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Frame The Importance of

Commercial Truck Insurance in Tallahassee, FL

  • Let's face it - truckers in America have always been the backbone of our great country. They still are in modern times. On any given day, thousands of trucks traverse our highways and local roads, delivering goods and products on time so that businesses and consumers have what they need to live life. And while commercial trucking can be an incredibly lucrative way to make a living and put food on the table, it can also be risky and expensive.
  • Whether you're the owner of a fleet, an independent trucker, or have a business that uses big rigs to transport goods, you need commercial trucking insurance to protect you and your client's investments, shield you from liability, and more.
  • That's where working with a reliable truck insurance agency comes into play. Unfortunately, for many commercial truck insurance providers, serving the needs of truckers is low on the proverbial totem pole. At Independence Insurance Agency, nothing could be further from the truth.

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percent The Commercial Truck

Insurance Agency in Tallahassee, FL You Can Trust

Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.

As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.

Commercial Truck Insurance Tallahassee, FL

We Put Truckers First Because Others Don't

 Truck Insurance Tallahassee, FL

Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.

At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.

One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.

Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.

If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:

  • Affordable Trucking Insurance Plans for Any Budget
  • Exemplary Customer Service
  • Seasoned Transportation Specialists Who Customize Plans to Your Needs
  • A+ Carriers Across the Country
  • Simple, Easy Quote and Bind Process
  • Multiple Insurance Carriers Quoted to Find You the Best Rates
  • Truck Insurance for New Ventures

Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.

chart The Commercial Truck

Common Types of Big Rig Truck Insurance in Tallahassee, FL

At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.

As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.

Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.

For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.

Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.

While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.

Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.

Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.

Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:

  • Business Interruption Insurance
  • Reefer Breakdown Insurance
  • Occupational Accident with Contract Liability Insurance
  • Rental Reimbursement Insurance
  • Underinsured or Uninsured Motorist Insurance
  • Towing Insurance
  • Electronics Insurance
  • Much More

Three plus 3 Safe Driving Tips to

Lower the Cost of Truck Insurance in Tallahassee, FL

Keeping your drivers safe on the road is crucial not only for their own well-being but also for the safety of other motorists and the financial stability of your business. The Department of Labor has identified the trucking industry as one of the most hazardous sectors in the U.S. In fact, trucking and logistics fleets are known for their high injury and fatality rates. By improving how safely your truckers drive, you can help reduce expenses related to claim payouts, accidents, and insurance premium hikes.

Whether you own a large fleet or you're the owner and operator of a single rig, keep these safe driving tips in mind to help lower your insurance costs.

Implement Preventative Maintenance Plans

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

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 Trucking Insurance Tallahassee, FL

Practice Defensive Driving

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
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 Commercial Liability Insurance For Truckers Tallahassee, FL

Find Ways to Prevent Distracted Driving

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

phone Call Now
 Commercial Truck Insurance Quote Tallahassee, FL

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

 Low Priced Commercial Truck Insurance Tallahassee, FL phone Call Now

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
Commercial Truck Insurance Tallahassee, FL phone Call Now

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

 Truck Insurance Tallahassee, FL phone Call Now

check light FAQs About

Independence Insurance Agency

If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.

Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.

Typically, companies will look at claims that date back three years or less.

We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.

Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.

Independence Insurance Agency: Committed to the Trucking Industry

There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Tallahassee, FL that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.

 Trucking Insurance Tallahassee, FL

Latest News in Tallahassee, FL

LIVE UPDATES: Severe weather damages Valdosta neighborhoods overnight

Injury Report: DT Joshua Farmer, OL Robert Scott, CB Jamari Howard out for spring practice

Florida State coach Mike Norvell announced that several players will miss the remainder of spring practice, with varying timelines for their expected returns.Florida State coach Mike Norvell announced that several players will miss the remainder of spring practice, with varying timelines for their expected returns. DT Josh...

Florida State coach Mike Norvell announced that several players will miss the remainder of spring practice, with varying timelines for their expected returns.

Florida State coach Mike Norvell announced that several players will miss the remainder of spring practice, with varying timelines for their expected returns. DT Joshua Farmer and OT Robert Scott will miss the spring recovering from injuries, but will be back for preseason camp.

Promising freshman CB Jamari Howard will miss the spring and the injury will linger into the regular season.

DT Joshua Farmer

Farmer, a redshirt junior, recorded 32 tackles, including 7.0 for loss with 5.0 sacks, two quarterback hurries, two pass breakups and one forced fumble last season as a starter. He was named second-team All-ACC.

FSU anticipates Farmer being available for the start of the regular season, Norvell said.

He's expected to again start, likely alongside fellow Gadsden County product Darrell Jackson.

Farmer underwent surgery after the 2023 ACC Championship Game to repair a thumb injury that bothered him throughout about half of the season.

OL Robert Scott

Scott played in seven games with one start last season, with a leg injury hampering his 2023 campaign. Scott has suffered multiple leg injuries over the past couple of years, requiring multiple procedures.

When healthy, Scott is one of FSU's better linemen and brings 30 career starts to the table.

He underwent a procedure earlier this offseason. He's expected to be ready for the regular season.

