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Frame The Importance of

Commercial Truck Insurance in Titusville, FL

  • Let's face it - truckers in America have always been the backbone of our great country. They still are in modern times. On any given day, thousands of trucks traverse our highways and local roads, delivering goods and products on time so that businesses and consumers have what they need to live life. And while commercial trucking can be an incredibly lucrative way to make a living and put food on the table, it can also be risky and expensive.
  • Whether you're the owner of a fleet, an independent trucker, or have a business that uses big rigs to transport goods, you need commercial trucking insurance to protect you and your client's investments, shield you from liability, and more.
  • That's where working with a reliable truck insurance agency comes into play. Unfortunately, for many commercial truck insurance providers, serving the needs of truckers is low on the proverbial totem pole. At Independence Insurance Agency, nothing could be further from the truth.

Service Areas

percent The Commercial Truck

Insurance Agency in Titusville, FL You Can Trust

Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.

As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.

Commercial Truck Insurance Titusville, FL

We Put Truckers First Because Others Don't

 Truck Insurance Titusville, FL

Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.

At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.

One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.

Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.

If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:

  • Affordable Trucking Insurance Plans for Any Budget
  • Exemplary Customer Service
  • Seasoned Transportation Specialists Who Customize Plans to Your Needs
  • A+ Carriers Across the Country
  • Simple, Easy Quote and Bind Process
  • Multiple Insurance Carriers Quoted to Find You the Best Rates
  • Truck Insurance for New Ventures

Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.

chart The Commercial Truck

Common Types of Big Rig Truck Insurance in Titusville, FL

At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.

As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.

Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.

For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.

Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.

While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.

Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.

Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.

Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:

  • Business Interruption Insurance
  • Reefer Breakdown Insurance
  • Occupational Accident with Contract Liability Insurance
  • Rental Reimbursement Insurance
  • Underinsured or Uninsured Motorist Insurance
  • Towing Insurance
  • Electronics Insurance
  • Much More

Three plus 3 Safe Driving Tips to

Lower the Cost of Truck Insurance in Titusville, FL

Keeping your drivers safe on the road is crucial not only for their own well-being but also for the safety of other motorists and the financial stability of your business. The Department of Labor has identified the trucking industry as one of the most hazardous sectors in the U.S. In fact, trucking and logistics fleets are known for their high injury and fatality rates. By improving how safely your truckers drive, you can help reduce expenses related to claim payouts, accidents, and insurance premium hikes.

Whether you own a large fleet or you're the owner and operator of a single rig, keep these safe driving tips in mind to help lower your insurance costs.

Implement Preventative Maintenance Plans

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

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 Trucking Insurance Titusville, FL

Practice Defensive Driving

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
phone Call Now
 Commercial Liability Insurance For Truckers Titusville, FL

Find Ways to Prevent Distracted Driving

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

phone Call Now
 Commercial Truck Insurance Quote Titusville, FL

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

 Low Priced Commercial Truck Insurance Titusville, FL phone Call Now

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
Commercial Truck Insurance Titusville, FL phone Call Now

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

 Truck Insurance Titusville, FL phone Call Now

check light FAQs About

Independence Insurance Agency

If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.

Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.

Typically, companies will look at claims that date back three years or less.

We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.

Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.

Independence Insurance Agency: Committed to the Trucking Industry

There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Titusville, FL that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.

 Trucking Insurance Titusville, FL

Latest News in Titusville, FL

Titusville Mall demolition begins to make way for mixed-use retail and residential center

Demolition has begun at the Titusville Mall to make way for a mixed-use redevelopment project.Once a retail and economic hub for North Brevard, the mall, formerly known as the Searstown Mall, has in recent decades fallen into disuse. Plans to officially begin tearing down the mall were announced earlier this year and began Monday. Built in 1966, the shopping center was home to the area's first Regal Cinema and was a hotspot for shopping, eating and social life in the decades after. In recent years, many of the mall's sh...

Demolition has begun at the Titusville Mall to make way for a mixed-use redevelopment project.

Once a retail and economic hub for North Brevard, the mall, formerly known as the Searstown Mall, has in recent decades fallen into disuse. Plans to officially begin tearing down the mall were announced earlier this year and began Monday. Built in 1966, the shopping center was home to the area's first Regal Cinema and was a hotspot for shopping, eating and social life in the decades after. In recent years, many of the mall's shops have come to sit empty and much of the mall has been completely closed off to the public.

