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Insurance Agency in Rock Hill, SC You Can Trust
Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.
As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.
We Put Truckers First Because Others Don't
Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.
At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.
One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.
Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.
If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:
- Affordable Trucking Insurance Plans for Any Budget
- Exemplary Customer Service
- Seasoned Transportation Specialists Who Customize Plans to Your Needs
- A+ Carriers Across the Country
- Simple, Easy Quote and Bind Process
- Multiple Insurance Carriers Quoted to Find You the Best Rates
- Truck Insurance for New Ventures
Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.
The Commercial Truck
Common Types of Big Rig Truck Insurance in Rock Hill, SC
At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.
As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.
Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.
For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.
Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.
While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.
Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.
Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.
Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:
- Business Interruption Insurance
- Reefer Breakdown Insurance
- Occupational Accident with Contract Liability Insurance
- Rental Reimbursement Insurance
- Underinsured or Uninsured Motorist Insurance
- Towing Insurance
- Electronics Insurance
- Much More
Independence Insurance Agency
If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.
Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.
Typically, companies will look at claims that date back three years or less.
We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.
Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.
Independence Insurance Agency: Committed to the Trucking Industry
There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Rock Hill, SC that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.
Latest News in Rock Hill, SC
More residents at Rock Hill apartments say they paid rent but face eviction
ROCK HILL, S.C. — Residents at a Rock Hill apartment complex claim they’ve paid their rent but they were still faced with eviction notices.Channel 9′s Almiya White first reported the situation in early October. Since that first story, multiple former residents have reached out to White saying they were told they owed thousands of dollars.“I know how those people felt because i felt the same way,” said Joy Thomas....
ROCK HILL, S.C. — Residents at a Rock Hill apartment complex claim they’ve paid their rent but they were still faced with eviction notices.
Channel 9′s Almiya White first reported the situation in early October. Since that first story, multiple former residents have reached out to White saying they were told they owed thousands of dollars.
“I know how those people felt because i felt the same way,” said Joy Thomas.
Thomas used to call Windsor Apartments home. She said she felt compelled to reached out to Channel 9 after our story aired earlier this month.
Two other tenants told us about claims of back rent at the same complex.
“I was just shocked that the issue is still ongoing,” Thomas told White.
“For me, I received those same eviction notices for thousands of dollars that was unexplained that was due,” she added.
In March, Thomas said she received an eviction notice on her door with her address but with a different tenant’s name. The notice claimed more than $7,000 was owed.
Thomas said she received another eviction notice the following month, this time with her name listed and stating she owed more than $8,000.
Thomas said she missed two rent payments but it didn’t add up to the amount the complex claimed she owed.
“It forced me to leave,” she said. “They say well, if you can leave by this certain date, we’ll forgive the $8,000-something that you owe. I went and got a U-Haul truck immediately.”
That’s something current resident Jasmine Milton is in the process of doing. She shared a recent eviction notice with White, where the complex claims she owes over $2,000.
But Milton says she never missed a payment. Earlier this month, she told White she was afraid it would only be a matter of time before she received a notice.
“I hurt for them, because I know exactly how they feel, how they felt,” Thomas said. “Because I had to pack up a U-Haul with my kids with nowhere to go.”
After the first story aired, White heard from four additional current or former tenants with similar complaints.
White called and emailed the Windsor apartment complex again Wednesday to see if they could explain where the balances are coming from and why so many residents owe thousands of dollars. She didn’t hear back Wednesday, but they have previously said they don’t discuss specific tenant issues.
(WATCH BELOW: Residents claim management error is leading to eviction threats)
Residents claim management error is leading to eviction threats
NC Mexican restaurant chain chooses downtown Rock Hill for its first site in SC
Rock Hill will have another food option in University Center with the planned opening of Dank Burrito early next year.The North Carolina restaurant chain will open its newest location at 343 Technology Center Way in The Park at University Center. This is the company’s first expansion into South Carolina.Dank Burrito offers burritos, tacos, bowls and sala...
The North Carolina restaurant chain will open its newest location at 343 Technology Center Way in The Park at University Center. This is the company’s first expansion into South Carolina.
Dank Burrito offers burritos, tacos, bowls and salads. The 3,300-square-foot Rock Hill location will offer five craft beers, wine, canned beer and seltzers.
Menu options include a Danksgiving burrito, Cheerwine beef quesadilla and Nashville hot chicken burrito plus scratch-made salsa, slaw, kimchi and guacamole, according to a company announcement for the new site. Pork belly, honey trufle Buffalo chicken, carne asada, tree hugger (vegetarian) and cheesesteak options are available in burritos, bowls or tacos.
