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Frame The Importance of

Commercial Truck Insurance in Winter Haven, FL

  • Let's face it - truckers in America have always been the backbone of our great country. They still are in modern times. On any given day, thousands of trucks traverse our highways and local roads, delivering goods and products on time so that businesses and consumers have what they need to live life. And while commercial trucking can be an incredibly lucrative way to make a living and put food on the table, it can also be risky and expensive.
  • Whether you're the owner of a fleet, an independent trucker, or have a business that uses big rigs to transport goods, you need commercial trucking insurance to protect you and your client's investments, shield you from liability, and more.
  • That's where working with a reliable truck insurance agency comes into play. Unfortunately, for many commercial truck insurance providers, serving the needs of truckers is low on the proverbial totem pole. At Independence Insurance Agency, nothing could be further from the truth.

Service Areas

percent The Commercial Truck

Insurance Agency in Winter Haven, FL You Can Trust

Much like you pride yourself on running a successful trucking business, Independence Insurance Agency prides itself on its years of experience providing truck insurance for hardworking men and women across the country. And in our experience, insurance rates for truckers are just too high - so high, in fact, that they eat away at their bottom line, making it more difficult to run a business and make a profit. Fortunately, at Independence Insurance Agency, we provide truckers the freedom they need from astronomically high insurance rates so they can stay on the road and keep driving America forward.

As one of the most trusted commercial trucking insurance agencies in the U.S., we understand the challenges that you face daily as a trucker. We also know how important it is to protect your business. That's why we go above and beyond to find you the best-priced coverage available, whether you're an operator, own a small fleet, a large fleet, or something in between.

Commercial Truck Insurance Winter Haven, FL

We Put Truckers First Because Others Don't

 Truck Insurance Winter Haven, FL

Truckers across the country choose to work with Independence Insurance Agency because we put their needs first before anything else. As experts in transportation insurance, we proudly offer a range of quality insurance products that are both practical and affordable for them. Our industry-leading carriers provide coverage that caters to the unique challenges faced by the trucking industry, ensuring that your business is protected at all times.

At our core, we are committed to finding the best possible price for your coverage without compromising the quality of service you deserve. The truth is, we understand how essential truckers are to the United States and take pride in making their insurance experience more streamlined and affordable.

One way we do so is by simplifying the insurance process. Our transportation specialists take the time to understand your specific needs and budget to tailor a comprehensive plan that works for you. You won't ever have to worry about cookie-cutter plans or uninterested agents when you work with our commercial trucking insurance agency. We take an educational approach to ensure that the entire big rig insurance process is quick, painless, and easy to understand. If there's something you don't understand, we're happy to take the time to explain. After all, the success and safety of your business are on the line.

Looking to the future, we are committed to providing innovative new products that cater to the ever-changing needs of truck drivers. As your one-stop shop for commercial trucking insurance, we are dedicated to your success, one policy at a time.

If you're a commercial trucker looking to ensure your rig, you can rest easy knowing that Independence Insurance Agency provides:

  • Affordable Trucking Insurance Plans for Any Budget
  • Exemplary Customer Service
  • Seasoned Transportation Specialists Who Customize Plans to Your Needs
  • A+ Carriers Across the Country
  • Simple, Easy Quote and Bind Process
  • Multiple Insurance Carriers Quoted to Find You the Best Rates
  • Truck Insurance for New Ventures

Call us or send us a message today to learn more about the best 18-wheeler insurance options for your trucking business.

chart The Commercial Truck

Common Types of Big Rig Truck Insurance in Winter Haven, FL

At Independence Insurance Agency, we offer several types of insurance coverage for local, intermediate, and long-haul trucking needs. Here are just a few categories of trucking insurance coverage that our agency offers.

As the foundation of your insurance policy, liability coverage is required by law in most states in the U.S. It provides coverage for damage or injuries caused to properties or other people if your 18-wheeler is responsible for the crash. Without liability coverage, it's almost impossible to drive a truck or run a trucking business without major legal consequences.

Having physical damage coverage is an essential component that shouldn't be overlooked. This insurance is responsible for covering the expenses related to repairing or replacing your truck in situations such as accidents, theft, vandalism, and other damaging events. By having this coverage, you can rest assured that your business won't be affected significantly by unexpected incidents, and you can continue running your operations smoothly even in challenging times.

