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Frame The Importance of

Commercial Truck Insurance in Miami Beach, FL

  • Let's face it - truckers in America have always been the backbone of our great country. They still are in modern times. On any given day, thousands of trucks traverse our highways and local roads, delivering goods and products on time so that businesses and consumers have what they need to live life. And while commercial trucking can be an incredibly lucrative way to make a living and put food on the table, it can also be risky and expensive.
  • Whether you're the owner of a fleet, an independent trucker, or have a business that uses big rigs to transport goods, you need commercial trucking insurance to protect you and your client's investments, shield you from liability, and more.
  • That's where working with a reliable truck insurance agency comes into play. Unfortunately, for many commercial truck insurance providers, serving the needs of truckers is low on the proverbial totem pole. At Independence Insurance Agency, nothing could be further from the truth.

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percent The Commercial Truck

Insurance Agency in Miami Beach, FL You Can Trust

Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.

As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.

Commercial Truck Insurance Miami Beach, FL

We Put Truckers First Because Others Don't

 Truck Insurance Miami Beach, FL

Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.

At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.

One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.

Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.

If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:

  • Affordable Trucking Insurance Plans for Any Budget
  • Exemplary Customer Service
  • Seasoned Transportation Specialists Who Customize Plans to Your Needs
  • A+ Carriers Across the Country
  • Simple, Easy Quote and Bind Process
  • Multiple Insurance Carriers Quoted to Find You the Best Rates
  • Truck Insurance for New Ventures

Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.

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Common Types of Big Rig Truck Insurance in Miami Beach, FL

At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.

As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.

Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.

For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.

Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.

While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.

Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.

Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.

Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:

  • Business Interruption Insurance
  • Reefer Breakdown Insurance
  • Occupational Accident with Contract Liability Insurance
  • Rental Reimbursement Insurance
  • Underinsured or Uninsured Motorist Insurance
  • Towing Insurance
  • Electronics Insurance
  • Much More

Three plus 3 Safe Driving Tips to

Lower the Cost of Truck Insurance in Miami Beach, FL

Keeping your drivers safe on the road is crucial not only for their own well-being but also for the safety of other motorists and the financial stability of your business. The Department of Labor has identified the trucking industry as one of the most hazardous sectors in the U.S. In fact, trucking and logistics fleets are known for their high injury and fatality rates. By improving how safely your truckers drive, you can help reduce expenses related to claim payouts, accidents, and insurance premium hikes.

Whether you own a large fleet or you're the owner and operator of a single rig, keep these safe driving tips in mind to help lower your insurance costs.

Implement Preventative Maintenance Plans

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

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 Trucking Insurance Miami Beach, FL

Practice Defensive Driving

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
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 Commercial Liability Insurance For Truckers Miami Beach, FL

Find Ways to Prevent Distracted Driving

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

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 Commercial Truck Insurance Quote Miami Beach, FL

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

 Low Priced Commercial Truck Insurance Miami Beach, FL phone Call Now

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
Commercial Truck Insurance Miami Beach, FL phone Call Now

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

 Truck Insurance Miami Beach, FL phone Call Now

check light FAQs About

Independence Insurance Agency

If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.

Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.

Typically, companies will look at claims that date back three years or less.

We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.

Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.

Independence Insurance Agency: Committed to the Trucking Industry

There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Miami Beach, FL that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.

 Trucking Insurance Miami Beach, FL

Latest News in Miami Beach, FL

Faena Theater in Miami Beach launches ‘Masters of Comedy,’ a monthly comedy series

There’ll be no “shushing” here. Faena Miami Beach is inviting everyone to laugh out loud inside their theater. They’re launching an exclusive monthly comedy series called “Masters of Comedy”.To start off the roar of laughter tomorrow night is Bill Bellamy. Deco got the low down on what to expect from the master player himself.Bill Bellamy: “Mike Tyson calls the honey from the hotel room at 2 o’clock in the morning. Is that or is that not a booty call? Can you help me?”...

There’ll be no “shushing” here. Faena Miami Beach is inviting everyone to laugh out loud inside their theater. They’re launching an exclusive monthly comedy series called “Masters of Comedy”.

To start off the roar of laughter tomorrow night is Bill Bellamy. Deco got the low down on what to expect from the master player himself.

