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Insurance Agency in Raleigh, NC You Can Trust
Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.
As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.
We Put Truckers First Because Others Don't
Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.
At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.
One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.
Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.
If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:
- Affordable Trucking Insurance Plans for Any Budget
- Exemplary Customer Service
- Seasoned Transportation Specialists Who Customize Plans to Your Needs
- A+ Carriers Across the Country
- Simple, Easy Quote and Bind Process
- Multiple Insurance Carriers Quoted to Find You the Best Rates
- Truck Insurance for New Ventures
Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.
The Commercial Truck
Common Types of Big Rig Truck Insurance in Raleigh, NC
At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.
As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.
Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.
For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.
Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.
While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.
Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.
Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.
Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:
- Business Interruption Insurance
- Reefer Breakdown Insurance
- Occupational Accident with Contract Liability Insurance
- Rental Reimbursement Insurance
- Underinsured or Uninsured Motorist Insurance
- Towing Insurance
- Electronics Insurance
- Much More
Independence Insurance Agency
If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.
Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.
Typically, companies will look at claims that date back three years or less.
We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.
Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.
Independence Insurance Agency: Committed to the Trucking Industry
There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Raleigh, NC that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.
Latest News in Raleigh, NC
5 projects transforming Raleigh’s southern edge near Dix Park
Downtown Raleigh’s southern edge is booming.From a string of projects by well-known firms like Kane Realty Corp., to Shaw University’s plan for taller buildings, the area is expanding in all directions.At least 13 new developments are slated near attractions like the 308-acre Dorothea Dix Park, The News & Observer has reported. That surge could bring over 5,200 new residential units to...
Downtown Raleigh’s southern edge is booming.
From a string of projects by well-known firms like Kane Realty Corp., to Shaw University’s plan for taller buildings, the area is expanding in all directions.
At least 13 new developments are slated near attractions like the 308-acre Dorothea Dix Park, The News & Observer has reported. That surge could bring over 5,200 new residential units to this area.
It’s also sparked fears of gentrification and displacement, pushing the city to adopt a plan to promote affordable housing for long-time residents.
Here’s a look at a handful of projects poised to make the biggest impact. Note: This list is not exhaustive, and construction schedules often change.
Developers Kane Realty and N.C. Courage owner Steve Malik want to build a $2.2 billion sports and entertainment district with housing, office, retail and hotels, all anchored by an open-air sports and entertainment stadium.
What’s in it? The first phases of construction include two high-rises: a 21-story apartment tower and a 27-story office building.
▪ The 375-unit apartment building, designed by Raleigh-based Cline Design Associates with Kane, will have a coworking space, a rooftop club room and a pool deck. Seven levels of parking and 14,000 square feet of ground-floor retail and creative office space are also in the design.
▪ The office tower is the work of international architecture firm CallisonRTKL. It will be about 375,000 square feet, including 10,000 square feet of ground-level retail and a parking deck.
▪ A 70,000-square-foot music venue operated by AEG Presents is also in the works. The company is working through the site plan review and permitting process for the venue.
The construction timeline remains unclear. Site work was expected to begin in 2023, but rising costs and a tightening lending market is causing delays, according to the developers’ fourth-quarter update.
Site work is already underway on The Weld, a 1,200-unit mixed-used development at the southern edge of Dix Park.
The $700 million project, which secured financing in June, is being developed by Raleigh-based SLI Capital, founded in 2017 by Bryan Kane, son of Kane Realty CEO John Kane, and New York’s Mack Real Estate Group.
The father-son duo have said they’re remaking this southern corridor as the “new gateway” to downtown Raleigh.
What’s in it? The first phase includes 675 one-, two- and three-bedroom units in two 20-story buildings on 3.5 acres at the intersection of Lake Wheeler Road and Hammell Drive.
▪ The first building, called “Ray” and designed by JDavis Architects, will have 392 units, a pool deck overlooking Dix Park and eight townhomes.
▪ The second building, called “The Holston” and designed by Gensler Architects, will have 283 high-rise units, a pool deck, gym and sauna, eight townhomes, and a coworking space.
The buildings, connected by a central green space, will feature a ground-level restaurant and retail space.
The complex will offer three levels of units at a “variety of price points,” Bryan Kane said at a groundbreaking in September. Exact figures, however, were not disclosed. Construction is expected to be complete by summer 2025.
