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Frame The Importance of

Commercial Truck Insurance in Oak Ridge, TN

  • Let's face it - truckers in America have always been the backbone of our great country. They still are in modern times. On any given day, thousands of trucks traverse our highways and local roads, delivering goods and products on time so that businesses and consumers have what they need to live life. And while commercial trucking can be an incredibly lucrative way to make a living and put food on the table, it can also be risky and expensive.
  • Whether you're the owner of a fleet, an independent trucker, or have a business that uses big rigs to transport goods, you need commercial trucking insurance to protect you and your client's investments, shield you from liability, and more.
  • That's where working with a reliable truck insurance agency comes into play. Unfortunately, for many commercial truck insurance providers, serving the needs of truckers is low on the proverbial totem pole. At Independence Insurance Agency, nothing could be further from the truth.

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percent The Commercial Truck

Insurance Agency in Oak Ridge, TN You Can Trust

Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.

As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.

Commercial Truck Insurance Oak Ridge, TN

We Put Truckers First Because Others Don't

 Truck Insurance Oak Ridge, TN

Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.

At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.

One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.

Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.

If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:

  • Affordable Trucking Insurance Plans for Any Budget
  • Exemplary Customer Service
  • Seasoned Transportation Specialists Who Customize Plans to Your Needs
  • A+ Carriers Across the Country
  • Simple, Easy Quote and Bind Process
  • Multiple Insurance Carriers Quoted to Find You the Best Rates
  • Truck Insurance for New Ventures

Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.

chart The Commercial Truck

Common Types of Big Rig Truck Insurance in Oak Ridge, TN

At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.

As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.

Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.

For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.

Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.

While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.

Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.

Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.

Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:

  • Business Interruption Insurance
  • Reefer Breakdown Insurance
  • Occupational Accident with Contract Liability Insurance
  • Rental Reimbursement Insurance
  • Underinsured or Uninsured Motorist Insurance
  • Towing Insurance
  • Electronics Insurance
  • Much More

Three plus 3 Safe Driving Tips to

Lower the Cost of Truck Insurance in Oak Ridge, TN

Keeping your drivers safe on the road is crucial not only for their own well-being but also for the safety of other motorists and the financial stability of your business. The Department of Labor has identified the trucking industry as one of the most hazardous sectors in the U.S. In fact, trucking and logistics fleets are known for their high injury and fatality rates. By improving how safely your truckers drive, you can help reduce expenses related to claim payouts, accidents, and insurance premium hikes.

Whether you own a large fleet or you're the owner and operator of a single rig, keep these safe driving tips in mind to help lower your insurance costs.

Implement Preventative Maintenance Plans

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

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 Trucking Insurance Oak Ridge, TN

Practice Defensive Driving

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
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 Commercial Liability Insurance For Truckers Oak Ridge, TN

Find Ways to Prevent Distracted Driving

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

phone Call Now
 Commercial Truck Insurance Quote Oak Ridge, TN

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

 Low Priced Commercial Truck Insurance Oak Ridge, TN phone Call Now

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
Commercial Truck Insurance Oak Ridge, TN phone Call Now

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

 Truck Insurance Oak Ridge, TN phone Call Now

check light FAQs About

Independence Insurance Agency

If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.

Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.

Typically, companies will look at claims that date back three years or less.

We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.

Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.

Independence Insurance Agency: Committed to the Trucking Industry

There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Oak Ridge, TN that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.

 Trucking Insurance Oak Ridge, TN

Latest News in Oak Ridge, TN

Environmental Protection Agency sued over Oak Ridge landfill for radioactive waste

The Environmental Protection Agency is illegally withholding records that could shed light on why it approved plans to build a radioactive waste landfill in Oak Ridge over the objections of senior government officials, an environmental group claims.The landfill serves as a receptacle for remnants of decades-old low-level radioactive waste from the Manhattan Project, which developed the atomic bomb. Its debris comes from demolished structures from the Y-12 National Security Complex and Oak Ridge National Laboratory. The landfill’...

The Environmental Protection Agency is illegally withholding records that could shed light on why it approved plans to build a radioactive waste landfill in Oak Ridge over the objections of senior government officials, an environmental group claims.

The landfill serves as a receptacle for remnants of decades-old low-level radioactive waste from the Manhattan Project, which developed the atomic bomb. Its debris comes from demolished structures from the Y-12 National Security Complex and Oak Ridge National Laboratory. The landfill’s location – on a Superfund site near scenic local waterways – raised contamination concerns among officials within the EPA and the Tennessee Department of Environment and Conservation.

Former EPA Administrator Andrew Wheeler nevertheless approved the plan, which required waiving Clean Water Act rules, in the waning days of the Trump Administration — a decision upheld by his Biden Administration successor, Michael Regan.