Bill Bellamy: “Mike Tyson calls the honey from the hotel room at 2 o’clock in the morning. Is that or is that not a booty call? Can you help me?”

Comedian, Bill Bellamy made “booty call” a thing. But now it’s taking on a new sound with the youngins.

Bill Bellamy: “Like a booty call sounds like you getting a snack, like you’re really getting something. Sneaky link sound like it might be in the wrong packaging or it might not smell right, you know what I mean? Like it doesn’t sound like it’ll be good for you. You know what I’m talking about?!”

Bill Bellamy: “Be normal. But today? Just ain’t the day!”

Bill starred in the 90’s hit ‘How To Be a Player?’ and seems like he’s aging like a fine wine, what’s the secret?

Bill Bellamy: “Coco butter and laughter, that’s my one, two, three. All jokes aside, I think when you’re happy and you’re doing something that you love it keeps you youthful.”

Bill Bellamy: “I took a bath last week.”

Stand-up is his jam! This is why he’ll be coming to Miami Beach’s Faena Theater to kick-off his “Masters of Comedy.”

Bill Bellamy: “The thing I like the most about it is the masters of comedy. I feel like I’m a master of comedy. I get an opportunity to show you why I’m there and I get to enjoy my Miami, Florida fans. I’m excited to perform there. It’s a beautiful theater. Beautiful!

This lively 305 stage known for Allura Cabaret, now welcomes laughter.

Brian Forti, executive producer of Faena Theater: “Faena Theater is a wonderful intimate theater inside Faena Hotel. It’s been designed after a European opera house. We have performers coming from everywhere and they interact with the guests. The guests are eating and drinking and suddenly there’s an artist coming and sitting next to them dancing.”

Mrs Maisel: “You made a mistake calling a comedian. My refrigerator is not running sir. Bye now.”

The new monthly series was inspired by Prime Video’s hit “The Marvelous Mrs. Maisel.”

Brian Forti: “The art director said we cannot duplicate this look anywhere. We must put her in this theater. It was a great experience and if you watch the episode that is the reason why we have now moved on to presenting comedy series.”

Bill will launch the series, followed by funny guy, Adam Ray and jackass Brad Williams and you better come dressed to impress.

Brian Forti: “It’s unlike the other venues around town where you see comedy. It’s a great experience when you need to get away from work or all the things in your life that are bringing you down at the moment. It’s an escape and it works.”

“Masters of Comedy” premieres Wednesday night at 7 p.m. and 9:15 p.m.

FOR MORE INFO:Faena Theater ‘Masters of Comedy’3201 Collins Ave, Miami Beach, FL, 33140Ticketshttps://faenatheater.com/masters-of-comedy

Copyright 2024 Sunbeam Television Corp. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

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Iconic Raleigh Miami Beach Hotel Revived with Modern Flair

Miami Beach’s skyline is set to sparkle brighter with the transformational revival of The Raleigh, an iconic gem on its historic coastline. Under the visionary guidance of acclaimed architect Peter Marino, a rejuvenation project is breathing new life into this cherished landmark.The Raleigh, originally designed in 1940 by Lawrence Murray Dixon, has long been a symbol of Miami’s vibrant Art Deco heritage. Despite standing empty for...

Miami Beach’s skyline is set to sparkle brighter with the transformational revival of The Raleigh, an iconic gem on its historic coastline. Under the visionary guidance of acclaimed architect Peter Marino, a rejuvenation project is breathing new life into this cherished landmark.

The Raleigh, originally designed in 1940 by Lawrence Murray Dixon, has long been a symbol of Miami’s vibrant Art Deco heritage. Despite standing empty for years, its allure remained undeniable. Now, a collaboration between Marino, New York-based developer SHVO, and Rosewood Hotels & Resorts is steering its evolution into a contemporary marvel while preserving its timeless charm.

The restoration project, a labor of love by Marino and Kobi Karp Architecture & Interior Design Inc., pays homage to the building’s storied past. With meticulous attention to detail, Marino ensures that The Raleigh’s essence remains intact, while seamlessly integrating modern amenities. Guests can anticipate the revival of beloved spaces like the Martini Bar and Tiger Lounge, infused with a fresh perspective that bridges past and present.