For trucking companies, the goods they transport are crucial to their operations. To protect these goods from damage, loss, or theft while in transit, cargo insurance is essential. This coverage provides much-needed peace of mind for both you and your clients, allowing you to reimburse clients for any losses sustained while protecting your reputation and brand identity.

Non-Trucking Liability Insurance is designed to cover property damage or bodily injury that may occur during personal time when the driver/truck is not under dispatch. This coverage can be applied with or without a trailer and is added to a commercial policy as an endorsement.

While Independence Insurance Agency has built a reputation of excellence in serving the needs of truckers, we also offer general liability. Also known as Truckers General Liability, this coverage insures for bodily injuries or property damage that happen due to business activities that are NOT the cause of operating a truck. It covers accidents that occur in parking lots, rest stops, also while loading or unloading. General liability can also cover losses related to theft and vandalism. Most brokers and shippers will require this coverage to work with you.

Bobtail insurance is a type of coverage that is comparable to non-trucking liability, which is designed to offer protection when driving a truck without a trailer attached. This is commonly referred to as "bobtailing." With bobtail insurance, the tractor is covered at all times, even when it is not attached to a trailer, regardless of whether or not the truck is under dispatch.

Trailer interchange insurance is a must-have if you're involved in a trailer interchange agreement. This essential coverage offers protection for trailers owned by other parties that you're using under a contractual agreement. It covers damages caused by collisions, fire, theft, and vandalism, providing assurance to all parties involved.

Curious whether our commercial truck insurance agency in cityname, state offers additional coverage? The following options can be bound in your insurance policy:

  • Business Interruption Insurance
  • Reefer Breakdown Insurance
  • Occupational Accident with Contract Liability Insurance
  • Rental Reimbursement Insurance
  • Underinsured or Uninsured Motorist Insurance
  • Towing Insurance
  • Electronics Insurance
  • Much More

Three plus 3 Safe Driving Tips to

Lower the Cost of Truck Insurance in Winter Haven, FL

Keeping your drivers safe on the road is crucial not only for their own well-being but also for the safety of other motorists and the financial stability of your business. The Department of Labor has identified the trucking industry as one of the most hazardous sectors in the U.S. In fact, trucking and logistics fleets are known for their high injury and fatality rates. By improving how safely your truckers drive, you can help reduce expenses related to claim payouts, accidents, and insurance premium hikes.

Whether you own a large fleet or you're the owner and operator of a single rig, keep these safe driving tips in mind to help lower your insurance costs.

Implement Preventative Maintenance Plans

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

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 Trucking Insurance Winter Haven, FL

Practice Defensive Driving

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
phone Call Now
 Commercial Liability Insurance For Truckers Winter Haven, FL

Find Ways to Prevent Distracted Driving

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

phone Call Now
 Commercial Truck Insurance Quote Winter Haven, FL

Ensuring the safety of your drivers begins with the safety of their vehicles. Trucks and tractor-trailers that do not receive regular maintenance, such as oil and brake pad changes, are more likely to experience breakdowns while on the road. Telematics devices provide real-time insight into engine and odometer data, including fault codes.

This information enables your mechanics to create comprehensive preventative maintenance schedules based on mileage, history of previous breakdowns, days, and more. Additionally, they can receive immediate notifications for critical fault codes. By implementing routine maintenance and proactive repair schedules, you can ensure that your vehicles are in top condition, minimizing the likelihood of breakdowns, which can help reduce the cost of trucker insurance.

 Low Priced Commercial Truck Insurance Winter Haven, FL phone Call Now

This approach aims to mitigate the risk of fatal crashes and injuries by proactively identifying and responding to potentially dangerous situations and making informed decisions while driving. By adopting defensive driving techniques, drivers can reduce their likelihood of accidents, thereby minimizing the need for expensive repairs, claim payouts, and increased insurance premiums.