That currently closed portion is now what's slated for demolition while tens of thousands of square feet will remain open where shops currently operate for the time being until a future phase of development.

The Bealls Oulet location inside is also closing to make way for a large indoor flea market, according to Jesse Wright CEO of California Retail Properties, Corp., the company taking charge of the redevelopment.

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"Everything is staying open. We're just cutting the mall in half, taking out the Sears and the cinema and a few shops that were already vacated before," Wright said.The first phase will clear 155,000 square feet for a complex featuring a 240-unit, seven-story apartment building, a six-story independent senior living facility, and 20,000 square feet of retail spaces. A central complex will house a clubhouse and courtyard pool. Additionally, two restaurants will face U.S. Highway 1 and Cape Canaveral on an out parcel.

The second phase, which has not yet been scheduled, will introduce a six-story hotel with 153 rooms along with an outdoor pool and an 8,000 square feet observation deck.

A third phase will feature a commercial section including retail, offices, and medical facilities. with 110,000 square feet facing Hopkins Avenue.

Titusville's planning and development director Brad Parrish has said plans revitalize the property have been in the works for over a decade.

The old mall property was identified as one of three major areas as far back as 2007 in a study conducted to identify mixed-use developments.

The two other locations slotted for redevelopment back then were the Miracle City Mall—which was transformed into the outdoor retail hub Titus Landing several years back—and a patch of land on the west side of U.S. 1 just south of State Road 50 that the city hopes could one day become condominiums. Titus Landing developers were also given the option to include mixed-use residential in their plans but opted for retail and restaurants only.

The transformation of the Titusville Mall fits in with what city planners see for the future of the area's redevelopment, making it consistent with the city's comprehensive plan to attract new residents and grow the tax base, especially with the growth of the county's commercial space industry.

Tyler Vazquez is the North Brevard and Brevard County government watchdog reporter at FLORIDA TODAY. Contact Vazquez at 321-480-0854 or tvazquez@floridatoday.com

North American Properties Leads Development of New High-tech Aerospace & Defense Campus In Titusville, Florida

North American Properties (NAP) has announced that it will be serving as the development partner for Draper’s new, six acre high-tech aerospace and defense campus in Titusville, Florida. In this role, NAP will lead the development, permitting and construction for the state-of-the-art facility, which will house an advanced centrifuge as well as engineering and testing services for the Strategic Enhanced Ground Test Facility. Draper’s recently acquired six-acre parcel is located adjacent to NAP’s high-tech development area wi...

North American Properties (NAP) has announced that it will be serving as the development partner for Draper’s new, six acre high-tech aerospace and defense campus in Titusville, Florida. In this role, NAP will lead the development, permitting and construction for the state-of-the-art facility, which will house an advanced centrifuge as well as engineering and testing services for the Strategic Enhanced Ground Test Facility. Draper’s recently acquired six-acre parcel is located adjacent to NAP’s high-tech development area within Riverfront Center.

“We are excited to serve as Draper’s full-service development partner. This project demonstrates North American Properties’ ability to develop and deliver complex, state of the art facilities,” said Shawn McIntyre, Managing Partner at North American Properties The Draper project is the first in an expected series of high-tech developments for NAP as part of their Riverfront Center and Spaceport Commerce Park initiatives. Riverfront Center is the closest privately held property to the Kennedy Space Center, and Spaceport Commerce Park is recognized as a prime location for companies supporting the aviation and aerospace industries. Both locations are ideally suited for technology companies seeking to access the infrastructure, resources and high-tech workforce in Brevard County.

“Riverfront Center and Spaceport Commerce Park are key locations that are poised to provide solutions for the growth and innovation needs of the aerospace and defense industries on the Space Coast. We are proud to support these critical missions and the missions of their customers now and in the future,” stated Kat Butler, Senior Vice President, North American Properties.

“Congratulations to North American Properties on welcoming Draper to Riverfront Center in Titusville,” said Lynda L. Weatherman, President and CEO of the Economic Development Commission of Florida’s Space Coast. “Draper’s decision to continue its national expansion in Brevard County demonstrates that NAP’s forward-thinking approach to developing and

managing a diverse array of investments in our region will serve as significant economic drivers, providing the Space Coast a broader economic advantage as companies look to locate and expand here.”

Headquartered in Cincinnati, with offices in Atlanta, Dallas, Fort Myers, and the Space Coast of Florida, North American Properties has developed 22 million square feet of commercial space and 22,000 residential units in 15 states and 67 cities. The company has developed 58 projects across the state of Florida and has experience working with over 40+ Florida jurisdictions over the last 25 years.

