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Insurance Agency in Panama City, FL You Can Trust
Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.
As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.
We Put Truckers First Because Others Don't
Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.
At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.
One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.
Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.
If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:
- Affordable Trucking Insurance Plans for Any Budget
- Exemplary Customer Service
- Seasoned Transportation Specialists Who Customize Plans to Your Needs
- A+ Carriers Across the Country
- Simple, Easy Quote and Bind Process
- Multiple Insurance Carriers Quoted to Find You the Best Rates
- Truck Insurance for New Ventures
Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.
The Commercial Truck
Common Types of Big Rig Truck Insurance in Panama City, FL
At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.
As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.
Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.
For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.
Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.
While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.
Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.
Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.
Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:
- Business Interruption Insurance
- Reefer Breakdown Insurance
- Occupational Accident with Contract Liability Insurance
- Rental Reimbursement Insurance
- Underinsured or Uninsured Motorist Insurance
- Towing Insurance
- Electronics Insurance
- Much More
Independence Insurance Agency
If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.
Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.
Typically, companies will look at claims that date back three years or less.
We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.
Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.
Independence Insurance Agency: Committed to the Trucking Industry
There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Panama City, FL that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.
Latest News in Panama City, FL
30-foot whale shark spotted in Panama City Beach
PANAMA CITY BEACH, Fla. (WMBB) — Only three and a half miles out, scuba divers got to witness a once-in-a-lifetime opportunity… a whale shark in the Gulf of Mexico.At an average size of 45 feet and weight of over 40,000 pounds, whale sharks are imposing aquatic figures. ...
PANAMA CITY BEACH, Fla. (WMBB) — Only three and a half miles out, scuba divers got to witness a once-in-a-lifetime opportunity… a whale shark in the Gulf of Mexico.
At an average size of 45 feet and weight of over 40,000 pounds, whale sharks are imposing aquatic figures.
On Monday, some local divers got a chance to find out firsthand.
Diver’s Den manager and dive master Niko Pinero says it was a surreal experience he’ll remember for a long time.
“I’ve still kind of processing it almost because it’s not often you get to see something that majestic in the water,” Pinero said. “The scope of it is hard to tell and pictures and videos even. And then when you’re alongside it, it’s breathtaking. It really is. It was just a really, really cool experience.”
He said this whale shark was about 30 feet long, and was apparently curious, checking out their boat and the other divers.
While whale shark sightings are unusual in the gulf, at least one expert believes they could become more common.
“It could be that there’s some upwelling coming in and bringing in the cooler water and nutrients and allowing for a lot of food right now in the region for them to feed on,” NOAA Research Fishery Biologist Dr. Eric Hoffmayer said.
Dr. Hoffmayer said he hasn’t seen this sort of influx happen since years prior.
“We did have a similar event that occurred in 2009 in August, where we had about 60 sightings reported to us from Pensacola to about Panama City, all within, let’s say, ten miles of beach,” he said. “And so I think we’re sort of setting up for a similar situation as we saw in 2009, where lots of nutrients, lots of food and, you know, lots of sightings of animals in that area.”
Whale sharks are not aggressive and do not attack people. But if you see one, Dr. Hoffmayer says you should keep your distance and admire from afar.
Researchers from the National Oceanic and Atmospheric Administration are trying to tag and track whale sharks to learn more about their migration patterns and behavior.
If you see a shark, click here to report the sighting.
NWS confirms tornado in Lynn Haven, near Panama City
Pensacola News Journalhttps://www.pnj.com/story/weather/2023/04/27/tornado-confirmed-near-panama-city-fl-in-lynn-haven-thursday/70160253007/
The National Weather Service in Tallahassee confirmed that a tornado touched on the ground near Lynn Haven at 3:07 p.m.The ...
The tornado traveled eastward at 15 miles per hour and was expected to reach Springfield around 3:15 p.m. and Callaway around 3:20 p.m.
The tornado was confirmed shortly after another tornado was confirmed on the ground southwest of Hosford, Florida.
NWS Tallahassee issued a tornado warning at 2:46 p.m. and extended it to 3:45 p.m.
A special marine warning is also in effect and includes waters from Suwannee River to Apalachicola from 20 to 60 nautical miles, waters from Okaloosa-Walton County line to Mexico Beach from 20 to 60 nautical miles and waters from Mexico Beach to Apalachicola from 20 to 60 nautical miles until 6:15 p.m.
What is a tornado warning?
Tornado warnings are just that — a warning. NWS says that during tornado warnings, you should take action.
Tornado warnings are issued when a tornado has been sighted or indicated by weather radar. There is imminent danger to life and property, and anyone receiving a tornado warning should immediately move to the safest place in their surrounding area.
Warnings typically encompass a much smaller area (around the size of a city or small county) that may be impacted by a tornado identified by a forecaster on radar or by a trained spotter/law enforcement who is watching the storm. And unlike watches, tornado warnings are issued by your local forecast office.
