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Insurance Agency in Hickory, NC You Can Trust
Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.
As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.
We Put Truckers First Because Others Don't
Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.
At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.
One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.
Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.
If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:
- Affordable Trucking Insurance Plans for Any Budget
- Exemplary Customer Service
- Seasoned Transportation Specialists Who Customize Plans to Your Needs
- A+ Carriers Across the Country
- Simple, Easy Quote and Bind Process
- Multiple Insurance Carriers Quoted to Find You the Best Rates
- Truck Insurance for New Ventures
Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.
The Commercial Truck
Common Types of Big Rig Truck Insurance in Hickory, NC
At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.
As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.
Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.
For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.
Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.
While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.
Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.
Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.
Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:
- Business Interruption Insurance
- Reefer Breakdown Insurance
- Occupational Accident with Contract Liability Insurance
- Rental Reimbursement Insurance
- Underinsured or Uninsured Motorist Insurance
- Towing Insurance
- Electronics Insurance
- Much More
Independence Insurance Agency
If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.
Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.
Typically, companies will look at claims that date back three years or less.
We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.
Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.
Independence Insurance Agency: Committed to the Trucking Industry
There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Hickory, NC that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.
Latest News in Hickory, NC
Former Hickory coach lands at Bandys, closes in on 500 career wins
Barbara Helms won a state title and 444 games at Hickory High during a 19-year coaching career.After retiring from teaching and relinquishing her coaching position at Hickory High School in 2022, Helms has landed on the sidelines for the Bandys girls’ basketball team this season.Her work there is already starting to show results.After going 0-5 to start the season, Bandys has won eight of its last 11 games. And just like it was in Hickory, Helms' success at Bandys has been defense. The team is averaging 15.5 steals...
Barbara Helms won a state title and 444 games at Hickory High during a 19-year coaching career.
After retiring from teaching and relinquishing her coaching position at Hickory High School in 2022, Helms has landed on the sidelines for the Bandys girls’ basketball team this season.
Her work there is already starting to show results.
After going 0-5 to start the season, Bandys has won eight of its last 11 games. And just like it was in Hickory, Helms' success at Bandys has been defense. The team is averaging 15.5 steals per game this year, nearly double last year's mark, while reducing their turnovers by nearly two per game.
Helms' journey back into coaching began last season when she began attending her son Brandon's games. Brandon is the head coach of the boys' basketball team at Bandys. Helms said it didn’t take long before she was approached about filling the role for the girls’ team. She said she wasn't trying to work her way back into coaching, but when the opportunity came up, she decided to take it.
“It was not something that I went looking for,” she said. “It was something that presented itself. If I was going to go to my son’s games, I might as well coach these young ladies who really wanted the competition and a person who is going to be highly competitive and driven. They really wanted to embrace that.”
Closing in on 500
Hickory never had a losing season during her 19 years as head coach. Including her time at East Burke (1996-1999) and now at Bandys, she is 10 wins short of 500.
Helms said she is drawn to coaching because she is a competitive person and enjoys instilling that drive into young athletes.
“I’m the type of person who is extremely competitive; I have always been that way,” she said. “So, if there is a desire and there are kids that want it, I’ve proven myself, but that doesn’t mean I’m not going to give 125% to the next person.”
At Bandys this year, Helms said her top goal is to teach her players to play with pride and passion.
“I teach kids how to get the most out of themselves and to be proud of themselves.” she said. “There should be a lot of pride involved in anything that you do ... once you learn how to do that, it’s just a cycle of being able to put it into the next thing that you’re doing.”
Confidence boost among players
She said it has been exciting to watch the girls at Bandys gain confidence in themselves and their abilities.
“I’ve got one right now who, the last couple games, she has played like I knew she could play,” Helms said. “I told her that yesterday in practice. I said, ‘You had this from day one. This is not something that you magically got. It’s something that you had but you didn’t reach and you didn’t find it.”
Helms said she believes the determination, passion and confidence her players are learning now will carry over into other aspects of their lives.
“There is so much more to it than just basketball,” she said. “That’s why I’ve probably been as successful as I have been, is that I can get a lot out of people ... and they can carry that on to the next thing that they do ... I’m trying to make you the best possible basketball player and I’m also trying to make you the best possible person.”