About North American Properties

Founded in 1954, North American Properties (NAP) is a privately held, multi-regional real estate company that develops, manages, and invests in real estate. The company’s projects include multifamily and student housing, mixed-use spaces, retail and grocery-anchored shopping centers, hotels, offices, industrial, and condominium developments across the United States. For more information visit naproperties.com.

Gun-maker Dark Storm backs out of plan to build manufacturing plant in Titusville

Gun-maker Dark Storm Industries has dropped its plan to build a manufacturing plant at the county-owned Spaceport Commerce Park, off State Road 407 in south Titusville. As a result, the company will forfeit more than $1 million in financial incentives from Brevard County and Titusville.Dark Storm purchased 9.8 acres at Spaceport Commerce Park for $362,600 in 2021 as part of its planned expansion project.The plan was f...

Gun-maker Dark Storm Industries has dropped its plan to build a manufacturing plant at the county-owned Spaceport Commerce Park, off State Road 407 in south Titusville. As a result, the company will forfeit more than $1 million in financial incentives from Brevard County and Titusville.

Dark Storm purchased 9.8 acres at Spaceport Commerce Park for $362,600 in 2021 as part of its planned expansion project.

The plan was for the company to build a 25,000-square-foot manufacturing facility there, and create 50 jobs for the area, with an average annual salary of $50,000. Dark Storm planned to make a capital investment of about $3.2 million, including $2 million on construction and $1.2 million on equipment.

Planned relocation:Gun-maker Dark Storm Industries relocating from New York to Titusville, bringing 50 jobs

Since then, increased construction costs and delays in obtaining permits, combined with higher interest rates on commercial loans, caused the company to change its expansion plans. Instead of building a facility, the company decided to lease manufacturing space on Merritt Island until the financial climate makes it more feasible to consider a new construction project.

"Several things kind of have collided," North Brevard Economic Development Zone Executive Director Troy Post said, in explaining the company's decision to the NBEDZ board. "They just encountered a lot of different delays."

In a letter to NBEDZ, Edward Newman, Dark Storm's managing partner, wrote: "The cost of construction for this new facility has increased by 300% during the period since this project was initiated. Further, the costs of financing has also increased dramatically. Combined, these two factors have simply made this project no longer economically viable."

Titusville Mayor Dan Diesel said he was not aware of the company's issues with developing a manufacturing operation in the city, until it came up at a recent NBEDZ board meeting. Diesel believes Titusville officials do everything they can to make economic expansion projects work.

"We certainly are for helping new projects any way we can," Diesel said.

Melbourne aviation project:Brevard officials tout Dassault Falcon Jet's future jobs, impact at Melbourne airport

With the company's decision, the Brevard County Commission earlier this month unanimously voted to buy back the 9.8 acres of undeveloped land from Dark Storm for $362,600, so the North Brevard Economic Development Zone staff could market the site to other potential tenants, possibly at a higher price.

Oakdale, New York-based Dark Storm ― which was founded in 2013 — is a manufacturer and retailer of firearms, ammunition, parts and accessories, including "AR-style" rifles.

Incentives won't be provided

By not moving forward with the Titusville project, Dark Storm forfeits $1.08 million in economic incentives that were approved in 2021 by the Brevard County Commission and the Titusville City Council.

The County Commission in March 2021 voted 3-2 to approve incentives totaling $862,600 that previously had been approved unanimously by the North Brevard Economic Development Zone board. Commissioner John Tobia and then-Commissioner Kristine Zonka voted no.

The $862,600 incentive package included a $362,600 reimbursement on the purchase of the 9.8-acre land parcel in Titusville, intended to be the site of the new plant. Other incentives totaling $500,000 would have helped reimburse the company for infrastructure and site improvements, as well as for capital investments.

The money for those incentives would have come from property tax revenue from new commercial and industrial construction in North Brevard under a process the Brevard County Commission created in 2011 to help spur economic development in the area.

Separately, the County Commission in April 2021 voted 4-1 to approve a 100% break on county property taxes for 10 years, confirming a unanimous recommendation of the Economic Development Commission of Florida's Space Coast's advisory Ad Valorem Tax Abatement Council. Tobia voted against that tax break.

