Learn How the Commercial
Trucking Insurance Experts at Independence Agency
Get A Quote
The Commercial Truck
Insurance Agency in Lebanon, TN You Can Trust
Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.
As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.
We Put Truckers First Because Others Don't
Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.
At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.
One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.
Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.
If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:
- Affordable Trucking Insurance Plans for Any Budget
- Exemplary Customer Service
- Seasoned Transportation Specialists Who Customize Plans to Your Needs
- A+ Carriers Across the Country
- Simple, Easy Quote and Bind Process
- Multiple Insurance Carriers Quoted to Find You the Best Rates
- Truck Insurance for New Ventures
Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.
The Commercial Truck
Common Types of Big Rig Truck Insurance in Lebanon, TN
At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.
As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.
Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.
For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.
Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.
While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.
Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.
Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.
Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:
- Business Interruption Insurance
- Reefer Breakdown Insurance
- Occupational Accident with Contract Liability Insurance
- Rental Reimbursement Insurance
- Underinsured or Uninsured Motorist Insurance
- Towing Insurance
- Electronics Insurance
- Much More
Independence Insurance Agency
If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.
Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.
Typically, companies will look at claims that date back three years or less.
We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.
Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.
Independence Insurance Agency: Committed to the Trucking Industry
There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Lebanon, TN that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.
Latest News in Lebanon, TN
Lebanon shows resistance to car wash business
The Lebanon Planning Commission temporarily halted plans for another car wash on the west side of town during its most recent meeting.Boos Development Group submitted a site plan for Mister Car Wash at 1555 W. Main St., next to the Thorntons gas station at the intersection of Carver Lane.The Lebanon Board of Zoning Appeals granted a conditional use permit for the car wash with minor conditions, including that no variances would be a part of the development.The group ultimately decided to defer action on the site plan so ...
The Lebanon Planning Commission temporarily halted plans for another car wash on the west side of town during its most recent meeting.
Boos Development Group submitted a site plan for Mister Car Wash at 1555 W. Main St., next to the Thorntons gas station at the intersection of Carver Lane.
The Lebanon Board of Zoning Appeals granted a conditional use permit for the car wash with minor conditions, including that no variances would be a part of the development.
The group ultimately decided to defer action on the site plan so city planning staff could receive additional documentation.
The car wash would add to Lebanon’s growing lineup of car washes, which has irritated some residents.
Lebanon Economic and Community Development Director Sarah Haston said a car wash was not her department’s vision for the site.
“As economic development, we did not specifically recruit a car wash. We worked with the developer and property owner and really tried to influence this property,” she said. “We were disappointed with a lot of people that this is what was brought up after all the work we put into this project.”
The Mister Car Wash would be less than a mile east from the Mister Car Wash at 1710 W. Main St. and would likely open after the Washtopia car wash at 640 W. Main St., the former site of Sunset restaurant.
Lebanon leaders took aim at car washes in 2021 and made changes to its zoning code relative to car washes and cleaning services.
The Lebanon City Council shifted the services from uses permitted in the city’s commercial general zone to services allowed as a conditional use, which also added additional requirements for car wash and similar facilities.
“I think we have all heard from you all as the public that we don’t need any more car washes. I am in complete agreement of that,” said Councilor Camille Burdine, who said car washes do not add much economic viability to the city.
The change to services allowed as a conditional use also changed the minimum lot size requirement of auto repair and cleaning services to 1.5 acres and add extra requirements to landscaping and façade.
The changes took effect in 2022.
REI Co-op opens state-of-the-art distribution center in Lebanon, Tennessee that prioritizes the employee experience while setting a new standard in fighting the climate crisis
Facility serves 5.6 million REI members and more than 60 stores in Midwest and Southeast SEATTLE, Oct. 10, 2023 /PRNewswire/ -- National specialty outdoor retailer REI Co-op started fulfillment from its new state-of-the-art distribution center in Lebanon, Tennessee supporting its steady growth in the Midwest and Southeast. The new distribution center will serve more than 60 stores a...
Facility serves 5.6 million REI members and more than 60 stores in Midwest and Southeast
SEATTLE, Oct. 10, 2023 /PRNewswire/ -- National specialty outdoor retailer REI Co-op started fulfillment from its new state-of-the-art distribution center in Lebanon, Tennessee supporting its steady growth in the Midwest and Southeast. The new distribution center will serve more than 60 stores and 5.6 million REI members in the area. The facility's design and operations prioritize the employee experience while setting a new standard to fight the climate crisis.
