Independence Insurance Agency

Learn How the Commercial

Trucking Insurance Experts at Independence Agency

Can Save your Company Thousands of Dollars!

Get A Quote

Frame The Importance of

Commercial Truck Insurance in Henderson, NC

  • Let's face it - truckers in America have always been the backbone of our great country. They still are in modern times. On any given day, thousands of trucks traverse our highways and local roads, delivering goods and products on time so that businesses and consumers have what they need to live life. And while commercial trucking can be an incredibly lucrative way to make a living and put food on the table, it can also be risky and expensive.
  • Whether you're the owner of a fleet, an independent trucker, or have a business that uses big rigs to transport goods, you need commercial trucking insurance to protect you and your client's investments, shield you from liability, and more.
  • That's where working with a reliable truck insurance agency comes into play. Unfortunately, for many commercial truck insurance providers, serving the needs of truckers is low on the proverbial totem pole. At Independence Insurance Agency, nothing could be further from the truth.

Service Areas

percent The Commercial Truck

Insurance Agency in Henderson, NC You Can Trust

Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.

As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.

Commercial Truck Insurance Henderson, NC

We Put Truckers First Because Others Don't

 Truck Insurance Henderson, NC

Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.

At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.

One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.

Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.

If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:

  • Affordable Trucking Insurance Plans for Any Budget
  • Exemplary Customer Service
  • Seasoned Transportation Specialists Who Customize Plans to Your Needs
  • A+ Carriers Across the Country
  • Simple, Easy Quote and Bind Process
  • Multiple Insurance Carriers Quoted to Find You the Best Rates
  • Truck Insurance for New Ventures

Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.

chart The Commercial Truck

Common Types of Big Rig Truck Insurance in Henderson, NC

At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.

As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.

Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.

For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.

Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.

While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.

Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.

Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.

Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:

  • Business Interruption Insurance
  • Reefer Breakdown Insurance
  • Occupational Accident with Contract Liability Insurance
  • Rental Reimbursement Insurance
  • Underinsured or Uninsured Motorist Insurance
  • Towing Insurance
  • Electronics Insurance
  • Much More

Three plus 3 Safe Driving Tips to

Lower the Cost of Truck Insurance in Henderson, NC

Keeping your drivers safe on the road is crucial not only for their own well-being but also for the safety of other motorists and the financial stability of your business. The Department of Labor has identified the trucking industry as one of the most hazardous sectors in the U.S. In fact, trucking and logistics fleets are known for their high injury and fatality rates. By improving how safely your truckers drive, you can help reduce expenses related to claim payouts, accidents, and insurance premium hikes.

Whether you own a large fleet or you're the owner and operator of a single rig, keep these safe driving tips in mind to help lower your insurance costs.

Implement Preventative Maintenance Plans

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

phone Call Now
 Trucking Insurance Henderson, NC

Practice Defensive Driving

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
phone Call Now
 Commercial Liability Insurance For Truckers Henderson, NC

Find Ways to Prevent Distracted Driving

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

phone Call Now
 Commercial Truck Insurance Quote Henderson, NC

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

 Low Priced Commercial Truck Insurance Henderson, NC phone Call Now

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
Commercial Truck Insurance Henderson, NC phone Call Now

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

 Truck Insurance Henderson, NC phone Call Now

check light FAQs About

Independence Insurance Agency

If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.

Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.

Typically, companies will look at claims that date back three years or less.

We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.

Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.

Independence Insurance Agency: Committed to the Trucking Industry

There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Henderson, NC that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.

 Trucking Insurance Henderson, NC

Latest News in Henderson, NC

Track Covid-19 in Henderson County, N.C.

These Covid tracking pages are no longer being updated. Get the latest information from the Centers for Disease Control, or find archived data from The Times’s three year reporting effort here.An updated vaccine is r...

These Covid tracking pages are no longer being updated. Get the latest information from the Centers for Disease Control, or find archived data from The Times’s three year reporting effort here.

An updated vaccine is recommended for adults and most children. Statewide, 3% of vaccinations did not specify a home county.

