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Insurance Agency in Orangeburg, SC You Can Trust
Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.
As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.
We Put Truckers First Because Others Don't
Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.
At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.
One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.
Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.
If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:
- Affordable Trucking Insurance Plans for Any Budget
- Exemplary Customer Service
- Seasoned Transportation Specialists Who Customize Plans to Your Needs
- A+ Carriers Across the Country
- Simple, Easy Quote and Bind Process
- Multiple Insurance Carriers Quoted to Find You the Best Rates
- Truck Insurance for New Ventures
Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.
The Commercial Truck
Common Types of Big Rig Truck Insurance in Orangeburg, SC
At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.
As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.
Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.
For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.
Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.
While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.
Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.
Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.
Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:
- Business Interruption Insurance
- Reefer Breakdown Insurance
- Occupational Accident with Contract Liability Insurance
- Rental Reimbursement Insurance
- Underinsured or Uninsured Motorist Insurance
- Towing Insurance
- Electronics Insurance
- Much More
Independence Insurance Agency
If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.
Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.
Typically, companies will look at claims that date back three years or less.
We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.
Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.
Independence Insurance Agency: Committed to the Trucking Industry
There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Orangeburg, SC that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.
Latest News in Orangeburg, SC
New clinic brings health care to South Carolina’s underserved Orangeburg-area community
Clemson Rural Health continues to expand health care services to South Carolinians with the opening of a new clinic in Orangeburg. The Clemson Health Clinic at Orangeburg (CHC-O) is the third Clemson-run clinic to open and will provide life-saving services in a largely underserved part of the state, both through fixed health care facilities and mobile health units.Elected and appointed officials who attended a May 25 ribbon-cutting hailed the partnerships that made the clinic a reality and celebrated its opening as transformative....
Clemson Rural Health continues to expand health care services to South Carolinians with the opening of a new clinic in Orangeburg. The Clemson Health Clinic at Orangeburg (CHC-O) is the third Clemson-run clinic to open and will provide life-saving services in a largely underserved part of the state, both through fixed health care facilities and mobile health units.
Elected and appointed officials who attended a May 25 ribbon-cutting hailed the partnerships that made the clinic a reality and celebrated its opening as transformative.
Clemson Rural Health has served the Lowcountry for over a decade through mobile health clinics but was restricted by travel distances from their home base in Walhalla. This new hub clinic, located at 1181 Hutto Street in Orangeburg, will allow Clemson to have a consistent and elevated impact on the health and well-being of Orangeburg, Bamberg, Barnwell and Calhoun counties.
The full-time, fully staffed primary care facility will provide in-person appointments, telehealth and remote patient monitoring along with two mobile health units for outreach into rural counties, and a highly qualified, multidisciplinary team to the community. Led by nurse practitioner, Donna Atkinson, a prominent certified diabetes care and education specialist in the region, the clinic will heavily focus on chronic disease prevention and management.
The May ribbon-cutting event included tours of the brick-and-mortar clinic and its brand-new mobile health units, free blood pressure checks, a healthy cooking demonstration and refreshments.
More information about the future of the CHC-O and Clemson Rural Health’s impact on the state of South Carolina can be found in the 2022 Fiscal Year Impact Report.
The Clemson Health Clinic at Orangeburg is open Monday through Friday from 8 a.m. to 4:30 p.m. To schedule an appointment, call 803-516-4227. Learn more at clemsonruralhealth.org.
More information about the future of the CHC-W and Clemson Rural Health’s impact on the state of South Carolina can be found in the 2022 Fiscal Year Impact Report.
'A momentous occasion': MUSC Health, Orangeburg hospital celebrate new relationship
Surgeon Lucius Craig, M.D., chief of the medical staff at what was the Regional Medical Center in Orangeburg, is happy that it’s now part of MUSC Health. “This is going to improve care in this area for today and for our children's grandchildren, in this area. That is amazing, and we're all a part of that,” Craig said at a ceremony marking the occasion.“This is a part of history. Local and county officials, and also the state legislators, saw the importance of the role that this hospital plays in the delivery of...