"We believe the climate crisis is the greatest threat to our business and the future of our planet. REI is leveraging its values and cooperative model to minimize our environmental footprint while serving the outdoor community," says Sylvia Wilks, REI chief supply chain officer. "Our new Lebanon distribution center allows us to improve our delivery speed to customers and stores, increase our throughput capacity and agility, and lower costs all while achieving new sustainable building standards."
Employee Experience The facility provides a productive and healthy environment for employees through design features that support work, rest, and a connection to nature. Highlights include ample daylight through 90 skylights over regularly occupied spaces, floor-to-ceiling windows, exceptional air quality, ergonomic workspaces, and a gym.
The design focuses on enhancing the employee connection to nature with "trails" worn into the concrete floors for wayfinding, wood siding from a decommissioned barn installed in the atrium and furniture, and handrails repurposed from trees removed from the property prior to construction. The co-op is completing a habitat restoration project across the 41-acre property, which will feature a trail for walking and biking.
REI's Lebanon distribution center employs more than 230 part- and full-time staff. Since joining the co-op in mid-summer, the Lebanon team has volunteered alongside Tennessee State Parks for trail maintenance and more. As the co-op's business grows, staff may increase to 350 employees.
Carbon life cycle The distribution center addresses carbon impacts by using 100% renewable, 100% electric energy through an onsite solar array and renewable energy from a soon-to-be-built solar array in eastern Tennessee as part of REI's partnership with Clearloop, a leading carbon solutions provider. Electric forklifts transport goods in the 400,000 square-foot facility while electric chargers are available for staff vehicles. Concrete and steel building materials have upwards of 30% less embodied carbon than typical material specifications.
The building will use 30% less energy than required by code, primarily due to energy efficient lighting and HVAC building systems. This focus on energy savings extends to all building systems. For example, there is widespread use of conveyor belt sensors that pause when product is not moving that also supports acoustic comfort for employees.
Waste REI Lebanon diverted over 90% of its construction waste from landfill and produces almost no waste by diverting over 90% of operational waste from landfill, which the U.S. Green Building Council (USGBC) defines as "zero-waste." The facility also participates in an enterprise-wide partnership with Trex to recycle all thin-film plastic into durable, plastic decking. The co-op will pursue zero-waste certification after a year of operation though the USGBC TRUE zero waste certification program, joining its fleet of distribution centers as certified facilities.
The facility is also highly water efficient, designed to use 50% less water in its operations and landscaping than required by industry baseline. A cistern captures rainwater for non-potable uses within the building while efficient fixtures reduce overall demand. Native and drought-tolerant landscaping further reduce the site's water needs.
REI is targeting a platinum certification via USGBC's LEED v4 BD+C (Leadership in Energy and Environmental Design, Building Design and Construction) rating system. The LEED v4 rating system is widely regarded as the international standard for high-performance structures that account for measurable results in a facility's lifecycle.
The Lebanon facility complements REI's three existing distribution centers in Bedford, Pennsylvania; Goodyear, Arizona; and Sumner, Washington to serve 185 stores in 42 states as well as online order fulfillment for customers across the country and globe. Notably, REI's Bedford and Goodyear locations are also recognized by the USGBC's green building certification.
Every year REI publishes an Impact Report to share its progress against enterprise-wide goals and actions to have a positive impact on employees, members, society, and business. Examples include investing in the employee experience, conveying a network of advocates to connect people to the power of the outdoors and fight to protect it, building an inclusive outdoor community, and implementing product impact standards with 1000+ brand partners to set expectations of their partnership to fight climate change, advance inclusion in the outdoors and manage chemicals.
About the REI Co-opREI is a specialty outdoor retailer, headquartered near Seattle. The nation's largest consumer co-op, REI is a growing community of more than 23 million members who expect and love the best quality gear, inspiring expert classes and trips, and outstanding customer service. REI has 185 locations in 42 states and the District of Columbia. If you can't visit a store, you can shop at REI.com, REI Outlet or the REI shopping app. REI isn't just about gear. Adventurers can take the trip of a lifetime with REI's active adventure travel company that runs more than 100 itineraries across the country. In many communities where REI has a presence, professionally trained instructors share their expertise by hosting beginner-to advanced-level classes and workshops about a wide range of activities. To build on the infrastructure that makes life outside possible, REI invests millions annually in hundreds of local and national nonprofits that create access to—and steward—the outdoor places that inspire us all.