The EDC estimated that Dark Storm would have saved $13,197 a year, or $131,970 over a 10-year period, through the break in county property taxes. But it still would have paid $17,213 a year, or $172,130 over the 10-year period, in other taxes, such as school property taxes, water management district taxes and special district taxes.

Separately, the Titusville City Council in April 2021 voted 4-1 to approve a 70% break on city property taxes for seven years, which would total $12,262 in its first year, or $85,834 over the seven-year period.

The incentive package was tied to Dark Storm meeting various job-creation benchmarks.

The Titusville complex would have housed manufacturing, warehousing, shipping, sales, marketing and accounting functions.

The Economic Development Commission — which helped coordinate the local efforts to attract Dark Storm — estimated in 2021 that the company's proposed move to Titusville also would have created 37 spinoff jobs, on top of the company's proposed 50 jobs. The combined net new annual wages from all jobs were estimated to be $4.44 million, with an annual economic impact of $9.62 million.

Future plans for expansion

Newman told NBEDZ that Dark Storm had moved some manufacturing operations to its leased space, "and do plan to move the remainder once we are able to locate a suitable existing facility." He did not specify when or where that might be, or how big a staff that would entail.

In 2021, Dark Storm indicated that, in addition to Titusville, it was considering relocating in other Florida communities, as well as in Georgia, North Carolina, South Carolina and Texas.

Post noted that, with Dark Storm's leased facilities on Merritt Island, that adds to the cluster of weapons manufacturers in north and central Brevard. That includes Diamondback Firearms and Kel-Tec, both in Cocoa, and Knight’s Armament Co. in Titusville.

Dave Berman is business editor at FLORIDA TODAY. Contact Berman at dberman@floridatoday.com, on X at @bydaveberman and on Facebook at www.facebook.com/dave.berman.54

Titusville votes to join class-action water contamination settlement

SHARETITUSVILLE, Fla. — The city of Titusville is joining a class action settlement involving contaminated drinking water.What You Need To Know The suit is directed at the 3M Company and Dupont.The companies aren’t accused of putting the per-and polyfluoroalkyl substances (PFAS) — also known as forever chemicals because they are nearly indestructible — directly into groundwater, but for their role in using those chemicals in products which would ultimately end up there....

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TITUSVILLE, Fla. — The city of Titusville is joining a class action settlement involving contaminated drinking water.

What You Need To Know

The suit is directed at the 3M Company and Dupont.

The companies aren’t accused of putting the per-and polyfluoroalkyl substances (PFAS) — also known as forever chemicals because they are nearly indestructible — directly into groundwater, but for their role in using those chemicals in products which would ultimately end up there.

Now, one Titusville woman’s quest to hold the two businesses responsible is finally coming to fruition.

Stel Bailey is the executive director of Fight for Zero, an organization pushing for a healthy community. She’s a cancer survivor, whose focus now is water that is safe to drink.

“It changed my perspective on health and prevention, and preventing these diseases, and one way to do that is clean drinking water,” Bailey said.

Bailey and her team began testing the city’s drinking water for signs of PFAS contamination in the groundwater throughout the Space Coast.

According to the Centers for Disease Control and Prevention, PFAS don’t break down in the environment and can move through soil and contaminated water sources. PFAS can be found in numerous commercial products like clothing, furniture, adhesives and non-stick cookware, among others.

Information from the Agency for Toxic Substances and Disease Registry shows that if someone drinks water contaminated with PFAS over a long period, studies show that they can experience increased colesterol levels, decreases in infant birth weight, and an increased risk of certain types of cancer.

“When I first started addressing this, I think a lot of the cities for them it was the unknown," Bailey said. "It was scary, but Titusville has done a 180 — do the right thing, step up."

This week, the Titusville City Council voted to join a class action settlement against the 3M Company and Dupont, claiming these companies played a key role in the groundwater contamination.

“PFAS aren’t something put in the water by these companies, they’re in your cooking utensils, the coating on your pan, it’s in your waterproofing of your rain jacket," says Titusville Public Works director Kevin Cook. "For firefighting side, it’s in firefighting foam, which is where a lot of this started with the foam on airfields."

From there, the chemicals can seep into the water table, and the cost to test all the wells in the city over the next two years will be more than $30,000 — an amount the city is hoping to recoup through the lawsuit.

Bailey said she is happy the responsibility to pay could be put on the companies.

“The taxpayers, the utilities, the city, should not have the burden of cost in fixing this problem,” she said.

The settlement has gotten preliminary approval from the U.S. District Court for the District of South Carolina.