Surgeon Lucius Craig, M.D., chief of the medical staff at what was the Regional Medical Center in Orangeburg, is happy that it’s now part of MUSC Health. “This is going to improve care in this area for today and for our children's grandchildren, in this area. That is amazing, and we're all a part of that,” Craig said at a ceremony marking the occasion.
“This is a part of history. Local and county officials, and also the state legislators, saw the importance of the role that this hospital plays in the delivery of care in this area and in South Carolina. To that effect, we explored options for an affiliation with a larger health care system. Ultimately, we determined that MUSC will be the most beneficial option.”
The Regional Medical Center and MUSC Health reached a long-term lease and operations agreement, announced on March 1. The goal is to improve research and access to health care in rural areas and communities that don’t have enough medical options. MUSC Health will run not only the Orangeburg hospital but also an Emergency Department in Barnwell and clinics serving patients in Orangeburg, Calhoun and Bamberg counties.
Many speakers at the celebration credited the deal to the efforts of state Rep. Gilda Cobb-Hunter. She’d been worried about the hospital’s financial well-being and future and was thrilled to see it join MUSC Health.
“Do y'all know that less than 10 months ago, this proviso, y'all, was inserted into the state budget, suggesting to MUSC that they create this partnership? And Lord, here we are less than a year later,” Cobb-Hunter told the crowd gathered in a tent on the Orangeburg hospital’s campus.
The partnership was also welcome news to James Lemon, D.M.D., chairman of the Board of Trustees at the Medical University of South Carolina, for personal reasons. “My hometown Barnwell, South Carolina, is 35 miles from here. So this area is very close to my heart. I've been treated in this hospital. It is close to many of you today, and this is a momentous occasion for those of us who have lived here and live here,” he said.
“We have a higher purpose as our state's only comprehensive academic health system. It's a great privilege, duty and responsibility to the citizens of South Carolina to deliver outstanding – outstanding – health care, educate future health care providers, and through research, we must help increase and improve the health and wellness of our entire state.”
A fellow MUSC Board of Trustees member, Barbara Johnson-Williams, spoke as well. She lives in Orangeburg, sometimes called “the Garden City.” It’s home to between 12,000 and 13,000 people and has two well-known college campuses: Claflin University and South Carolina State University as well as Orangeburg-Calhoun Technical College.
“This community deserves respect, compassion, collaboration, integrity and innovation. And at its core, these values are what drive MUSC forward and make necessary advances, changes and improvement in local care delivery,” she said.
“I'm thrilled that as a result of this new relationship, our community is going to have health care, as it's so richly deserved, right here in our backyard with an unprecedented level of connectivity to the highest specialized care that MUSC is known for.”
State Rep. Russell Ott was equally jubilant, calling the event a historic celebration. State Sen. Vernon Stephens drove the point home, praising the fact that rural health care is improving in quality and becoming more accessible and affordable.
“When you look at the Regional Medical Center and where we were and where we should have been and where we are going, you can only say, ‘Thank God,’ for he has truly smiled down upon us. And it is our day; it is our day to be excited about living in rural South Carolina,” Stephens said.
MUSC President David Cole, M.D., emphasized the value of having good care close to home. “We know that strong health care facilities are often at the heart of a community's long-term success. My belief is together we'll be able to ensure the health care and well-being of this community and be an asset for the economic growth and the economic future. I have high confidence that we will succeed as we continue to move forward. This new relationship today is a key first step.”
MUSC Health CEO Patrick Cawley, M.D., described what the relationship will mean for the Orangeburg hospital and its affiliated clinics. “First, we're going to recruit more physicians, more nurses, more allied health workers to meet specific community needs most effectively. Second of all, we'll develop and apply best practices to improve care delivery and to decrease health disparities. Third of all, we'll look at implementing and expanding telehealth services and use technology to enhance quality, safety and access to care,” Cawley said.
“It also means offering health care providers and clinical staff training and skilled development opportunities. It also means establishing future graduate medical education opportunities, which is important for MUSC.”
Cole later toured the Orangeburg hospital with chief operating officer Sabrina Robinson. She said she’s excited about the changes coming to her campus. One key change sprang to mind. “Access. Access for our patients, bringing them back home. Bringing our employees back home. Employees and patients both leave the market. So we’ll be able to care for them here.”