Jason Koon is the Sports Editor for the Hickory Record and can be reached at firstname.lastname@example.org. Follow Jason on X, formerly known as Twitter, @JasonKoon035.
City of Hickory reaches $1.3M settlement in bridge arch collapse
The settlement stems from a lawsuit filed by the city of Hickory alleging breach of contract and negligence during construction.HICKORY, N.C. — The city of Hickory will receive a $1.325 million settlement in connection with the collapse of wooden arches on a pedestrian bridge in February 2022.The arches ...
The settlement stems from a lawsuit filed by the city of Hickory alleging breach of contract and negligence during construction.
HICKORY, N.C. — The city of Hickory will receive a $1.325 million settlement in connection with the collapse of wooden arches on a pedestrian bridge in February 2022.
The arches spanned the Rudy Wright pedestrian bridge, which crosses over North Carolina 127 and is a key feature of Hickory's City Walk. The city filed suit against three companies last April for breach of contract and negligence for their work with the arches. The companies, Neill Grading and Construction Company, Inc., Dane Construction Company, and Western Wood Structure, reached the settlement with the city through mediation, according to a Hickory news release.
Hickory City Council approved the settlement on Tuesday, Oct. 17.
“We’re pleased with the results of the litigation," Mayor Hank Guess said. "With this settlement agreement, all parties can turn their attention to the future."
The City Walk connects Lenoir-Rhyne University to downtown Hickory. The arches were installed less than a year before their collapse at a price tag of $752,743.66, which was part of a $14 million contract for Hickory's City Walk Project with Neill Grading and Construction.
According to the complaint, Neill subcontracted design, fabrication and installation of the arches to Dane. Dane then included Western Wood to design and fabricate the arches.
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Hickory getting professional soccer team for 2024
HICKORY, N.C. (QUEEN CITY NEWS) — There’s a new kid on the block regarding professional soccer in the region.Hickory FC will join the National Premier Soccer League (NPSL) as an expansion team for the 2024 season. The team will play at the 7,200-seat Moretz Stadium on the campus of Lenoir Rhyne University.Other expansion teams for the upcoming season come from Wilmington, Bristol (Tennessee), Columbus (Georgia), and Marshfield (Wisconsi...
HICKORY, N.C. (QUEEN CITY NEWS) — There’s a new kid on the block regarding professional soccer in the region.
Hickory FC will join the National Premier Soccer League (NPSL) as an expansion team for the 2024 season. The team will play at the 7,200-seat Moretz Stadium on the campus of Lenoir Rhyne University.
Other expansion teams for the upcoming season come from Wilmington, Bristol (Tennessee), Columbus (Georgia), and Marshfield (Wisconsin).
“We are excited to have Hickory FC as part of the NPSL family,” NPSL Director of Membership Development Dina Case said. “They bring a diverse investor group with extensive business and soccer experience who are already connected to their community. Their vision aligns well with the NPSL model, and we are confident they will have a positive impact from the start. We are looking forward to seeing Hickory FC become another success story within the league.”
The National Premier Soccer League (NPSL) is one of the most prominent established men’s soccer leagues in the United States, with over 90 teams. The NPSL has four regions and 14 conferences with Hickory’s possible closest rival being Appalachian FC from Boone. The Charlottetowne Hops FC is based in Charlotte and plays at the CSA OrthoCarolina Sportsplex in Pineville.
Owner/managing director Thomas Deeley, owner/managing Director Eric Levin, owner Brock Long, owner William Pleasant, and owner Dillon Smith lead the team efforts.
Deeley is a former All-American soccer player and NPSL alumnus.
“The expectation for our first season is to create an environment and atmosphere that the Hickory community can be proud of and to be competitive throughout the season on the pitch,” Deeley said.
App State opens Hickory campus, expanding educational access in Western North Carolina
HICKORY, N.C. — Appalachian State University marked a significant milestone in its 124-year history by opening the new Hickory campus on Aug. 21 — expanding higher education access in what was previously the largest metropolitan area in the state without a public university campus.The first day of fall semester classes began at 9:30 a.m. in the newly renovated first floor of the six-story Hickory campus building, located on U.S. Highway 321, a five-minute drive from the city’s downtown. On a day filled with celebrati...
