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Frame The Importance of

Commercial Truck Insurance in Washington, NC

  • Let's face it - truckers in America have always been the backbone of our great country. They still are in modern times. On any given day, thousands of trucks traverse our highways and local roads, delivering goods and products on time so that businesses and consumers have what they need to live life. And while commercial trucking can be an incredibly lucrative way to make a living and put food on the table, it can also be risky and expensive.
  • Whether you're the owner of a fleet, an independent trucker, or have a business that uses big rigs to transport goods, you need commercial trucking insurance to protect you and your client's investments, shield you from liability, and more.
  • That's where working with a reliable truck insurance agency comes into play. Unfortunately, for many commercial truck insurance providers, serving the needs of truckers is low on the proverbial totem pole. At Independence Insurance Agency, nothing could be further from the truth.

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percent The Commercial Truck

Insurance Agency in Washington, NC You Can Trust

Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.

As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.

Commercial Truck Insurance Washington, NC

We Put Truckers First Because Others Don't

 Truck Insurance Washington, NC

Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.

At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.

One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.

Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.

If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:

  • Affordable Trucking Insurance Plans for Any Budget
  • Exemplary Customer Service
  • Seasoned Transportation Specialists Who Customize Plans to Your Needs
  • A+ Carriers Across the Country
  • Simple, Easy Quote and Bind Process
  • Multiple Insurance Carriers Quoted to Find You the Best Rates
  • Truck Insurance for New Ventures

Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.

chart The Commercial Truck

Common Types of Big Rig Truck Insurance in Washington, NC

At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.

As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.

Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.

For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.

Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.

While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.

Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.

Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.

Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:

  • Business Interruption Insurance
  • Reefer Breakdown Insurance
  • Occupational Accident with Contract Liability Insurance
  • Rental Reimbursement Insurance
  • Underinsured or Uninsured Motorist Insurance
  • Towing Insurance
  • Electronics Insurance
  • Much More

Three plus 3 Safe Driving Tips to

Lower the Cost of Truck Insurance in Washington, NC

Keeping your drivers safe on the road is crucial not only for their own well-being but also for the safety of other motorists and the financial stability of your business. The Department of Labor has identified the trucking industry as one of the most hazardous sectors in the U.S. In fact, trucking and logistics fleets are known for their high injury and fatality rates. By improving how safely your truckers drive, you can help reduce expenses related to claim payouts, accidents, and insurance premium hikes.

Whether you own a large fleet or you're the owner and operator of a single rig, keep these safe driving tips in mind to help lower your insurance costs.

Implement Preventative Maintenance Plans

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

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 Trucking Insurance Washington, NC

Practice Defensive Driving

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
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 Commercial Liability Insurance For Truckers Washington, NC

Find Ways to Prevent Distracted Driving

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

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 Commercial Truck Insurance Quote Washington, NC

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

 Low Priced Commercial Truck Insurance Washington, NC phone Call Now

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
Commercial Truck Insurance Washington, NC phone Call Now

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

 Truck Insurance Washington, NC phone Call Now

check light FAQs About

Independence Insurance Agency

If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.

Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.

Typically, companies will look at claims that date back three years or less.

We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.

Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.

Independence Insurance Agency: Committed to the Trucking Industry

There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Washington, NC that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.

 Trucking Insurance Washington, NC

Latest News in Washington, NC

Holiday Events in Washington

November 21st: Light Up the City - 6 p.m.Downtown WashingtonKick off the holidays with a tree lighting followed by refreshments at the Harbor District Market. Walking down the village-like Main Street, you’ll catching twinkling lights everywhere. Be sure to say hi to our special guest, Santa!November 24-25th: Kris Kringle Holiday Village - 12-...

November 21st: Light Up the City - 6 p.m.

Downtown Washington

Kick off the holidays with a tree lighting followed by refreshments at the Harbor District Market. Walking down the village-like Main Street, you’ll catching twinkling lights everywhere. Be sure to say hi to our special guest, Santa!

November 24-25th: Kris Kringle Holiday Village - 12-5 p.m.

80 Mill RoadArts, crafts, and family entertainment events to kick off the holiday season. Children's activities tents will be featured alongside artists, carolers, craftspeople, and local businesses. The is a fun, family-friendly event destined to become a family tradition.

November 25th: Small Business Saturday - Hours may vary

Washington, N.C.

Small Business Saturday is a chance to shop locally owned businesses, and find one of a kind gifts while supporting local small businesses.

December: Harbor Walk of Lights

Stewart Parkway/Boardwalk

Throughout the month of December, stroll along the promenade and the boardwalk and take in the views of boats in the harbor decked out in their lighted holiday finery.

December 1st-2nd: Holiday Homecoming: Exploring Homes, Heritage and the Vibrant Local Business Scene - Fri. 4-8 p.m.; Sat. 10-4 p.m.

Historic District; starts at the Turnage Theatre

This year's Annual Homes Tour has a new name and will feature a combination of sixteen unduplicated homes and businesses in Downtown Washington NC.

