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Frame The Importance of

Commercial Truck Insurance in Miami Beach, FL

  • Let's face it - truckers in America have always been the backbone of our great country. They still are in modern times. On any given day, thousands of trucks traverse our highways and local roads, delivering goods and products on time so that businesses and consumers have what they need to live life. And while commercial trucking can be an incredibly lucrative way to make a living and put food on the table, it can also be risky and expensive.
  • Whether you're the owner of a fleet, an independent trucker, or have a business that uses big rigs to transport goods, you need commercial trucking insurance to protect you and your client's investments, shield you from liability, and more.
  • That's where working with a reliable truck insurance agency comes into play. Unfortunately, for many commercial truck insurance providers, serving the needs of truckers is low on the proverbial totem pole. At Independence Insurance Agency, nothing could be further from the truth.

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percent The Commercial Truck

Insurance Agency in Miami Beach, FL You Can Trust

Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.

As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.

Commercial Truck Insurance Miami Beach, FL

We Put Truckers First Because Others Don't

 Truck Insurance Miami Beach, FL

Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.

At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.

One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.

Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.

If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:

  • Affordable Trucking Insurance Plans for Any Budget
  • Exemplary Customer Service
  • Seasoned Transportation Specialists Who Customize Plans to Your Needs
  • A+ Carriers Across the Country
  • Simple, Easy Quote and Bind Process
  • Multiple Insurance Carriers Quoted to Find You the Best Rates
  • Truck Insurance for New Ventures

Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.

chart The Commercial Truck

Common Types of Big Rig Truck Insurance in Miami Beach, FL

At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.

As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.

Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.

For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.

Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.

While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.

Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.

Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.

Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:

  • Business Interruption Insurance
  • Reefer Breakdown Insurance
  • Occupational Accident with Contract Liability Insurance
  • Rental Reimbursement Insurance
  • Underinsured or Uninsured Motorist Insurance
  • Towing Insurance
  • Electronics Insurance
  • Much More

Three plus 3 Safe Driving Tips to

Lower the Cost of Truck Insurance in Miami Beach, FL

Keeping your drivers safe on the road is crucial not only for their own well-being but also for the safety of other motorists and the financial stability of your business. The Department of Labor has identified the trucking industry as one of the most hazardous sectors in the U.S. In fact, trucking and logistics fleets are known for their high injury and fatality rates. By improving how safely your truckers drive, you can help reduce expenses related to claim payouts, accidents, and insurance premium hikes.

Whether you own a large fleet or you're the owner and operator of a single rig, keep these safe driving tips in mind to help lower your insurance costs.

Implement Preventative Maintenance Plans

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

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 Trucking Insurance Miami Beach, FL

Practice Defensive Driving

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
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 Commercial Liability Insurance For Truckers Miami Beach, FL

Find Ways to Prevent Distracted Driving

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

phone Call Now
 Commercial Truck Insurance Quote Miami Beach, FL

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

 Low Priced Commercial Truck Insurance Miami Beach, FL phone Call Now

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
Commercial Truck Insurance Miami Beach, FL phone Call Now

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

 Truck Insurance Miami Beach, FL phone Call Now

check light FAQs About

Independence Insurance Agency

If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.

Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.

Typically, companies will look at claims that date back three years or less.

We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.

Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.

Independence Insurance Agency: Committed to the Trucking Industry

There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Miami Beach, FL that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.

 Trucking Insurance Miami Beach, FL

Latest News in Miami Beach, FL

“Kissaki” appears on the scene in South Beach in a new upscale dining experience

The South of Fifth neighborhood in South Beach is known for posh restaurants. Adding to the So-Be mix is a top or should we say tip of the sushi scene. “Kissaki” is bringing its celeb following to So-Be. Check out what they’re rolling out in South Beach.The person on the phone: The sushi knife, the tip of it, of the blade is Kissaki.Travis Winston: Gotcha. OK.Winston’s partner: It’s what Kissaki means.Travis Winston: AlrightWinston’s partner: It’s not a kiss on a sa...

The South of Fifth neighborhood in South Beach is known for posh restaurants. Adding to the So-Be mix is a top or should we say tip of the sushi scene. “Kissaki” is bringing its celeb following to So-Be. Check out what they’re rolling out in South Beach.

The person on the phone: The sushi knife, the tip of it, of the blade is Kissaki.

Travis Winston: Gotcha. OK.

Winston’s partner: It’s what Kissaki means.