Scott is a redshirt senior.

CB Jamari Howard

Howard, a true freshman, was praised for his athleticism during Tour of Duty, with multiple sources indicating that he has the length and athleticism to vie for a spot on special teams as a true freshman.

Norvell praised Howard's start to spring practice before the injury sidelined him.

The former four-star recruit enrolled at FSU for the spring semester.

'Nole Insider: Practice Notes and Observations, Day 4 | Dimes and the defense responds

FSU Baseball: Seminoles run-rule No. 6 Florida in Jacksonville to claim season seriesDaniel Cantu tied a career-high with five RBI and Drew Faurot produced a multi-homer night.Brett Nevitt15 hrsJACKSONVILLE, Fla. -- No. 17 Florida State baseball (20-3) claimed the season series victory over No. 6 Florida (14-9) with a 14-3 run-rule victory on Tuesday night at 121 Financial Ballpark. This is FSU's fir...

FSU Baseball: Seminoles run-rule No. 6 Florida in Jacksonville to claim season series

Daniel Cantu tied a career-high with five RBI and Drew Faurot produced a multi-homer night.

Brett Nevitt15 hrs

JACKSONVILLE, Fla. -- No. 17 Florida State baseball (20-3) claimed the season series victory over No. 6 Florida (14-9) with a 14-3 run-rule victory on Tuesday night at 121 Financial Ballpark. This is FSU's first win against the Gators in Jacksonville since 2015.

The Seminoles were led by a multi-homer performance from Drew Faurot, who drove in five runs. Daniel Cantu also drove in five runs, tying a career-high. The bullpen held UF to one hit over seven shutout innings of relief.

Game Thread

Box Score

Both teams plated three runs in the first inning. Three straight singles from Cam Smith, James Tibbs, and Jaime Ferrer loaded the bases with one out against freshman right-hander Alex Philpott. Cantu, a Jacksonville native, ripped a liner into the RF corner for a bases-clearing double.

4⃣ straight hits capped off by Daniel Cantu's 3-run double!B1 | FSU 3, UF 0 pic.twitter.com/gwZQrO4IIB

— FSU Baseball (@FSUBaseball) March 26, 2024

Andrew Armstrong made his third start of the season (second against the Gators). Following a walk and a single, Jac Caglianone skied his 12th homer of the season down the left-field line to tie the game at three. Armstrong retired three straight after the homer.

Joe Charles toed the rubber for the second and worked back-to-back scoreless frames. He allowed only one hit and struck out three batters, throwing 35 pitches in two innings. He earned his first career victory.

FSU scored in the last five innings. In the fourth, Faurot drove a fly ball to the opposite field that barely cleared the left field wall for his second homer of the season. Later in the frame, Max Williams plated Jaxson West with a two-out single.

Drew Faurot puts us back on top with his second HR of the year!T4 | FSU 4, UF 3 pic.twitter.com/ltA4xmDUZA

— FSU Baseball (@FSUBaseball) March 26, 2024

In the next inning, Cantu doubled down the left-field line to score Tibbs from first. Cam Smith drove in a run in the sixth on a two-out double. Tibbs followed with a two-out RBI of his own, plating Smith on an RBI single.

Cantu's big day continued as he led off the seventh with a no-doubt bomb over the RF wall. The homer was his second as a Seminole.

Welcome home Daniel Cantu!Ties a career high with his 5th RBI of the night!T7 | FSU 9, UF 3 pic.twitter.com/ZAA81WHdHx

— FSU Baseball (@FSUBaseball) March 27, 2024

FSU's offense put the finishing touches on the Gators in the eighth. Following a bases-loaded walk, Faurot crushed his second homer for a grand slam, extending the Seminoles' lead to 11.

✌️ for Drew!He goes deep for FSU's 4th grand slam of the year and his second HR of the night!B8 | FSU 14, UF 3 pic.twitter.com/s8UjXLrHWx

— FSU Baseball (@FSUBaseball) March 27, 2024

Freshman John Abraham worked 3.1 scoreless innings after replacing Charles. Abraham struck out a career-high five batters and didn't allow any hits. Brennen Oxford stranded two runners on base in the seventh with back-to-back strikeouts. Oxford worked a 1-2-3 eighth to complete the run-rule victory.

Up Next: FSU returns to Dick Howser Stadium this weekend for a three-game set with Louisville. The series begins on Thursday at 6:00 p.m. All three games will be streamed on ACCNX.

247Sports Embed Resource

“Don’t waste a rep!” Florida State practices for the final time before their first scrimmage

Mike Norvell wears his heart on his sleeve.On Saturday, he looked incredulous at the amount of drops from his pass-catchers and voiced his displeasure.Message received.The wide receivers, in particular, bounced back significantly at practice on Tuesday and took it to their teammates in the secondary. Deuce Spann set the tone with a one-handed grab in the back corner of the end zone during the first 11-on-11 red zone work period of the day. Mike Norvell continued to stay on Ron Dugans’ group, working with them throu...

Mike Norvell wears his heart on his sleeve.

On Saturday, he looked incredulous at the amount of drops from his pass-catchers and voiced his displeasure.

