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Trucking Insurance Experts at Independence Agency
Can Save your Company Thousands of Dollars!
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The Importance of
Commercial Truck Insurance in Raleigh, NC
- Let's face it - truckers in America have always been the backbone of our great country. They still are in modern times. On any given day, thousands of trucks traverse our highways and local roads, delivering goods and products on time so that businesses and consumers have what they need to live life. And while commercial trucking can be an incredibly lucrative way to make a living and put food on the table, it can also be risky and expensive.
- Whether you're the owner of a fleet, an independent trucker, or have a business that uses big rigs to transport goods, you need commercial trucking insurance to protect you and your client's investments, shield you from liability, and more.
- That's where working with a reliable truck insurance agency comes into play. Unfortunately, for many commercial truck insurance providers, serving the needs of truckers is low on the proverbial totem pole. At Independence Insurance Agency, nothing could be further from the truth.
Service Areas
The Commercial Truck
Insurance Agency in Raleigh, NC You Can Trust
Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.
As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.
We Put Truckers First Because Others Don't
Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.
At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.
One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.
Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.
If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:
- Affordable Trucking Insurance Plans for Any Budget
- Exemplary Customer Service
- Seasoned Transportation Specialists Who Customize Plans to Your Needs
- A+ Carriers Across the Country
- Simple, Easy Quote and Bind Process
- Multiple Insurance Carriers Quoted to Find You the Best Rates
- Truck Insurance for New Ventures
Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.
The Commercial Truck
Common Types of Big Rig Truck Insurance in Raleigh, NC
At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.
As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.
Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.
For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.
Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.
While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.
Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.
Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.
Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:
- Business Interruption Insurance
- Reefer Breakdown Insurance
- Occupational Accident with Contract Liability Insurance
- Rental Reimbursement Insurance
- Underinsured or Uninsured Motorist Insurance
- Towing Insurance
- Electronics Insurance
- Much More
3 Safe Driving Tips to
Lower the Cost of Truck Insurance in Raleigh, NC
Keeping your drivers safe on the road is crucial not only for their own well-being but also for the safety of other motorists and the financial stability of your business. The Department of Labor has identified the trucking industry as one of the most hazardous sectors in the U.S. In fact, trucking and logistics fleets are known for their high injury and fatality rates. By improving how safely your truckers drive, you can help reduce expenses related to claim payouts, accidents, and insurance premium hikes.
Whether you own a large fleet or you're the owner and operator of a single rig, keep these safe driving tips in mind to help lower your insurance costs.
Implement Preventative Maintenance Plans
Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.
This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.
Call NowPractice Defensive Driving
This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.
Some of the easiest ways for you or your drivers to practice safe driving include:
- Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
- Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
- Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
- Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
Find Ways to Prevent Distracted Driving
According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.
Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.
Call NowEnsuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.
This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.
Call NowThis approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.
Some of the easiest ways for you or your drivers to practice safe driving include:
- Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
- Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
- Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
- Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.
Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.
Call NowFAQs About
Independence Insurance Agency
If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.
Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.
Typically, companies will look at claims that date back three years or less.
We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.
Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.
Independence Insurance Agency: Committed to the Trucking Industry
There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Raleigh, NC that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.
Latest News in Raleigh, NC
Kamala Harris Rally in Raleigh NC Live Open Thread. Share The Joy and Love
Daily Koshttps://www.dailykos.com/stories/2024/10/30/2280967/-Kamala-Harris-Rally-in-Raleigh-NC-Live-Open-Thread-Share-The-Joy-and-Love
27Comments27 NewLive now in Raleigh North Carolina Kamala Harris is taking her closing statement to the peopleThis content was created by a Daily Kos Community member.Make YOUR voice heard!Log in or create an ...
Live now in Raleigh North Carolina Kamala Harris is taking her closing statement to the people
This content was created by a Daily Kos Community member.
Make YOUR voice heard!