“Dank Burrito is not your typical burrito joint where the same tired flavors are used,” said owner Clarke Merrell. The company announced plans to open the new site in January.
It’s part of The Park, with 17,000 square feet of retail space and 450 parking spaces in one of several new decks in University Center.
Neighboring properties in University Center include the Rock Hill Sports & Event Center, the 225,000-square-foot Lowenstein Building office and retail area, a Cambria hotel, The Power Plant with apartments and a food hall, The Nest with other apartment space and multiple parking decks.
University Center is a central piece to the city’s redevelopment of former mill and industrial areas downtown. Some sites shuttered for decades are now opening businesses, apartments and retail space.
Dank Burrito continues a Mexican food trend in the Rock Hill region, and specifically the city, toward new restaurants.
Several new Chipotle and Moe’s Southwest Grill sites have opened in York and Lancaster counties the past couple of years. There was the short-lived Cantina concept at Legal Remedy Brewing offering Mexican food dishes. Casa Tequila and Ay Papi Tacos & Tequila opened two years ago, both in Rock Hill.
The food hall at the neighboring Power House site added Chilango Tacos Y Mas earlier this year. Rock Taco opened in downtown Rock Hill just this month. Those spots don’t include a host of area food trucks with taco, burrito and similar options.
Dank Burrito started as a food truck in Morehead City, North Carolina in 2014. The first storefront opened there the following year. A Raleigh food hall opened another in 2019.
The company intends to franchise more locations after the Rock Hill one, largely across the Carolinas, Georgia and Florida.
This story was originally published November 15, 2023, 10:38 AM.
Rock Hill staple Kounter opening high-end cocktail lounge, ‘fun and funky’ speakeasy
Benjamin Simon firstname.lastname@example.org://www.postandcourier.com/rock-hill/rock-hill-staple-kounter-opening-high-end-cocktail-lounge-fun-and-funky-speakeasy/article_659838d2-3ac2-11ee-b93e-6bedaa7c6fdf.html
ROCK HILL — Rob Masone has cooked around the world — in Afghanistan, Las Vegas and most recently, in Rock Hill, where he owns Kounter, a popular downtown restaurant that he calls his “baby.”But none got Masone pumped up like this next project.“I mean,” he said, “I don’t know that I’ve been excited about something like this in a long time.”On Aug. 15, Masone announced his newest concepts: Kounter Longue, a cocktail lounge, and Elsie’s, a speakeasy named aft...
ROCK HILL — Rob Masone has cooked around the world — in Afghanistan, Las Vegas and most recently, in Rock Hill, where he owns Kounter, a popular downtown restaurant that he calls his “baby.”
But none got Masone pumped up like this next project.
“I mean,” he said, “I don’t know that I’ve been excited about something like this in a long time.”
On Aug. 15, Masone announced his newest concepts: Kounter Longue, a cocktail lounge, and Elsie’s, a speakeasy named after his grandmother.
Slated to open in spring of 2024, the two establishments will occupy the current Edward Jones office downtown, with the lounge on the first floor and speakeasy on the second floor.
They will be located across the hall from and serve as an expansion of his flagship Rock Hill restaurant, Kounter. Masone said it will offer an experience that doesn’t exist in the area.
“This will not be a standard bar,” Masone said. “I’m not opening a bar. That’s not what we’re doing. We’re doing a high-end cocktail lounge. Upstairs is going to be very swanky, very fun and funky.”
Honoring his family
But it’s more than that to Masone, a Rock Hill native.
It’s an ode to his family — his parents Hank and Alice, and his grandmother, Elsie. His parents were active in the Rock Hill community. His father served in the Marines and coached baseball. His mother worked for the Department of Health and Environmental Control, where she won childbirth educator of the year. Both attended the First Presbyterian Church on Main Street.
After his parents passed away two decades ago, Masone found himself with countless family binders of photos. They sat untouched in a warehouse for years. That is — until he realized that he wanted to use the new establishment as a way to honor his family.
Now, he will hang pictures of his family in the stairwell leading up to the speakeasy, Elsie’s, located on the second-floor. He called it a “very personal space” — a space where he hopes everyone can celebrate their family.
“I miss my mother every day,” he said. “It’s a way that I could see her every day. … It’s a way that I can share them with the public.”