Some of the easiest ways for you or your drivers to practice safe driving include:

  • Be Wary of Blind Spots: Operating a reefer or tractor-trailer means driving high off of the ground, which can make visibility limited, especially in blind spots. To check your blind spot, look over your shoulder and out of your windows while changing lanes.
  • Be Ready for Emergencies on the Road: It's important for drivers to be ready for unexpected situations when driving, especially during long trips. They should be equipped to handle emergencies such as poor driving conditions or big rig breakdowns.
  • Use the Three-Second Rule: Truck drivers should try to maintain a three-second gap between their vehicle and the car in front of them. This means that the truck driver should reach a certain point on the road three seconds after the car in front of them has passed that same point.
  • Always Use Right and Left Turn Indicators: It's important for drivers to always use their turn signals when changing lanes or exiting highways, even if they don't see any other cars around. This is not only required by law, but it also reduces the chances of accidents occurring on the road.
Commercial Truck Insurance Winter Haven, FL phone Call Now

According to the Federal Motor Carrier Safety Administration (FMCSA), distracted driving is the primary reason behind truck driver accidents. Any activity that takes a driver's attention away from the road or the steering wheel is considered distracted driving. Distractions can come in various forms, such as eating while driving or gazing at a billboard outside the window. However, the most frequent form of distracted driving is the use of cellphones, specifically texting while driving.

Assuming you or your driver's rigs are equipped with dual-facing cameras, try reviewing footage of an unsafe driving incident. Coach your drivers on ways to correct their unsafe behaviors or look up ways to do so yourself if you're the one operating the big rig. The bottom line is that when your drivers aren't distracted, they drive safer. And when they drive safer, the cost of 18-wheeler insurance in cityname, state can be reduced.

 Truck Insurance Winter Haven, FL phone Call Now

check light FAQs About

Independence Insurance Agency

If you're looking for a commercial trucking insurance agency for your business, chances are you have some questions - and we've got answers. Keep reading to learn more about some of the most commonly asked questions we hear from truckers like you.

Why go with a "jack of all trades" when you can work with specialists who focus exclusively on transportation insurance? We have excellent relationships with major trucking insurance carriers and, as such, can provide the best assistance and reasonable rates.

Typically, companies will look at claims that date back three years or less.

We proudly work with more than 20 carriers to provide our clients with the most advantageous options at competitive prices, catering to the needs of owner-operators and big fleets alike.

Permit filings are typically done by insurance companies on the next business day. Federal (FMCSA) filings are completed online and updated immediately, while some states may take up to three weeks to process.

Independence Insurance Agency: Committed to the Trucking Industry

There's no question about it - you've got to protect your staff, your rig, and your trucking business with insurance. But choosing the right insurance partner isn't always easy. Thankfully, with Independence Insurance Agency by your side, you can rest easy knowing you're covered no matter where the road takes you. If you're in need of a commercial truck insurance agency in Winter Haven, FL that caters to truckers like you, pick up the phone and contact one of our transportation specialists today. That way, you can get back on the road with confidence tomorrow.

 Trucking Insurance Winter Haven, FL

Latest News in Winter Haven, FL

Opening of Winter Haven ER intended to keep pace with rapid growth of city

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WINTER HAVEN, Fla. — One of the fastest-growing metro areas in the country is making sure health services are keeping pace with the rapid population growth.

Construction of a new emergency department is now underway to ensure that access to healthcare is keeping up with rapid growth.

"This is in a part of town that is underserved by the medical community," said Dantzler.

The new AdventHealth Winter Haven emergency department is located on Cypress Gardens Boulevard and will include 24 patient rooms.

“It’ll have imaging services to make sure we can diagnose and treat any ailment that comes through. We'll have a helipad in the back for more of those critical issues so that we can transport you quickly to a higher level of care,” said Tim Clark, AdventHealth Polk Market President and CEO.

Winter Haven is experiencing a massive growth spurt, especially in the southeast area.

“We have 1,500 apartments that are being built right here on Cypress Gardens Boulevard between apartments and houses," said Brad Dantzler, Mayor of Winter Haven.

Currently, health services are concentrated in the downtown area, which makes it hard for many residents to quickly access medical care.

“We build a new firehouse less than a mile from here and that handles ambulances and first responders," said Dantzler. "Now when somebody has a medical event where they need a first responder, they’ll be able to bring them here, instead of all the way downtown, which is 12 miles away with traffic lights and traffic."

The ER, which is set to open next summer, is just phase one of a long-term plan. With no signs of the population boom slowing down, the plan is to build a hospital and medical office building connected to it.

Copyright 2023 Scripps Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.