But the transformation extends beyond the hotel’s walls. Rising alongside The Raleigh is the majestic Rosewood Residences, a testament to luxury living. Designed by Marino himself, these oceanfront homes offer a lifestyle of unparalleled opulence. From two-bedroom retreats to sprawling seven-bedroom estates, each residence boasts panoramic views of the azure waters.

The Rosewood Residences promise a wealth of exclusive amenities, befitting their elite status. A dedicated lobby adorned with curated art sets the tone for sophistication, while private Porte Cochere entrance and valet service ensure seamless arrivals. For wellness enthusiasts, a state-of-the-art fitness center beckons, complemented by oceanfront swimming pools that invite residents to bask in the sun’s warm embrace.

As Miami Beach continues to evolve, The Raleigh stands as a beacon of timeless elegance, reimagined for a new era. With its historic restoration and contemporary expansion, it epitomizes the seamless fusion of past and future—a testament to the enduring allure of this coastal paradise.

Experience the allure of The Raleigh’s revival—a harmonious blend of history and modernity set against the backdrop of Miami’s enchanting coastline. Whether you’re a connoisseur of architectural marvels or seeking the epitome of luxury living, The Raleigh promises an unforgettable journey into Miami’s storied past and vibrant future.

Cities across Florida are making attempts to crack down on spring break

The state’s efforts come after college kids have spent years partying and causing mischief in many of Florida’s beach townsSpring break season is far from over.College kids are traveling to Florida for its beaches and warm weather, but with that come many risks.Hundreds of teens are partying off Miami’s Ocean Drive. This comes weeks after the city of Miami announced it was imposing curfews, bag checks, and raising fees to punish spring breakers for bad behavior.Like most of the state, authoriti...

The state’s efforts come after college kids have spent years partying and causing mischief in many of Florida’s beach towns

Spring break season is far from over.

College kids are traveling to Florida for its beaches and warm weather, but with that come many risks.

Hundreds of teens are partying off Miami’s Ocean Drive. This comes weeks after the city of Miami announced it was imposing curfews, bag checks, and raising fees to punish spring breakers for bad behavior.

Like most of the state, authorities in Miami Beach, Panama City, and Daytona are rolling out initiatives to stop tourists from trashing the place. On Wednesday, during a bill signing, Florida Governor Ron DeSantis said this year, he’s also deploying heavy reinforcement.

“We’ve seen spring break come; we’ve seen a lot of people here, but you have not seen what you’ve seen in years past," said DeSantis.

The governor compared the state’s homeless problem to young adults coming in for the week and acting reckless. He says Florida’s streets have become too crowded with unwanted visitors. As a result, Gov. DeSantis is sending 140 state troopers to 17 cities across the state to “keep the area safe.”

“We have to govern this state and these communities with an eye toward what’s in the best interests of the law-abiding citizen.”

Florida’s Attorney General Ashley Moody also has something to say about spring breakers. She said Tuesday young adults are typically throwing parties, which opens the door for illegal drugs.

Moody is calling for officers at the Volusia County Sheriff’s department to stack up on naloxone, which is a medicine that rapidly reverses an opioid overdose. The initiative is part of her "One Pill Can Kill" campaign.

“Many equate spring break with drug use," said Moody at a presser in Daytona. "We’ve got to stop that because we now know that so many illegal substances contain a lethal dose of fentanyl.”

Some businesses are also shutting down early due to locally imposed curfews

In a 2019 interview with WFSU, Carol Dover the CEO of the Florida Restaurant & Lodging Association, said the money made from tourists during spring break can help smaller towns grow.

“Tourism is still the economic engine," said Dover. "It doesn’t matter if you’re local or state. You need tourists in your community to continue to bring the sales tax revenue, the bed tax revenue.”

Copyright 2024 WFSU. To see more, visit WFSU.

We skipped a wild spring break in Miami Beach. Instead, we had a blast relaxing with retirees in Florida an hour north.

Travel We skipped a wild spring break in Miami Beach. Instead, we had a blast relaxing with retirees in Florida an hour north. Facebook ...

Travel

We skipped a wild spring break in Miami Beach. Instead, we had a blast relaxing with retirees in Florida an hour north.

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Bright and early on a Saturday morning last March, I boarded a flight southbound to Florida with hundreds of other college students.

