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Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.
As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.
We Put Truckers First Because Others Don't
Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.
At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.
One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.
Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.
If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:
- Affordable Trucking Insurance Plans for Any Budget
- Exemplary Customer Service
- Seasoned Transportation Specialists Who Customize Plans to Your Needs
- A+ Carriers Across the Country
- Simple, Easy Quote and Bind Process
- Multiple Insurance Carriers Quoted to Find You the Best Rates
- Truck Insurance for New Ventures
Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.
The Commercial Truck
Common Types of Big Rig Truck Insurance in Warner Robins, GA
At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.
As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.
Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.
For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.
Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.
While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.
Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.
Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.
Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:
- Business Interruption Insurance
- Reefer Breakdown Insurance
- Occupational Accident with Contract Liability Insurance
- Rental Reimbursement Insurance
- Underinsured or Uninsured Motorist Insurance
- Towing Insurance
- Electronics Insurance
- Much More
Independence Insurance Agency
If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.
Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.
Typically, companies will look at claims that date back three years or less.
We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.
Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.
Independence Insurance Agency: Committed to the Trucking Industry
There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Warner Robins, GA that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.
Latest News in Warner Robins, GA
'It's a big deal': Warner Robins becomes food truck friendly
The city will hold its first Food Truck Round-up Aug. 17. They will happen on the third Thursday of every month.WARNER ROBINS, Ga. — This new month is bringing new events to the city of Warner Robins. People can get a true taste of the international city through food trucks.Gigi's Comfort Food serves the community during lunch hours Monday through Friday.They say comfort food doesn't mean just soul food, but anything your grandma would make....
The city will hold its first Food Truck Round-up Aug. 17. They will happen on the third Thursday of every month.
WARNER ROBINS, Ga. — This new month is bringing new events to the city of Warner Robins. People can get a true taste of the international city through food trucks.
Gigi's Comfort Food serves the community during lunch hours Monday through Friday.
They say comfort food doesn't mean just soul food, but anything your grandma would make.
"We have stir-fry, curry chicken stir-fry, egg rolls," owner Debbie Boyd said.
Boyd says they don't just serve you in-store. A few months ago, they added a food truck to their operations.
"Having the food truck, we can get out in the community, and they can get some of that good food for dinner time," Boyd said.
In its most recent meeting on Monday, the city of Warner Robins passed an ordinance to make it easier to sell from a food truck.
Mayor LaRhonda Patrick says vendors will no longer need to travel to the city for a permit.
"For food truck events in our city, there is no extra fee with the city of Warner Robins, which is a huge change," Patrick said.
That saves vendors $25 for each event. The ordinance also allows trucks to serve alcohol.
It clarifies that trucks can not park on city property except during city events, but the eased requirements do not extend into health standards. Food trucks would still need to pass health inspections.
Still, Boyd says that these changes make a huge difference.
"It's a big deal," Boyd said.
These new rules also make room for the city's first Food Truck Round-up.
They will be held the third Thursday of every month. Patrick says the city will take a holiday break starting in November but will restart after the holidays.
GiGi's manager David "Smitty" Smith says this Food Truck Round-up will give folks a true taste of the international city.
"People will be able to get out and experience so many different types of foods and genres from all over that the city brings in, and gatherings will bring people out," Smith said.
You can enjoy the Round-Up each month at Perkins Field. Gigi's and nine other vendors will be there. Patrick says it also promotes their goals for the commercial circle area.
"With our downtown redevelopment coming soon, as far as the planning of that we are really trying to and uplift the community green space that's in that area which is Perkins field," Patrick said.
The first food truck roundup is Aug. 17, and they will also have live music and events for kids.
Yes, Warner Robins raises less revenue than four similarly-sized Georgia cities
The city brings in about 27% less than four cities with similar populations.WARNER ROBINS, Ga. — Cities and counties need money to keep up public safety, public health, infrastructure and other needs.And Warner Robins' mayor says they take in less money than other cities their size.In an interview with ...
The city brings in about 27% less than four cities with similar populations.
WARNER ROBINS, Ga. — Cities and counties need money to keep up public safety, public health, infrastructure and other needs.
And Warner Robins' mayor says they take in less money than other cities their size.
In an interview with Mayor LaRhonda Patrick on Sept. 5, the mayor made this statement: "If you look at other cities of comparable size, when you look at revenue they bring in every year, we are way below them. That's a major problem."
