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Insurance Agency in Morristown, TN You Can Trust
Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.
As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.
We Put Truckers First Because Others Don't
Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.
At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.
One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.
Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.
If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:
- Affordable Trucking Insurance Plans for Any Budget
- Exemplary Customer Service
- Seasoned Transportation Specialists Who Customize Plans to Your Needs
- A+ Carriers Across the Country
- Simple, Easy Quote and Bind Process
- Multiple Insurance Carriers Quoted to Find You the Best Rates
- Truck Insurance for New Ventures
Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.
The Commercial Truck
Common Types of Big Rig Truck Insurance in Morristown, TN
At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.
As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.
Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.
For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.
Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.
While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.
Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.
Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.
Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:
- Business Interruption Insurance
- Reefer Breakdown Insurance
- Occupational Accident with Contract Liability Insurance
- Rental Reimbursement Insurance
- Underinsured or Uninsured Motorist Insurance
- Towing Insurance
- Electronics Insurance
- Much More
Independence Insurance Agency
If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.
Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.
Typically, companies will look at claims that date back three years or less.
We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.
Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.
Independence Insurance Agency: Committed to the Trucking Industry
There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Morristown, TN that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.
Latest News in Morristown, TN
‘We can create whatever we want to’ | Girls-only club breaking boundaries for East Tenn. girls
Local non-profit in Morristown, Girls Inc., opens new Makerspace to host summer camps. Local non-profit in Morristown, Girls Inc., opens new Makerspace to host summer camps.MORRISTOWN, Tenn. (WVLT) - A girls-only summer camp in Morristown is reminding the next generation of women that the opportunities are endless. Girls Inc. opened a new space for their summer camps.Girls Inc. is a non-profit dedicated to changing the barriers society has placed on young women. What started as a dream of a space where girls can learn ...
Local non-profit in Morristown, Girls Inc., opens new Makerspace to host summer camps.
Local non-profit in Morristown, Girls Inc., opens new Makerspace to host summer camps.
MORRISTOWN, Tenn. (WVLT) - A girls-only summer camp in Morristown is reminding the next generation of women that the opportunities are endless. Girls Inc. opened a new space for their summer camps.
Girls Inc. is a non-profit dedicated to changing the barriers society has placed on young women. What started as a dream of a space where girls can learn to be creative and make things themselves using tools, was made possible with the Makerspace.
Donated by Howmet Aerospace in Morristown, the Makerspace teaches girls to use their hands on drills, hammers, saws and other machines such as a 3-D printer.
“We can create whatever we want to, and I want them to take ‘We can create whatever we want,’ to the real world and outside of Girls Inc. and let them know they can create whatever they want to,” said Chloe Ward, the Makerspace Creator.
The Girls Inc. summer camps are every year for six weeks out of the summer. Every day is a different activity, and one camper said it has helped her come out of her shell.
“I definitely feel like I opened up to people. I’m not a very talkative person when it comes to new people, but I feel like it’s forced me to open up,” said Chloe, a third-year Girls Inc. camper.
A study shows at a certain age young girls begin to disassociate being smart with being pretty and start believing that they cannot be both. Girls Inc. plans to change that, and the Makerspace is just one way they’re doing it.
“You have the typical stereotypes. Everyone’s like, ‘Well a woman’s job.’ I want them to defeat all odds at that. I want them to be like, ‘I can use a drill. I can use a screwdriver. I can use a hammer, and I can do a dang good job,’” said Ward.
Parents can still sign their children up for the Girls Inc. summer camps across East Tennessee. Anyone interested in more information can visit the Girls Inc. website.
Copyright 2023 WVLT. All rights reserved.
$35 million Morristown Landing to open by March
MORRISTOWN, Tenn. (WATE) — The doors to a brand new, massive recreation complex in Morristown are getting ready to open for the spring. While crews are still unpacking equipment and moving in, the 115,000 square foot, $35 million facility will include a variety of amenities for every person.Steve Eaton, the general manager of the ...
MORRISTOWN, Tenn. (WATE) — The doors to a brand new, massive recreation complex in Morristown are getting ready to open for the spring. While crews are still unpacking equipment and moving in, the 115,000 square foot, $35 million facility will include a variety of amenities for every person.
Steve Eaton, the general manager of the Morristown Landing complex spoke about the diversity of the facility being one of the most appealing features.
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“We have a state-of-the-art swimming pool or an aquatic center with slides, we’ll be offering swimming lessons, state-of-the-art climbing facility, state-of-the-art fitness center, meeting spaces for the corporations and families to have celebrations,” Eaton said. “It touches so many different elements in the community.”
