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Insurance Agency in Mount Pleasant, SC You Can Trust
Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.
As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.
We Put Truckers First Because Others Don't
Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.
At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.
One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.
Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.
If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:
- Affordable Trucking Insurance Plans for Any Budget
- Exemplary Customer Service
- Seasoned Transportation Specialists Who Customize Plans to Your Needs
- A+ Carriers Across the Country
- Simple, Easy Quote and Bind Process
- Multiple Insurance Carriers Quoted to Find You the Best Rates
- Truck Insurance for New Ventures
Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.
The Commercial Truck
Common Types of Big Rig Truck Insurance in Mount Pleasant, SC
At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.
As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.
Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.
For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.
Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.
While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.
Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.
Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.
Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:
- Business Interruption Insurance
- Reefer Breakdown Insurance
- Occupational Accident with Contract Liability Insurance
- Rental Reimbursement Insurance
- Underinsured or Uninsured Motorist Insurance
- Towing Insurance
- Electronics Insurance
- Much More
Independence Insurance Agency
If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.
Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.
Typically, companies will look at claims that date back three years or less.
We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.
Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.
Independence Insurance Agency: Committed to the Trucking Industry
There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Mount Pleasant, SC that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.
Latest News in Mount Pleasant, SC
Meet the candidates: Mark Flannery
Tell me about your professional background and how you feel it makes you a good fit to be a council member.I’ve been teaching in Charleston County since 2016. This is my 24th year teaching. The local aspect of teaching, most of my career has been in teaching elementary school, but still the local aspect of working in the community where I live has always been something that I really like. Now I’m in North Charleston, so it’s the greater community where I live. I think this is a theme of why I’v...
Tell me about your professional background and how you feel it makes you a good fit to be a council member.
I’ve been teaching in Charleston County since 2016. This is my 24th year teaching. The local aspect of teaching, most of my career has been in teaching elementary school, but still the local aspect of working in the community where I live has always been something that I really like. Now I’m in North Charleston, so it’s the greater community where I live. I think this is a theme of why I’ve chosen to run for Town Council because I would like to see Mount Pleasant make its own decisions on a local level and be responsible for them and with citizens participating in the process. I lived in France for seven years and I have a Bachelor of Science in French and psychology and a master’s degree in educational technology. I’ve just always been part of the local community and have worked well with others.
What do you feel is the biggest issue facing the town today, and what plans do you have to address this?
I have a daughter, a six-year-old, and we went to James Island yesterday to go rock climbing in James Island County Park. I would like to see the green spaces improved in Mount Pleasant to make it something where travelers don’t have to go across town to go to the (County) Park. I know that there’s a bike path in … Laurel Hill County Park and just a dirt road going in a half-mile circle and there are things that we can put back there that would be places you can take your kids and take your family.
The other thing is I think that health all across the United States is a problem. We pay more for healthcare. We have more healthcare issues related to obesity and diet. I would like to be somebody who spreads the message of healthy eating and healthy lifestyles lead to better lives. We have a great little local market there at Boone Hall...we have the Farmers Market on Tuesday and Boone Hall is open the rest of the week.
The results of the Public Input Matters survey found that throughout all seven districts in town, respondents feel that traffic in Mount Pleasant needs to be improved. What are some concrete solutions that you feel can address this?
The traffic in Mount Pleasant and housing in Mount Pleasant — I don’t know if ‘victims of our own success’ is the right word for it. We have a very unique geography here. We are a virtual island in that there’s no shortcuts. There’s one way in and one way out. You may come across I-526 or I-26 or you go north towards McClellanville and Georgetown up (Highway) 41. There just isn’t room.
I know that the Town Council has a plan and they’ve already hired a company to look into certain traffic solutions. As a new council member, I’m not sure if I would be able to offer anything different to what they have already decided on.
Another area Public Input Matters survey takers responded to was housing availability. Forty-one percent of respondents felt that affordable housing options should be increased. How do you feel this can be accomplished?