Travis Winston: Alright

Winston’s partner: It’s not a kiss on a sake.

Travis Winston: Who would’ve guessed that?

We totally guessed “Kissaki” means kissing sake. So let’s run that back. What’s “Kissaki” again?

Travis Winston: “The word means, the tip of the knife, specifically a sushi knife.

Yes, because there’s a lot of slicing, patting, and glazing going on behind the sushi counter at this new upscale dining experience.

This hot spot just got hotter. Opening its doors first in New York. Now in South Beach.

Travis Winston: “Familiar celebrity faces from New York also be down here so you see, New York, The Hamptons, and now Miami kind of go hand in hand with that same crowd. Foodgod has been a frequent client. Larsa Pippen was here last week and Michael Jordan’s son, they’ve been here a couple of times.

And keeping it fresh is what the people love.

Travis Winston: “We have a full-service bar. We have traditional table seating and then Omakase, which is Omakase only at the bar, and it’s all open kitchen here. So you can see everything being freshly made in front of you. Fish, we directly import from overseas. We don’t use a distributor. See those coming in right away and cut up in front of you.

You have a 10 or 15-course Omakase option to experience.

Devyn Yerushalmi: “It was honestly so good. I’ve lived here for over 20 years and super fresh and I’m really satisfied. I’ve tried a lot around Miami.”

For land food options, there’s Wagyu hot stone.

Travis Winston: “And we also have some other Japanese spinoffs. We’re known for our Wagyu fried rice. Our uni pasta, again blends two concepts that people don’t see as uni, and you know Italian cuisine.

From top-shelf sake to signature classic cocktails, if there’s a thirst, they will quench it. But the warm vibe is a vibe.

Rachel Gregson: “Amazing martinis, amazing sushi. I also have a vegan friend and they have tons of great vegan options too. It’s such a great atmosphere honestly. It’s not too packed, it’s not too crowded. It’s fun, upbeat vibe and you can also have conversations with the person next to you. It’s not overly loud.”

Copyright 2024 Sunbeam Television Corp. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

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Piper apparent winner in special election for North Miami Beach mayor

Voters in North Miami Beach headed to the polls Tuesday to decide on a new mayor, months after the former mayor was arrested and removed from office.With all precincts reporting, Evan Piper was the apparent winner with about 57% of the vote compared to just under 43% for Paule Villard.Piper, 59, is a lifelong North Miami Beach resident, president of the chamber of commerce, and a longtime member of the city's planning and zoning board."One of the biggest issues that North Miami Beach is facing as a city is there&rsq...

Voters in North Miami Beach headed to the polls Tuesday to decide on a new mayor, months after the former mayor was arrested and removed from office.

With all precincts reporting, Evan Piper was the apparent winner with about 57% of the vote compared to just under 43% for Paule Villard.

Piper, 59, is a lifelong North Miami Beach resident, president of the chamber of commerce, and a longtime member of the city's planning and zoning board.

"One of the biggest issues that North Miami Beach is facing as a city is there’s too much divisiveness in the city," Piper said. "I do want people to realize that they can have trust in government and that is one thing that I bring to the table is to show that we can restore trust and trust our elected officials."

Villard is a former North Miami Beach commissioner.

The city's former mayor, Anthony DeFillipo, was arrested back in May on illegal voting charges. He was suspended by Florida Gov. Ron DeSantis days later.

DeFillipo, in an exclusive interview with NBC6 earlier this year, admitted to using an old address within city limits to vote, calling it an honest mistake.

“It was an oversight and I had it fixed immediately when I noticed,” DeFillipo told NBC6.

But a complaint filed with the Miami-Dade Commission on Ethics & Public Trust accused DeFillipo of living in Davie. The North Miami Beach city charter requires elected officials to reside in the city.

Miami-Dade State Attorney Katherine Fernandez Rundle said DeFillipo was living primarily at his Davie home when he voted in August, October and November 2022 for a district he was no longer legally qualified to vote in.

Location data tracking DeFillipo’s cellphone showed how he woke up on election day at his Davie property, traveled to vote in North Miami Beach, and then returned at night to his Davie property. The cellphone data showed DeFillipo slept most nights since in Davie after selling his longtime family home in North Miami Beach in 2021.

DeFillipo maintains he’s lived in the city since taking office. He has pleaded not guilty and his trial is set for next year.

