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Frame The Importance of

Commercial Truck Insurance in Rome, GA

  • Let's face it - truckers in America have always been the backbone of our great country. They still are in modern times. On any given day, thousands of trucks traverse our highways and local roads, delivering goods and products on time so that businesses and consumers have what they need to live life. And while commercial trucking can be an incredibly lucrative way to make a living and put food on the table, it can also be risky and expensive.
  • Whether you're the owner of a fleet, an independent trucker, or have a business that uses big rigs to transport goods, you need commercial trucking insurance to protect you and your client's investments, shield you from liability, and more.
  • That's where working with a reliable truck insurance agency comes into play. Unfortunately, for many commercial truck insurance providers, serving the needs of truckers is low on the proverbial totem pole. At Independence Insurance Agency, nothing could be further from the truth.

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percent The Commercial Truck

Insurance Agency in Rome, GA You Can Trust

Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.

As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.

Commercial Truck Insurance Rome, GA

We Put Truckers First Because Others Don't

 Truck Insurance Rome, GA

Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.

At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.

One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.

Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.

If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:

  • Affordable Trucking Insurance Plans for Any Budget
  • Exemplary Customer Service
  • Seasoned Transportation Specialists Who Customize Plans to Your Needs
  • A+ Carriers Across the Country
  • Simple, Easy Quote and Bind Process
  • Multiple Insurance Carriers Quoted to Find You the Best Rates
  • Truck Insurance for New Ventures

Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.

chart The Commercial Truck

Common Types of Big Rig Truck Insurance in Rome, GA

At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.

As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.

Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.

For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.

Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.

While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.

Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.

Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.

Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:

  • Business Interruption Insurance
  • Reefer Breakdown Insurance
  • Occupational Accident with Contract Liability Insurance
  • Rental Reimbursement Insurance
  • Underinsured or Uninsured Motorist Insurance
  • Towing Insurance
  • Electronics Insurance
  • Much More

Three plus 3 Safe Driving Tips to

Lower the Cost of Truck Insurance in Rome, GA

Keeping your drivers safe on the road is crucial not only for their own well-being but also for the safety of other motorists and the financial stability of your business. The Department of Labor has identified the trucking industry as one of the most hazardous sectors in the U.S. In fact, trucking and logistics fleets are known for their high injury and fatality rates. By improving how safely your truckers drive, you can help reduce expenses related to claim payouts, accidents, and insurance premium hikes.

Whether you own a large fleet or you're the owner and operator of a single rig, keep these safe driving tips in mind to help lower your insurance costs.

Implement Preventative Maintenance Plans

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

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 Trucking Insurance Rome, GA

Practice Defensive Driving

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
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 Commercial Liability Insurance For Truckers Rome, GA

Find Ways to Prevent Distracted Driving

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

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 Commercial Truck Insurance Quote Rome, GA

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

 Low Priced Commercial Truck Insurance Rome, GA phone Call Now

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
Commercial Truck Insurance Rome, GA phone Call Now

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

 Truck Insurance Rome, GA phone Call Now

check light FAQs About

Independence Insurance Agency

If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.

Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.

Typically, companies will look at claims that date back three years or less.

We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.

Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.

Independence Insurance Agency: Committed to the Trucking Industry

There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Rome, GA that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.

 Trucking Insurance Rome, GA

Latest News in Rome, GA

Rome, Georgia has most improved air quality in the US over last 10 years, study says

The report highlights the top areas for air quality around the country, as well as most improved.ROME, Ga. — Roughly a decade ago, according to a new report on air quality improvements around the country, Rome, Georgia would have "good air days" only about 13.5% of the time. Over the course of a year, that would work out to fewer than 50 days.Ten years later by 2022, the report says, more than 90...

The report highlights the top areas for air quality around the country, as well as most improved.

ROME, Ga. — Roughly a decade ago, according to a new report on air quality improvements around the country, Rome, Georgia would have "good air days" only about 13.5% of the time. Over the course of a year, that would work out to fewer than 50 days.

Ten years later by 2022, the report says, more than 90% of days in Rome were "good air days" - almost 330 days.

That improvement isn't just remarkable, according to the air quality trends report published by Consumer Affairs. It's better than anywhere else in America.

The report highlights the top areas for air quality around the country - with cities in Washington, Hawaii and Idaho rounding out the best of the best. Longview, Washington, for instance sees "good air quality" days on more than than 99.5% of its days.

Rome can't quite compare to that, but it's come a long way.

Credit: SeanPavonePhoto / stock.adobe.com

"The Rome metropolitan area covers about 510 square miles and includes the Appalachian Mountain foothills northwest of Atlanta. Between 2012 and 2022, its bad air score decreased by about 89%, from 0.866 to 0.097. Among the 25 most-improved metros, it had the third-highest percentage of good air days in 2022 (90.25%)," the report notes.

The percent change in good air days from 2012 to 2022 in Rome was 76.83% - by comparison, second-place Lafayette-West Lafayette, Indiana's change was 51.92%.

According to Consumer Affairs, the report examined air quality index data for cities and metro areas from the U.S. Environmental Protection Agency from 2012-2022. Using this data, they developed a "bad air score" using the number of days falling within an air quality index value with the following multipliers:

"The sum is then divided by the total number of days in the year with a registered AQI value to get the bad air score. The higher the bad air score is, the worse the air quality is. Only metro areas with a minimum of 180 days of reported AQI data in a year were included in the analysis," the report states.