I think it speaks well to the people in Mount Pleasant that we want things for people like affordable housing, but whether or not there is a feasible solution to providing that affordable housing — where are we going to put affordable housing? It makes sense that people want affordable housing but do they want the affordable housing in their backyard?
I want to live locally, I want to buy locally, want to shop locally, but we can’t escape the fact that a lot of our local decisions are made on a state and national and global level. How does Mount Pleasant make affordable housing when the interest rates are 7.75 percent? There are things happening on a national level that we just can’t control that can make our job of creating affordable housing next to impossible.
Is there anyone who has served as a role model to you, either from politics, past experiences or family members, that you look to and consider while you run for office?
One thing my dad always taught us was sometimes doing the right thing is the hardest thing to do, but you can take solace in the fact that it’s the right thing to do. I am a part owner of a restaurant in Washington, D.C. with my brother Eric and when Washington D.C. decided to impose the vaccine mandate on restaurants … we were the only restaurant in Washington, D.C. to actively say no, we’re not going to check people’s health papers. It was very hard on my brother to do that, and he’s such a big part of the local community. What I just really admired was his courage and even though it financially wasn’t the best decision. Financially, it wasn’t a great decision, but it was the right decision to make and his principles are something that I truly admire and I try to follow that example in my own life.
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Fresh start for retail space as supermarket chain to enter Charleston market
Warren L. Wise email@example.com://www.postandcourier.com/business/real_estate/fresh-market-mount-pleasant-sc/article_54c69a58-5d81-11ee-9a83-7ba15ab76de8.html
MOUNT PLEASANT — A North Carolina-based supermarket chain plans to enter the Charleston market, stepping in after another grocery store’s plans fell through.The Fresh Market has taken over the lease from discount grocer Lidl for a space in Bowman Place ...
MOUNT PLEASANT — A North Carolina-based supermarket chain plans to enter the Charleston market, stepping in after another grocery store’s plans fell through.
The Fresh Market has taken over the lease from discount grocer Lidl for a space in Bowman Place Shopping Center, according to a document filed Sept. 27 in the Charleston County land records office.
A spokeswoman for the Greensboro-based specialty grocer said the company “did not have anything to share at this time” on its open schedule.
Peter Stone of Mount Pleasant’s planning department said Fresh Market has not presented construction plans to the town, which usually considers building and facade alterations as well as signage through the Commercial Design Review Board.
German company Lidl, with its U.S. headquarters in Arlington, Va., had planned to move into a 26,000-square-foot space in the Dick’s Sporting Goods-anchored retail center near Bowman Road and Johnnie Dodds Boulevard.
Work came to a halt more than a year ago.
A Lidl representative did not respond for comment.
The Fresh Market now has the remainder of the 15-year tenant agreement Lidl signed three years ago next month. The lease also included an option for 15 more years.
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The site originally held a 20,000-square-foot kitchen store, but it closed in early 2020. Lidl wanted a larger space, so it added 6,000 square feet and a loading dock in the rear of the building.
The Fresh Market has nine stores in South Carolina. Its closest location to Charleston is about 70 miles up the coast at Pawleys Island.
The chain offers an upscale assortment of fresh produce, meat and seafood along with a deli, bakery, prepared foods and fresh-cut flowers. The store also has beer, wine, coffee and bulk nuts along with various other items.
In 2017, Fresh Market first eyed the state’s fourth-largest municipality and its 95,000 residents who have a median household income of more than $106,000, according to U.S. Census figures.
Publix eventually brought one of its small-format specialty grocery stores called GreenWise Market to the 21,535-square-foot space in Indigo Square Shopping Center off U.S. Highway 17, where Fresh Market was looking.
GreenWise Market, near Mount Pleasant Towne Centre, closed in 2020 about 16 months after it opened. It’s now the site of outdoor gear retailer REI Co-op.
Another specialty grocer also made a run in Mount Pleasant. North Carolina-based Southern Season shuttered its store off Coleman Boulevard in 2016, less than three years after it opened. It’s now the home of Gold’s Gym.
