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Insurance Agency in Largo, FL You Can Trust
Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.
As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.
We Put Truckers First Because Others Don't
Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.
At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.
One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.
Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.
If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:
- Affordable Trucking Insurance Plans for Any Budget
- Exemplary Customer Service
- Seasoned Transportation Specialists Who Customize Plans to Your Needs
- A+ Carriers Across the Country
- Simple, Easy Quote and Bind Process
- Multiple Insurance Carriers Quoted to Find You the Best Rates
- Truck Insurance for New Ventures
Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.
The Commercial Truck
Common Types of Big Rig Truck Insurance in Largo, FL
At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.
As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.
Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.
For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.
Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.
While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.
Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.
Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.
Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:
- Business Interruption Insurance
- Reefer Breakdown Insurance
- Occupational Accident with Contract Liability Insurance
- Rental Reimbursement Insurance
- Underinsured or Uninsured Motorist Insurance
- Towing Insurance
- Electronics Insurance
- Much More
Independence Insurance Agency
If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.
Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.
Typically, companies will look at claims that date back three years or less.
We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.
Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.
Independence Insurance Agency: Committed to the Trucking Industry
There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Largo, FL that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.
Latest News in Largo, FL
Largo man trying to collect one million copies of Titanic on VHS
LARGO, Fla. — Growing up, we probably all had that favorite movie that we could just watch over and over and over again. Well, there's a man in Largo who has taken his love for his favorite movie to the extreme.Every time JD adds another VHS copy of Titanic to his collection, he feels like he’s the king of the world.“You know, Titanic is best on VHS,” said JD. “'September 1, 1998, take the voyage home,' that’s what they were saying. That’s what I was playing on the VCR, I was watching t...
LARGO, Fla. — Growing up, we probably all had that favorite movie that we could just watch over and over and over again. Well, there's a man in Largo who has taken his love for his favorite movie to the extreme.
Every time JD adds another VHS copy of Titanic to his collection, he feels like he’s the king of the world.
“You know, Titanic is best on VHS,” said JD. “'September 1, 1998, take the voyage home,' that’s what they were saying. That’s what I was playing on the VCR, I was watching this thing over and over and over again.”
The more people learn about JD’s collection, the more tapes he receives, coming in from all over the world.
“I check that P.O. Box. I mean, I got to fill the car up because there is so much Titanic, baby,” said JD. ‘’I’m trying to get to one million. We have 2,467 right now, so we are so close to that one million.”
Don’t forget, Titanic includes two VHS tapes, which means it takes up double the space in JD’s house. He said eventually, he’s going to have to rent out storage.
He even built a Titanic out of all the Titanics, one of the many fun videos you’ll find on his YouTube Channel, Titanic 97.
“I go to sleep thinking about Titanic, and I wake up thinking about Titanic,” said JD.
JD travels all over the country, searching thrift stores, flea markets and garage sales for copies of the movie.
“You can’t escape this movie. Everyone had it, your grandma had it, your mom, your dad, whoever, someone in your family had this movie,” said JD.
He’s already spent thousands of dollars on the hobby.
“I will go into debt for this gladly because it is well worth it,” said JD.
The majority of his collection consists of standard and widescreen, but he does have an ultra-rare screener version.
“It took me about a year to find this one. It’s in great condition, just love this thing,” said JD while kissing the film, which took home 11 Academy Awards.
It’s only fitting that JD shares the same initials as the movie’s lead character.
“My sunshine, my cream to my coffee, that’s just the man, the legend, you know him, he’s Jack Dawson,” said JD.
Among the shelves of tapes, you’ll find Jack Dawsons of all sizes and shapes.
“We do have Jack to the Future. He is a more futuristic Jack Dawson,” said JD.
With all the talk about JD, you can’t forget about CD, as in Celine Dion.
“We also have the world’s largest collection of Titanic the soundtrack on CD,” said JD. “Ripley’s Believe It or Not took me in, and I will be in the next book."