Patrick told us that although they always find the money, their budgets are always tight. She says they have a growing city and need to maintain their quality of service while expanding it.
This year, the city also raised its employee pay scale.
13WMAZ set out to VERIFY, "Does the city of Warner Robins raise less revenue than comparable-sized Georgia cities?"
The mayor's office tells us they typically compare themselves to cities like Alpharetta, Albany, Sandy Springs and Valdosta.
For this VERIFY, we looked at the four cities whose population is close to Warner Robins'. We looked at the two slightly larger, Sandy Springs and Roswell, and two slightly smaller, Johns Creek and Albany.
Our sources are financial records posted by UGA's Carl Vinson Institute of Government and the United States Census. We looked at data from 2022. It was the most up-to-date information available for all cities involved.
According to US Census, that year the city of Warner Robins had a population of about 82,175 people.
The Carl Vinson Institute says that year the city brought in $116,957,517.
That means they brought in an average of $1,423 for every person in town.
Let's look at the comparable cities.
In 2022, Sandy Springs had a population size of 107,763. They had a total revenue of $159,619,034.
Roswell had a population size of 92,950. They brought in $158,085,211 in revenue.
Johns Creek had a population of 82,453 and brought in $78,527,316 in revenue.
Albany had a population of 67,192 and brought in $240,254,563 in revenue.
Altogether, these cities raised more than $636 million. Their total population combined is around 350,000 people.
That means on average they raised around $1,816 per person. That's about 27% more than Warner Robins.
So we can verify that Mayor Patrick was correct, Warner Robins raises less than other similarly sized Georgia cities.
Over 100 jobs coming to Central Georgia with new plant in Warner Robins. Here's what they'll be making
The Georgia-based recycled paper & packaging company is building a factory in the Robins International Industrial Park.WARNER ROBINS, Ga. — 125 jobs are coming to Peach County by 2024, Gov. Brian Kemp announced in a press release on Thursday.Pratt Industries will soon break ground at the Robins International Industry Park."We've had this park here now for several years, and it's paying dividends for middle Georgia providing jo...
The Georgia-based recycled paper & packaging company is building a factory in the Robins International Industrial Park.
WARNER ROBINS, Ga. — 125 jobs are coming to Peach County by 2024, Gov. Brian Kemp announced in a press release on Thursday.
Pratt Industries will soon break ground at the Robins International Industry Park.
"We've had this park here now for several years, and it's paying dividends for middle Georgia providing jobs," Peach County Chairman Martin Moseley said.
The Georgia-based recycling paper and packaging company's latest plant will sit on 60 acres within the Warner Robins portion of Peach County.
Moseley called it, "another check in the boxes" of the county and city's partnership plans.
The Warner Robins plant is Pratt Industries' 13th site in the Peach State bringing the company's total investment in Georgia over $800 million, according to the press release.
"We're just very pleased that they feel like Peach County is worthy of their investment, and time and money," Moseley said.
In the press release, Kemp said business expansions, like this one, make up more than 70% of economic development in the state.
Pratt Industries produces corrugated boxes using 100% recycled containerboards, a more sturdy, heavy-duty type of cardboard.
A Central Georgia business owner said they wouldn't have been able to successfully launch their restaurant if it had not been for Pratt Boxes, The DTC Arm of Pratt Industries.
"Branding for us is significant," said CowPies owner and founder John Wright. "You have to have a way for people to identify who you are easily."
CowPies is a local business, and they are only about a year old. When planning its launch, Wright was adamant the business had custom-branded boxes, otherwise "it was a no-go."
"If we could not have branded pizza boxes, there's no way we were gonna start a new concept," he said. "Especially in a location where there'd been four previous pizza companies."
Chairman Moseley said Pratt also provides boxes for other local companies nearby, such as Lane and Pure Flavor.
He expects Pratt Industries to break ground in Peach County in the next 60 to 90 days.
Warner Robins mayor says they hope to open homeless shelter around April 2024
Patrick says the biggest cause for the delay is concern about mold and other contaminants in the shelter.WARNER ROBINS, Ga. — Mayor LaRhonda Patrick announced on Thursday the name for Warner Robins' first city-owned homeless shelter: Haven Hope House.The city hoped to open before winter, but on Wednesday, the city shared that that won't happen....
Patrick says the biggest cause for the delay is concern about mold and other contaminants in the shelter.
WARNER ROBINS, Ga. — Mayor LaRhonda Patrick announced on Thursday the name for Warner Robins' first city-owned homeless shelter: Haven Hope House.
