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Insurance Agency in Lake City, FL You Can Trust
Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.
As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.
We Put Truckers First Because Others Don't
Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.
At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.
One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.
Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.
If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:
- Affordable Trucking Insurance Plans for Any Budget
- Exemplary Customer Service
- Seasoned Transportation Specialists Who Customize Plans to Your Needs
- A+ Carriers Across the Country
- Simple, Easy Quote and Bind Process
- Multiple Insurance Carriers Quoted to Find You the Best Rates
- Truck Insurance for New Ventures
Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.
The Commercial Truck
Common Types of Big Rig Truck Insurance in Lake City, FL
At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.
As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.
Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.
For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.
Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.
While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.
Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.
Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.
Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:
- Business Interruption Insurance
- Reefer Breakdown Insurance
- Occupational Accident with Contract Liability Insurance
- Rental Reimbursement Insurance
- Underinsured or Uninsured Motorist Insurance
- Towing Insurance
- Electronics Insurance
- Much More
Independence Insurance Agency
If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.
Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.
Typically, companies will look at claims that date back three years or less.
We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.
Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.
Independence Insurance Agency: Committed to the Trucking Industry
There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Lake City, FL that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.
Latest News in Lake City, FL
Tidal Wave Auto Spa Celebrates Opening of New Lake City, FL Location
THOMASTON, Ga., May 24, 2023 (Newswire.com) - Tidal Wave Auto Spa, one of the fastest growing express car wash companies in the country, opened their 165th nationwide location this week in Lake City, FL, at ...
THOMASTON, Ga., May 24, 2023 (Newswire.com) - Tidal Wave Auto Spa, one of the fastest growing express car wash companies in the country, opened their 165th nationwide location this week in Lake City, FL, at 3039 W US Hwy 90.
To celebrate the grand opening and introduce Tidal Wave Auto Spa to the community, the new Lake City location is offering free washes 9:00 a.m. to 6:00 p.m. through Wednesday, May 31.
"Lake City is our 11th Florida location," said founder and CEO Scott Blackstock. "We're excited to open this brand-new location and provide folks in Lake City and the surrounding communities with our industry-leading car wash experience. We've been operating in Florida for about three and a half years, and I'm excited to expand our footprint throughout the state with new locations in Bradenton, New Port Richey, Belleview, and Ocala opening later this year."
Tidal Wave Auto Spa is committed to providing every customer with an exceptional car wash experience with clean and attractive locations, the highest-quality car washes, and friendly customer service at every location.
The company offers single wash options and unlimited wash memberships to fit any budget, and customers planning to wash more than once a month can save money by joining any of Tidal Wave's Clean Club unlimited wash membership options. Clean Club members can wash at any Tidal Wave location every day of the month for one convenient monthly payment - plus, save time with exclusive club member wash lanes.
The company offers discounted membership plan options for families and fleet plans for businesses needing to wash multiple vehicles. Tidal Wave Auto Spa is proud to be part of the Lake City community and offers a fundraising program that makes it easy to raise funds for local schools, churches, civic groups, sports teams and more.
About Tidal Wave Auto Spa
Tidal Wave Auto Spa is an industry-leading conveyor car wash company founded in 1999 by Scott and Hope Blackstock in Thomaston, GA. Tidal Wave is committed to providing cutting-edge car care technology and exceptional customer service at each of their 165 locations across 21 states. In 2020, Tidal Wave partnered with Golden Gate Capital to facilitate their accelerated growth across the country. Tidal Wave is one of the top 10 conveyor car washes in the country and was included in the 2020 Inc. 5000 list for America's Fastest Growing Companies. The company was recently recognized as a 2023 Champion of Charity Honoree by Professional Carwashing & Detailing and has donated over $1 million dollars to charitable efforts.
Source: Tidal Wave Auto Spa
Clean-up efforts from Idalia wind gusts already started in Lake City
LAKE CITY, Fla. — The cleanup has already started in Lake City where trees were uprooted from the wind gusts of Idalia and debris was left in the streets throughout the city.>>> STREAM ACTION NEWS JAX LIVE <<<While we know other areas of Florida were hit much harder, some community members are going to need some help. Herman Mendoza’s car was crushed by an uprooted tree and another tree branch damaged his roof...