The Holiday Homecoming: Exploring Homes, Heritage, and the Vibrant Local Business Scene acts as an annual fundraiser supporting the Beaufort County Arts Council which is housed in the Historic Turnage Theatre in Washington, NC. Get your tickets here!

December 2nd: Christmas Parade - 10 a.m.

Downtown Washington

Nothing beats a traditional hometown Christmas parade! Downtown shops will offer special sales and refreshments after the parade.

December 2nd-3rd: Harbor District Christmas Market - Sat 9-5 p.m.; Sun 1-5 p.m.

Harbor District Market

A two day shopping event that features local artisans including handmade jewelry, crafts, food gifts, decor, and more.

December 3rd: Beaufort County Choral Society Christmas Concert - 3 p.m.

Turnage Theatre

Warm your holiday spirit with a traditional choral concert at the Historic Turnage Theatre!

December 7th: Jingle Mingle - Hours may vary

Downtown Washington

Come shop & dine with friends while supporting small businesses in Washington. Sales, giveaways, specials at downtown shops and restaurants.

December 9th: Santa at the Market

Harbor District Market

Bring the family and have your picture taken with the elf in charge, Santa Claus himself!

December 9th: Children's Holiday Market - 9:30 a.m. - 1:30 pm.

Turnage Theatre

Local artists in the gallery will have affordable artwork (under $25) for children to purchase gifts. Gift wrapping will be available.

December 15th: Emerald City Big Band - 7 p.m.

Turnage Theatre

Get ready to jingle and swing into the holiday spirit with the Emerald City Big Band at the Historic Turnage Theatre! This 19 piece group of talented musicians will fill the air with festive tunes that will have you toe-tapping in your seat. Don't miss this magical night of holiday cheer and musical delight.

December 16th: Polar Express - 2 p.m.

Turnage Theatre

Your little ones (and big folks, too) will delight in watching The Polar Express on the big screen screen in the Turnage Theatre.

December 22nd: The Embers Holiday Concert - 7:30 p.m.

Turnage Theatre

Washington native Craig Woolard & the Embers perform at the Turnage Theatre with all your favorite beach and Christmas classics! Always a sell-out; get your tickets now!

Make your plans to experience a magical hometown holiday in Washington this year!

Fire destroys historic plantation home in Beaufort County

WASHINGTON, N.C. (WNCT) – The Bellefont Plantation home, a historic building in Washington, burned in a fire Tuesday night in what Beaufort County officials are calling a “total loss.”Bellefont lived many lives. It was a cotton plantation in the 1700s and changed hands multiple times before it became the Hodges family-run farm in the 1860s, said owner Phyllis Hodges Boyd. The building later found new use as an event venue she added.To Boyd, it was always Grandma’s house.“I feel her all over ...

WASHINGTON, N.C. (WNCT) – The Bellefont Plantation home, a historic building in Washington, burned in a fire Tuesday night in what Beaufort County officials are calling a “total loss.”

Bellefont lived many lives. It was a cotton plantation in the 1700s and changed hands multiple times before it became the Hodges family-run farm in the 1860s, said owner Phyllis Hodges Boyd. The building later found new use as an event venue she added.

To Boyd, it was always Grandma’s house.

“I feel her all over the house, I feel my family all over that house, all her children were born in the house. My dad was born in the house,” Boyd said.

Her dad was one of 13 children born in the house to help run the farm and grow tobacco. Boyd got the home in the early 1990s and spent years renovating, she said.

The little white house up the lane brought the community together with people holding their weddings, baby showers and family gatherings within its walls.

“A lot of people would talk about … they would remember driving by and seeing the pretty house up the lane,” Boyd said. “It was a way to connect our little community and make it stronger.”

Stories and memories are all that is left.

Around 6:45 p.m. on Tuesday, Beaufort County officials said first responders from surrounding areas were called in to combat a fire.

“The fire was declared a total loss,” Beaufort County Communications Director Brandon Tester said.

No one was injured, Tester said. The investigation to determine the cause is ongoing.

“We’re still investigating to determine the cause and origin and hopefully we’ll be able to find those once the investigation concludes,” Tester said.

Boyd learned Bellefont was on fire from a neighbor.

“When I got there and I saw it’s on fire, I couldn’t believe it,” she said.

This is not Bellefont’s first fire. During the renovations in the 1990s, Boyd said someone intentionally set the porch on fire.

“Either way it would be hard. I don’t like the thought of this being intentional again. Because of the bad weather, I’m waiting to see what the reports are,” Boyd said.

For Boyd, the home, memories and Grandma live on.

“I think a lot of the Hodges were with me last night because they all loved our home,” Boyd said.“I have so many people that have come and fallen in love with Bellefont, and I want everybody to when they see this house.”

North Carolina Central Eagles

TeamCONFGBOVRNorfolk State13-1-27-6Howard10-43...

