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Frame The Importance of

Commercial Truck Insurance in Orlando, FL

  • Let's face it - truckers in America have always been the backbone of our great country. They still are in modern times. On any given day, thousands of trucks traverse our highways and local roads, delivering goods and products on time so that businesses and consumers have what they need to live life. And while commercial trucking can be an incredibly lucrative way to make a living and put food on the table, it can also be risky and expensive.
  • Whether you're the owner of a fleet, an independent trucker, or have a business that uses big rigs to transport goods, you need commercial trucking insurance to protect you and your client's investments, shield you from liability, and more.
  • That's where working with a reliable truck insurance agency comes into play. Unfortunately, for many commercial truck insurance providers, serving the needs of truckers is low on the proverbial totem pole. At Independence Insurance Agency, nothing could be further from the truth.

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percent The Commercial Truck

Insurance Agency in Orlando, FL You Can Trust

Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.

As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.

Commercial Truck Insurance Orlando, FL

We Put Truckers First Because Others Don't

 Truck Insurance Orlando, FL

Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.

At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.

One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.

Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.

If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:

  • Affordable Trucking Insurance Plans for Any Budget
  • Exemplary Customer Service
  • Seasoned Transportation Specialists Who Customize Plans to Your Needs
  • A+ Carriers Across the Country
  • Simple, Easy Quote and Bind Process
  • Multiple Insurance Carriers Quoted to Find You the Best Rates
  • Truck Insurance for New Ventures

Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.

chart The Commercial Truck

Common Types of Big Rig Truck Insurance in Orlando, FL

At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.

As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.

Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.

For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.

Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.

While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.

Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.

Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.

Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:

  • Business Interruption Insurance
  • Reefer Breakdown Insurance
  • Occupational Accident with Contract Liability Insurance
  • Rental Reimbursement Insurance
  • Underinsured or Uninsured Motorist Insurance
  • Towing Insurance
  • Electronics Insurance
  • Much More

Three plus 3 Safe Driving Tips to

Lower the Cost of Truck Insurance in Orlando, FL

Keeping your drivers safe on the road is crucial not only for their own well-being but also for the safety of other motorists and the financial stability of your business. The Department of Labor has identified the trucking industry as one of the most hazardous sectors in the U.S. In fact, trucking and logistics fleets are known for their high injury and fatality rates. By improving how safely your truckers drive, you can help reduce expenses related to claim payouts, accidents, and insurance premium hikes.

Whether you own a large fleet or you're the owner and operator of a single rig, keep these safe driving tips in mind to help lower your insurance costs.

Implement Preventative Maintenance Plans

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

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 Trucking Insurance Orlando, FL

Practice Defensive Driving

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
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 Commercial Liability Insurance For Truckers Orlando, FL

Find Ways to Prevent Distracted Driving

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

phone Call Now
 Commercial Truck Insurance Quote Orlando, FL

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

 Low Priced Commercial Truck Insurance Orlando, FL phone Call Now

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
Commercial Truck Insurance Orlando, FL phone Call Now

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

 Truck Insurance Orlando, FL phone Call Now

check light FAQs About

Independence Insurance Agency

If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.

Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.

Typically, companies will look at claims that date back three years or less.

We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.

Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.

Independence Insurance Agency: Committed to the Trucking Industry

There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Orlando, FL that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.

 Trucking Insurance Orlando, FL

Latest News in Orlando, FL

Orlando mayor confirms Commissioner Regina Hill under grand jury investigation

Hill accused of exploiting 96-year-old woman out of more than $100,000ORLANDO, Fla. – A grand jury is now investigating allegations that Orlando City Commissioner Regina Hill exploited an elderly woman out of more than $100,000.Mayor Buddy Dyer confirmed the investigation to News 6 during an interview on Tuesday.“We don’t have any stance. We know there’s been a grand jury that’s been convened. The information that we have is basically what’s been in the news,” ...

Hill accused of exploiting 96-year-old woman out of more than $100,000

ORLANDO, Fla. – A grand jury is now investigating allegations that Orlando City Commissioner Regina Hill exploited an elderly woman out of more than $100,000.

Mayor Buddy Dyer confirmed the investigation to News 6 during an interview on Tuesday.

“We don’t have any stance. We know there’s been a grand jury that’s been convened. The information that we have is basically what’s been in the news,” he said.

News 6 confirmed last week that Hill was under investigation by the Florida Department of Law Enforcement.

According to documents submitted in court, FDLE was investigating whether Hill established a power of attorney over a 96-year-old woman and secured a mortgage for a home in the Lake Mann Estates area of Orlando, without the woman’s knowledge.

Investigators believe Hill’s son and his girlfriend live in the home, while Hill resided in a home in the Washington Shores neighborhood that once belonged to the elderly woman’s parents — and was not paying rent.

According to the documents, Hill also used more than $100,000 of the woman’s cash and credit cards to buy perfume, clothing, IV vitamins, a facelift, a trip to Miami, dental surgery and car insurance.

The FDLE documents show the agency received a tip last year from a former aide of Hill’s who had been fired from their job. An FDLE spokesperson said they are still investigating the claims and will not comment on the case.