A new dimension to downtown drinks
While Rock Hill has multiple breweries and bars in the downtown area, Masone saw the opportunity to develop an upscale cocktail lounge, with everything from homemade cocktails to smoking drinks to imported wines. It will also offer charcuterie and desserts.
The speakeasy upstairs, however, will have a different feel, Masone said. Visitors will have to buzz into the section, where they will find a more vintage look, with Chesterfield furniture, a house piano and “a fun, funky, old-school” speakeasy based on the prohibition era.
He hopes the new establishments will be a place that clients can grab a drink after Kounter closes at 9 or 10 p.m.. Or a place where they can sip cocktails while watching the Christmas parade. Or a place they can host business meetings.
“We’re going for the attorneys and the businessman and the entrepreneur and the small business folks and just the regular Joes that want to come in and experience a cool, funky entrance and go upstairs and be a part of something,” he said.
Most of all, Masone wants it to bring more people to downtown Rock Hill.
For decades, downtown Rock Hill was considered dark and desolate. At one point, an awning covered Main Street.
But in recent years, that has changed, as city leaders and business owners have sought to revitalize the area.
A downtown boom
Once a mill town, Rock Hill’s population has exploded due to its proximity to Charlotte and efforts to reinvigorate the town by, for example, investing in sports tourism. In 40 years, the population in Rock Hill has more than doubled to 75,000, making York County one of the fastest growing areas in the state.
The growth has coincided with multiple new businesses downtown, such as The Mercantile and Common Market. Even more are scheduled to open in coming months, such as Rock Hill Coffee and Rock Star Taco.
In 2020, Masone joined the downtown boom.
He has cooked all around the world. He has owned a restaurant in Fayetteville, N.C., competed in a food competition in Afghanistan and worked at casinos in Las Vegas. He currently owns open-air creperie and Cuban restaurants in Florida.
But Masone, who is a South Carolina Food Ambassador, wanted to return home. In 2020, he opened up Kounter.
The restaurant is located at the site of the former McCorey’s Five & Dime, where the Friendship Nine, a group of Black college students, were arrested after they sat at the segregated lunch counter. Kounter pays homage to the nine men through the original counter where they sat and an exhibit in the hallway that tells their history.
Now Masone sees Elsie’s as another way to help Rock Hill develop its downtown.
It’s not just about creating establishments that are important to him, he said. It’s about creating establishments that will attract people to Rock Hill, the place he grew up umpiring baseball games and went to church.
“Rock Hill has a need. Rock Hill is ready to grow,” he said. “We’re gonna kick the carton a little bit and help it grow.”
Here are the Rock Hill region candidates, and how to learn more on the biggest races
Almost a dozen communities across the Rock Hill region will choose mayors next week, along with dozens of city or town council candidates.Election day is Nov. 7. Polls are open 7 a.m. to 7 p.m. across the region. Details are available at county voter registration offices or at scvotes.org. All races next week are nonpartisan. Only county council seats in the reg...
Almost a dozen communities across the Rock Hill region will choose mayors next week, along with dozens of city or town council candidates.
Election day is Nov. 7. Polls are open 7 a.m. to 7 p.m. across the region. Details are available at county voter registration offices or at scvotes.org. All races next week are nonpartisan. Only county council seats in the region file candidates by party affiliation.
Fort Mill has its mayoral job and one of three open town council seats contested in the coming election. Ryan Helms and Guynn Savage vie for mayor. Lisa Cook, Lindsay Curby and Matt Vilardebo contend for one town council at-large seat. Fort Mill also has two unopposed council candidates, incumbents Ronnie Helms in Ward 2 and Chris Moody in Ward 4.
Clover only has contested races. Greg Holmes and Bo Legg filed for mayor. Mike Easler, Brittany Farr, Jason Manos and Amy Nivens contend for three town council seats. The Greater Clover Chamber of Commerce hosted a candidate forum Oct. 26 that is available to view on that group’s Facebook page under the live tab.
Five candidates face off for two city council seats in Tega Cay. Brian Carter, Adam Grabiec, Ron Kirby, Carmen Miller and Daniel Robert all participated in an Oct. 25 candidate forum hosted by the regional chamber of commerce. It’s online at the city’s webpage tegacaysc.org or on Youtube.
Rounding out election season are a host of decisions in smaller communities, uncontested races or non-election day votes. They include:
▪ In Rock Hill, Brent Faulkenberry defeated Hope Matthews for the city council Ward 2 seat by 19 votes on Oct. 17. Incumbents Derrick Lindsay in Ward 1 and Kevin Sutton in Ward 3 won uncontested races.