However, all the newfound fame is really just the tip of the iceberg. This super fan never loses sight of the ultimate goal: one million copies.
His heart and his VHS collection will go on.
If you want to help JD reach his goal, send your VHS copies of Titanic to P.O. Box 5355 Largo, FL 33779.
Copyright 2023 Scripps Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.
Largo business owner discusses recent city growth
LARGO, Fla. — Not many people in Largo have seen how the city has grown quite like Adam Gentile.“I think it’s been changing for the better but it’s been very slow,” Gentile, owner of Largo Feed and Pet Supply, said.He’s been the owner of Largo Feed for nearly 40 years, spending the last 30 on West Bay Drive.What You Need To Know It’s been an investment that’s paid for itself in the form of interactions that he’s had with loyal customers....
LARGO, Fla. — Not many people in Largo have seen how the city has grown quite like Adam Gentile.
“I think it’s been changing for the better but it’s been very slow,” Gentile, owner of Largo Feed and Pet Supply, said.
He’s been the owner of Largo Feed for nearly 40 years, spending the last 30 on West Bay Drive.
What You Need To Know
It’s been an investment that’s paid for itself in the form of interactions that he’s had with loyal customers.
“I just like the customers,” Gentile said. “You know, we have good conversation. I've known them. You know, some people have been coming here ever since I've owned it.”
He’s seen so many changes in this area and he’s witnessing another growth spurt of the surrounding community.
“There's already people wanting to buy buildings,” Gentile said. “There's already one been purchased, the West Coast garage, which is an old institution, you know, gas station at one time someone bought that they're going to build an office building there.”
It’s all part of the city’s Downtown Largo Project, which includes a new city hall, expected to open next year, redeveloping parts of downtown on West Bay and bringing back events to spots like Ulmer Park which is right across the street from Largo Feed.
“They want to use it more, which is fine. I thought it was nice.”
He says overall it’s exciting to see that more things could be coming to this stretch of Largo.
“I just hope it continues to get better and improve. You know, I want to see more businesses,” Gentile said. “Like, it'd be nice to walk out my door to go somewhere to have lunch.”
However, he says his main concern with all this is that he’s frustrated at how long it’s historically taken to see changes there.
He says construction and some beautification choices, like adding more trees, has led to things like less foot traffic for his shop.
“I'm not negative against,” Gentile said, “I'm just negative about the way they do it. That's all.”
He’s optimistic that bringing in new apartment complexes and livening up this area will attract more businesses and continue this growth for the better.
“If you want to draw people to downtown area, you got to have restaurants, shops, people want a bite, you know what I mean?” asked Gentile.
While he says he’s had some objections to the way the city’s handled things over the decades, he’s eager to see Largo thrive, so long as it’s done in an efficient and cost-effective way.
The Horizon West Bay construction, where the new city hall will be by the time construction is done some time in 2024, is also expected to have some retail space along with a new parking garage.
Trappers remove massive 10-foot gator at the 18-Mile-Stretch near Key Largo
NBC 6 South Floridahttps://www.nbcmiami.com/news/local/trappers-remove-massive-10-foot-gator-at-the-18-mile-stretch-near-key-largo/3048327/
Traffic was gridlocked for over an hour after a massive 10-foot gator made it's way onto the northbound lanes of the 18 Mile Stretch near mile marker 126 in Key Largo.At around 6:40 p.m., Pesky Critters Wildlife Control arrived at the scene and after tussling with the reptile for over an hour, the trappers were able to capture and remove the gator to safety.Bodycam footage, provided by Pesky Critters, shows the moment the two trappers faced-off against the enormous alligator as it snarled and lunged at them.The incident ...
Traffic was gridlocked for over an hour after a massive 10-foot gator made it's way onto the northbound lanes of the 18 Mile Stretch near mile marker 126 in Key Largo.
At around 6:40 p.m., Pesky Critters Wildlife Control arrived at the scene and after tussling with the reptile for over an hour, the trappers were able to capture and remove the gator to safety.