Source: Centers for Disease Control and Prevention. Notes: The hospitals map shows the average I.C.U. occupancy at nearby hospitals in the most recent week with data reported. The data is self-reported to the U.S. Department of Health and Human Services by individual hospitals. It excludes counts from hospitals operated by the U.S. Department of Veterans Affairs and the Indian Health Service. Numbers for hospitalized patients are based on inpatient beds and include I.C.U. beds. Hospitalized Covid-19 patients include both confirmed and suspected Covid-19 patients. The C.D.C. stopped reporting data on cases in May 2023.

How trends have changed in Henderson County

Source: Centers for Disease Control and Prevention. Notes: Weekly county death data prior to Jan. 2021 was not reported by the C.D.C. and is sourced from reporting by The New York Times. Hospitalization data is a weekly average of Covid-19 patients in hospital service areas that intersect with Henderson County. Hospitalization numbers early in the pandemic are undercounts due to incomplete reporting by hospitals to the federal government.

Historical trends in Henderson County

The data in these charts has been archived and they are no longer being updated.

Source: Centers for Disease Control and Prevention. The data in these charts has been archived and they are no longer being updated. Weekly county case data prior to Jan. 2021 was not reported by the C.D.C. and is sourced from reporting by The New York Times. The C.D.C. stopped reporting data on cases in May 2023. Test positivity data is based only on test results reported to the federal government and is a seven-day average.

Data on this page is reported by the Centers for Disease Control and Prevention. Population and demographic data is from the U.S. Census Bureau. Hospitalization data is reported by individual hospitals to the U.S. Department of Health and Human Services, and it includes confirmed and suspected adult and pediatric patients. The C.D.C. does not provide complete vaccinations data for some counties and caps its vaccination rate figures at 95 percent.

The C.D.C. may make historical updates as more data is reported.

The C.D.C. stopped reporting data on Covid cases in May 2023.

Fire crews making progress containing Henderson County fire

HENDERSON COUNTY, N.C. – Since Friday firefighters have been working to contain what is now known as the Poplar Drive fire, and today those efforts continued on Tuesday.Tuesday was a dry and warm day in Henderson County as 431 acres continue t...

HENDERSON COUNTY, N.C. – Since Friday firefighters have been working to contain what is now known as the Poplar Drive fire, and today those efforts continued on Tuesday.

Tuesday was a dry and warm day in Henderson County as 431 acres continue to burn.

“Of course, warm, windy, dry always increases fire behavior so where we have unburned islands or areas where the leaf fall has accumulated on top of hot spots were seeing a little bit of increased activity,” said Kevin Harvell, incident commander for the state’s Forest Service.

Firefighters have been working around the clock.

“My folks are out there accessing the containment lines,” Harvell said. “Getting a little bit of ‘mop-up’ done which is where we go in and put water and foam and dig with hand tools to put out the hot spots that are close to the containment lines.”

While the fight against the fire wages on, fire crews are making progress.

“That’s why you haven’t seen the acre increase because we have it down to blow dozer lines, we have some hand lines in there as well and the road network up there so between all of those things we have it hemmed up,” Harvell said. “But we don’t call it contained until we feel comfortable that the structure patrol and the wildland firefighters can walk away and there is little or no chance of that fire getting out and forcing us to come back and do something.”

Breece Pittillo, a landowner who lives close to the fire said residents in the area are grateful for the long days and long nights first responders are putting into fighting the Poplar Fire.

“The community is as great as it’s always been there always fully supportive of all the fire fighters and everyone who is involved with this all the families affected directly and indirectly by this are being supported by the community and that’s what the community is all about and has always been,” he said.

The North Carolina Forest Service says this fire could be weeks away from being 100% contained however a lot of that is weather dependent.

The Forest Service adds that folks can expect to see an increase in containment over the next few days.

The official cause of the fire is still under investigation.

Rain finally arrives in WNC; did it help control Edneyville Fire, how much fell?