LAKE CITY, Fla. — The cleanup has already started in Lake City where trees were uprooted from the wind gusts of Idalia and debris was left in the streets throughout the city.
While we know other areas of Florida were hit much harder, some community members are going to need some help. Herman Mendoza’s car was crushed by an uprooted tree and another tree branch damaged his roof.
“I’m sore, okay but I’m alive, my whole family is alive,” he said.
Mendoza was outside fixing his generator as the storm passed through. He had family, friends and a tree cutting service to help during a difficult time. The good news is -- nobody was hurt.
“My wife was inside she came running, she knew I was outside and she was afraid,” Mendoza said.
Bobby Simpson came to help and cut parts of the tree into smaller pieces to make it easier to dispose of. He and his team also added a tarp to the roof until there’s a permanent solution.
“We’re going to get rid of it we’re going to move it, it’s going to be piece by piece so our equipment can handle it like I said this was a last-minute thing, but these are things you can’t prepare for,” Simpson said.
Just a few streets down, an oak tree broke from its bottom landing on the edge of George Magee’s roof.
“Started to go into the kitchen, we heard a big boom and the house shook a little bit,” Magee said.
From Magee’s house, just minutes down the road on Southeast St. Johns Avenue, debris filled the streets.
“The tree cracked, took out our neighbor’s cable wire and then part of the power lines there,” Beverly Romine said.
For both Magee and Mendonza, they’re just thankful it wasn’t any worse.
“The fire department came over, the sheriff’s office came over too, Florida power... they all checked in and everything is fine,” Mendoza said.
Magee said he’s just glad it wasn’t any worse.
“I’m thankful, God is good,” he said.
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Columbia County Emergency Management told Action News Jax over the phone they are going to have crews assessing all of the damage on Thursday. They’ll be looking to see if they meet the threshold for FEMA help and use for reimburesemnt purposes after the storm. If you’re dealing with damage, they recommend calling your insurance company to get the wheels in motion. As far as city crews, Action News Jax was told they’ll remove debris off public property but won’t be able to if it’s private.
Florida tornado: Warnings issued across Florida as residents told to take shelter
Several tornado warning were in place across warning this afternoon.Earlier today residents were urged to take shelter in Baker and Columbia County until 4pm, with Lake City, Warertown and Five Points Florida also covered ...
Earlier today residents were urged to take shelter in Baker and Columbia County until 4pm, with Lake City, Warertown and Five Points Florida also covered by the urgent warning. Videos shared to social media showed torrential conditions on Florida's highways, with one even showing what appears to be the early stages of a funnel starting among the clouds.
Later on in the evening, a warning was issued for Jacksonville and Duval County, with a radar having detected a big rotation. As of 6pm EST there were no tornado warnings in place.
If you are in a Tornado warning and at your house, the safest place to be is in the basement or a safe room. Other interior rooms that do not have windows are also recommended. If time allows, don't forget to ensure your pets are safe.
While it can happen, tornados are rare for this time of year, and most sever weather tornados like this tend to hit in the spring and summer months.
According to the National Weather Service Jacksonville, the areas covered by the warning could see hail the size of peas fall. Winds of up to 60mph were reported.
December is set to be a wetter than usual month for south Florida as the Climate Prediction Center has said there could be a 70% above normal chance of rainfall in the so-called state this month. This is abnormal for this time of year as the dry season usually spans between October and May.
Several clips have appeared on social media showing the torrential rainfall and strong winds across Florida's highways. The severe thunderstorn capable of producing a tornado was located near Taylor, around 20 miles north of Raiford.
One clip shared to X, previously known as Twitter, shows what appears to be a funnel develop in the corner of a highway webcam.
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Tornados can occur any time of year in Florida however most happen in the spring and summer months. While Spring season tornados tend to be more powerful and deadly, these types of tornados caused by severe supercells along a squall line ahead of a cold front can also occur in the winter months.
Heavy rain has hit the Gulf Coast for the last 24 hours. Flood warnings were issued across Florida, Louisiana and New Orleans.
19 Best Things to Do in Lake City, FL
There are tons of great things to do in Lake City, Florida. It is approximately 60 miles west of Jacksonville and 50 miles northwest of Gainesville.Lake City is located in Columbia County and is known for its proximity to many different Florida parks and ...