The city hoped to open before winter, but on Wednesday, the city shared that that won't happen.
People in Houston County can expect the doors to open in the second quarter of 2024. The city hopes this can happen in April.
Patrick describes creating the city's first homeless shelter as a journey.
"We're taking our time to get it right the first time. We're not rushing the process," she said.
The city is still in the beginning stages of the project, perfecting its design plan.
"Adding more bathrooms, adding more meeting spaces. Reducing some stuff in the kitchen," she said.
Patrick says the biggest setback is the health of the building. She says the building is very old.
"It has a brick facade in front of it, but there's water between the outer structure and the brick. There is concern of mold, mildew," she said.
Patrick says they plan to be aggressive about getting the doors open but that will depend on when they can clean it up.
"We still don't know the answer when it comes to the contaminants we have to pull the brick off the building, physically pull it off, take off some of the wall, the sheet rock to see what's behind there," she said. "Right now, we're saying second quarter of the new year."
However, Patrick says they are trying to get the project done as soon as they can.
"We're gonna do every single step right but we're still being aggressive with our timeline," she said.
Just around the corner from the future city shelter is Community Outreach Services Center. They've been open for nearly 24 years.
Melina Harless says they can house about 30 people, and a lot of them come in due to trouble getting housing.
"Where they're working at, they don't make enough, because apartments want them to make three times the rent," Harless said.
The non-profit has a side for men and a side for women and children.
"In times where you want the father to stay with the family then unfortunately we can't accommodate that," she said.
Harless says the community needs a place for families to stick together.
"We noticed there are sometimes a whole family living in a car so I think that is the bigger need," she said.
Patrick says they're working on that.
"We're looking at expanding and making room on the second floor which may make some room for families," Patrick said.
This winter, the city will bus unhoused individuals to the Table Church warming center. The Table Church worked with the city last year. Code Enforcement Officer Brian Wise says that shelter service will be available on dangerously cold nights.
'Maybe 15-20% we're losing': Warner Robins businesses say passing Brunch Bill would help keep customers
Warner Robins early voters can cast their votes starting October 16, or you can vote on election day November 7th.WARNER ROBINS, Ga. — Sunday is brunch day, and for some people that means having a mimosa pitcher with their food platter.In 2018, the state of Georgia passed the brunch bi...
Warner Robins early voters can cast their votes starting October 16, or you can vote on election day November 7th.
WARNER ROBINS, Ga. — Sunday is brunch day, and for some people that means having a mimosa pitcher with their food platter.
In 2018, the state of Georgia passed the brunch bill, allowing individual cities and counties to vote on whether or not restaurants can serve alcohol starting at 11 a.m. on Sunday instead of 12:30 p.m.
Starting October 16, Warner Robins early voters can cast their decisions.
"People seem to enjoy their mimosas with their brunch, it's a very important part of it," Cathy Reece, owner of PROPS Steak and Seafood Restaurant said.
However, Reece says since they can't pour drinks until after noon, it leaves some of their visitors unhappy.
"A handful of times we get the comment we should have gone to Macon, and that's fantastic for our friends in Macon, but probably we've lost that customer," Reece said.
Sunday is their only day for brunch, and it's often slower until they can serve. Reece says the extra hour and a half would mean a big difference in revenue.
"Maybe 15-20% were losing," she said.
Reece says on Sundays, Warner Robins businesses find themselves at an economic disadvantage, so the brunch bill would mend the gap.
"All of our neighbors have it going on, so this is really a chance for Warner Robins to pull into the present," she said.
Around 60 businesses in town are impacted by the serving hours.
"With the base being right there, a lot of people aren't familiar with our local alcohol sales law, so they'll come in and find out they can't have one here, but again, they can go down the street. So why stick in Warner Robins," Christopher Smith general manager with Tap & Pour said.
He says with their special craft beers their revenue mostly comes from alcohol sales.
"We probably do anywhere from $10 - $13,000 a week in alcohol sales," he said.
He says if the bill passes, they could use the additional revenue for labor costs.
"In the restaurant business, you want to have alcohol and food sales enough to match the labor that your spending on your employees in the kitchen and it's an extra buffer zone for us," he said.
Reece says this would give the community the tools to want to support local, it's not about drinking at 11:00 a.m., but giving folks people the option to drink.
The brunch bill would not affect grocery store hours. They still would not be able to sell until 12:30 p.m.