The much-anticipated rainfall Nov. 10 and 11 across the mountains was not enough to make a dent in the Poplar Drive Fire in Henderson County. As the fire near Edneyville enters its ninth day, it remains at 434 acres and 50% contained, according to a Nov. 11 morning update from the North Carolina Forest Service.Percent containment represents sections of fire line that pose no escape risk without further action from firefighters. On Nov. 8, Gov. Roy Cooper ...

The much-anticipated rainfall Nov. 10 and 11 across the mountains was not enough to make a dent in the Poplar Drive Fire in Henderson County. As the fire near Edneyville enters its ninth day, it remains at 434 acres and 50% contained, according to a Nov. 11 morning update from the North Carolina Forest Service.

Percent containment represents sections of fire line that pose no escape risk without further action from firefighters. On Nov. 8, Gov. Roy Cooper declared a state of emergency due to existing and potential wildfires in North Carolina.

A N.C. Forest Service report issued about 7 p.m. Nov. 10 had the Poplar Drive fire at the same size.

"Firefighters will continue to benefit from the rain and cooler temperatures to work aggressively on mop-up operations, strengthen containment lines with dozer equipment and hand crews, and press further into the smoldering areas of the fire," according to the Nov. 11 news release.

Water handling operations with drop tanks, water tender equipment and hose lays will continue throughout Saturday. Drone operations to assess heat signatures within the fire footprint will resume once the rain dissipates.

According to the National Weather Service based in Greer, South Carolina, very little rain fell in the fire area over the past two days.

"In the 24 hours from 7 a.m. (Nov. 10) to 7 a.m. this morning, the Poplar Fire area got between .12 and .15 inches of rain. They may get a little bit early Sunday, maybe a couple hundreths of an inch," said NWS meteorologist Jeffrey Taylor.

He said after Nov. 12 rain is not expected again until Nov. 15 or 15, when a half-inch could fall.

The Asheville area also received very little rain over the past 24 hours, Taylor said, with .04 inches of rainfall Nov. 10 and so far on Saturday, there has been .11 inches of rain.

The high temperatures Nov. 11 are expected to reach 55 degrees, with a low overnight around 41, high on Sunday around 52 and overnight Sunday, low hovering around freezing.

Much of Western North Carolina is in moderate to severe drought. The departure from normal, not including Nov. 11, is 11.79 inches below normal value for year to date rainfall, Taylor said.

See a map of fires burning across Western North Carolina at https://data.citizen-times.com/fires.

The Poplar Drive fire was first reported Nov. 3. The cause has not yet been determined.

One home, two cabins and three outbuildings have been lost, while another home sustained damage. Area homes remain threatened, and N.C. Forest Service personnel, county fire department and sheriff’s office staff are continually assessing the needs of those structures. The cause of the fire remains under investigation. Two firefighters sustained minor injuries and both were treated and released. Four minor motor vehicle accidents have been reported with no injuries.

Personnel with the N.C. Forest Service, N.C. Emergency Management, Office of State Fire Marshal, Henderson County Emergency Management, Henderson County Sheriff’s Office, Edneyville Fire Department along with numerous other fire departments from across the state are responding to the incident.

More:Hendersonville vineyard owner describes Poplar Drive Fire, community response

Fire Behavior: Minimal smoldering remains within the fire footprint. Potential for fire reignition is elevated due to leaf fall and snags.

Weather: Bearwallow remote access weather station received 0.31 inches of rain Friday night into Saturday morning, registering the most rain across the state during that timeframe. Rain continues to fall in the area of the fire Saturday morning. Accumulation of appreciable rain is not forecast for the next several days.

More:Open burning banned in 14 WNC counties as fires grow, 'severe' drought continues

Burn Ban Notice: Effective 5 p.m. Nov. 8, a burn ban was issued for Alexander, Alleghany, Ashe, Avery, Buncombe, Caldwell, Catawba, Haywood, Iredell, Lincoln, Madison, Mecklenburg, Mitchell, Watauga, Wilkes and Yancey counties. Effective 5 p.m. Nov. 5, a burn ban was issued for Burke, Cherokee, Clay, Cleveland, Gaston, Graham, Henderson, Jackson, Macon, McDowell, Polk, Rutherford, Swain and Transylvania counties. Both bans remain in effect until further notice.