SOURCE REI Co-op
The Dancing Lights of Christmas: A Drive Thru Light Show
The Dancing Lights of Christmas is sure to become a holiday tradition for your family.The drive through light display moved from Jellystone Camp ground in Donelson to the James Ward AG Center in Lebanon several years ago, allowing for a longer trail of lights and more displays.A new display is added every year, so there is always something different to see. The trail took our family about 20 minutes to drive through, but that will increase as we get closer to Christmas. The entire journey through the displays is 2.5 miles long....
The Dancing Lights of Christmas is sure to become a holiday tradition for your family.
The drive through light display moved from Jellystone Camp ground in Donelson to the James Ward AG Center in Lebanon several years ago, allowing for a longer trail of lights and more displays.
A new display is added every year, so there is always something different to see. The trail took our family about 20 minutes to drive through, but that will increase as we get closer to Christmas. The entire journey through the displays is 2.5 miles long.
Pack your car and head east on I-40 to Lebanon. If you visit the Wilson County Fair, it is in the same location. The entrance to the Dancing Lights of Christmas is across from the Dollar General and well marked.
There is a long driveway before the gate to the lights. Depending on when you visit, the wait can be long.
If you do end up waiting in line for a while, there are port-a-potties available for emergencies; including one with handicap access.
It’s one price no matter how many people you have in your car. This year it is $30 for personal vehicles.
We visited on a Sunday evening in mid-November and arrived at 4:40 PM. The Dancing Lights of Christmas do not open until 5 PM, and there was already a short line. We joined the queue, and by the time 5 PM rolled around there were 30 or more cars behind us.
I’m sure you have seen the homes on Youtube that sync music to the lights on the house. The Dancing Lights of Christmas is like that but 10 times bigger and better! There are multiple songs and the lights all flash and dance in sync. If you can, just stop your car and watch for a minute or two and the proceed and stop again. Each place gives you a new view of the fun.
Once you finish the drive through (it took us more than 30 minutes) make sure to stop at Santa’s village.
LIGHT SHOW ADMISSION INCLUDES ADMISSION TO SANTA’S VILLAGE,VISITING WITH SANTA, AND PETTING THE ANIMALS IN THE PETTING ZOO!
Getting hungry? Treats are available including kettle corn, funnel cakes, deep fried Oreos and Twinkies, make your own Smores kits and more!
And don’t forget to leave time for a visit with the jolly old elf himself – Santa is available to talk to and take pictures.
Hours: Nightly from 5 PM to 10 PM, November 10, 2023 – December 31, 2023
Cost: $30 per vehicle (non commercial)
$30 per non profit van/bus
$50 for limousines (Car) $75 (SUV)
$150 for large commercial vehicles, motor homes, or buses
Work starts on new East Nashville Beer Works expansion site in Lebanon with event planned
Work is underway in Lebanon on a second East Nashville Beer Works production facility and taproom that will carry on the original location's full food menu.A groundbreaking ceremony for the public is scheduled Thursday at the future Lebanon location on Callis Road, near State Route 109 and just south of Interstate 40.Initial work on the second East Nashville Beer Works building began in April with city approvals gained. The new location will be 11,656 square feet of building area, according to Lebanon's planning ...
Work is underway in Lebanon on a second East Nashville Beer Works production facility and taproom that will carry on the original location's full food menu.
A groundbreaking ceremony for the public is scheduled Thursday at the future Lebanon location on Callis Road, near State Route 109 and just south of Interstate 40.
Initial work on the second East Nashville Beer Works building began in April with city approvals gained. The new location will be 11,656 square feet of building area, according to Lebanon's planning office.
Hopes are for an 11 to 13 month construction period that will enable the Lebanon location to open by the spring or summer of 2024, East Nashville Beer Works founder and President Anthony Davis said.
“We will run a similar concept as East Nashville Beer Works, but over twice as big,” Davis said as ownership seeks to establish the brand as a regional brewery.
The Lebanon brewery's menu will continue to be centered on made-to-order pizza and salads. A playground and small dog area are also planned for the Lebanon site.