How do you stay safe in a tornado?
NWS provides a good list of tips to keep in mind to stay safe in a tornado.
How do you know when a tornado is coming?
The best ways to know if a tornado is coming is to regularly check forecasts, listen to local news or a NOAA Weather Radio.
Communities will communicate warnings, so check your local government’s online resources to learn about how they send notifications and make sure you’re signed up for any weather alerts.
The Emergency Medical Services Authority provides a list of several atmospheric warning signs that could indicate a tornado is near.
How long does a tornado last?
NWS says that strong tornadoes can last up to 20 minutes or longer and can have winds of up to 200 miles per hour. Violent tornadoes can last up to an hour, with winds of up to between 200 and 300 mph.
Gene’s Oyster Bar changed ownership
PANAMA CITY, Fla. (WMBB) — A historic Panama City restaurant is about to experience some big changes. Millville landmark, Gene’s Oyster Bar, is changing owners.When it comes to oyster bars, Gene’s is legendary, and not just in Bay County. The r...
PANAMA CITY, Fla. (WMBB) — A historic Panama City restaurant is about to experience some big changes. Millville landmark, Gene’s Oyster Bar, is changing owners.
When it comes to oyster bars, Gene’s is legendary, and not just in Bay County. The restaurant first opened its doors in 1935 as Hiram Conrad’s oyster bar.
“Gene’s Oyster Bar has been here since ‘69,” said former owner of Gene’s Oyster Bar Ann Bruner. “Hiram Conrad’s family had it for 32 years and Bobby Youngblood had it for two years. Gene and I had it together 54 years. He passed away eight years ago. I have been very blessed.”
After 54 years, Bruner is ready to pass the torch. She sold the restaurant and is going into retirement.
“They just ask me, what are you going to do after 54 years? I just want to enjoy my family and my family time.”
While Bruner’s departure marks the end of an era, she’s keeping it in the family. The new owner is Ronnie Fowler, Gene’s second cousin, and he’s no stranger to the seafood industry.
“I was a commercial fisherman for years. Oysters, seine nets, mullet nets, all that kind of stuff,” Fowler said. “We know the same as [Ann] does. We have that background.”
Don’t expect to see changes in the restaurant or the menu any time soon.
“We really plan on not changing hardly anything at all. The menu is going to definitely be the same because the food’s been good. There’s no need to change anything that’s already good. I mean, everybody loves it. If it ain’t broke, don’t fix it.”
Bruner’s confident he’ll uphold the integrity of the oyster bar.
“I’m at peace with it because Ronnie is going to do a good job because he’s from this area. He’s been around the water, he knows all of this, and he’s family, too,” Bruner said.
Gene’s Oyster Bar is open Tuesday through Saturday from 11 a.m. to 7 p.m.
Tempers flare as Panama City Mayor faces allegations of fraud
PANAMA CITY, Fla. (WMBB) – The Beach Dr. pathway project took a strange turn of events at Tuesday’s regular commission meeting.On Tuesday morning, prior to the meeting’s 8 am start, commissi...
PANAMA CITY, Fla. (WMBB) – The Beach Dr. pathway project took a strange turn of events at Tuesday’s regular commission meeting.
On Tuesday morning, prior to the meeting’s 8 am start, commissioners agreed to add an agenda item regarding the conduct of Mayor Rohan.
The commission probed into an Appropriation Project Request form (APR) that Rohan discussed with Rep. Griff Griffitts on November 13th. The form proposed that the state reallocate the $8 million reserved for the Beach Dr. pathway to the MLK Center. The commission was slated to discuss and vote on whether to ask the State about a possible appropriation on November 14th, a day after Rohan approached Rep. Griffitts.
The filled form was discovered when Rohan sent a copy from his personal email to his government email.
Rohan claims two residents approached him about the form after the commission repeatedly asserted that an appropriation was improbable. On November 10th, Sen. Jay Trumbull told the mayor in an email that “any appropriations for capital outlay projects can only be used for the purpose designated in the General Appropriations Act.”
Rohan claim one of those residents took the liberty to fill out the form herself, saying “They actually filled the form out and sent it to me and asked them if I would meet them at Representative Griffith’s office so we could discuss the form.”
The resident-filled form was supposedly done incorrectly, according to Rohan. He says that version of the document was marked with corrections by the State Office. The commission asked why that version wasn’t submitted to public record and if he could provide that copy. Rohan said he doesn’t have it anymore.
“I don’t have the original, I threw it away,” Rohan said.
Commissioners began to grill the Mayor for his actions, alleging that he brought a fraudulent document to a state office and that he destroyed evidence.