Temporary Flight Restriction: A “TFR” is in place at an altitude from the surface up to and including 7,500 feet, daily (24 hours) until further notice. Complete information is at https://tfr.faa.gov/save_pages/detail_3_8718.html. Flying drones within a TFR designated area is unlawful. Flying a drone near or around a wildfire compromises the safety of pilots and interferes with firefighting efforts. Flying a drone near or around a wildfire compromises the safety of pilots and interferes with firefighting efforts.

Poplar Drive by the numbers:

Fire discovered: Nov. 3, 2023

Acreage: 434 acres

Containment: 50%

Personnel and Equipment: 140 personnel

Cost: $518,000.

For Poplar Drive Fire updates, visit ncforestservice.gov/fire_control/sit_report.htm or follow the N.C. Forest Service on Facebook at facebook.com/NCForestService.

Several other wildfires continue to burn across WNC, including the Collett Ridge Fire in the Nantahala National Forest in Cherokee County, now at more than 5,000 acres and 5% containment, and the East Fork Fire, at 95%, U.S. Forest Service spokesperson Adrianna Rubiaco told the Citizen Times Nov. 10. The fire remains at around 300 acres.

Pillars of North Carolina: Sue Henderson’s understanding of her value launched a groundbreaking banking career

Undeterred by a male-dominated industry, the retired banker has sparked change throughout her career.When Sue Henderson moved to High Point in 1983 for her husband Doug Henderson’s job with the Milliken textile company, she expected to easily find another banking job.The Savannah, Georgia, native had fallen in love with finance work after earning a bachelor’s degree at the University of Georgia and three years of experience at Atlanta-based Citizens & Southern National Bank, then the largest in the Sout...

Undeterred by a male-dominated industry, the retired banker has sparked change throughout her career.

When Sue Henderson moved to High Point in 1983 for her husband Doug Henderson’s job with the Milliken textile company, she expected to easily find another banking job.

The Savannah, Georgia, native had fallen in love with finance work after earning a bachelor’s degree at the University of Georgia and three years of experience at Atlanta-based Citizens & Southern National Bank, then the largest in the Southeast. But her record didn’t change that she was a woman, then a rarity among bank administrators. She was offered teller and customer service positions.

Henderson persisted and landed a branch manager position with North Carolina National Bank in Jamestown. That launched a 30-plus year career with Wells Fargo and its predecessors. Among her roles were helping add financial services offerings in bank branches, then an innovative concept.

She retired as senior vice president and managing director for wealth management in 2016. In 2018, Wake Forest University asked her to help create the Face to Face Speaker Forum, a series featuring four annual events with high-profile speakers and a goal of raising the Winston-Salem school’s profile and engaging the local community. She is executive director, helping arrange speakers and form partnerships with nonprofits and schools.

Since its start in 2020, the program has attracted famed leaders including Madeleine Albright, former United States Secretary of State; Chuck Hagel, former United States Secretary of Defense; and cellist Yo-Yo Ma.

Henderson sits on six nonprofit boards, including Atrium Health Wake Forest Baptist-Brenner Children’s Hospital, Brevard Music Center and REACH Women’s Network Board.

In 2016, Doug and Sue received the Gianni Society Award, an honor given by the UNC School of the Arts for service and support. The couple, who have been married 42 years, have two daughters and three grandchildren.

Comments are edited for length and clarity.

When we (Doug and Sue Henderson) were transferred to High Point, I was told I was going to the banking mecca and wouldn’t have any trouble finding a job. I’d already been a branch manager and a banking officer, but when I went to apply for jobs, I was turned away. They said, “We don’t have any female banking officers.” I was discouraged.

I called the switchboard operators at all the big banks. I asked for specific information about the names of the bank executives. That afternoon I called back, and they put me through. When the executive got on the phone, I said, “Mr. Smith, you don’t know me, but if you can give me 15 seconds to share a little bit about my background, I think it would be time well spent.” That’s how I got in with all three banks (First Union, NCNB and Wachovia) and I had a job offer from every one of them.