Some additional features include the field house which includes four hardwood basketball or six hardwood volleyball courts, plus the track above.
Eaton said a complex of this magnitude has been discussed for more than a decade in the Morristown community. While some may feel like it’s too much too soon, Eaton said he feels confident people will be blown away.
“Change is difficult for a lot of people, but this is positive change, we have something for everybody in this community and they’re going to see the impact,” he said. “They’ll get the value once they come in and we show them what this place can do.”
Eaton also said it’s community focused first, but will still be a major incentive for people and businesses moving to the area.
“Just the quality of the venue and all of the assets you have here, it’s going to attract different companies to come to the area,” said Eaton. “It’s going to be a supporting piece when the City is trying to attract businesses.”
He went on to say it’s, “all about heads in beds, food in the restaurants, and it’s a great way for us to drive economic impact into the City of Morristown.”
Eaton said the goal is to have the Morristown Landing open by March 2023.
‘Have a blessed day:’ Morristown McDonald’s worker goes viral after buying meal for customer
MORRISTOWN, Tenn. (WATE) — A 16-year-old McDonald’s worker in Morristown was recognized by the fast food company after he went viral for an act of kindness.Haiden Fultz was working at his first job in Morristown earlier this summer when he met Jason Mosier. Mosier said he stopped by the McDonald’s on his way home from work to get a couple of sandwiches and a small fry when his card was declined. ...
MORRISTOWN, Tenn. (WATE) — A 16-year-old McDonald’s worker in Morristown was recognized by the fast food company after he went viral for an act of kindness.
Haiden Fultz was working at his first job in Morristown earlier this summer when he met Jason Mosier. Mosier said he stopped by the McDonald’s on his way home from work to get a couple of sandwiches and a small fry when his card was declined.
“[I] took my card out to pay for it and my card was declined, so I swiped it. It declined. Tapped it, it declined. And it happened to me before like a couple of times this year where my card had quit working. I was frustrated and Haiden took out his bank card and just like reached over the counter and slid his in.” Mosier said.
While he tried to stop the teen, Fultz ultimately paid for his meal, but Mosier insisted on giving him the few dollar bills he had in his wallet and said he would pay him the rest back later.
In an interview Wednesday, Fultz explained what was going through his mind when he paid for the meal: he just wanted to make Mosier’s day better.
“I know small gestures, they make people’s day better, so I was like, ‘Hey, I should help him out.’ Fultz said.
Instead of keeping the few dollars Mosier gave him, Fultz snuck the dollar bills back into Mosier’s bag and scrambled to find a pen.
“The receipt thing kind of just popped into my head. I was searching around for a pen everywhere. Then I wrote it, gave it back, didn’t let him know. And I was just like, I hope this makes his day,” he said.
After Fultz gave Mosier his bag, he took the food back to his truck. When he sat the food down, Mosier said the bag came open just enough for him to see the cash he gave Fultz and a note.
“He had written on the back of the receipt. ‘Have a blessed day.’ And so I just immediately just teared up. I was like ‘Oh, man, that is so sweet.’ You know, just really kind gesture for him to do that and I sat there for a minute and I’m like, you know, I got to go back in and get a selfie with this kid because that was just something that you don’t see every day.”
Mosier later posted that photo and a photo of his bag with the note on his social media, and from there, the post went viral. As of September 14, the post has gotten more than 43,000 likes and 37,000 shares.
On July 27, Fultz was surprised by McDonald’s with a celebration honoring his spontaneous act of kindness and reuniting Fultz and Mosier.
Since going viral, Fultz said life hasn’t changed much, but he does get recognized occasionally.
“It’s been kind of normal. Most people don’t recognize me. I get it like once in a while, but it’s… I’ve got one picture taken with me so far. Feels like I’m a celebrity, but so far it’s normal, it’s goin’ good.”
Fultz’s store manager also added that he’s a teenager with a big heart.
“He’s a good kid. He’s a normal teenager, of course. He’s always willing to do anything that you ask him to do,” said Store Manager Janice Latchford. “He’s got a big heart, and you know, he shows that.
Department of Labor finds Tennessee McDonald’s franchisee endangered minor who suffered deep fryer burn, assesses $3K civil penalty
MORRISTOWN, TN – A U.S. Department of Labor child labor investigation has found that the operator of a McDonald’s franchise location in Morristown assigned a 15-year-old employee – who suffered hot oil burns while using a deep fryer – to perform tasks considered hazardous for young workers.Investigators with the department’s Wage and Hour Division learned that Faris Enterprises of TN LLC, operator of the McDona...