Now, according to the Public Employees for Environmental Responsibility (PEER) advocacy group, holdover EPA officials from the prior administration are responsible for illegally denying its Freedom of Information Act requests related to Wheeler’s decision for nearly a year.

Superfund aims to clean up toxic hot spots, not create more of them. The core issue is that Superfund cleanups must be done in accordance with, not in violation of, the Clean Water Act.

– Tim Whitehouse, Public Employees for Environmental Responsibility

The agency is “frustrating (PEER’s) efforts to adequately understand and educate the public regarding EPA actions and policies” that guided the landfill decision, a federal lawsuit filed earlier this month in the District of Columbia said. The suit is seeking a court order releasing thousands of records related to the Oak Ridge landfill.

An EPA spokesperson said Thursday that the agency does not comment on pending litigation. The Department of Energy did not respond to questions from the Tennessee Lookout.

The decision to create a landfill that could leak potentially toxic runoff into northeast Tennessee streams and creeks has raised broader concerns.

The Department of Energy, which operates the Oak Ridge site, has indicated they intend to pursue similar waivers of the Clean Water Act at a Superfund site in Paducah, Kentucky.

“Superfund aims to clean up toxic hot spots, not create more of them,” said Tim Whitehouse, a former senior EPA enforcement attorney who now serves as PEER’s director. “The core issue is that Superfund cleanups must be done in accordance with, not in violation of, the Clean Water Act.”

The EPA division housing Superfund has not had a leader under the Biden Administration because the Senate has not confirmed one, “leaving the program in the hands of holdover staff,” he said.

EPA staff who prepared briefing material for Regan, the Biden Administration chief who upheld his predecessor’s decision to green-light the landfill, suspect that the concerns they raised did not make it through those holdover senior staff, the advocacy group said.

Clarification: This story has been updated to note the landfill takes in debris from the Y-12 National Security Complex as well as Oak Ridge National Laboratory.

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The Secret Is Out in Oak Ridge, TN

The Secret Is Out in Oak Ridge: This is where the Manhattan Project beganWith the popularity of “Oppenheimer” in theaters, perhaps it’s time for a look at where America’s quest to create the atomic bomb began: Oak Ridge, Tenn. A four-hour drive north from Lake Lanier into northeast Tennessee to learn what really happened in the “Secret City,” probably one of the best-kept covert operations of the U.S. government on domestic soil during World War II.Lakeside Senior Reporter Pam ...

The Secret Is Out in Oak Ridge: This is where the Manhattan Project began

With the popularity of “Oppenheimer” in theaters, perhaps it’s time for a look at where America’s quest to create the atomic bomb began: Oak Ridge, Tenn. A four-hour drive north from Lake Lanier into northeast Tennessee to learn what really happened in the “Secret City,” probably one of the best-kept covert operations of the U.S. government on domestic soil during World War II.

Lakeside Senior Reporter Pam Keene toured Oak Ridge with the town’s official historian Ray Smith, who also worked at Y-12 starting in the 1980s. Today the town has preserved many of the original buildings. The city remains active in scientific research.

It was a top-secret location, created from the farmlands and pastoral rolling hills of northeast Tennessee in the early 1940s. Even the people who worked and lived there from 1942 to 1949 didn’t know the whole story at the time. It was simply referred to as The Manhattan Project.

What began as Clinton Engineering Works has become the City of Oak Ridge, one of three sites for The Manhattan Project at the beginning of World War II. Its purpose? Atomic research that led to the creation of the atomic bomb.

“In its heyday in 1945, Oak Ridge was the fifth-largest city in the state with more than 75,000 residents,” says Ray Smith, the official city historian of all things Oak Ridge. “Yet until (atomic bombs) Little Boy and Fat Man were dropped on Hiroshima and Nagasaki, the secret of Oak Ridge was protected. It’s amazing to realize that of all those people, no one there knew what work was being done. Everything was compartmentalized and people were strictly forbidden to talk about what they were doing.”

About 3,000 families were displaced along Black Oak Ridge as the federal government took over the area in the early 1940s. Contractors constructed large industrial buildings, makeshift houses, dormitories, a non-denominational chapel, a guest lodge and a community swimming pool.

The 60,000-acre complex in East Tennessee functioned like a city with concrete construction facilities, a cafeteria, a commissary and schools. Underemployed and unemployed people were hired to work on small parts of the project, intentionally kept unaware to protect a national secret.

Signs throughout the area warned of the need for secrecy: “Hold Your Tongue. The Job’s Not Done.” “Who Me? Yes You … Keep MUM about this Job.” “Your Pen and Tongue can be Enemy Weapons. Watch What You Write and Say.”