Some tourists venture into water off Miami Beach; businesses take hit due to wicked weather

MIAMI BEACH, Fla. – As the sun went down Saturday, the wind gusts began to pick up on South Beach. And while this had been mostly a wind event for the area, it also started getting some drenching rains.A normally bustling Ocean Drive was mostly empty Saturday evening due to the weather.“It’s not great -- it’s very windy and I don’t like it,” Marcel Lemanczyk, who is visiting from Poland, said.Tourists from overseas were disappointed with the lack of sun.Instead,...

MIAMI BEACH, Fla. – As the sun went down Saturday, the wind gusts began to pick up on South Beach. And while this had been mostly a wind event for the area, it also started getting some drenching rains.

A normally bustling Ocean Drive was mostly empty Saturday evening due to the weather.

“It’s not great -- it’s very windy and I don’t like it,” Marcel Lemanczyk, who is visiting from Poland, said.

Tourists from overseas were disappointed with the lack of sun.

Instead, there was whipping wind and biting rain on Miami Beach where they still ventured out.

“To check. When you’re in Miami, you should check the beach,” Lemanczyk said.

CLICK HERE to view Local 10′s live cameras across South Florida.

The stalled-out weather system gave the area one last kick Saturday evening.

Befuddled visitors made the best of their trip to South Florida.

“I mean, it’s still pretty warm. What? 70 degrees out, not bad, besides the wind and waves,” Luke Frye, who is visiting from Michigan, said.

Max Gane and Leon Gogol, who are visiting from Germany, said this is their first time in America and they were thrilled to be in South Florida.

They both even ventured into the water off South Beach.

“Even with this wind, even with this rain, it’s still great. Swim in this water. Miami Beach is the best place in the world!” they said.

But business owners weren’t as excited.

At the Gabriel Italian restaurant, the manager said business is down 60 percent over the past three days.

“I’ve been here for 25 years, and this is the first time in December there is such a bad weather,” Dario Alano said.

The weather was a major impact to businesses, but several owners and workers said they’re hoping that as this system moves on, they will be able to catch up for this season.

They’re hoping business gets back to normal next week.

For more about your local weather forecast and a live radar, visit this page.

Extremely rare and ‘special' whale sighting near South Florida coast

A South Florida father got quite the belated birthday gift on a fishing trip with his son Tuesday morning.Captain Abie Raymond and his father David captured rare footage of a whale breaking the surface in the waters off Sunny Isles Beach.Abie says he and his father were just out for a fun day of fishing. They started out near Haulover looking for big groupers near a a shipwreck.Without much luck, they headed north toward the Hallandale area hoping to find more fish.Abie says they dropped their bait to the bottom a...

A South Florida father got quite the belated birthday gift on a fishing trip with his son Tuesday morning.

Captain Abie Raymond and his father David captured rare footage of a whale breaking the surface in the waters off Sunny Isles Beach.

Abie says he and his father were just out for a fun day of fishing. They started out near Haulover looking for big groupers near a a shipwreck.

Without much luck, they headed north toward the Hallandale area hoping to find more fish.

Abie says they dropped their bait to the bottom again, when a large shark caught his attention.

"As I was looking at that big shark," he says. "I saw a big whale come up and surface and blow out water what looked like 30 feet in the air."

Abie and David decided to quickly wind up their grouper line and head towards the whale for a closer look.

"Before we knew it, we were doing 10 or 15 miles an hour catching up with this whale," said Abie. "That was the speed the whale was actually doing."

Abie captured videos of the wild encounter and shared them with friends and marine biologists — many of whom say the mammal appears to be a gray whale.

Marine Biologist Gerard Loisel is the owner and director of a South-Florida-based marine biology camp, where he actually once had Abie as a former student.

Loisel also saw the video and consulted a former student who is now a marine biologist specializing in whales.

Loisel says they believe the whale is definitely a type of baleen whale. Baleen whales are whales have bristly baleen plates instead of teeth, which they use to collect shrimp-like krill, plankton and small fish from the sea.

Baleen whales include blue whales, humpback whales and gray whales.

"There are several possibilities," said Loisel after conferring with his former student. "He says it's definitely not a humpback or a white whale. He believes there's a good chance it's a gray whale."

While gray whales are amazing long-distance travelers, a sighting in South Florida is extremely rare. They are found predominantly in shallow coastal waters of the north Pacific Ocean, according to the Whale and Dolphin Conservation.