Last year, South American retailer Cencosud acquired a 67 percent stake in The Fresh Market. Existing grocery store shareholders retained a minority equity interest in the company.
The Fresh Market, with 159 stores in 22 states, was founded in 1982. The size of its stores average about 21,000 square feet.
The Bowman Place location is near a 4-mile stretch of Johnnie Dodds Boulevard between the Ravenel Bridge and Interstate 526 that’s teeming with supermarkets. They include Harris Teeter, Whole Foods, Publix, Traders Joe’s, Aldi and Walmart.
Lidl has a dozen stores in South Carolina, with two in the Charleston area in Goose Creek and North Charleston.
Charcuterie concept opens first South Carolina location in Mount Pleasant
Graze Craze, a new charcuterie concept known for crafting grazing boards and boxes, has opened its first South Carolina location at 3373 South Morgans Point Road in Mount Pleasant.The new storefront is located in the National Crossing shopping center at the main entrance of the Charleston National neighborhood, according to a news release. Graze Craze is a part of Big Flavor Brands, the food service division of Starpoint Brands, a family of companies affiliated with United Franchise Group.At Graze Craze, charcuterie experts, kn...
Graze Craze, a new charcuterie concept known for crafting grazing boards and boxes, has opened its first South Carolina location at 3373 South Morgans Point Road in Mount Pleasant.
The new storefront is located in the National Crossing shopping center at the main entrance of the Charleston National neighborhood, according to a news release. Graze Craze is a part of Big Flavor Brands, the food service division of Starpoint Brands, a family of companies affiliated with United Franchise Group.
At Graze Craze, charcuterie experts, known as grazologists, design arrangements that feature an array of ingredients that are ideal for grazing, like fresh fruits and vegetables, premium meats and cheeses, artisanal sweets, nuts and more, the release stated.
The Mount Pleasant Graze Craze is the only one of its kind in the Charleston area, and the franchise owners behind the new store Keith and Kendra Lovas are thrilled to share something completely new with the community they call home, the release stated.
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“The wonderful people of Mount Pleasant love to gather and celebrate,” said Keith Lovas in the release. “There is no better centerpiece for a special occasion than a Graze Craze charcuterie board — it’s unmatched in quality, beauty and functionality.”
The Lovas enjoy playing a role in their community with Kendra working at a local elementary school and Keith coaching youth sports teams through the Mount Pleasant Recreation Department, according to the release. In addition to serving exceptional grazing boards, the Lovas plan to use their Graze Craze to expand their local involvement and sponsor sports teams, further supporting kids in being active and chasing their dreams. The Lovas are also interested in bolstering regional business development through their involvement with the Mount Pleasant Chamber of Commerce.
Graze Craze charcuterie arrangements incorporate an assortment of flavors, like the popular Gone Grazey board, balanced to provide a bit of everything – a mix of cured meats, premium cheeses, crackers, fresh produce, nuts and more. The Vegegrazian is designed with a medley of fresh fruits and vegetables for anyone embracing a plant-based lifestyle.
The artisan-inspired charcuterie offerings at Graze Craze are available in different size options, from Char-Cutie-Cups and Picnic Boxes for nibbling to sharing-size boards with enough fresh food to feed a large party, the release stated.
Business owner sets sights on MPW Commission
A local business owner and longtime Mount Pleasant resident is pursuing an open seat on the Mount Pleasant Waterworks Commission this fall.Pete Loy enters a semi-crowded field of candidates for the open seat on the MPW Commission. Four other individuals filed for candidacy, including newcomer and energy strategist Ashton Raffety, local leader John Wright, former MPW General Manager Clay Duffie and 2015 Town Council candidate Julio Avendano.Loy started Citadel Enterprises, a remodeling company based in Mount Pleasant, in 1991. A...
A local business owner and longtime Mount Pleasant resident is pursuing an open seat on the Mount Pleasant Waterworks Commission this fall.