HICKORY, N.C. — Appalachian State University marked a significant milestone in its 124-year history by opening the new Hickory campus on Aug. 21 — expanding higher education access in what was previously the largest metropolitan area in the state without a public university campus.
The first day of fall semester classes began at 9:30 a.m. in the newly renovated first floor of the six-story Hickory campus building, located on U.S. Highway 321, a five-minute drive from the city’s downtown. On a day filled with celebration — which included food trucks, giveaways and plenty of black and gold — university and Hickory area leaders gathered at the campus Monday morning for an opening ceremony and ribbon-cutting.
“App State’s founders had an ambitious vision — to increase access to higher education in the most rural mountain areas of Western North Carolina,” said App State Chancellor Sheri Everts. “Today, we honor their vision and continue our trajectory of excellence by opening the App State Hickory campus, solidifying our commitment to the Greater Hickory area.”
More than 100 undergraduate degree programs are available to students attending App State at the Hickory campus. On-site services and facilities at the campus, which will continue to expand, include advising, tutoring and career development services; admissions and financial aid; a library, writing center and testing center; study areas and computer labs; disability services; health care and counseling; and a gym for students, faculty and staff.
“App State Hickory comes at a crucial juncture, when our city is on the cusp of remarkable growth,” said Hickory Mayor Hank Guess. “This extension aligns perfectly with our aspirations to attract new businesses and opportunities to our community. By equipping our workforce with the skills and knowledge necessary to meet the challenges of tomorrow, App State is playing a pivotal role in shaping the future of our workforce.”
Positioning an App State campus in the Hickory-Lenoir-Morganton Metro Area aligns with the university’s mission to increase access to higher education and with the University of North Carolina System Strategic Plan priorities of increasing access to underserved populations, maximizing affordability and expanding the UNC System’s contribution to the state’s critical workforces.
Students who live at home and attend App State at the Hickory campus are exempt from room and board fees, resulting in significant savings and providing an affordable bachelor’s degree option to students in the Catawba Valley.
Ashlynn Caudill, a communication sciences and disorders major from Lincolnton, represented the inaugural class of students at App State’s Hickory campus at the opening ceremony and ribbon-cutting. Caudill — who has dreamed of attending App State but said it was important to her to stay close to home — described her joy when she learned about the opening of the Hickory campus.
“One hundred and twenty-four years ago, App State’s founders had a dream — a dream that helped me achieve my dream today,” Caudill said. “My dream to be ... a Hickory Mountaineer.”
App State has had a presence in Hickory since as early as 1968, with distance education courses offered at the Catawba Valley Community College campus and resources such as the N.C. Center for Engineering Technologies and the Small Business and Technology Development Center. Conversations about opening a campus in Hickory began years ago, with support and guidance from Hickory area leaders, including Leroy Lail and former App State Trustee Don Beaver.
On Nov. 19, 2021, the university closed on the $1 million purchase of the former Corning Optical Communications Building, located on 15.7 acres at 800 17th St. NW. At 225,800 square feet, the six-story building is larger than any building on App State’s Boone campus. During a legislative visit to the campus in spring 2022, North Carolina House Speaker Tim Moore described the purchase as “one of the deals of the century.”
After purchasing the building, Everts appointed the Hickory Campus Advisory Council, a group of business, education, government and civic leaders from Hickory and the surrounding area, to participate in the planning process for App State’s Hickory campus. In addition to multiple listening sessions held with Hickory area leaders, the university also sought feedback from App State faculty and staff to develop a phased plan for academic programs and support services at the new campus.
In 2022, the North Carolina General Assembly allocated $9 million in initial funding for the campus, which the university used to renovate the first floor with new classrooms, technology upgrades and a library, replace the building’s HVAC system, install a new energy-efficient roof, resurface the parking lot, install LED light fixtures and to make many other improvements.
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On Aug. 18, App State hosted a Hickory Higher Education Summit at the new campus, with representatives from Lenoir-Rhyne University, a private institution in Hickory, as well as Caldwell Community College and Technical Institute, Catawba Valley Community College, Mitchell Community College, McDowell Technical Community College, Western Piedmont Community College and Wilkes Community College. All six community colleges are located within a one-hour drive of the App State Hickory campus and are important partners in providing a seamless pathway for community college transfer students to complete their bachelor’s degrees at App State.