My first role in North Carolina was with NCNB. I was the branch manager in Jamestown. What I didn’t know was that it was a de novo branch. The day before my first day at my new job, my husband and I drove to Jamestown and realized it was a trailer.

I went to my boss and asked, “What’s it going to take to have bricks and mortar?” He said, “We have to have loans and deposits at a certain level.” I pulled the team together for our first sales meeting and said, “If we want to move out of this trailer, I have to get outside and drum up some business.” I cross-trained the head teller to be the customer service rep. She trained one of the tellers to be the head teller. I could go out and ask for business.

Wachovia had 99.9% of the market share in this town (Jamestown). I started making connections. Slowly, we grew our loans and deposits, and we were under construction in a little over six months.

The biggest career leap for me was when I was promoted to a regional position over 30 branches in the Winston-Salem area with First Union. It was a huge growth opportunity for me personally, in terms of development. I inherited a region that was struggling with integration. First Union had merged with Northwestern Bank. It was the first merger of equals, at that time. First Union had all the metro market branches. Northwestern had a hold in the community market branches. The cultures were very different. It was dynamic and challenging. I did it the hard way: relationship building with the leaders of those branches in seven counties.

In the mid-1990s, Reynolds merged with Nabisco Brands to form RJR Nabisco. This delivered us an interesting market opportunity. Reynolds employees found themselves millionaires a few years later as a result of the spinoff. Brokerage firms moved into Winston-Salem to capture the low-hanging fruit.

I felt so empowered working at First Union. I could see what was happening and understood a potential solution, and they gave me the opportunity. I licensed 10 branch employees with FINRA (Financial Industry Regulatory Authority) initially, and I hired some outside financial advisers. We were the first in North Carolina, and maybe in the country, to have licensed branch employees.

It launched me into the wealth management space. I was elevated into private capital management, and I stayed there for the rest of my career. I absolutely loved every second of it.

I think Winston-Salem’s landscape has changed because we’ve had a number of big corporations move their headquarters. It’s allowed Winston-Salem the opportunity to reinvent itself. We are a city of innovation and arts and culture. That spirit has allowed us to be entrepreneurial and attract a lot of business here. ■

Multiple structures lost in Poplar Fire, which now spans 430 acres with 75 homes threatened

HENDERSON COUNTY, N.C. (WLOS) — Emergency crews continue to battle a large brush fire in Henderson County on Sunday, Nov. 5, that has destroyed at least two homes and one outbuilding so far, officials said.7:00 p.m. (Nov. 5):Henderson County declared a State of Emergency Sunday at 7 p.m., which enables county officials to seek state and...

HENDERSON COUNTY, N.C. (WLOS) — Emergency crews continue to battle a large brush fire in Henderson County on Sunday, Nov. 5, that has destroyed at least two homes and one outbuilding so far, officials said.

7:00 p.m. (Nov. 5):

Henderson County declared a State of Emergency Sunday at 7 p.m., which enables county officials to seek state and federal resources as crews continue to fight the blaze in the Edneyville area.

By Sunday night, Edneyville Fire Chief Robert Griffin said fire containment lines for the Poplar Drive Fire held better Sunday morning than they had Saturday morning, though crews were still dealing with fire burning nearly a foot below the surface because of how dry the land is.

“To put lines in, they’re pretty much going to have to be all plow lines where they’re going down to earthy soil, getting rid of all that duff. But you also have to look at clearing roots. As it burns down to the duff, if it was to burn roots, it could pop up on the other side.”

Griffin said at any one time, there were 150 people from four counties actively working the fire, with around 40 apparatus on the ground and in the air.

A statewide request for aid went out Sunday afternoon, which would allow relief for crews across several counties, which is much-needed since fire personnel are expected to remain on-scene for a minimum of three weeks.

County officials also said school buses will not travel on Kyles Creek Road or Green Mountain Road on Monday, Nov. 6.

3:15 p.m. (Nov. 5):

In an update at 3:15 p.m. on Sunday about the Poplar Drive Fire, a Henderson County spokesperson said fire officials "have identified 75 structures that are in the current fire containment zone," meaning 75 homes are now considered threatened by the fire.