Consumer Affairs offered the following example for its methodology:

Bad air score for El Centro, California in 2022

Microsoft to develop 350-acre data center campus in Rome, Georgia

Microsoft is planning a new data center campus outside Rome, Georgia.The Rome Floyd County Development Authority (RFCDA) announced the $1 billion campus outside the city, in Floyd County, also reported by various local news ...

Microsoft is planning a new data center campus outside Rome, Georgia.

The Rome Floyd County Development Authority (RFCDA) announced the $1 billion campus outside the city, in Floyd County, also reported by various local news outlets,

The campus, known as ‘Project Firecracker,’ will be on a 347-acre property on Huffaker Road, east of Fouche Gap Road.

Microsoft didn't share the campus specifications but wants it to go live in 2027-2028.

Microsoft is buying the land for $40,000 per acre, suggesting a purchase price of around $13.9 million. The company has been granted a 12-year tax abatement.

The county’s development authority reportedly began working with the property owner, Floyd County 118 LLC, in 2021 to rezone the property as Heavy Industrial.

Rome is in northeast Georgia, close to the state border with Alabama, and around 70 miles from the state's existing data center hub in Atlanta.

“This is a tremendous economic opportunity for our community that will have positive impacts for decades to come,” said Jimmy Byars, RFCDA chair.

“Rome and Floyd County’s industrial zoning and strong infrastructure led to our decision to locate our data center campus there. Today’s announcement is just the start of our mutual collaboration and Microsoft’s long term-term commitment to the local community,” added Microsoft’s director of community engagement, Paul Englis.

In 2021, Microsoft announced plans for a cloud region in Georgia known as East US 3.

The company is developing sites on the outskirts of Atlanta, in East Point and Palmetto in Fulton County, and Douglasville, Douglas County.

In April 2021 Microsoft bought 125 acres in East Point, with records showing the company plans to build a 250,000 sq ft (23,000 sq m) data center on the plot.

A recent Microsoft Community post suggests two buildings (ATL06 and ATL07) and an on-site substation are being developed; the company had previously planned three buildings (including ATL08).

Microsoft is also building another 250,000 sq ft data center development in Palmetto.

The company also bought 93 acres in nearby Douglasville, Douglas County for the third zone of the region.

U.S. Soccer Launches First-Of-Its-Kind ADAPTandTHRIVE Leadership Course To Take Place December 3-10 In Rome, Georgia

CHICAGO (Sept. 5, 2023) - U.S. Soccer, in partnership with Integrated Dreams, has launched the ADAPTandTHRIVE Leadership Course to empower individuals to become advocates for inclusion and change within their soccer communities. The first-of-its-kind course in the United States will begin with week-long, in-person workshops from Dec. 3-10, 2023, in Rome, Ga.By providing training in leadership skills, diversity awareness, and inclusive practices, the ADAPTandTHRIVE Leadership Course will equip partici...

CHICAGO (Sept. 5, 2023) - U.S. Soccer, in partnership with Integrated Dreams, has launched the ADAPTandTHRIVE Leadership Course to empower individuals to become advocates for inclusion and change within their soccer communities. The first-of-its-kind course in the United States will begin with week-long, in-person workshops from Dec. 3-10, 2023, in Rome, Ga.

By providing training in leadership skills, diversity awareness, and inclusive practices, the ADAPTandTHRIVE Leadership Course will equip participants with the tools to drive positive transformations and be catalysts for change in their respective soccer communities.

The inaugural course in December will entail leadership training on various topics related to soccer in the United States. At the conclusion of the week, participants will return to their communities, and with the help of mentors, spend the next six months implementing a project that will elevate disability soccer. At the conclusion of this practical phase, candidates will gather in person and present their experience in front of an expert panel.

Application for the ADAPTandTHRIVE Leadership Course is open now through October 15, 2023. To apply, interested applicants should visit https://integrated-dreams.org/adaptandthrive.

One of the long-term goals for the ADAPTandTHRIVE Leadership Course is to also provide a runway to ensure U.S. Soccer has access to a more inclusive workforce across the board and in growing access for disability soccer programs nationwide. The program will ultimately be part of the Federation's legacy as the U.S. builds toward hosting a myriad of major soccer competitions through the 2028 Summer Olympics and Paralympics, including the 2026 FIFA World Cup.

The Leadership Course is one of six current initiatives that are part of the U.S. Soccer Federation’s ADAPTandTHRIVE Program. They include:

Integrated Dreams is a non-profit Association based in Lisbon, Portugal, working for the inclusion of disabled people in the sports industry. Our Mission: to increase the representation of disabled people in the sports World. Our Vision: a sports world as a place where all people reach their fullest potential. Inclusion, development, and education remain our core values.

The ADAPTandTHRIVE program is a first-of-its-kind combination of soccer-based initiatives (currently six initiatives are part of the ADAPTandTTHRIVE Program) which aim to impact the disability community.

The innovative, multi-pronged approach hits on youth empowerment, leadership, awareness raising and opportunity creation. These creative elements set the program apart and position it as a trailblazer in promotion inclusivity within the soccer community.

Founded in 1913, the U.S. Soccer Federation has been the official governing body of the sport in the United States for more than 100 years. During that time, the sport has grown tremendously at all levels. As U.S. Soccer looks toward the future, its mission is to make soccer the preeminent sport in the United States. With a long-term and strategic approach, U.S. Soccer aims to accomplish its mission by supporting its members to increase participation at the youth and adult levels, develop world-class players, coaches, and referees to consistently win at the highest levels on the international stage, and serve the fans by engaging with them in deeper and more meaningful ways. For more information, visit ussoccer.com.

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