Even toothed whales like orcas and sperm whales are typically strangers to the waters of South Florida. Yet, just five months ago, a pod of orcas was seen swimming in Key Largo.

"Any time you see whales of any species off the Florida coast, that's special," says Loisel.

Loisel also advises that people keep their distance if they ever encounter a whale, both for their own personal safety and the safety of the animal, as many of these species are protected and endangered.

Despite having been born and raised in South Florida, David and Abie say they've never seen anything like this.

Abie runs a fishing charter at the far north end of Miami Beach at Haulover Park. He says he has been fishing over 200 days a year for the last 16 years.

"In the entirety of my 16-year career, I've seen whales three times," Abie says. "The previous two times, I wasn't even within 40 miles of the Greater Miami area."

He says the only two other times he saw whales, he was in the direction of the Bahamas Bank.

The experience was also a first for Abie's father David who said he's only ever seen small pilot whales this close to Miami.

"It was very cool," said David. "It was an unforgettable moment in nature, and to share that with my son was extra special."

Are Florida's waters safe to swim in? What to know before going to the beach this holiday weekend

For many Floridians, packing up and heading to the beach is the ideal way to spend Labor Day weekend.But after a rainy summer and recent storms, officials are warning of potential health risks that can make some beaches more dangerous to swim in than others.So before jumping into the water, here's a look at some things to watch out for as you make your way to the shoreline this weekend, according to the Fl...

For many Floridians, packing up and heading to the beach is the ideal way to spend Labor Day weekend.

But after a rainy summer and recent storms, officials are warning of potential health risks that can make some beaches more dangerous to swim in than others.

So before jumping into the water, here's a look at some things to watch out for as you make your way to the shoreline this weekend, according to the Florida Department of Health.

Fecal bacteria contamination

People who come into contact with contaminated water, whether ingested while swimming or by entering the skin through a cut or sore, may experience gastrointestinal illness, human disease, infections or rashes, according to the FDOH.

Runoff from rain and storms can result in higher levels of water contamination — a trend we've seen throughout the month of August.

This occurs when rain overloads sewers and untreated wastewater, bringing bacteria to beaches and into oceans.

Many fecal bacteria, like enterococci, thrive in Florida’s warm waters, which have reached record-high temperatures this summer.

Florida's coastal counties, like Broward and Miami-Dade, regularly test beaches for dangerous bacteria levels as part of the Healthy Beaches program.

During the month of August, the quality of several Miami-Dade County beaches like Haulover Beach, Key Biscayne Beach and Crandon tested "poor" at some point.

The most recent swimming advisory was for Crandon Park North and South, which was issued on Aug. 24. Health officials asked the public to avoid swimming in the area and reported that several consecutive water samples “did not meet the recreational water quality standard for enterococci.”

The no-swim advisory was later lifted on Aug. 29 after testing revealed that the water quality returned to "good."

While these beaches have since been deemed safe, it is important to note that the waters were last tested on Aug. 28, before Hurricane Idalia brought heavy rains to South Florida.

Click here for a breakdown of the latest recent test results for Florida's beaches in each coastal county.

In order to prevent coming into contact with contaminated water, experts recommend avoiding swimming near piers or jetties where there is less water circulation.

Flesh-eating bacteria

Another potential threat beachgoers should be aware of in Florida is Vibrio vulnificus — rare species of so-called "flesh-eating" bacteria found in raw shellfish or seawater.

The dangerous strain of vibrio bacteria has been linked to five deaths in Florida this year, state health officials said.

A total of 26 cases of the deadly infection, called necrotizing fasciitis, have been confirmed statewide this year, including one in Broward. No cases have been reported this year in Miami-Dade.

Necrotizing fasciitis is a skin infection caused by rare bacteria that enter the body through a break in the skin.

Marine wildlife

Another potential threat to watch out for at the beach this weekend is wildlife.

When major storms and hurricanes strike an area, they sometimes bring in marine life from the Atlantic closer to our shores.

In the wake of the strong wind gusts from Hurricane Idalia, beachgoers should be careful about potentially dangerous encounters with wildlife.

Rip currents

Rip currents are another concern that beachgoers should be aware of. Strong rip currents increase the risk of drowning.

According to the National Weather Service, the risk for rip currents is moderate or high for all South Florida beaches and most of the remainder of the state.

As of Friday, the risk was high on Florida’s entire east coast and moderate in Broward and Miami-Dade counties.

For the latest update on rip current risks at Florida's beaches, click here.

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