New data shows 'forever chemicals' in Mims, Titusville drinking water

So-called "forever chemicals" that were once used to fend off fires now nag water systems throughout the United States, with uncertain health consequences.This month, the U.S. Environmental Protection Agency revealed that 26 million people in hundreds of communities have these toxic “forever chemicals” known as PFAS in their drinking water.Brevard County's water treatment plant in Mims was among them. Under EPA rules, Titusville wasn't due to test for the compounds until next year. But the c...

So-called "forever chemicals" that were once used to fend off fires now nag water systems throughout the United States, with uncertain health consequences.

This month, the U.S. Environmental Protection Agency revealed that 26 million people in hundreds of communities have these toxic “forever chemicals” known as PFAS in their drinking water.

Brevard County's water treatment plant in Mims was among them. Under EPA rules, Titusville wasn't due to test for the compounds until next year. But the city went ahead with testing this year, anyway, finding similar PFAS chemicals in the city's water as the county found in Mims.

PFAS compounds are not currently under enforcement federal regulations. But last year EPA cut the safe level of a chemical called PFOA by more than 17,000 times what the agency had previously said was protective of health, to now just four "parts per quadrillion." The safe level of a sister chemical, PFOS, was reduced by a factor of 3,500.

Why am I reading about this now?

Every five years, EPA develops a new list of contaminants for monitoring. This is the latest list, which includes 29 different PFAS compounds.

What's PFAS?

It's an acronym for per- and polyfluoroalkyl substances. PFAS also are known as "forever chemicals" due to their stable chemical bonds — some of the strongest in nature — which make them extremely resistant to breaking down into less harmful compounds in the environment or the human body. They have been used in wide variety of products from nonstick cookware to fire-fighting foam.

What did Brevard's tests find?

Samples taken on Jan. 9, 2023 from Brevard County's Mims treatment plant had results that ranged from 3 to 13.2 parts per trillion (ppt). Titusville's PFAS results ranged from 0.39 ppt to 5.6 ppt.

One part per trillion is roughly the equivalent of a single grain of sand in an Olympic-sized swimming pool.

Why is PFAS bad?

While the levels in Mims' water are considered extremely low, emerging science is finding that even at trace levels some PFAS compounds have been linked to increased lifetime risks from kidney, testicular and several other types of cancer; low birthweights; thyroid disease; high cholesterol and other health ailments. PFAS can even blunt the effectiveness of vaccines, including those against COVID-19.

What's Titusville doing about it?

"This is the first test of a standard that is proposed to be based on an annual average of these test," Public Works Director Kevin Cook said in an email. "As more quarterly testing is completed the City will be able to evaluate the results in relation to the proposed rule."

The city hasn't begun to look into specific sources, Cook added, or for "specific treatment adjustments or improvements" to address this testing information as we need more testing to determine the magnitude and improvement needs."

What can I do about it?

The nonprofit Environmental Working Group puts out a guide on which types of home water filters can remove PFAS compounds. You can find the guide on their website here: https://www.ewg.org/.

Make sure the filter has been tested by an independent third party, using American National Standards Institute's protocols.

How much PFAS was found nationally?

EPA found PFAS at 431 of about 2,000 water systems (1 in 5) at levels above minimum reporting limits. PFOA and PFOS are two of the most widely studied PFAS. One or each of them was measured at or above EPA’s Health Advisory levels, for 7.8 to 8.5% of public water systems with results to date.

How many Americans are drinking PFAS?

EPA released data for only a quarter of water systems but the data jibes with what scientists at the nonprofit Environmental Working Group estimated in 2020: more than 200 million Americans could have PFAS in their drinking water.

Where can I find the PFAS levels in my water?

Environmental Working Group maintains a drinking water database where you can search by Zip Code to find your drinking water system: https://www.ewg.org/tapwater/. The data includes PFAS and other compounds sampled.

Where else has PFAS been found?

Basically everywhere scientists look, they find PFAS. Recent research by University of Florida has found high levels of the compounds in the tissues of manatees, alligators, fish, seagrass, lagoon water and the foam that laps up on the lagoon banks on windy days.

They get into the lagoon from contaminated soil, sewage, reclaimed water, biosolids, and countless consumer products. Experts say there’s no cheap or easy way of getting them out of the environment, or of even measuring them.

What happens next?

Health information and occurrence data will be updated on a quarterly basis until completion of data reporting in 2026.

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