“When workers traveled by bus to nearby Knoxville, they were sometimes met with questions like ‘What are you doing out there?’ to which the reply was ‘As little as possible.’ Even couples working in different areas weren’t allowed to discuss what they did,” he says. “Some of the women sat all day at consoles turning dials; little did they know they were enhancing uranium that would be used for making the atomic bomb.”

Ray moved to Oak Ridge several decades after Little Boy and Fat Man brought an end to World War II. For 47 years, he worked at the Y-12 facility, previously used to produce enriched uranium. Along the way, Ray’s interest in history and photography led him to become an authority on Y-12 and the heritage of Oak Ridge.

At one point, he was asked to make a list of all the buildings at the site, nearly 800 of them. Some 300 were demolished; others were repurposed, such as the New Hope Community Center, formerly a gathering place for employees’ dances and bingo and now a museum.

He’s written several books about Oak Ridge, compiled years of newspaper columns for The Oak Ridger, and consulted with authors, including Denise Kiernan who authored “The Girls of Atomic City.” He was a producer on a 90-minute documentary “Secret City: The War Years” about Oak Ridge, narrated by actor David Keith, as well as a documentary about the Manhattan Project and Department of Energy photographer Ed Westcott.

“My purpose is to keep the heritage and history of Oak Ridge alive for future generations,” Ray says. “So much happened here and is still happening, and there are so many stories to tell.”

The Oak Ridge site is one of three units that make up The Manhattan Project National Historic Park, established on November 10, 2015. The other two are located in Los Alamos, New Mexico, and Hanford, Washington.

“To have the full experience of the Manhattan Project National Historic Park you have to visit all three locations,” says Mark Watson, city manager of Oak Ridge. “You’ll only get one-third of a stamp on your national park passport if you only visit one site because they each played a vital part in The Manhattan Project.”

As for Oak Ridge, the city is home to several museums that tell the story of the people and the history of the Manhattan Project: The American Museum of Science and Energy, The Oak Ridge History Museum, The K-25 Museum and the Children’s Museum of Oak Ridge. Exhibitions tell the story of the past, the present and the future of Oak Ridge.

“What many people don’t understand is that what happened in Oak Ridge more than 85 years ago as the beginning of the atomic age opened the doors to much more,” says Matt Mullins, marketing director of the American Museum of Science and Energy. “From the technology used in rockets and submarines to identifying isotopes to treat cancer, it was just the beginning of transforming our very world.”

Tours of the museums, a chance to speak with volunteer docents, some of whom worked at the top-secret project, and drive-bys past the remnants of the original complex paint a picture of the past; however Oak Ridge is a thriving community.

“We are still an active site for research and development with many federally secured facilities,” Mark says. “However, when people visit Oak Ridge, they are not only seeing a part of history, they are getting a window into the future. It’s an exciting place to be.”

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Drivers need to remain aware of several road projects underway in Oak Ridge

Oak Ridge Public Works crews will be conducting asphalt repairs on South Illinois Avenue beginning Oct. 23. That's just part of the various road work people traveling within the city of Oak Ridge need to keep in mind.Asphalt repairs begin Oct. 23The asphalt work by the city will begin Monday on South Illinois Avenue near ...

Oak Ridge Public Works crews will be conducting asphalt repairs on South Illinois Avenue beginning Oct. 23. That's just part of the various road work people traveling within the city of Oak Ridge need to keep in mind.

Asphalt repairs begin Oct. 23

The asphalt work by the city will begin Monday on South Illinois Avenue near Oak Ridge Turnpike and travel toward Lafayette Drive and Scarboro Road. Crews will repair various locations along South Illinois Avenue in both directions, according to a city news release.

This work is being conducted in anticipation of a complete resurface that the Tennessee Department of Transportation (TDOT) has scheduled for 2024.

Resurfacing work on Oak Ridge Turnpike continues

Tennessee Department of Transportation (TDOT) contractors began work to resurface Oak Ridge Turnpike last week.

Crews are milling the Oak Ridge Turnpike from east to west. The project is expected to take four to seven weeks, according to city spokesperson Lauren Gray.

Work is expected to be primarily after business hours. Drivers should expect temporary, short-term lane closures; no full lane closures are planned.

Road closures on Scarboro Road for water lines

Road work continues for the new water lines for the city's new water treatment plant.

From late November to mid-January, according to Gray, work will continue up to and on the Y-12 National Security Complex campus to the connection point at the existing water plant at the top of the hill inside Y-12.

Questions about any of the road work in the city can be directed to Oak Ridge Public Works at (865) 425-1875.

And for those traveling outside of the city - road work is currently being done in downtown Clinton's Main Street and continuing northbound outside the city toward Rocky Top on U.S Highway 25W.

The Oak Ridger's News Editor Donna Smith covers Oak Ridge area news. Email her at dsmith@oakridger.com and follow her on Twitter@ridgernewsed.