TeamCONFGBOVR
Norfolk State13-1-27-6
Howard10-4315-16
North Carolina Central9-5416-15
Maryland-Eastern Shore8-6515-15
Coppin State8-6512-18
Delaware State4-1098-20
Morgan State3-11108-22
South Carolina State1-13122-28
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Stanford15-3-30-5
USC13-5228-5
UCLA13-5227-6
Oregon State12-6326-7
Colorado11-7424-9
Utah11-7423-11
Arizona8-10718-16
Washington State7-11820-14
California7-11819-15
Washington6-12916-15
Arizona State3-151211-20
Oregon2-161311-21

Goats clean up historic Washington cemetery as preservation efforts continue

WASHINGTON, N.C. (WITN) - A pack of goats just spent the last two weeks chewing and gnawing their way toward cleaning up a historic cemetery tied to the founding of the city of Washington.Forty-two goats were dropped off at the 260-year-old Sycamore Cemetery of Bonner Hill Plantation in Washington by a business called “Goats on the Go” based out of Raleigh. They spent nearly two weeks at the burial site in a fenced-in area.“We decided to give the goats a bit more time to clear out some of the areas. They weren...

WASHINGTON, N.C. (WITN) - A pack of goats just spent the last two weeks chewing and gnawing their way toward cleaning up a historic cemetery tied to the founding of the city of Washington.

Forty-two goats were dropped off at the 260-year-old Sycamore Cemetery of Bonner Hill Plantation in Washington by a business called “Goats on the Go” based out of Raleigh. They spent nearly two weeks at the burial site in a fenced-in area.

“We decided to give the goats a bit more time to clear out some of the areas. They weren’t preferencing and we are mostly happy with how they did in terms of thinning out most of the vegetation. For some of the ground cover they weren’t too partial to they nibbled and dabbled but they decided this was not their favorite thing to eat,” Director of Goats on the Go, Stephen Paul said.

The goal was for the goats to eat away overgrown vegetation so that ground-penetrating radar could then be used to map out the graves hidden within. The hopes are that would then lead them to discover not only who is buried there and their ties to Washington but to also discover more meaning behind the city.

Descendant of the Bonners, Steve Bonner, has been the heart of this project and now has the next steps mapped out.

“The next step is to get tree services to come in and work on the tree and brush issues that we have along the perimeter of the cemetery. That will enable us to have more access to the center of the cemetery. We are going to go in with probes and find fallen headstones with metal probes and uncover and restore those and once we get it cleared out well enough then we will be able to come back with ground-penetrating radar and map out the graves that are in there,” Bonner said.

When doing the initial investigation and planning for this project, family organizers were only certain of around five graves in the burial site, but now they are thinking there are upwards of 17 or more graves to be discovered.

The community has been a big part of this project and help is needed, according to Bonner. If you want to volunteer and be a part of the clean-up as a helping hand, you can do so by heading to their Facebook page at Sycamore Cemetery of Bonner Hill Plantation and send them a message!

Copyright 2024 WITN. All rights reserved.

New Washington Inn is first new business on section of Main Street in almost 90 years

WASHINGTON, N.C. (WITN) - An Eastern Carolina city is welcoming a new business on one block of Main Street for the first time in nearly a century.Little Inn in Washington is opening its door to guests after their year-and-a-half project. WITN covered their groundbreaking in 2021.Now, Washington offers hospitality and a place to stay in the heart of their historic downtown.Owner Felicia Huggins ...

WASHINGTON, N.C. (WITN) - An Eastern Carolina city is welcoming a new business on one block of Main Street for the first time in nearly a century.

Little Inn in Washington is opening its door to guests after their year-and-a-half project. WITN covered their groundbreaking in 2021.

Now, Washington offers hospitality and a place to stay in the heart of their historic downtown.

Owner Felicia Huggins says she saw the need for a place to welcome more visitors from renting out her two Airbnbs next door.

After generations of the family living in the area, Huggins decided to bring this 10-room boutique inn to Main Street.

The inn was built from the ground up on a vacant lot where a restaurant burnt down in the 60s.

“Because of the offset of the building, no one else could really build on it,” said Huggins. “We wanted to do something with the lot, and we were inspired by an inn that we stayed at, and bringing the inn to Washington that we have been talking about for years that we needed one, and we just said let’s do it, and we’re people to do it, so we did.”

Many community members invested in bringing the establishment into fruition, including the Historic Preservation Commission and city leaders. Mayor Donald Sadler says bringing this inn to the city was much-needed.

Mayor Sadler shared, “We have been discovered by so many people that come to visit Washington, so this will be a great addition to our city in Pamlico. Washington has a lot of rich history, so it’s great to revitalize this building and continue the history.”

All the rooms here are named after the creeks of Pamlico River to deliver the feel of the harbor area in Beaufort County.

Little Inn was built with Charleston-style construction with long covered porches, utilizing the space they could work with.

Huggins says the price ranges for the rooms are determined by other local chain inns.

She added they expect a lot of tourists from restaurants and weddings in the area. Four-legged friends are welcome to stay as well.

Copyright 2023 WITN. All rights reserved.

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