Employees on hand for the celebration enjoyed snacks and got MUSC Health bags and other gifts to mark their new affiliation. That included certified nursing assistant Rosalind Curry. “I think it’s going to be an awesome time. I think it’s going to be really good,” she said.
Crystal Frazier, an onboarding coordinator in Human Resources, said the agreement means new ways of working. “I like it. It’s so different from what we had. The programs, the process of onboarding and orientation. Systems also.”
Craig, the surgeon who led the celebration, said the new ways are welcome. “This is a win-win for this community and also for MUSC.”
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Orangeburg County gears up for Hurricane Idalia
ORANGEBURG, S.C. (WIS) - As the Midlands begins to prepare for Hurricane Idalia, Orangeburg County officials are advising people living in the area to prepare for the worst.The First Alert Weather team says Orangeburg County can see up to three to six inches of rain along with strong wind gusts of up to 65 miles per hour between Wednesday and Thursday.Many roads in the City of Orangeburg and the county are known to flood. Orangeburg County Administrator Harold Young says that the county is putting the pieces together to be read...
ORANGEBURG, S.C. (WIS) - As the Midlands begins to prepare for Hurricane Idalia, Orangeburg County officials are advising people living in the area to prepare for the worst.
The First Alert Weather team says Orangeburg County can see up to three to six inches of rain along with strong wind gusts of up to 65 miles per hour between Wednesday and Thursday.
Many roads in the City of Orangeburg and the county are known to flood. Orangeburg County Administrator Harold Young says that the county is putting the pieces together to be ready to go once the storm arrives.
“Orangeburg County is opening up our emergency services operations where we have our people in there staffed. We’re having calls with different groups like the school districts, the city and the county, utility providers, and things of that nature and we’re putting together to make sure that we can have things in place that we need to for the storms,” says Young.
Business Owner Rudy Bonaparte has been a local barber for 20 plus years at 2 da Bone Barbershop and is not looking to slow down once Hurricane Idalia makes impact.
“We’re gonna come in early for the hurricane but we’re not closing. Only how we’re closing is if the lights go off, cause we’re gonna cut hair in rain, sleet, or snow,” said Bonaparte.
Nearby universities such as Claflin University are also taking precautions against the storm by advising students to stay safe and be prepared.
" Here at Claflin University, we are continuously monitoring the storm, said Claflin’s Executive Director of Public Safety Melvin Williams. “We have been since Saturday. We’re participating in all of the emergency management meetings that are being held and we’re providing information to our campus community,” said Claflin University’s
Executive Director of Public Safety Melvin Williams.
Other universities such as South Carolina State University plans to dismiss classes at noon on Wednesday in preparation for the storm.
Harold Taylor also says that the town of Holly Hill is in the process of deploying sandbags for the preparation of the storm as well
People who live in the Town of Holly Hill area can pick up sandbags at the town’s wastewater treatment plant.
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‘If you’re homeless, you don’t have money to pay a fine’: Orangeburg city leaders table ordinance that would fine the homeless
ORANGEBURG, S.C. (WIS) - A coalition is forming in Orangeburg to address a growing homelessness issue after the city’s council proposed an ordinance that would make it illegal to sleep or live in public places in the downtown area.The Urban Camping ordinance would’ve made it illegal for the homeless to live on streets or in parks. The city administrator tabled the ordinance after key stakeholders in the community said they can find a better way to address homelessness.“We’re only a 40 bed facility. We ca...
ORANGEBURG, S.C. (WIS) - A coalition is forming in Orangeburg to address a growing homelessness issue after the city’s council proposed an ordinance that would make it illegal to sleep or live in public places in the downtown area.
The Urban Camping ordinance would’ve made it illegal for the homeless to live on streets or in parks. The city administrator tabled the ordinance after key stakeholders in the community said they can find a better way to address homelessness.
“We’re only a 40 bed facility. We can only house 40 residents and we stay full,” Henry Miller said.
Miller is the director of the Samaritan House of Orangeburg County, which is the only shelter from Charleston to Orangeburg.