As a group, we screamed "spring break" — wearing various cuts and colors of college gear and the joyous expressions that can only be attributed to a week away from school stress.

But when we reached the Sunshine State and most of my fellow passengers headed to Miami Beach for drinking and debauchery, my friends and I didn't go with them.

Instead, we headed about an hour north of Miami toward the quiet oceanside community Hillsboro Beach for our own relaxing spring break.

We'd chosen to skip the ragers and bad behavior associated with spring break, especially spring break in Miami. This year, Miami Beach even launched a campaign "breaking up" with spring-break tourists and enforcing new restrictions to crack down on destructive partying.

But we went to a party school and saw plenty of that back home. Now, we were ready to relax with retirees on our last spring break before college graduation.

We leaned into the laid-back vibes for our whole trip and made friends with retirees

The small beach town we stayed in was mostly populated by retirees in their 60s. Even fellow tourists we saw visiting the local businesses rarely seemed to be under 50 years old.

So, when my friends and I showed up to check into our hotel, we received more than a few confused glances.

We got "Are you sure you're in the right place?" and "Are you heading to Miami?" more than once, but when we explained our plan for a relaxing getaway, we were often met with understanding.

We embraced the "coastal grandmother" aesthetic with our white linen shirts and floppy beach hats and spent hours reading on the beach.

When we weren't soaking up the sun, we played card games and Bananagrams and ventured into the (very tame) downtown area for dinner.

Since we slept steps away from a quiet beach, we traded in late, hungover mornings for early alarms to watch the sunrise.

On many of these mornings, we were joined by a new friend: a retired woman who was traveling alone and missing her grandkids back home.

We enjoyed the sunrises together and watched local conservation workers on ATVs protecting hatching sea turtles as they migrated to the water.

If we were hungover on a crowded Miami Beach, we would've missed out on forming this unlikely friendship that crossed generational divides.

Throughout our trip, we spent time with many kind, older tourists and hospitality workers. Once they realized we weren't obnoxious, havoc-wreaking spring breakers, they were more than willing to share their time and stories with us.

By the time I headed home, I knew we'd made the right choice

After a week in our little slice of heaven, it was time to head back.

In our Uber to the airport at 5 a.m., our driver told us he'd come straight from a night of driving around Miami partygoers — and he had horror stories.

He told us he was surprised by our choice for an alternative spring break, but he understood. He'd seen many arrests, sick students, and lost young people in his spring-break driving career.

When we boarded our plane north, we were reunited with our peers, who had the clammy, tired looks only a hangover can bring.

Reinvigorated from our week of R&R, my friends and I listened to their wild tales from Miami while exchanging knowing glances: We'd made the right choice.

Our spring break perhaps wasn't traditional for college kids, but it was just what we needed.

New parking rules aim to nudge, shove - and even 'sludge' - spring breakers

Jesse Bull moved to South Beach for the surfing.He called the water between between 4th Street and the jetty forming the northern barrier of Government Cut "prime surf area. It doesn't break all the time, but when it does, it's really good."That may sound strange, especially for someone like Bull who grew up in central Illinois – not exactly a mecca for surfing. He picked it up when was studying for his PhD in economics in San Diego. Then he moved to South Beach. He lived in a small apartment and could just walk...

Jesse Bull moved to South Beach for the surfing.

He called the water between between 4th Street and the jetty forming the northern barrier of Government Cut "prime surf area. It doesn't break all the time, but when it does, it's really good."

That may sound strange, especially for someone like Bull who grew up in central Illinois – not exactly a mecca for surfing. He picked it up when was studying for his PhD in economics in San Diego. Then he moved to South Beach. He lived in a small apartment and could just walk out onto the sand when the waves were rolling.

"I have friends who tell me they'd come over to surf. They would drive around for an hour and they couldn't find parking. They would go home," he recalled.

But not for him. The waves were just right outside his back door.

Bull is an economist. So he sees these kinds of situations as trade-offs. He lived in a small apartment, no yard, but he could hoist his surfboard on his shoulder and walk to the waves. His surfing buddies had to find parking.

It’s the kind of trade-off the city of Miami Beach is forcing upon Spring Breakers.