Lake City is located in Columbia County and is known for its proximity to many different Florida parks and freshwater springs.
The town was also home to Florida Agricultural College, which became a part of the University of Florida in the 1860s.
These are our recommendations on the best things to do in Lake City, FL, including great places to eat, shop, and stay during your visit.
From stunning waterfalls and historic buildings to cool antique selections and authentic restaurants, there are a lot of places you can visit on a trip to this town full of history.
Table of Contents
Falling Creek Falls
Falling Creek Falls is one of Lake City’s most popular outdoor destinations. The area has many things to do and see, including one of Florida’s natural waterfalls.
Walk around and enjoy the area’s foliage and wildlife. The property also has a playground and picnic area – perfect for the whole family.
For more information, visit the official Columbia County, FL website.
Falling Creek Falls Address: 953 NW Falling Creek Rd., Lake City, FL 32055
The Blanche is a hotel with a history in Lake City that dates back over 100 years. It was built in 1902 and made history as the first building in the state to have an elevator.
The hotel has hosted many iconic people throughout the years, such as Johnny Cash and Al Capone. The building was added to the U.S. National Register of Historic Places in 1990.
The Blanche has become a vital hub in Downtown Lake City with many things to do.
In addition to hotel rooms, offices, coworking spaces, event spaces, apartments, shops, and restaurants, make it an essential stop on your trip.
The Blanche is open daily. Hours vary by business.
For more information, visit the official Blanche website.
The Blanche Address: 212 N Marion Ave., Lake City, FL 32055
Lake City-Columbia County Historical Museum
Lake City-Columbia County Historical Museum is the perfect stop for history buffs. The 1870s-era house is located in Downtown Lake City and has exhibits about the area’s history.
At the museum, there is 1800s architecture and home décor on display.
Check out antique military items and documents, Native American artifacts, and more on a visit to quaint and informative building.
For more information, visit the official Lake City-Columbia County Historical Museum website.
Lake City-Columbia County Historical Museum Address: 157 SE Hernando Ave., Lake City, FL 32025
Bullseye’s is a great spot to visit if you are looking for fun things to do in Lake City. It is an axe-throwing venue with lanes for you and your group to experience tossing axes at target boards.
Training is included with your booking, so you have an “axe-pert” to show you some tips and tricks before getting started.
The venue also has drinks and snacks available for purchase that you can enjoy while playing.
For more information, visit the official Bullseye’s website.
Bullseye’s Address: 228 N Marion Ave., Lake City, FL 32055
Webb’s Antique Mall
Webb’s Antique Mall is an amazing local spot to find all sorts of antiques. The 60,000-square-foot mall is home to 400 booths with a selection of different dealers.
Collections are restocked daily, promising a different experience with each visit. Find various antique items throughout the mall, like home décor, furniture, art, jewelry, and knickknacks.
Webb’s Antique Mall is open daily from 9 am to 5 pm.
For more information, visit the official Webb’s Antique Mall website.
Webb’s Antique Mall Address: 245 SW Webb’s Glen, Lake City, FL 32024
Marion Street Bistro
Marion Street Bistro is a beloved restaurant located in the heart of historic downtown Lake City.
The gastropub is known for delicious dishes like Smoked Wings and Bang-Bang Shrimp.
The menu also includes salads, soups, power bowls, and various decadent entrees like the BBQ Board, Southern Style Shrimp and Grits, and Marion Street Salmon.
Save room for dessert. The homemade peanut butter pie is awesome!
The Bistro also has a full-service bar, often hosting local musicians on Saturday nights.
You can also check out the Tavern on Marion, located next door. The Tavern is a casual sports pub that Marion Street Bistro owns.
For more information, visit the official Marion Street Bistro website.
Marion Street Bistro Address: 281 N Marion Ave., Lake City, FL 32055
Ellianos Coffee is a coffee chain that got its start in Lake City. The chain’s headquarters and first store are located in town. They serve delicious coffee, tea, smoothies, and more.
Try out signature creations like Tuscany Toffee, a toffee latte with caramel sauce, or a Sicilian Smoothie, which blends strawberries, pineapple, and coconut.
The menu includes bagels, sandwiches, and a selection of baked goods if you want something to eat.