“You can see Orangeburg grow, but as the city grows, the homeless population grows,” he explained.
Miller said since the shelter reopened back in August 2020 they’ve housed more 400 people, but in the last two months they’ve had to turn more than 120 people away. Leaving those people with no where to turn but places like sidewalks and other public places.
“It was never meant to be punitive or punish people for being homeless. That’s just not who we are as a community,” City Administrator Sydney Evering said.
City Administrator Sydney Evering is referring to the Urban Camping ordinance. It was proposed after city leaders received numerous complaints from residents about the growing number of homeless living on the streets of downtown.
“Sometime ago, the city repealed its loitering ordinance,” he said. “So, there was really no statutory way to address it.”
The Urban Camping ordinance would’ve given law enforcement the authority to fine and take other action against homeless found living in public spaces.
“Think about this. If you’re homeless, you don’t have money to pay a fine and if you incarcerate them, now you’re going to overfill the jail. So it’s more to it than that. That’s why this coalition and bring all of these key agencies together to talk about what we as a community can do to address homelessness,” said Miller.
“No it’s hurting. If you homeless, you homeless,” said one man currently living on the streets of downtown Orangeburg. “So, I can go to jail and let y’all take care of me or you can let me sleep in the park,” he continued.
This man didn’t want to give his name but said he’s been living on the streets of downtown Orangeburg for three weeks now.
“I work. If it’s cold and raining, you can’t sleep under a structure, you don’t have no choice but to sleep in a motel,” he said. “So if I get a motel, get something to eat, that’s your day’s wage right there. You can’t save up to get off your feet.”
The coalition is set to meet Oct. 24 to begin discussions on combatting homelessness in the city.
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Orangeburg prepares for Hurricane Idalia
Bill Staley, the director of Emergency Services said residents need to be prepared, especially those in low-lying areas.ORANGEBURG COUNTY, S.C. — In an effort to keep students and teachers ahead of the storm, the Orangeburg County School District will have early dismissal Wednesday August 30 and will operate on a two hour delay for Thursday August 31.Crews with Orangeburg Emergency Services spent the day making sure storm drains were open to deal with t...
Bill Staley, the director of Emergency Services said residents need to be prepared, especially those in low-lying areas.
ORANGEBURG COUNTY, S.C. — In an effort to keep students and teachers ahead of the storm, the Orangeburg County School District will have early dismissal Wednesday August 30 and will operate on a two hour delay for Thursday August 31.
Crews with Orangeburg Emergency Services spent the day making sure storm drains were open to deal with the expected heavy rain. They will also be on stand by for the possibility of down trees and powerlines.
Bill Staley, the director of Emergency Services said residents need to be prepared, especially those in low-lying areas.
“We have a lot of low-lying areas in Orangeburg," said Staley. "We want to encourage our citizens to make sure they have a plan. Don’t drive through flooded waters, don’t drive through flooded roads. Make sure you have a plan, if you don’t have to be out in the peak of the storm when it’s raining large quantities of water at one time. Don’t go out at that time. Schedule what you need to do so that you are home and you are safe whenever the severe parts of this weather comes in.”
The city of Orangeburg also met with the Office of Emergency Services to discuss preparation plans. Jennifer Van Cleave, the city's PIO says that they are still monitoring the storm.
“Right now we’re just on standby," says Van Cleave. "We’re monitoring the storm and we’ll make changes as necessary. We want to do what we can to serve our residents and make sure we that we are prepared to help them out incase there is an emergency such as trees down that sort of thing. We will be there to respond.”
"Have plans to be in a different location," said Staley if you are living in low lying areas. "It maybe a church, it may be at a friends house, maybe a family members house for that little bit of time for when the water comes up and when the water goes down. We’re expecting anywhere from 5 to 8 inches of rainfall across our county and that could be in a short duration of time. So we end up with areas that get flooded for a short period of time. Hour, 2 hours, 3 hours until the water runs off. So those are things you kind of just want to watch.”
The Office of Emergency Services is asking for residents to have readiness plans and to avoid driving and being outside in inclement weather.