“Higher education institutions have made great strides in adapting to meet the needs of our community — but we must continue to respond to the needs of the state and region,” Everts said at the summit. “Through open dialogue and partnership, we form a collaborative and strategic unit, focused on preparing a workforce for the future. Together, we are a powerful collective with the potential to elevate the people of our state and advance their capabilities.”
“While App State has had a presence in the Hickory area for decades, with this new campus and a more intentional approach, we look forward to being a steadfast partner with Lenoir-Rhyne University, as well as the community colleges in the region,” Everts added.
App State’s fall 2023 enrollment numbers will be official as of the 10th day of classes on Sept. 1, known as the “census day.” The university will release enrollment numbers the first week of September.
Visit appstate.edu to access admission applications for the spring and fall 2024 semesters, which are now open. The annual cost of tuition and fees at App State is just over $8,000, and every Hickory campus student enrolled at the campus for the 2023–24 academic year is a recipient of a $2,000 Hickory First Scholarship, reducing their tuition and fees to just over $6,000 — before any other scholarships or financial aid are applied.
Prospective students can learn more at the fall open house for the Hickory campus on Saturday, Oct. 21.
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About Appalachian State University
As a premier public institution, Appalachian State University prepares students to lead purposeful lives. App State is one of 17 campuses in the University of North Carolina System, with a national reputation for innovative teaching and opening access to a high-quality, affordable education for all. The university enrolls more than 21,000 students, has a low student-to-faculty ratio and offers more than 150 undergraduate and 80 graduate majors at its Boone and Hickory campuses and through App State Online. Learn more at https://www.appstate.edu.
Dozens of Hickory factory workers say they haven’t been paid in weeks
HICKORY, N.C. — Nearly two dozen workers in Hickory say they haven’t been paid in weeks.Proficient Supply sells products and the owner says the labor board has been contacted about the lost wages.“We’re still holding out hope,” one worker said. “Hoping for a miracle, hoping that they pay us.”Channel 9′s Dave Faherty learned the pay issues started a few weeks ago after the company sold some of its inventory. The owner told Faherty that Wealth Assistants, based in Miami, purc...
HICKORY, N.C. — Nearly two dozen workers in Hickory say they haven’t been paid in weeks.
Proficient Supply sells products and the owner says the labor board has been contacted about the lost wages.
“We’re still holding out hope,” one worker said. “Hoping for a miracle, hoping that they pay us.”
Channel 9′s Dave Faherty learned the pay issues started a few weeks ago after the company sold some of its inventory. The owner told Faherty that Wealth Assistants, based in Miami, purchased 1.8 million of its inventory back in March. But that company later reported “financial hardship” this fall and workers say they stopped getting their paychecks weeks ago.
Some employees are still showing up, including Cody Limbo.
“Every time we talk with the bosses they tell us it’s not their problem,” Limbo said. “There’s a lawyer fee or a lawyer hold up and a bank hold up.”
Limbo isn’t alone. Anna Acosta is going to college and has not received two of her checks after working 80 hours. She also says single parents aren’t getting paychecks.
“I do know of single parents here who’ve worked over 80 hours and haven’t gotten paid,” Acosta said. “Their lights have been shut off, their electricity, their internet... Paying their bills has been hard.”
Proficient Supply says they learned Wealth Assistant’s bank put their account into a credit-only status and workers stopped getting their checks this month. Proficient Supply has been in contact with the North Carolina Department of Labor.
The NCDOL told us “In order for the NC Department of Labor’s Wage and Hour Bureau to assist an employee with a wage dispute a complaint must be filed,” the NCDOL said. “At this point, they do not know of an investigation involving either company.”
Cody Limbo is hoping he and other workers get what’s owed to them.
“Every day they come in and say we’re going to get paid and it’s just been the next day, the next day…the next day,” Limbo said.
The owner of Proficient Supply says he is doing everything possible to get workers the back pay owed to them from Wealth Assistants.
Channel 9 has tried reaching out to Wealth Assistants, but we have not heard back.
(WATCH BELOW: Cheesecake Factory adding restaurant in Huntersville’s Birkdale Village, building permit shows)