The second phase, which is not funded yet, will have 575 residential units and up to 30,000 square feet of retail, office space, and connectivity to the adjacent new developments.
Across from Dix Park, the project’s name is a nod to the nearby Rocky Branch Creek and greenway that runs along the property.
What’s in it? Phase one includes the Rockway Residences, a seven-story mixed-use building with 335 apartments.
▪ The apartments will include “robust work-from-home spaces, a large pool and sundeck, a rooftop lounge and a terrace overlooking” the park. The first floor will include 18,000 square feet of retail and office space along South Saunders Street and the Rocky Branch Greenway Trail and creek.
Construction began in 2022, with the first residents expected to move in by mid-2024.
▪ Phase two includes The Heath, a 350-unit residential building with a rooftop lounge, pool, fitness center, bicycle storage and courtyard. The first floor will include 7,000 square feet of retail space that will “invigorate S Saunders Street,” the company said in a release.
The company is expected to start construction on The Heath in mid-2024 and complete by 2026.
Shaw University is scaling up to leverage what it calls one of its greatest assets: 26.5 acres of prime real estate in downtown Raleigh.
Buildings as tall as 30 stories are now allowed after a divided Raleigh City Council voted to rezone the historically Black college’s downtown campus earlier this year, removing historic overlays that limited what could be built.
The campus was zoned for buildings three stories to 12 stories tall.
This rezoning is a part of a plan to “ensure a sustainable future,” Shaw University president Paulette Dillard said in June.
Is the university moving? No. Shaw said it doesn’t plan to move its campus out of downtown or sell any of its “core property” in downtown.
Instead, Shaw will maintain fee simple ownership of its land using a long-term ground lease plan to preserve its real estate portfolio. It will also receive fair market value for development projects, including upfront value, and potential opportunities for long-term participation in the projects’ success,” according to Shaw’s website for the rezoning case.
Shaw is required to preserve several historic buildings, including Estey Hall, Tupper Memorial Hall, Leonard Hall and Tyler Hall, according to the zoning conditions.
Vibration-sensitive equipment will be installed inside the halls when new development occurs within 100 feet. Those buildings could only be removed if more than 50% of the buildings are destroyed or damaged. The zoning conditions also call for the “retention or relocation” of the Rogers-Bagley-Daniels-Pegues House and the Charles Frazier House.
Construction is underway on Mira Raleigh, a new seven-story apartment complex on 2.5 acres at 121 Kindley St.
What’s in it? The building will add 288 units and 2,600 square feet of ground-floor shared office space to the southern border of the city’s central business district.
It’s a few blocks south of Raleigh’s Fayetteville Street corridor and less than two miles north of Downtown South.
▪ The building will comprise 80 studio, 130 one-bedroom and 78 two-bedroom units. Five of the seven stories will contain the residential units.
▪ The two remaining stories will house the development’s 300 parking spaces.
▪ Amenities will include a lobby/lounge, a club room with a kitchen and bar area, a sky lounge, a communal coworking space, and a 24-hour fitness center.
It’s expected to be complete by 2024.
Tammy Grubb, Mary Helen Moore and Anna Johnson contributed to this report.
This story was originally published December 4, 2023, 3:05 PM.
Massive Downtown South project is ‘slowed,’ developer Kane Realty says
RALEIGH – The massive Downtown South project is “slowed” due to high interest rates, says developer Kane Realty.There won’t be a quick getting various parts of the project “out of the ground” with financial markets afflicted by high rates. Commercial real estate developers also are dealing with substantial vacancy rates in the wake of the COV...
There won’t be a quick getting various parts of the project “out of the ground” with financial markets afflicted by high rates. Commercial real estate developers also are dealing with substantial vacancy rates in the wake of the COVID-19 pandemic that led to many workers embracing work-from-home options.
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Downtown South project is 'slowed' due to higher interest rates, developer Kane Realty says
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In a recent presentation made as part of a quarterly update about the project, Bonner Gaylord, chief operating officer of Kane Realty, said the company is “still geared up and ready to go” for the project which could cost more than $2 billion. The project is projected to include retail and office space, an entertainment venue, and housing.
“We’re bullish on long-term projects,” he added.
Gaylord told WRAL News that plans continued for groundbreaking of a music venue and in the second or third quarter of 2024.