The East Nashville Beer Works name will remain with the taproom to be named for Wilson County.
“It is a unique concept that brings outdoor and pet friendly elements to a fast growing area of Lebanon,” city Ward 4 Alderman Chris Crowell said.
East Nashville Beer Works opened in 2016.
Core brewing production will move to Wilson County, Davis said, with plans to start an East Nashville Beer Works canning line. The Trinity Lane location will continue operating with brewing there for more experimental batches, lagers and taproom-only batches, Davis said.
Partners John Blackwell and Nelson Remus have roots in Wilson County, which led to East Nashville Beer Works exploring the county east of Nashville over several years. The area's growth and the potential to draw from both Lebanon and Mt. Juliet are plusses to the site, Davis said.
East Nashville Beer Works now has around 25 employees. There will be some crossover, but Davis expects to add around 30 workers in all with the new brewery in Lebanon.
The grand opening celebration is scheduled at 3-6 p.m., Thursday, May 18, at 1688 Callis Road, Lebanon, and is open to the public.
Reach Andy Humbles at firstname.lastname@example.org or 615-726-5939 and on Twitter @ AndyHumbles.
Lebanon's Colton Dowell All Smiles as He Begins His NFL Journey with the Titans
NASHVILLE – Colton Dowell took his rookie mishap in stride.While working on a footwork drill over the weekend, the Titans receiver stumbled and fell to the ground during the team's rookie minicamp.It happened right in front of a big group of reporters on hand to cover the debut of the team's first-year players – and also, directly in front of Titans coach Mike Vrabel."My body was moving faster than my mind," Dowell said with a smile. "I had a lot of adrenalin going. … I'...
NASHVILLE – Colton Dowell took his rookie mishap in stride.
While working on a footwork drill over the weekend, the Titans receiver stumbled and fell to the ground during the team's rookie minicamp.
It happened right in front of a big group of reporters on hand to cover the debut of the team's first-year players – and also, directly in front of Titans coach Mike Vrabel.
"My body was moving faster than my mind," Dowell said with a smile. "I had a lot of adrenalin going. … I'd be lying if I said that was the first time I've ever done that, and I'm sure that's not going to be the last time.
"But it's a great thing I can look at it and know I'm not where I need to be at yet. And I can just keep getting better."
So, what did his new head coach say?
"Coach Vrabel, he just kind of looked at me and just moved on," Dowell said, smiling even bigger. "He knows it happens – I am a rookie. So, it is what it is."
Dowell, a seventh-round draft pick of the team, settled in and made some plays – including some nice catches – over the weekend.
The 6-foot-3, 212-pounder sure looked the part as he lined up across from defenders, and in a group of other receivers added by the team since the draft. Two others in his position group over the weekend were undrafted free agents, while two others were in town for a tryout.
The Titans saw something in Dowell that led the team to pick him in the draft, and on Monday he'll join the veterans on the field for the first time in the offseason program. Organized team activities start next week.
This start of this experience is special for Dowell, who grew up in Lebanon, Tennessee, attended Wilson Central High School, and played at Tennessee-Martin.
Growing up, Dowell attended training camp practices at Ascension Saint Thomas Sports Park, and he went to Titans games at Nissan Stadium.
Over the weekend he put in a Titans helmet for the first time.
"I'd like to say he'd be happy," Dowell responded when asked what a younger version of himself would be thinking right now. "And he'd realize this is a dream come true. This is just the start, and I want to continue to make that younger self happy as I keep going."
Dowell said the support from those back home has been great.
"It's been awesome," he said. "I've said it a couple of times, but when you are wanted and you are supported by people you don't even know, it is really great, and I cherish that. It is really a blessing to have that in my life right now because I know as quick as it came it can leave, so I am thankful for that and really enjoying it."
Dowell smiled when asked if he was able to commute from home.
He's actually staying at a nearby hotel with the team's other rookies, rooming with quarterback Will Levis.
Dowell is beginning his new life, as a pro.
"It's been awesome," Dowell said. "I've had a really good time being able to dive completely into football, and not have to worry about classes or anything else coming up. I don't even have to worry about where I am going to eat at – we eat right in there (pointing inside), so it is really awesome to see the level of professionalism that can come with playing this game. I've had a great time."