Hill has not been charged or arrested.

She had no comment for News 6, and she referred us to her attorney who has not returned a request for a comment.

The documents were part of a petition filed by the woman’s attorneys to keep Hill away from the woman’s finances and properties.

A hearing in that case is set for Wednesday afternoon.

Get today’s headlines in minutes with Your Florida Daily:

Copyright 2024 by WKMG ClickOrlando - All rights reserved.

Orange County will press onePULSE Foundation to release financial documents

ORLANDO, Fla. — Orange County Mayor Jerry Demings and commissioners agreed Tuesday to pay nearly the $52,000 onePULSE Foundation owes in property taxes on the once-planned site of the National Pulse Memorial and Museum.▶ WATCH CHANNEL 9 EYEWITNESS NEWSBut while the county put taxpayers on the hook for onePULSE’s debt, the county says the Foundation is not releasing financial records to orange county officials.9 investigates fir...

ORLANDO, Fla. — Orange County Mayor Jerry Demings and commissioners agreed Tuesday to pay nearly the $52,000 onePULSE Foundation owes in property taxes on the once-planned site of the National Pulse Memorial and Museum.

WATCH CHANNEL 9 EYEWITNESS NEWS

But while the county put taxpayers on the hook for onePULSE’s debt, the county says the Foundation is not releasing financial records to orange county officials.

9 investigates first broke the story on Eyewitness News at 6 two weeks ago that onePULSE had not turned over financial documents that Orange County request four months ago.

Mayor Jerry Demings told 9 Investigates he learned of this around the same time we reported it.

Demings says Orange County will press the now-dissolved onePULSE Foundation to turn over its bank statements and board meeting minutes.

Read: Francis Scott Key Bridge collapse: Ship issued ‘mayday’ before hitting bridge, governor says

“We are pursuing every lawful means to recover whatever we can—including records,” Demings said.

The county originally asked for the records in November. The documents would shed some light on how the foundation operated and internal decisions made by the board.

But onePULSE has claimed it can’t turn over those records.

“What do you think it says that the onePULSE is making it difficult for the county to get any records out of them?,” reporter Ashlyn Webb asked Commissioner Mayra Uribe.

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“What are you trying to hide? Give us the info. There’s nothing you guys can do at this time. You’re dissolved. Give us the info,” Uribe said.

The mayor’s comment is a 180 from what the county Comptroller’s office told us two weeks ago. The Comptroller’s Office said it was no longer seeking the records after onePULSE said it didn’t have the staff to produce the records. The Foundation said the county could inspect them in person.

Comptroller Phil Diamond explained Tuesday why his office felt “uncomfortable” and refused.

“We don’t want to be in a situation where if there are missing records, we don’t want to be responsible for the fact there might have already been missing record,” Diamond said.

Read: $1M Powerball ticket sold in Central Florida

Mayor Demings says the county will do its due diligence even if that means hiring a firm to recover the records from onePULSE Foundation.

“We are trying to make certain that wejust don’t take the excuse that [onePULSE] doesn’t have anybody to pull [the records],” Demings said.

Diamond told Channel 9 the documents should be easily retrievable for the nonprofit, particularly bank statements.

OnePULSE employees agreed and added the Foundation stored board meeting minutes on a digital platform that the Foundation would be able to share to the county.

Click here to download our free news, weather and smart TV apps. And click here to stream Channel 9 Eyewitness News live.

New barbecue concept Boxer and Clover soft opens at East End Market

Boxer and Clover is now in soft-opening mode at East End Market, bringing authentic barbecue to the space.The soft opening is happening just weeks after owner and chef Matt Hinckley’s other concept, Mid Drive Dive, opened in College Park. (He sure is making his mark across Orlando.)Boxer and Clover, named after the duo of cart horses in George Orwell’s Animal Farm, took the space formerly belonging to the Farm & Haus stall. (Meanwhile, Farm & Haus is thriving over on Park Avenue in Winter Park.) The m...

Boxer and Clover is now in soft-opening mode at East End Market, bringing authentic barbecue to the space.

The soft opening is happening just weeks after owner and chef Matt Hinckley’s other concept, Mid Drive Dive, opened in College Park. (He sure is making his mark across Orlando.)

Boxer and Clover, named after the duo of cart horses in George Orwell’s Animal Farm, took the space formerly belonging to the Farm & Haus stall. (Meanwhile, Farm & Haus is thriving over on Park Avenue in Winter Park.) The menu features Southern barbecue staples such as brisket, pork butt, chicken thighs, ribs, collards, mac & cheese and homemade pies — although it’s set to dish out much more.

“I’m not labeling this barbecue. I'm sure others will do that for me. I don't see it as Texas barbecue, or North Carolina barbecue, or anywhere else for that matter,” Hinckley states on the Boxer and Clover website.

Those who want to stop in and try for themselves should do so in the next six months, because that may be as long as this concept will be there. After that, Hinckley will consider extending his stay or going for a more permanent approach.

“I buy good meat from legit farms. I rub it with raw natural sea salt, pepper, garlic and chili. Then I smoke it for a long time over lump charcoal, oak and fruitwood. Somehow the final product seems greater than the sum of those parts,” Hinckley says.