It's you, not the beach

Miami Beach wants to break up with spring break. By the way, if you’re a college or young adult Spring Breakers – it’s you, not Miami Beach. The city has been waging a battle against big crowds, rowdy behavior, violence and traffic. So much traffic.

The city will close nine of its parking garages and all of the city’s parking lots beginning Thursday morning through Monday morning for the next two weekends.

"It's an extreme example of trying to price people out of a market — what behavioral economists might call friction," said David Neal, founder of Catalyst Behavioral Sciences in Miami.

There are exemptions. According to the City of Miami Beach, residents and employees of nearby businesses will still be able to use the closed parking garages using 'proper identification.' The garages and lots will be open for the last two weekends in March but charge a flat $30. It's usually $2 an hour. And getting towed in South Beach for nonresidents will cost more than $500.

"As long as the costs are high enough and people know about it sufficiently in advance to change their plans, then it's probably going to be effective," Neal said.

READ MORE: Everything you need to know about spring break restrictions in South Florida

These types of financial disincentives usually work to change behaviors in the short term, he said, but this effort aims to inflict a lot of financial pain toward its goal of reducing violence.

"Psychologists, policy people, behavioral economists typically try to find ways that subtly nudge people to do the right thing without causing huge amounts of pain," Neal said.

But there’s nothing subtle about Miami Beach’s efforts. The city isn’t nudging spring breakers — it’s shoving them.

"I think that'd be a fair description," said Bull, the surfer and economist from FIU.

"They're saying let's disincentivize people who we don't want to come here. If we make it harder to park, it's less likely that somebody's going to show up with a gun or other things we don't want people to bring."

"This is not a nudge. I wouldn't even call it a shove," said Sara Isaac, chief strategist at Marketing for Change in Orlando where she works on behavior change marketing.

"It might fall into what behavioral scientists call sludge, which is usually a bad thing."

'Sludge' makes something more difficult on purpose. But Isaac said it's not always a bad thing.

"If the locals feel really strongly that they are tired of the chaos and mess and expense of spring break, this is actually a good way of making it harder for all those behaviors to occur," Isaac said.

Salty armpit

South Florida beach towns are no stranger to trying to chill spring breakers.

Forty years ago, A1A in Fort Lauderdale was the epicenter of the spring break crowds. It was the early and mid 1980s. Fort Lauderdale was wrestling with its own spring break reputation. It had become known as Fort Liquordale. In 1985, People Magazine called the area on A1A "a sleazy mile-and-a-half long stretch of shops, bars and hotels dead center in the salty armpit of Fort Lauderdale."

The area was busy on a recent weekend afternoon. The sand was filled and crowds were beginning to form at the bars and restaurants.

Fort Lauderdale also tackled traffic in its fight against spring break. Four decades ago, the city brought in concrete jersey barriers to build what was derisively called a wall. It kept people from crossing across A1A between the bars and the beach anywhere they wanted to.

The city built the barrier for a few years during spring break and it did help reduce traffic problems as Fort Lauderdale staged its own efforts to break up with spring break. Four decades later, plastic jersey barriers on one side of A1A and crowd control fencing on the other are doing the same now.

Fort Lauderdale may also use parking, hoping to force behavior changes during this spring break season. The city commission okayed a change two weeks ago that will allow the city manager to hike parking fees at city lots near the beach to $100 a day.

Supply and demand

Back in Miami Beach, the lack of supply of parking is likely to drive up the cost at private parking lots that remain open. This is Economics 101 — with no city parking garages open in South Beach over the next two weekends, and demand probably still high, prices should go up.

"I would sure expect the private suppliers to really increase their prices," said Bull of FIU. "[It] may be unfortunate from consumers’ viewpoint, but it's interesting because probably those businesses will do very well on those weekends at the expense of some people who choose not to go [while] the people who choose to go [will] pay higher rates."

There is no city regulation in Miami Beach limiting how much a private parking lot operator can charge.

Fort Lauderdale and Miami Beach are anchoring expectations for visitors by talking about these higher costs and bigger hassles to get to the beach. Kind of like Bull’s old surfer buddies when the wind blew in the right direction to stir up the waves on South Beach.

"The good days — it's a barreling, fast, hollow wave. It's super crowded, and it's really hard to find parking in that area," Bull remembered.

It will be even harder the next two weekends.

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