Bodycam footage, provided by Pesky Critters, shows the moment the two trappers faced-off against the enormous alligator as it snarled and lunged at them.
The incident comes just days after a man lost his arm to a similar-sized alligator in Port Charlotte.
“Alligators are native to Florida so anywhere that you have freshwater, you have a high likelihood of encountering an alligator so whether that’s a lake, a canal, a pond, a river,” says George Reynaud, an officer with the Florida Fish and Wildlife Commission. “And the most important thing is to learn how to coexist with an alligator. So just because I see an alligator doesn’t mean that it poses a threat, or it has to be removed.”
Much of the agency's job is to get that message out, but they say that sometimes, an alligator can pose a risk if it has lost its natural fear of humans because it was fed illegally.
“In that case, the best thing to do is call FWC, Florida Fish and Wildlife, or we have a program called SNAP which stands for Statewide Nuisance Alligator Program, and that program is designed and dedicated to removing alligators that have become a nuisance or have lost that fear of a person and they get removed permanently from that area,” Reynaud said.
In those cases, you can call 866-392-4286 and they will send a team to remove the nuisance alligator permanently.
The FWC says that most bites can be prevented by staying away from places where alligators may be living.
“If you are walking your pet make sure it’s on a leash and that you don’t bring it near the shoreline or let your pet swim in the water because they do resemble the natural prey of an alligator and that’s going to attract the alligator to the pet,” Reynaud said.
Florida Highway Patrol Assist in Apprehension of 17 Chinese Nationals Following Illegal Landing in Key Largo
Florida Department of Highway Safety and Motor Vehicleshttps://www.flhsmv.gov/2023/10/24/florida-highway-patrol-assist-in-apprehension-of-17-chinese-nationals-following-illegal-landing-in-key-largo/
KEY LARGO, FLA.—Today, Florida Highway Patrol (FHP) announced the capture and detention of 20 undocumented arrivals who landed in Key Largo by boat. On October 22nd, FHP responded to Mile Marker 109 in Monroe County at the request of U.S. Border Patrol to set up a secure perimeter and to assist in the apprehension of the suspects.The undocumented arrivals consisted of 17 subjects from China (11 adult males, six adult females) and three from Ecuador (all adult males).“While the Biden Admi...
KEY LARGO, FLA.—Today, Florida Highway Patrol (FHP) announced the capture and detention of 20 undocumented arrivals who landed in Key Largo by boat. On October 22nd, FHP responded to Mile Marker 109 in Monroe County at the request of U.S. Border Patrol to set up a secure perimeter and to assist in the apprehension of the suspects.
The undocumented arrivals consisted of 17 subjects from China (11 adult males, six adult females) and three from Ecuador (all adult males).
“While the Biden Administration has completely failed at border security, our Florida Highway Patrol troopers stand ready to protect the U.S. border, whether in the southwestern United States or here off the coast of Florida,” said Executive Director Dave Kerner. “This detention of Chinese nationals shows how an open border allows individuals from enemy nations to enter our communities.”
On January 6, 2023, Governor Ron DeSantis issued Executive Order #23-03, saying in a press release, “As the negative impacts of Biden’s lawless immigration policies continue unabated, the burden of the Biden administration’s failure falls on local law enforcement who lack the resources to deal with the crisis. That is why I am activating the National Guard and directing state resources to help alleviate the strain on local resources. When Biden continues to ignore his legal responsibilities, we will step in to support our communities.”
Executive Order #23-03 otherwise known as Operation Vigilant Sentry, not only activates the Florida National Guard but also directs state law enforcement agencies to provide resources to support local governments responding to the increasing number of migrants landing in the Florida Keys.
After recovery, the U.S. Border Patrol took the individuals into custody to be processed.
The Florida Department of Highway Safety and Motor Vehicles (FLHSMV) provides highway safety and security through excellence in service, education, and enforcement. Learn more on our website.