Message received.

The wide receivers, in particular, bounced back significantly at practice on Tuesday and took it to their teammates in the secondary. Deuce Spann set the tone with a one-handed grab in the back corner of the end zone during the first 11-on-11 red zone work period of the day. Mike Norvell continued to stay on Ron Dugans’ group, working with them throughout positional drills to emphasize the standard. The improved play contributed to the most consistent offensive performance throughout practice to begin camp this spring. During the first two-point conversion period, the offense scored six out of seven times against a defense that could not match its intensity. Later in the day, the starting secondary pushed back during 7-on-7, but DJ and the group still responded and found completions. I asked Mike Norvell about the pass-catchers today, and he seemed pleased by their performance.

“I thought it was a better day...You just challenge the guys. It’s the focus, it’s the details and making sure we’re finishing plays when we get the opportunity. You can see it; we have a talented group here...you need to seize the moment when you get it.”

Coach Norvell also shared unfortunate news at his press conference. Robert Scott and Josh Farmer will not be available for spring but should be ready for the fall. Jamari Howard will also be out for the rest of spring and into the fall.

Observations:

Head Coach Mike Norvell

DB Azareye’h Thomas

Darius Washington getting coached up by Coach Atkins. pic.twitter.com/eEgBJbkEXh

— Jordan Silversmith (@jsilversmith24) March 26, 2024

DJJ and Grady Kelly going through strip sack drills. pic.twitter.com/w5Dl40Qwgg

— Jordan Silversmith (@jsilversmith24) March 26, 2024

Jarrian Jones and Keon Coleman are still in Tallahassee after their pro day last week. pic.twitter.com/2ConzZnnd4

— Jordan Silversmith (@jsilversmith24) March 26, 2024

4-star OL Max Buchanan cancels Florida visit, replaces it with a Florida State OV after Legacy Weekend

Florida State got one of its top offensive line targets in Seminole (Fla.) four-star Max Buchanan on campus this past weekend for their Legacy event and he came away from the trip making a monumental change to his upcoming visit schedule.Buchanan -- who previously did not have a summer official visit locked in with FSU -- tells Noles247.com that he has cancelled his initially planned official visit to Florida for June 7-9 and replac...

Florida State got one of its top offensive line targets in Seminole (Fla.) four-star Max Buchanan on campus this past weekend for their Legacy event and he came away from the trip making a monumental change to his upcoming visit schedule.

Buchanan -- who previously did not have a summer official visit locked in with FSU -- tells Noles247.com that he has cancelled his initially planned official visit to Florida for June 7-9 and replaced it with a trip to FSU for those same dates.

Not only will the Seminoles now get an official visit from the talented in-state lineman, they're hurting one of their in-state rivals in the process.

The 6-foot-4, 275-pounder enjoyed getting to be around FSU's practice on Saturday along with the opportunity to connect with the former players on campus in Tallahassee.

"It was amazing. Being able to be at the practice today. The intensity and speed of the practice, also the energy of it, is amazing," Buchanan said. "That's how I would envision a high quality team having their practices. Being around all of the ex-players there that are very known, they're all great guys. Went and talked to a few of them. They were very welcoming. They had great things to say about the program."

The message from FSU's former players on campus was centered on their thoughts on head coach Mike Norvell.

"The whole message was that he's the best coach," he said of the message from FSU's former players on campus for Legacy Weekend. "And he's proven that. It's not more of what he could do, it's what he is doing. How he's going to make you a great football player but also a great person in general and grow you from being a boy to a man."

FSU began recruiting Buchana in the summer of 2022. He's seen the Seminole football program go from two-straight losing seasons to a 10-3 and 13-1 season over the past two years. That growth has helped the 'Noles out tremendously in his recruitment.

"It definitely increases it a lot," Buchanan said. "I see what they're doing -- they're doing the right thing. They're going to keep doing it for years to come -- as long as they've got their guys there. And all of the coaches are doing it right. They didn't have anyone leave on the offensive coaching staff this year and I'm pretty sure every other college team. It shows that everyone there is happy and that they've got a family going on."

A strong tie to FSU for Buchanan is offensive line coach Alex Atkins.

"It's amazing," he said of his relationship with Atkins. "He's one of my favorite coaches in college in general to be honest. He's a great guy. He's definitely helped me grow and mature a lot even if he's not my coach. But at the same time, he's a very smart guy and let me know a lot about my own game that I didn't know.

"He's a very personal guy. We also just talk about life if its not just football. He'll facetime me -- he doesn't call me, he facetimes me. Even if I'm just chilling or if I'm out, I always answer his call. We just talk about life going on and him and his kids and his dog and everything that he's got going on. He's just a great guy in general."

Buchanan says that FSU is a school standing out.

"Definitely one of my top schools right now," Buchanan said. "It's amazing here, I love it. Definitely see myself coming here."

He'll also see UCF (May 17), Clemson (May 31), Miami (June 14) and Penn State (June 21) for official visits in June.

Early August is when Buchanan intends to make his college decision.

Take a look at Florida State's 2025 recruiting class | 2026 recruiting class

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