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Barcelona vs Man City tickets in Orlando: Price, best seats for Camping World Stadium 2024 game

Pep Guardiola and Manchester City are returning to the U.S. for the first time in two years, and they're facing a club Guardiola know better than just about anyone else.Manchester City are set to take on Barcelona in a preseason friendly in Orlando, Fla., on Tuesday, July 30 at Camping World Stadium. These two powerhouses were paired together in the 2016/2017 UEFA Champions League group stage, which saw Man City win 3-1 at home and Barcelona rout Man City 4-0 at the Nou Camp.BUY NOW: ...

Pep Guardiola and Manchester City are returning to the U.S. for the first time in two years, and they're facing a club Guardiola know better than just about anyone else.

Manchester City are set to take on Barcelona in a preseason friendly in Orlando, Fla., on Tuesday, July 30 at Camping World Stadium. These two powerhouses were paired together in the 2016/2017 UEFA Champions League group stage, which saw Man City win 3-1 at home and Barcelona rout Man City 4-0 at the Nou Camp.

BUY NOW: Cheapest prices for Man City vs. Barcelona in Orlando

This time, in Central Florida, expect to see many of the up and coming young stars on display, like Phil Foden, Lamine Yamal, and Fermin Lopez.

Tickets to see Manchester City vs. Barcelona go on sale to the general public on March 27, but you can already find deals on StubHub.

Man City vs. Barcelona tickets in Orlando

Tickets: Stubhub

Tickets for Barcelona vs. Manchester City at Camping World Stadium go on sale to the general public on Wednesday, March 27. You can find the seating chart and best prices for the game on StubHub.

With a capacity of around 60,000 fans, the renovated stadium formerly known as the Orlando Citrus Bowl has hosted huge crowds to watch international soccer every summer. As of March 26, the cheapest ticket to enter the stadium is $81 for section 213. Meanwhile, some cans could pay as much as $895 per ticket to sit in section 110.

Manchester City has a busy summer of friendly matches in the USA in the months ahead, and it's a schedule that will make East Coast fans of the club happy.

Man City will be playing four games in the Eastern time zone, starting in Chapel Hill, North Carolina. Then, they'll head north to New York, then south to Orlando before finishing their tour at the Horseshoe, Ohio Stadium in Columbus, Ohio.

Barcelona meanwhile are taking part in the Soccer Champions Tour while in the U.S., where they'll match up with some of the giants of the game. In addition to taking on Man City, Barcelona will face Real Madrid at MetLife Stadium in New Jersey and AC Milan in Baltimore.

WEAR IT: Purchase an authentic Barcelona jersey with free shipping from Fanatics

Here's a look at Man City and Barcelona's summer schedule in the USA.

Orange County commissioners move forward with Disney affordable housing project

Residents say project too big, concerned about traffic and schoolsORLANDO, Fla. – Commissioners in Orange County agreed Tuesday to send a plan for an affordable housing project that would be built by Walt Disney World onto the next step.Commissioners heard public input on the project from a divided community of supporters who want more affordable housing and critics who worry about the existing conditions in the growing Horizon West area where the development would be built.In the end, they voted...

Residents say project too big, concerned about traffic and schools

ORLANDO, Fla. – Commissioners in Orange County agreed Tuesday to send a plan for an affordable housing project that would be built by Walt Disney World onto the next step.

Commissioners heard public input on the project from a divided community of supporters who want more affordable housing and critics who worry about the existing conditions in the growing Horizon West area where the development would be built.

In the end, they voted 4-2 to transmit the housing plan to the state for review.

Disney wants to build a 1,400-unit “attainable housing” development off Hartzog Road in west Orange County, not far from Flamingo Crossings. Over 1,000 of the units are supposed to meet the county’s definition of affordable housing. Disney is allocating 80 acres of its land for the project.

A Walt Disney World Resort spokesperson released a statement on Tuesday evening that read:

“We are responding to Orange County leadership’s call to bring more positive change to our community and have a plan that will make a meaningful impact. We are pleased with tonight’s vote and look forward to continuing our efforts to bring affordable housing to Central Florida.”

Walt Disney World Resort

The project has the support of several groups, including the Orlando Regional Realtor Association, which said in a statement Monday that the project will increase the area’s housing supply and diversify it.

[EXCLUSIVE: Become a News 6 Insider (it’s FREE) | PINIT! Share your photos]

However, residents in the Horizon West area have piled into community meetings in the last few months to voice their displeasure with the project, which they said will add to traffic woes and clog already-crowded streets.

Viewers from the area have also written in to WKMG to complain about the project.

“Horizon West traffic is a nightmare, yesterday people were stuck on Avalon Road for hours and Disney wants to add 1,400 apartments to this mess,” one person wrote to News 6 on March 8.

The Board of Zoning Adjustment agreed to recommend the project, despite the complaints, on a 4-3 vote earlier this month.

The Florida Department of Commerce and other agencies in Tallahassee will review the plan, which could take several months.

The Orange County Commission will then need to vote on a final approval at a later date.

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