Ellianos Coffee is open Monday and Tuesday from 6 am to 9 pm, Wednesday through Saturday from 6 am to 10 pm, and Sunday from 8 am to 9 pm.
For more information, visit the official Ellianos Coffee website.
Ellianos Coffee Address: 2915 W U.S. Highway 90, Lake City, FL 32055
Additional Things to Do in Lake City, FL
If you enjoyed this article about things to do in Lake City, FL, and are looking for a few other recommendations, check out these suggestions:
Idalia strengthens into hurricane, inches closer to Florida coast
Much of Florida was in disaster mode on Tuesday with only hours to go before an onslaught from Idalia, forecast to strengthen rapidly into “an extremely dangerous major hurricane” before hitting the Gulf Coast on Wednesday.Florida residents loaded up on sandbags and evacuated from homes in low-lying areas along the Gulf Coast to prepare for a storm that the National Hurricane Center projected could have sustained winds of up to 120 mph (193 kph). That would make it a Category 3 hurricane — a potentially big blow to a...
Much of Florida was in disaster mode on Tuesday with only hours to go before an onslaught from Idalia, forecast to strengthen rapidly into “an extremely dangerous major hurricane” before hitting the Gulf Coast on Wednesday.
Florida residents loaded up on sandbags and evacuated from homes in low-lying areas along the Gulf Coast to prepare for a storm that the National Hurricane Center projected could have sustained winds of up to 120 mph (193 kph). That would make it a Category 3 hurricane — a potentially big blow to a state still dealing with lingering damage from last year’s Hurricane Ian.
“You still have time this morning to make your final preparations ... but you gotta do that now.” Gov. Ron DeSantis announced at the state’s emergency operations center. Tolls have been waived on highways out of the danger area, shelters have opened, hotels are prepared to take evacuees and more than 30,000 utility workers are being staged to make repairs as quickly as possible in the hurricane's wake, he said.
“You do not have to leave the state. You don’t have to drive hundreds of miles. You have to get to higher ground in a safe structure. You can ride the storm out there, then go back to your home,” DeSantis said.
At 8 a.m. Tuesday, Hurricane Idalia was about 320 miles south-southwest of Tampa, with maximum sustained winds of 80 mph, the hurricane center said. Idalia was moving north at 14 mph.
The center of Idalia will most likely hit a lightly populated area of the Gulf Coast known as the Big Bend before crossing the peninsula and drenching southern Georgia along with the Carolinas on Thursday, forecasters said.
“Right now, the biggest hazards are storm surge,” Robbie Berg, a senior hurricane specialist at the National Hurricane Center in Miami, said Tuesday morning. “We’re expecting a surge as much as 8 to 12 feet above normal tide levels in portions of the Big Bend area of Florida.”
DeSantis declared a state of emergency in 46 counties, a broad swath that stretches across the northern half of the state from the Gulf Coast to the Atlantic Coast. The state has mobilized 1,100 National Guard members, who have 2,400 high-water vehicles and 12 aircraft at their disposal for rescue and recovery efforts.
Columbia County declared a local state of emergency Monday afternoon. Columbia County Emergency Management Director Shayne Morgan said if the current projection holds, Idalia would cross through the heart of Columbia County.
A skeleton crew at the Lake City Council’s emergency meeting also followed the county’s lead and declared a local state of emergency Monday afternoon in response to Tropical Storm Idalia.
Both Columbia County and Suwannee County schools will be closed Tuesday and Wednesday, while Lafayette County and Hamilton County schools will be closed Wednesday. With the closures, all extra-curricular and after-school activities will also be off Tuesday and Wednesday.
Florida Gateway College has also closed all of its offices and campuses on Tuesday and Wednesday. With the closure all college events and classes will be canceled or postponed during that time.
Suwannee County Commissioners declared the local state of emergency in a Sunday emergency meeting. In addition, sandbag locations have been set up in Suwannee County at the Live Oak Fire Department, 200 Duval St. NE in Live Oak; the Suwannee County Judicial Annex, 218 Parshley St. SW in Live Oak; and the Branford Volunteer Fire Department, 502 SW Suwannee Ave. in Branford.
A self-fill sandbag location is also up and running gin Lafayette County at the Mayo Community Center, 138 SW Community Circle in Mayo. There is a 25-bag limit per household.
— The Associated Press contributed to this report