Support The Oak Ridger by subscribing. Offers available at https://subscribe.oakridger.com/offers.

Oak Ridge nonprofit helping homeless families secure housing

KNOXVILLE, Tenn. (WATE) — An Anderson County nonprofit is on a mission to make sure no child sleeps outside.Thousands of people are experiencing homelessness on any given day in Tennessee. A homeless assistance group in Anderson County is working to offer a solution that gets families off the street and into housing. 8-year-old hits a milestone at Dollywood...

KNOXVILLE, Tenn. (WATE) — An Anderson County nonprofit is on a mission to make sure no child sleeps outside.

Thousands of people are experiencing homelessness on any given day in Tennessee. A homeless assistance group in Anderson County is working to offer a solution that gets families off the street and into housing.

“We knew as case workers we were going out and we were meeting with children and their parents and families that were staying out in vehicles in parking lots around town and we were thinking to ourselves why are we allowing children to sleep in cars and in parking lots. There has to be something better,” said Andy O’Quinn, the TORCH Executive Director.

O’Quinn said while investigating shelter solutions the Tennessee Out-Reach Center for Homeless, commonly known as TORCH, implemented the Housing First concept with an emphasis on families with children.

The new model bypasses the need for a congregate shelter and most of TORCH’s families stay in temporary housing for several months.

“People are proud, and they do not want people to know that they’re not making it. So, housing first establishes the dignity of each individual and is not blaming them. It’s just getting them into housing,” said Sheila Michel, the TORCH Founder and Board Chair.

This year TORCH finished building Bookhart Village in Oak Ridge. The duplex and fourplex can house up to six families. There are also three other units off-site. The Oak Ridge Housing Authority manages the properties which allows TORCH case managers to devote more time to help families secure permanent housing.

“We want to try and give the families autonomy so that they can meet with their children and be families first and then homeless is just something that’s happening to them. Rather than being homeless and then trying to be families during that time period,” said O’Quinn.

TORCH wants to share its success in the hopes that other communities can duplicate the Shelter in a Future Home concept and end the generational trauma and cycle of homelessness.

“My favorite story is about a child who was housed here at Bookhart Village and went to school and his first day in the classroom announced to everyone in the class, I have a new home and I have a bunkbed. I might be able to invite you over for a sleepover,” said Michel.

TORCH said their work doesn’t stop here. They will continue to make homes for the homeless. Visit oakridgetorch.org for more information on TORCH’s programs and how to volunteer or donate.

'Creating communities for all abilities' is theme of upcoming fair in Oak Ridge

The Oak RidgerA unique event for people with disabilities and their families will take place 11 a.m.-3 p.m. Oct. 7 at the Oak Ridge Civic Center and Senior Center.The event, "Access Oak Ridge: Creating Communities For All Abilities," will be a place for vendors to provide resources and offer demonstrations and activities...

The Oak Ridger

A unique event for people with disabilities and their families will take place 11 a.m.-3 p.m. Oct. 7 at the Oak Ridge Civic Center and Senior Center.

The event, "Access Oak Ridge: Creating Communities For All Abilities," will be a place for vendors to provide resources and offer demonstrations and activities to help all people in surrounding communities live, work, and play to their full potential.

The fair is being sponsored by the city of Oak Ridge Disability Advisory Board, United Way of Anderson County and Periodic Tables.

The event will feature demonstrations from wheelchair basketball players from the University of Tennessee, Smoky Mountain Service Dogs, and Sunshine Ambassadors Dance Group. There will be adaptive outdoor recreation equipment to check out from Catalyst Sports; expert speakers on topics such as aging-in-place design, mental health, accessible travel, and much more.

A room devoted to independent living and aging in place will have displays on managing low vision, occupational therapy aids, Habitat for Humanity home renovations, and more.

"Because there has never been anything like this in Oak Ridge before, we got a positive response from people when we first began talking about the event in January," Marian Wildgruber, chair of the Access Oak Ridge planning committee, said in news release. "The accessibility features that help people with disabilities also help our growing number of seniors, families with small children and those recovering from surgery, so it just makes sense to think about it."

An art exhibit by Oak Ridge students will be in the Civic Center, as well as an art exhibit by Derrick Freeman, a Knoxville artist with autism. Live music will play from 11 a.m. to 3 p.m. outside under tents, with free lunches starting at 11 a.m.

Kids are encouraged to participate in activities. There will be games, crafts and prizes. Free KN-95 masks and plenty of hand sanitizer will be available. All lunches are brown bag, and outdoor eating areas are plentiful.

For more information, visit oakridgetn.gov/disability-advisory-board or contact Marian Wildgruber, city of Oak Ridge Disability Advisory Board chair, mwildgruberdab@gmail.com, 865-323-2877.

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