However, Gaylord said further progress is “pending interest rates going down.”
“We’re working on financing,” he said. “It is in the midst of the financing page of the development process. And we’re facing the same market challenges that everyone is.”
Developers also face an 18.6% vacancy rate, according to the latest report from commercial real estate firm CBRE Raleigh.
Interest rates could decline in 2024 but the Federal Reserve continues to battle inflation but talk about cutting rates is premature, Federal Reserve Chairman Jerome Powell said on Friday.
“It would be premature to conclude with confidence that we have achieved a sufficiently restrictive stance, or to speculate on when policy might ease,” Powell said, according to CNBC.
Gaylord pointed out that project advancement is “capital dependent.”
He cited several points in the update:
NC State WR Joshua Crabtree set to transfer
NC State redshirt sophomore Joshua Crabtree will be entering the NCAA transfer portal with two years of eligibility.Crabtree played only on special teams this season, and logged nine plays and 15 games played in his three-year career.Crabtree is one of 17 players who have departed the NCSU program since Sept. He joins other wide receivers such as Porter Rooks, Anthony Smith and Terrell Timmons.Rivals.com had Cra...
NC State redshirt sophomore Joshua Crabtree will be entering the NCAA transfer portal with two years of eligibility.
Crabtree played only on special teams this season, and logged nine plays and 15 games played in his three-year career.
Crabtree is one of 17 players who have departed the NCSU program since Sept. He joins other wide receivers such as Porter Rooks, Anthony Smith and Terrell Timmons.
Rivals.com had Crabtree as a three-star prospect in the class of 2020, and he was ranked No. 38 overall in the state of North Carolina. Crabtree had 47 receptions for 711 yards and eight touchdowns his senior year at Wake Forest (N.C.) Heritage High.
Crabtree picked NC State over offers from Air Force, Army, Liberty and Navy.
• Michael Allen, running back, sophomore
• C.J. Clark, nose tackle, redshirt junior
• Lyndon Cooper, center, redshirt sophomore
• Joshua Crabtree, wide receiver, redshirt sophomore
• Micah Crowell, running back, redshirt sophomore
• Darius Edmundson, safety, senior
• Nate Evans, cornerback, redshirt sophomore
• Jakeen Harris, safety, fifth-year senior
• Jordan Houston, running back, senior
• MJ Morris, quarterback, sophomore
• Porter Rooks, wide receiver, senior
• Cedric Seabrough, tight end, redshirt sophomore
• Anthony Smith, wide receiver, redshirt sophomore
• Christopher Toudle, tight end, redshirt junior
• Terrell Timmons, wide receiver, sophomore
• Daejuan Thompson, outside linebacker, redshirt freshman
• Torren Wright, middle linebacker, redshirt freshman
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What's the holdup with Comerica's retail branch rollout in Raleigh?
Triangle Business Journalhttps://www.bizjournals.com/triangle/news/2023/12/04/comerica-raleigh-retail-branches-banking.html
When Comerica Bank moved into its regional headquarters in Raleigh in 2022, it had a bold vision.Jerry Bowen, the Wells Fargo veteran who became Southeast market president for Comerica (NYSE: CMA) in 2021, envisioned Triangle retail branches as part of the mix. But more than a year later, it hasn’t happened.In an interview...
When Comerica Bank moved into its regional headquarters in Raleigh in 2022, it had a bold vision.
Jerry Bowen, the Wells Fargo veteran who became Southeast market president for Comerica (NYSE: CMA) in 2021, envisioned Triangle retail branches as part of the mix. But more than a year later, it hasn’t happened.
In an interview, Bowen said the bank is still betting on Raleigh – but that with the recent industry upheaval, the timeline is still uncertain. Right now, Comerica’s Raleigh operation still focuses on commercial banking and wealth. But retail is still in the cards.
“The question is when and what does that look like,” Bowen said.
He admits the uncertainty of early 2020 may have caused a “pause” in the plan. But Bowen said the company is still committed to its vision for the Triangle and the rest of the Southeast.
“Strategically we laid out the plan for what we wanted to do to scale and build out the Southeast. … We’re still committed to doing that,” he said. “We’ve had to slow it and alter the timing of that based on everything going on in the environment, but it didn’t alter the view that this is the market we wanted to be in.”
