The cost is $15 for adults and $5 for children ages 5 to 12. There is also a family discount of $35 for two adults and up to three children.
Georgetown County Board of Education: First and third Tuesdays, 5:30 p.m., Beck Education Center. For details, go to gcsd.k12.sc.us. Georgetown County Council: Second and fourth Tuesdays, 5:30 p.m., Council Chambers, 129 Screven St., Georgetown. For details, go to georgetowncountysc.org. Pawleys Island Town Council: Second Mondays, 5 p.m. Town Hall, 323 Myrtle Ave. For details, go to townofpawleysisland.com. , .