Pete Loy enters a semi-crowded field of candidates for the open seat on the MPW Commission. Four other individuals filed for candidacy, including newcomer and energy strategist Ashton Raffety, local leader John Wright, former MPW General Manager Clay Duffie and 2015 Town Council candidate Julio Avendano.
Loy started Citadel Enterprises, a remodeling company based in Mount Pleasant, in 1991. After over 30 years in the business, Loy said he feels that his company is at a place where he can take a step back and start focusing his energy on community involvement and running for an open seat on the Mount Pleasant Waterworks Commission felt right.
“As a successful business professional, I can bring a businessman’s perspective with fresh ideas,” he shared.
The Citadel Enterprises President graduated from the Citadel in 1987 and is a Bishop England High School alum. He shared some additional experience in conservation: he was a chairman for the East Cooper Chapter of the Coastal Conservation Association of South Carolina, as well as a former State Director for the organization. Loy said that if elected, he would take a look at opportunities to be proactive in storms and weather events and look at ways to sustainably provide water and wastewater.
“Environment is a concern there because ... we have this phenomena of weather events, rising speeds. These weather events are happening more frequently,” Loy said. “It will only be a bigger challenge as time goes on, so we need to find ways to provide sustainable sources of water and wastewater.”
Loy also mentioned monitoring growth and development as it relates to the utility.
“Generally speaking, I want to be able to control it. I don’t want to shut it down, but it needs to be sustainable. It needs to be smart and it needs to pay for itself. We’re faced with sprawl and development and you don’t want to infringe on anybody’s property rights, but we just need to be smart about it.
If elected, Loy said he would prioritize taking time to listen, both to the other six members of the commission and MPW’s customer base. He also feels his experience as a successful business owner will help him focus on attracting qualified new hires.
Loy commended the work that MPW has already done in improving the water quality in the Town, and the effective collaboration between the current Board of Commissioners.
“They’ve worked well together. They get along. We’re very lucky to have (MPW General Manager) Allan Clum. He’s intelligent. He’s a collaborator. So that’s a good thing, so I would be walking into being set up for success,” Loy said.
Yacht firm wants to drop anchor on Coleman Blvd. in Mount Pleasant
Warren L. Wise firstname.lastname@example.org://www.postandcourier.com/business/real_estate/yacht-mount-pleasant-charleston-coleman-boulevard/article_fe8e3a94-5afe-11ee-9205-678c03e3f85c.html
You’re seeing The Post and Courier’s weekly real estate newsletter. Receive all the latest transactions and top development, building, and home and commercial sales news to your inbox each Saturday here.Boat business wants to use site temporarily until property owner’s redevelopment plans get underwayA ...
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Boat business wants to use site temporarily until property owner’s redevelopment plans get underway
Captains Choice Yachting of Lockwood Drive has struck a short-term lease deal with Coleman Holdings, owner of the site of a former wrecker service at 415 W. Coleman Blvd., to sell and store boats temporarily as plans to redevelop the site wind their way through the government approval process.
The idea needs the approval from the town’s Board of Zoning Appeals, which will take up the request for a special exception to allow outdoor storage and display of boats Oct. 30.
The site sits between Vicious Biscuit restaurant and Peach Orchard Plaza, where the property owner has long-term plans to redevelop the property. The boat business plans to move out when the development project gets underway.
Captains Choice plans to clean up what it calls “property in a state of dilapidation” with an unauthorized construction dump site in the rear to display high-end boats on trailers behind a fence, where viewing will be by appointment only.
The boat business is offering to demolish the building near the street and an old three-bay shop in the rear, clean up the overgrown site and keep a covered open-air structure.
No tree removal is involved and a fence is proposed around the property’s perimeter. The proposed entrance to the site is through a gate that will be set back 75 feet from the road. It also will allow room for parking and maneuvering boats off and off the site.
Captains Choice manages private motor yachts and sells Albury Brothers boats. It also brokers high-end tailorable boats for its clients.