6 tags
#ClosingStatement#GOTV#Joy#RaleighNorthCarolina#whenwevotewewin#harris2024
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Abbreviated Pundit Roundup: Flawlessby Chitown Kev,Community
74
72
49m
Breathe. Read This. Keep Breathing. Relax.by JDCunegan,Community
406
124
11h
546
207
12h
406
182
12h
Yes, I'm Angry. WHY THE HELL SHOULDN'T I BE? (Plus a Personal Confession.)by Yosef 52,Community
619
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Kamala Harris Rally in Raleigh NC Live Open Thread. Share The Joy and Love
Daily Koshttps://www.dailykos.com/stories/2024/10/30/2280967/-Kamala-Harris-Rally-in-Raleigh-NC-Live-Open-Thread-Share-The-Joy-and-Love
27Comments27 NewLive now in Raleigh North Carolina Kamala Harris is taking her closing statement to the peopleThis content was created by a Daily Kos Community member.Make YOUR voice heard!Log in or create an ...
Live now in Raleigh North Carolina Kamala Harris is taking her closing statement to the people
This content was created by a Daily Kos Community member.
Make YOUR voice heard!
6 tags
#ClosingStatement#GOTV#Joy#RaleighNorthCarolina#whenwevotewewin#harris2024
Was this story worth reading?
Recommending and sharing stories helps us decide which stories are most important to show our readers.
There are no unread comments at this time.
27 Comments
Auto refreshCollapse on load
Keyboard navigation:
Trending List
Abbreviated Pundit Roundup: Flawlessby Chitown Kev,Community
74
72
49m
Breathe. Read This. Keep Breathing. Relax.by JDCunegan,Community
406
124
11h
546
207
12h
406
182
12h
Yes, I'm Angry. WHY THE HELL SHOULDN'T I BE? (Plus a Personal Confession.)by Yosef 52,Community
619
227
16h
Last-minute tips for Raleigh voters: What’s on the ballot, where to vote & need-to-knows
Renee Umstedhttps://www.newsobserver.com/news/politics-government/election/voter-guide/article293431284.html
In-person voting for the 2024 general election started in North Carolina.Early voting runs Thursday, Oct. 17 - Saturday, Nov. 2. Election Day is Tuesday, Nov. 5.Here’s what to know about voting sites in Wake County and how to check what will appear on your ballot.If voting early, any eligible Wake County voter can go to any polling place in the county.There are ...
In-person voting for the 2024 general election started in North Carolina.
Early voting runs Thursday, Oct. 17 - Saturday, Nov. 2. Election Day is Tuesday, Nov. 5.
Here’s what to know about voting sites in Wake County and how to check what will appear on your ballot.
If voting early, any eligible Wake County voter can go to any polling place in the county.
There are 22 early voting sites in the county:
Enter your address to find a polling site near you on the county’s website.
Polling place hours vary by day. View a schedule at wake.gov.
If voting on Election Day, eligible Wake County voters must vote at their assigned polling place so that they receive a ballot that contains the races for which they can vote.
Find your assigned polling place by using the North Carolina State Board of Elections Polling Place Search at vt.ncsbe.gov/PPLkup.
Eligible voters in North Carolina will see some races in common across their ballots, for federal and state offices:
Some ballot items depend on where a voter lives. These could include mayor, city council, state senate and house, district court judges, school board and other races.
There may also be referenda including bonds and constitutional amendments.
View a sample ballot using the Voter Search, available at vt.ncsbe.gov/RegLkup.
The State Board of Elections addressed frequently asked voter questions, concerns and misconceptions after the first few days of early voting. Here’s what to know about and expect when you head to the polls:
▪ Be prepared to wait in line. Wear comfortable shoes, pack snacks, slather on sunscreen and consider bringing a folding chair, umbrella and/or handheld fan. If you want to know before you go, some counties — including Wake County — have trackers to let you check voting wait times online.
▪ Remember your photo ID. Find a complete list of acceptable forms of ID at BringItNC.gov.
▪ Poll workers might write on your ballot, and that’s OK. It does not invalidate your vote.