The “everything going on” is the so-called crisis of confidence triggered by a trio of bank failures earlier this year. It led to a flurry of deposit holders pulling funds from smaller and mid-sized institutions and putting their dollars in too-big-to-fail banks like J.P. Morgan (NYSE: JPM), Wells Fargo (NYSE: WFC) and Bank of America (NYSE: BAC).
And it led to national headlines floating possibilities of banks like Comerica being acquired by more profitable competitors.
For its part, Comerica’s management has said the bank has significant liquidity capacity and is well positioned to “prioritize high-return growth in 2024,” though cost cuts will be part of the equation.
“We believe we in the industry are in a period of calibration, as we balance the profitability and risk management impacts from the first quarter disruption with strategic investments critical for future growth,” CFO Jim Herzog told analysts at the bank’s latest earnings call in October. “We remain committed to managing an efficient organization and are assessing opportunities to offset some of these pressures so that we may continue to deliver strong returns over time.”
In October, the bank reported its average loans rose to $53.99 billion from $51.11 billion a year earlier. Average deposits dropped to $65.88 billion from $73.98 billion.
In Raleigh, investing is still happening – albeit slower than in years past, Bowen said. He points to migration trends where, in Raleigh, “The pool’s gotten bigger.”
“You go out and about in Raleigh, it doesn’t look like a recession here,” Bowen said, noting he hasn’t had a question related to deposit insurance since May – evidence, he said, that concern over the banking industry is waning.
But that doesn’t mean retail banking will happen immediately.
“The chaos of the bank market … it’s kind of caused everybody to spend a lot of time looking at your business deposits,” Bowen said, noting the rise in the cost of deposits that has impacted every institution in North Carolina.
That “chaos,” coupled with the reality that retail banking has changed amid the rise of digital banking, has every bank evaluating their branches, including Comerica, he said.
“Everybody in the industry has to rethink, what’s the purpose of that real estate, how big does it need to be, how do you need to staff it?” Bowen said.
Hanukkah-themed pop-up bar lights up hearts for the holidays
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This holiday pop-up bar is 100% dedicated to Hanukkah and Jewish flavors, playing dreidel, eating latkes, and having fun.
NEW YORK -- There are plenty of Christmas-themed bars and experiences this time of year, but those who celebrate Hanukkah may be feeling a little left out.
Maccabee Bar is a holiday pop-up bar in Manhattan's West Village that is entirely dedicated to Hanukkah. When you walk in the door, you're immediately hit with the warmth of the festival of lights, blue-and-white decor, and a 10-foot inflatable menorah.
"I want a little Jewish 21-year-old to walk in and get that same excitement that I assume every Christian kid feels when they see Santa for the first time," said Naomi Levy, founder of Maccabee Bar.
The experience she's curated here is "all about Hanukkah and Jewish flavors, playing some dreidel, eating some latkes, and just having fun."
When Levy was running the bar at the famed restaurant Eastern Standard in Boston, she worked Christmas every year, an experience she loved but that left her feeling "like a tourist," Levy said.
"I didn't grow up with Christmas. So as I saw this different kind of holiday bars, Christmas bars popping up, I thought to myself, 'What if I made one that was 100% dedicated to Hanukkah,'" Levy said.
This was back in 2018, and after just one week, it was clear that Maccabee Bar was something the whole community needed this time of year. From there, Levy expanded the pop-up from Boston to New York. For the second year, Maccabee Bar can be found at Ollie West Village until Dec. 31.
Levy is an award-winning bartender and has been working in bars and restaurants for 20 years. It's no surprise that the drinks on the menu are as creative as they come -- each with a unique story linked to Hanukkah.
"We highly encourage people to play dreidel. You can buy bags of gelt to gamble with. We have the rules if you need a refresher. And you can also just spin the dreidel to decide your cocktail," said Levy.
In addition to the festive cocktails, the menu has Hanukkah-themed treats such as potato latkes and fresh jelly doughnuts, delivered by The Doughnut Project Wednesdays through Sundays.
"I think it's so necessary right now. We're all carrying around this weight. And I hope when people walk in the door at Maccabee Bar, they can just feel a little lighter and just get to celebrate. No matter your background, no matter where you fall on the political spectrum, Maccabee Bar is for everyone. And I think in these times, that's really, really important," said Levy.