The N.C. Forest Service updated its estimate of the Poplar Drive Fire Sunday afternoon, saying it had spread to 430 acres in size with 5% containment, up from about 250 acres just hours prior that morning.

For now, fire department crews on scene are focusing on structure protection, while the N.C. Forest Service is focusing its efforts on putting in fire lines.

9 a.m. (Nov. 5):

The North Carolina Forest Service announced in a press release Sunday morning, Nov. 5, that as of 9 a.m., the Poplar Drive Fire burning in the Edneyville community was 250 acres in size and 5% contained. Officials said one other home sustained minimal damage and there have been no injuries reported so far.

The state Forest Service said Henderson County Emergency Management and Henderson County Sherriff’s Office have implemented evacuations with at least 34 structures currently threatened.

BURN BANS ISSUED FOR SEVERAL COUNTIES IN WESTERN NORTH CAROLINA DUE TO DANGEROUS FIRE CONDITIONS

4:30 a.m. (Nov. 5):

Earlier Sunday, around 4:30 a.m., the sheriff's office announced that the Edneyville Fire Department was "highly encouraging anyone who lives above the 300 block of E Poplar and W Poplar to evacuate at this time due to fire conditions."

Anyone without a place to go can call the Edneyville Fire Department at (828) 685-7311 for more information or go to the cafeteria at the Fruitland Bible College on Gilliam Road and they will be able to accommodate people there. To contact Fruitland Bible College call (828) 685-8886.

Donations for fire personnel

Fire officials thank the public for the donations received thus far. For anyone planning to make donations, a drop-off location has been established at the Fruitland Baptist Church Fellowship Hall located at 150 College Street in Hendersonville.

"The tremendous community support has reduced the needs so no additional supplies are needed immediately. Specific needs will continue to be communicated with the public," the county said in a press release Sunday.

The public is asked to avoid the areas of Kyles Creek Road, East Poplar Drive, Green Mountain Road, Rhodes Road and any neighborhoods that connect off those roads to allow fire crews to operate safely.

Burn ban in effect for Henderson County

A burn ban went into effect for Henderson County as of 9 p.m. Saturday, Nov. 4, county officials said. The burn ban means all outdoor burning is prohibited in areas within 100 feet of any structure. Due to hazardous fire conditions across Henderson County, which is in the midst of a severe drought per the U.S. Drought Monitor, the burn ban will remain in effect until further notice, when conditions improve. A burn ban also went into effect for Buncombe County as well, as of 9 a.m. on Nov. 5, which prohibits burning of yard waste, debris, or land clearing burns during this ban. It is never legal to burn anything other than naturally occurring vegetation. This ban does not include fires contained in a pit, barbecue grill, or chiminea device smaller than three feet in diameter. This burning ban will also be in effect until conditions improve and the ban is canceled.

SOME RESIDENTS EVACUATE HOMES AS HENDERSON COUNTY BRUSH FIRE GROWS SUBSTANTIALLY

With dry conditions and low relative humidity expected to continue over the next several days, the N.C. Forest Service is strongly urging all of the public to postpone any and all outdoor burning, even residents in areas where burn bans have not been issued.

Personnel with the N.C. Forest Service, U.S. Forest Service, Office of State Fire Marshal, Edneyville Fire Department, Henderson County Emergency Management and fire departments from Buncombe, Henderson, Polk and Transylvania counties are responding to the the Poplar Fire.

Air quality alert

The North Carolina Division of Air Quality issued a Code Red for Henderson and Cherokee counties, effective 3:50 p.m. Saturday through midnight Sunday, for fine particulates, due to smoke from ongoing fires. This means children, active people, older adults and those with heart or lung disease (like asthma) should avoid prolonged or heavy exertion. Everyone else should limit prolonged or heavy exertion outdoors.

Disclaimer:

This website publishes news articles that contain copyrighted material whose use has not been specifically authorized by the copyright owner. The non-commercial use of these news articles for the purposes of local news reporting constitutes "Fair Use" of the copyrighted materials as provided for in Section 107 of the US Copyright Law.