The Florida Highway Patrol strives to achieve core values of courtesy, service, and protection. It is FHP’s job to help ensure the safety and welfare of millions of Florida’s residents and visitors every day. To learn more about FHP or how to become one of Florida’s Finest, visit BeATrooper.com.
Key Largo woman arrested for DUI blames dog for poor driving, kicks deputies, sheriff says
KEY LARGO, Fla. – A 54-year-old Key Largo woman blamed her Yorkshire terrier when deputies pulled her over for a traffic violation Wednesday night, but she was actually drunk, according to a Monroe County Sheriff’s Office arrest report.However, Michele Lee Burke’s driving on the Overseas Highway wasn’t what earned her a felony charge, deputies said.Recommended VideosFormer Miami Beach commission candidate arrestedThis is a modal window.No compatible source was found ...
KEY LARGO, Fla. – A 54-year-old Key Largo woman blamed her Yorkshire terrier when deputies pulled her over for a traffic violation Wednesday night, but she was actually drunk, according to a Monroe County Sheriff’s Office arrest report.
However, Michele Lee Burke’s driving on the Overseas Highway wasn’t what earned her a felony charge, deputies said.
Former Miami Beach commission candidate arrested
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An MCSO sergeant was backing up another deputy on a traffic stop at mile marker 104 just after 10 p.m. when Burke drove by, failing to move over into the left lane or slow down for the deputies on the shoulder as required by law, the report states.
That sergeant broke off the traffic stop and flipped on her lights and siren in an attempt to pull over Burke, who turned on her right blinker but failed to immediately pull over and turned onto Avenue B, where she eventually came to a stop, according to the report.
Burke, whose Yorkie was sitting on her lap, blamed the dog for her driving and had a “strong odor” of alcohol as she struggled to find her registration and proof of insurance, deputies said.
The sergeant “was able to tell the driver only had one eye and her left eye appeared watery,” the report states.
After Burke claimed she only had one drink that night, the sergeant put her through a field sobriety test, deputies said.
The sergeant “asked her if she suffered from any illnesses, and she said, ‘yes, one eye’ and began to laugh,” the report states. Deputies wrote that Burke was then asked if she was currently injured, “which she said ‘no,’ and when asked about physical defects, she said, ‘My mom, my brother.’”
Burke passed an initial attempted eye test but refused to cooperate on other attempts, the report states. Deputy Mario Marin then arrived to conduct a walk-and-turn exercise.
“Michele began laughing as I explained the instructions. I advised Michele it was a serious matter. Michele continued to laugh and stated she knew how to perform the exercise because she had seen it on Facebook,” he wrote in the report. “While demonstrating the walking phase of the exercise, Michele told me to ‘f--- off.’”
He wrote that after he asked Burke “to please cooperate with us to complete the exercises,” she walked away and said “I don’t care” and “I’m going to check on my dog.”
Deputies then attempted to arrest her, but she became “hostile” and cursed at them, tensed up and grabbed a deputy’s finger, the report states.
After deputies cuffed her and placed her in the cruiser, Burke asked where her dog was going and deputies told her animal control was going to come and pick the dog up, the report states.
“At that point, Michele became aggressive and informed me she wanted to punch Sergeant Davis in the throat,” Marin wrote. “Sgt. Davis tried explaining the dog would be returned to her but she continued screaming. Michele tilted her body onto her stomach, releasing herself from her seatbelt (restraint), and started kicking at me. I demanded Michele to stop her violent onslaught, to which she disobeyed and kicked my stomach multiple times.”
Burke then kicked the other deputy in the stomach multiple times as both tried to place her in a restraint, the report states.
Eventually, after she calmed down and was being taken to jail, Burke admitted to “having one too many that night,” according to the report, and later refused a breathalyzer test.
She was booked into jail Thursday morning on a felony charge of resisting an officer with violence and a misdemeanor charge of driving under the influence.
According to jail records, she was being held without bond as of Thursday morning and is set to be arraigned Oct. 10.
Editor’s note: The original version of the article misstated the nature of Burke’s resisting arrest charge and has since been corrected.
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