“Creating a government document like that was ultimately something that would have had to come from our staff, our attorney’s office, and our City Manager’s office. So the fact that it was created without anyone’s knowledge and all of those things was concerning and rightfully so,” Commissioner Josh Street said.
The Mayor contests that he did nothing wrong and that he was simply addressing the desire of his constituents. During an exchange with Commissioner Street, he mockingly asked, “Why don’t you go ahead and spank me, OK?”
Street responded, saying, “I think you would enjoy it, Mr. Mayor.”
Street later apologized for his statement both during the meeting and in an interview with News 13.
Commissioner Brian Grainger subsequently motioned to bring the matter to the Florida Ethics Commission. They agreed to instead consult the matter with Allen Norton & Blue, P.A., a Tallahassee-based law firm. At the next commission meeting, City Attorney Nevin Zimmerman will present the findings of that consultation, where commissioners will determine how to proceed.
Hotel Indigo expands Florida presence with opening in Panama City’s waterfront district
InterContinental Hotels Group PLChttps://www.ihgplc.com/en/news-and-media/news-releases/2023/hotel-indigo-expands-florida-presence-with-opening-in-panama-citys-waterfront-district
Hotel Indigo, part of IHG Hotels & Resorts’ luxury and lifestyle portfolio, continues to expand its presence in Florida with the opening of Hotel Indigo Panama City Marina in Panama City’s historic waterfront d...
Hotel Indigo, part of IHG Hotels & Resorts’ luxury and lifestyle portfolio, continues to expand its presence in Florida with the opening of Hotel Indigo Panama City Marina in Panama City’s historic waterfront district.
The five-story, 124-room Hotel Indigo Panama City Marina, owned by The St. Joe Company, is walkable to neighborhood restaurants, bars and town fixtures such as the Martin Theatre and Panama City Center for the Arts – the beating heart of the town’s thriving artistic community.
It’s also a hidden gem along St. Andrews Bay – home to an abundance of aquatic life spanning more than 20 miles. The contrast of saltwater flats, seagrass beds, and deep channels make the fishing grounds one of the most diverse in the Florida Panhandle – ideal for both beginner and expert anglers that can be explored by boat and kayak.
Just as no two neighborhoods are alike, no two Hotel Indigo properties are alike. And while you may think pristine beaches and fun in the sun when you hear “Panama City,” the town of Panama City is a quieter – albeit equally as vibrant – place as the nearby Panama City Beach.
Reminiscent of its seaside town, Hotel Indigo Panama City Marina flaunts a design scheme dyed in its history with installations inspired by the indigo plants that once covered the sandy shorelines. Nautical-inspired fixtures and a triptych depictive of steam ships once prevalent to the area at the turn of the 20th century evoke the feeling of being out at sea. The property also pays homage to Panama City’s original residents, including Harry Felix, who’s buoyant spirit and artistic influence helped shape the community of creatives that call Panama City home.
Built in a centerpiece location alongside the marina near the downtown area, Hotel Indigo Panama City Marina’s two new restaurant and bar concepts are poised to become neighborhood gems that both guests and locals can enjoy together. Tarpons will serve a Southern twist on a coastal-inspired menu while Steam on 5 – the hotel’s open-air rooftop bar – will serve fresh local seafood, light bites, and thoughtful curated cocktails.
Additional hotel amenities include 1,033 square feet of event space with bay view windows and a 965 square-foot outdoor patio, a 24-hour fitness center, on-site marketplace, outdoor pool, and firepit overlooking the bay. Beyond the neighborhood, guests will also be within short driving distance to many of the area’s biggest draws such as Panama City Beach, Florida State University’s Panama City campus, Gulf Coast State College, Naval Support Activity, the Port of Panama City, Tyndall Air Force Base and more.
Carol Hoeller, Vice President of Hotel Indigo, commented: “The opening of Hotel Indigo Panama City Marina illustrates our brand’s commitment to doubling our portfolio globally over the next three to five years. This seaside hamlet is truly one of a kind, so it made sense for us to open a property that not only breathes new life into the neighborhood but is also a place where guests and locals can come together and immerse in this vibrant community’s past.”
Jean Capps, General Manager, Hotel Indigo Panama City Mariana added: “We are excited to be a part of the downtown Panama City community – offering guests and locals alike an upscale stay experience that beautifully celebrates the local area.”
Guests will also have access to a best-in-class loyalty program, IHG One Rewards, which is centered around its guests – giving them richer benefits and more ways to earn than ever before, all powered by leading technology on its new mobile app.
Hotel Indigo has 143 hotels open globally, with another 127 in the pipeline*. Recent and upcoming openings include Galapagos on the island of San Cristobal, Exeter in the UK, Guadalajara Expo in Mexico and Tokyo Shibuya in Japan.
To learn more or book a stay, visit Hotel Indigo Panama City Marina’s website.
*Numbers as of 31 March 2023.