▪ It’s illegal to photograph your ballot. Voters can use their cell phones or other electronic devices inside the voting booth to access candidate information, but they can’t take a photo of their ballot or communicate with anyone while voting.
▪ Curbside voting is an option for voters who sign a sworn statement saying they can’t enter the polling place without assistance because of age or disability. It is not available for voters who don’t want to wait in line.
▪ You can wear political attire, but only certain types. Your clothing can say the name of a candidate, but poll workers might ask you to cover up if your clothing says to “vote for” the candidate.
▪ You can leave contests blank, and your ballot will still count.
▪ Candidate supporters and volunteers might be outside the voting site handing out flyers and information about candidates. This is allowed by law as long as they are outside the marked buffer zone. Aggressive campaigners or those inside the buffer zone can be reported to an election official.
For the full list of need-to-knows and expectations, visit ncsbe.gov/news.
Have a question about your community you’d like answered? Or maybe a tip or story idea you’d like to share? The service journalism teams at The News & Observer and The Charlotte Observer want to hear from you.
Read Next
September 24, 2024 6:00 AM
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September 11, 2024 11:01 AM
This story was originally published October 30, 2024, 6:00 AM.
Vice President Kamala Harris pitches plans, optimism to throng of supporters in Raleigh
Elaina Athanshttps://abc11.com/post/2024-presidential-election-vice-president-kamala-harris-pitches-plans-optimism-throng-supporters-raleigh/15489648/
Harris pitches plans, optimism to throng of supporters in RaleighThe vice president pledged to seek common ground and "common-sense solutions" in a speech at Coastal Credit Uni...RALEIGH, N.C. (WTVD) -- Vice President Kamala Harris visited battleground North Carolina on Wednesday and campaigned in Raleigh to highlight the challenges she plans to overcome."As your president, I pledge to seek common ground and common-sense solutions to the challenges you face," Harris told the crowd at the Coastal Credit Union...
Harris pitches plans, optimism to throng of supporters in RaleighThe vice president pledged to seek common ground and "common-sense solutions" in a speech at Coastal Credit Uni...
RALEIGH, N.C. (WTVD) -- Vice President Kamala Harris visited battleground North Carolina on Wednesday and campaigned in Raleigh to highlight the challenges she plans to overcome.
"As your president, I pledge to seek common ground and common-sense solutions to the challenges you face," Harris told the crowd at the Coastal Credit Union Music Park at Walnut Creek.
Much of Harris's speech parallelled the one she gave Tuesday night in Washington, DC.
She reiterated her message that it's time for a new chapter and argued that former President Donald Trump is too unstable to again hold office.
Thousands of people packed into the music venue to hear from the Democratic presidential nominee six days before Election Day.
"Make no mistake -- we will win," Harris said.
WATCH | ABC News' Mary Bruce speaks with Harris during NC visit
Harris highlighted some of her goals, which include offering a tax break for the middle class, going after corporate price gouging, and restoring women's reproductive rights at a federal level.
"Now in America, 1 in 3 woman lives in a state with a 'Trump ban' -- including in North Carolina and every state in the state except for Virginia."
Harris attempted to tie Trump to the overturning of Roe vs. Wade. However, that took place on June 24, 2022, during the Biden-Harris administration. The US Supreme Court's ruling sent abortion policy back to the state level.
Trump has publicly said he supports states having the authority to set their own laws and regulations regarding abortion.
Supporters said they believe Harris can flip the state blue for the first time in 16 years.
"She's going to win," said supporter Kim Cauthen, of Durham.
Raleigh resident Pat McWaters added, "Kamala is the only one who brings me hope."
Harris criticized Trump for labeling political opponents as the "enemy within."
"I pledge to be a president for all Americans, and always put country above party and self," Harris told the crowd, as she continued to try to distance herself from President Joe Biden's labeling of Trump's supporters as "garbage."
Though a Democratic presidential candidate hasn't won North Carolina since Barack Obama in 2008, Harris supporters remained optimistic.
"We got this," said Robin King, of Garner.