MORRISTOWN, TN – A U.S. Department of Labor child labor investigation has found that the operator of a McDonald’s franchise location in Morristown assigned a 15-year-old employee – who suffered hot oil burns while using a deep fryer – to perform tasks considered hazardous for young workers.
Investigators with the department’s Wage and Hour Division learned that Faris Enterprises of TN LLC, operator of the McDonald’s location at 2505 East Morris Blvd., illegally allowed the minor to cook french fries using a hot oil deep fryer without an automatic basket to lower and raise its contents. The division determined the 15-year-old worker was removing the food from the fryer manually when they were burned. The division assessed Fairs Enterprises a $3,258 civil penalty for the child labor violation.
During its investigation, the division also found Faris Enterprises had deducted pay from two workers during overtime workweeks to account for uniforms and cash register shortages, violations of the Fair Labor Standards Act. Faris had committed similar violations in the past. The division recovered $45 in back wages for the affected workers and assessed the employer $882 in civil money penalties given the violations’ repeat nature.
“Since 2018, we have seen an alarming increase in federal child labor violations, including allowing minors to operate equipment or do types of work that endangers them or employing them for more hours or later in the day than federal law allows,” said Wage and Hour Division District Director Lisa Kelly in Nashville, Tennessee. “Any employer who hires young workers must know what work they are allowed to do and when they can and cannot work. Unfortunately, our investigators are finding too many employers who are unaware of the law or chose to ignore it.”
The division found 688 minors employed in hazardous occupations in fiscal year 2022, the highest annual count since fiscal year 2011.
“Young workers, their parents and other stakeholders should use our online tools or contact the Wage and Hour Division for guidance, compliance assistance or other resources,” added Kelly.
The Wage and Hour Division offers multiple tools to help employers understand their responsibilities and offers confidential compliance assistance to anyone with questions about how to comply with the law, by calling the agency’s toll-free helpline at 866-4US-WAGE (487-9243). The department can speak with callers in more than 200 languages. Visit the agency’s website to learn more about the Wage and Hour Division, including information about protections for young workers on the department’s YouthRules! website.
Teams surveying damage in East Tennessee after Monday’s severe weather
Melanie Vásquez Russellhttps://www.wate.com/weather-news/teams-surveying-damage-in-east-tennessee-after-mondays-severe-weather/
KNOXVILLE, Tenn. (WATE) — Survey teams conducted storm damage surveys in Knox, Loudon and Jefferson Counties, according to the National Weather Service in Morristown.The NSW Morristown has confirmed that an EF2 tornado struck West Knox County amid Monday afternoon’s severe weather. The ...
KNOXVILLE, Tenn. (WATE) — Survey teams conducted storm damage surveys in Knox, Loudon and Jefferson Counties, according to the National Weather Service in Morristown.
The NSW Morristown has confirmed that an EF2 tornado struck West Knox County amid Monday afternoon’s severe weather. The tornado is the first one reported in the month of August for the area and spanned possibly 200 yards across with winds up to 130 mph.
The surveys also showed that “line winds” were the cause of the damage in both Jefferson and Loudon Counties. Jefferson Country (at the Sevier County line) had winds reaching up to 85 mph. Loudon County had winds reaching up to 75 mph.
NWS sent out survey teams Tuesday morning to assess the damage from severe weather that impacted the three counties Monday afternoon.
An NWS Morristown spokesperson told the WATE 6 On Your Side Storm Team that two survey teams went to conduct damage surveys: One team traveled to Knoxville and another went to Loudon County.
Another NWS team went to Jefferson County to survey the area’s storm damage as well.
The Knoxville team started on Hardin Valley Road and Campbell Station Road and worked their way East. The Loudon County team worked with the Loudon EMA to coordinate a location, NWS Morristown said.
“Please give us time to assess and understand if we can’t answer every call. We’ll do our best.”
On Monday afternoon fallen trees and debris impacted homes and neighborhoods in Knox County and power outages occurred throughout greater Knox County. The area was under a severe thunderstorm warning at the time. No injuries have been reported.
The preliminary report from NWS on the West Knox County EF2 tornado states that the tornado damaged the Lovell Crossing Apartments.
“The National Weather Service office in Morristown TN will continue to assess the damage across the area today,” NWS Morristown stated in its preliminary report.
The final report is expected later Tuesday.
The WATE 6 Storm Team says the weather on Tuesday is expected to be quieter with slightly less humidity with a mix of sunshine and clouds. Rain is expected to return to the area by Wednesday.
Editor’s Note: This story has been updated.