▪ York only has uncontested races. They are Mike Fuesser for mayor, Eddie Brown for city council Ward 2, Marion Ramsey for city council Ward 3 and Stephanie Jarrett for city council Ward 4.
▪ Bryan Jenkins and Bill Nance face off for mayor in McConnells. Uncontested town council candidates are Liz Christenberry, Bill Covington, Jim Hoban and James Sciba.
▪ Hickory Grove candidates, all in uncontested races, are Larry Earl for mayor and Ollie Bankhead, Kevin Faulkner, Harry James Good and Kyle Wyatt for four town council seats.
▪ Sharon has Nicole Perkins unopposed for mayor, and three candidates on the ballot with four town council seats open. Candidates are Herschel Brown, Jr., Ashley Glenn and Margarette Parrish.
▪ Smyrna has all uncontested races. Frances Faulkner for mayor, plus only three candidates for four open town council seats in Kimberly Linow, Amy Myott and Jessica Smith.
▪ Contested Lancaster County races include Iva Drakeford, Howard Mickle and Vincent Webb for two town council seats in Heath Springs and Loyd Fox, Kristen Setzer and Kyle Starnes for two town council seats in Van Wyck.
Uncontested races are Mike Dorman for mayor and Bobbie Faulkenberry, Michael Cook and Randy Seegars for three town council seats in Kershaw.
▪ Chester County candidates are Flora Barber and James Harris for mayor and Flora Barber, Nancy Beatty, Recorda Holmes, Albert Stewart, Jr. and Helen Ruth Williams in Richburg; Joseph Wilson for mayor and Cole Abell, Buddy Courtney, Valeria Erwin and Mitchell Lisenby for town council in Lowrys; Carlton Martin for mayor with Lee Ann Gaston and Angel Waits for town council in Fort Lawn.
This story was originally published October 30, 2023, 12:06 PM.
Cellphones banned from use in school in Rock Hill this year
ROCK HILL, S.C. — Rock Hill students who head back to school on Monday will no longer be able to use cellphones during school hours.Leaders made the change saying the phones have become a distraction from learning, but some parents and students told Channel 9′s Tina Terry this will create more problems and could even be dangerous.The policy says kids can have cellphones, but they just can’t pull them out and use them. One parent told Terry that kids need their phones for emergencies, so she thinks the policy i...
ROCK HILL, S.C. — Rock Hill students who head back to school on Monday will no longer be able to use cellphones during school hours.
Leaders made the change saying the phones have become a distraction from learning, but some parents and students told Channel 9′s Tina Terry this will create more problems and could even be dangerous.
The policy says kids can have cellphones, but they just can’t pull them out and use them. One parent told Terry that kids need their phones for emergencies, so she thinks the policy is a bad idea.
“Sometimes kids have bad days,” Rosie Jones said. “They’re not doing too well in school issues.”
Jones said she’s always a phone call or text away when it comes to her three children. But she said Rock Hill Schools is taking away her kids’ ability to communicate with her in an emergency.
“He might go in the bathroom and call me and say ‘mom I’m having issues,’” she said.
The district recently implemented a policy saying students have to turn phones off and put them away -- out of sight -- during school hours.
“We have an environment that is free of distractions, and the cellphones have become very big distractions on our campuses,” said Keith Wilks, the assistant superintendent of support services.
“It’s a modern-day tool now, and for you to try and take it out of school, it’s going to cause a whole lot of conflict,” Jones said.
But some parents agree with district leaders, saying the change will enhance learning.
“I think it’s a distraction,” said parent Ruth Harris. “I think that there are negative things happening on social media, and not having them out during the school day is a good idea.”
Channel 9 reached out to several local school districts to find out what their policies are on student cellphone use.
In Rowan County, the district leaves it up to the school to make the policy. There is none for Rowan-Salisbury Schools as a whole.
In Iredell County, the district says students attending Iredell-Statesville Schools must turn their phones off during instructional times unless authorized. Read more here.
In Union County, students can use their phones in class with limitations. Read more here.
In Mecklenburg County, students cannot use their phones in class. Read more here.
In Lancaster County, there is no specific policy on cellphones. The district leaves that up to the school’s discretion.
To view Rock Hill Schools’ complete policy and associated consequences, click here.
(WATCH BELOW: Rock Hill’s steps to fill teacher vacancies pays off)