Williams O'Meara, of Clayton, added, "We are going to turn the state blue."
Cauthen said this event energized her to do more in the final days.
Cauthen, who works two jobs, said she is spending any spare time working phone banks and knocking on doors to campaign for Harris.
"I feel a little bit anxious just because, you know, it's so tight and so much is at stake," Cauthen said.
Harris was blitzing through battleground states Wednesday. From North Carolina, she flew to another must-win state, Pennsylvania. From there, Harris flies to Wisconsin for a Wednesday night rally in Madison.
Copyright © 2024 WTVD-TV. All Rights Reserved.
Last-minute tips for Johnston voters: What’s on the ballot, where to vote & need-to-knows
Renee Umstedhttps://www.newsobserver.com/news/politics-government/election/voter-guide/article294494629.html
In-person voting for the 2024 general election started in North Carolina.Early voting runs Thursday, Oct. 17 - Saturday, Nov. 2. Election Day is Tuesday, Nov. 5.Here’s what to know about voting sites in Johnston County and how to check what will appear on your ballot.There are nine early voting sites in Johnston County:Any eligible Johnston County voter may vote at any of these...
In-person voting for the 2024 general election started in North Carolina.
Early voting runs Thursday, Oct. 17 - Saturday, Nov. 2. Election Day is Tuesday, Nov. 5.
Here’s what to know about voting sites in Johnston County and how to check what will appear on your ballot.
There are nine early voting sites in Johnston County:
Any eligible Johnston County voter may vote at any of these sites during early voting.
Early voting sites are open 8 a.m.-7:30 p.m. Monday-Friday and 8 a.m.-3 p.m. Saturday.
On Election Day, which is Tuesday, Nov. 5, eligible Johnston County voters must vote at their designated polling place.
Find your designated polling place by searching your address on the North Carolina State Board of Elections’ online Polling Place Lookup, available at vt.ncsbe.gov/PPLkup.
Eligible voters in North Carolina will see some races in common across their ballots, for federal and state offices:
Some ballot items depend on where a voter lives. These could include mayor, city council, state senate and house, district court judges, school board and other races.
There may also be referenda including bonds and constitutional amendments.
View a sample ballot using the Voter Search, available at vt.ncsbe.gov/RegLkup.
The State Board of Elections addressed frequently asked voter questions, concerns and misconceptions after the first few days of early voting. Here’s what to know about and expect when you head to the polls:
▪ Be prepared to wait in line. Wear comfortable shoes, pack snacks, slather on sunscreen and consider bringing a folding chair, umbrella and/or hand-held fan. If you want to know before you go, some counties have trackers to let you check voting wait times online.
▪ Remember your photo ID. Find a complete list of acceptable forms of ID at BringItNC.gov.
▪ Poll workers might write on your ballot, and that’s OK. It does not invalidate your vote.
▪ It’s illegal to photograph your ballot. Voters can use their cell phones or other electronic devices inside the voting booth to access candidate information, but they can’t take a photo of their ballot or communicate with anyone while voting.
▪ Curbside voting is an option for voters who sign a sworn statement saying they can’t enter the polling place without assistance because of age or disability. It is not available for voters who don’t want to wait in line.
▪ You can wear political attire, but only certain types. Your clothing can say the name of a candidate, but poll workers might ask you to cover up if your clothing says to “vote for” the candidate.
▪ You can leave contests blank, and your ballot will still count.
▪ Candidate supporters and volunteers might be outside the voting site handing out flyers and information about candidates. This is allowed by law as long as they are outside the marked buffer zone. Aggressive campaigners or those inside the buffer zone can be reported to an election official.
For the full list of need-to-knows and expectations, visit ncsbe.gov/news.
Have a question about your community you’d like answered? Or maybe a tip or story idea you’d like to share? The service journalism teams at The News & Observer and The Charlotte Observer want to hear from you.
Read Next
October 21, 2024 9:42 AM
Read Next
October 22, 2024 4:04 PM
This story was originally published October 30, 2024, 6:00 AM.