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Students, school officials officially open Winter Haven's Central Florida Aerospace Academy

WINTER HAVEN — Polk County and Winter Haven officials gathered Wednesday morning to celebrate the grand opening of the Winter Haven High branch of the Central Florida Aerospace Academy, with many promises there is more to come.Winter Haven Senior High's aerospace program started as an elective class four years ago, teacher Brian Hughes said. The program has grown to approximately 220 students, Hughes said, is now a full-blown academy, as classes moved into portables on the south end of Winter Haven Regional Airpor...

WINTER HAVEN — Polk County and Winter Haven officials gathered Wednesday morning to celebrate the grand opening of the Winter Haven High branch of the Central Florida Aerospace Academy, with many promises there is more to come.

Winter Haven Senior High's aerospace program started as an elective class four years ago, teacher Brian Hughes said. The program has grown to approximately 220 students, Hughes said, is now a full-blown academy, as classes moved into portables on the south end of Winter Haven Regional Airport in March.

"It really has expanded over the last four years," said Steve Warner, community liaison for Polk County Public Schools. "It got to the point we needed a space outside the high school so the students could really dig in and get their hands dirty."

Superintendent Fred Heid said it has been his goal to replicate the high-quality, high-demand programs offered by Polk County Public Schools across the district. The CFAA-Winter Have Senior High has modeled its programs and structure after the CFAA-Kathleen, based at Lakeland Linder International Airport. Heid said the second location will give more students access to the specialized education.

"While the original CFAA is a fantastic program, it was limited in its participation because of its initial location," the superintendent said. "As we grow, and we know the Northeast portion of the school district is the fastest growing area, we wanted to assure all those students had equity of access. The distance they would have to travel would not serve as a barrier to being able to participate in a program like this.

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James Vanvakas, 17, a graduating senior, said he left Ridge Community High to attend the CFAA believing it would offer him a better opportunity. Vanvakas said there were some logistical issues with classroom space, but he's grateful the CFAA was able to help secure him a student internship at Jack Brown's Seaplane Base. There, he works on the refueling line while training with mechanics toward his certification as an airplane mechanic.

"It's exactly where I wanted to be as this helps jumpstart my career," Vanvakas said.

Sophomore Blake Emanuel joined CFAA program after falling in love with aerospace.

"It gives you an opportunity to have started a program instead of feeling lost in high school, trying to decide which way you want to go and what you want to do," Emanuel said. "It gives you a more direct path from being a high school student to a professional."

The City of Winter Haven reached a land-lease agreement with Polk County Public Schools in May 2022 for the space, Airport Director Alex Vacha said. The city contributed $35,000 toward design and engineering of the site's infrastructure and more than $250,000 to pay for sidewalks, parking and other improvements.

Winter Haven's CFAA opening had its challenges. Hurricane Ian caused significant delays as many electrical contractors went to help restore power and rebuild coastal communities, Hughes said. The portable classrooms went without hookups, unable to be used.

Hughes said he hopes to have about 180 ninth-graders enroll in the CFAA next year as a second teacher, Blake Riedel, has been reassigned to the program.

"Our goal really is retention," Hughes said.

Heid made a commitment Tuesday to finding the capital funds to help contribute to CFAA-Winter Haven building a permanent home on the airport.

"I don't want our students in portables out here for very long," he said. "I want to make sure they get into a quality classroom, a quality educational environment that will give them the lab facilities they can utilize to make sure the program continues to be successful."

Sara-Megan Walsh can be reached at swalsh@theledger.com or 863-802-7545. Follow on Twitter @SaraWalshFL.

Five qualify for elections to two seats on Winter Haven City Commission

Winter Haven will hold elections for two seats on the City Commission in November, while two incumbents will receive additional terms without facing opposition.No one filed by the Sept. 22 qualifying deadline to challenge either Nathaniel J. Birdsong Jr. or Brian Yates. Birdsong, who serves in Seat 2, ...

Winter Haven will hold elections for two seats on the City Commission in November, while two incumbents will receive additional terms without facing opposition.

No one filed by the Sept. 22 qualifying deadline to challenge either Nathaniel J. Birdsong Jr. or Brian Yates. Birdsong, who serves in Seat 2, was first elected to the City Commission in 2002 and has been re-elected four times. He has served multiple times as mayor.

Yates, a bank executive, is in his first term on the board in Seat 3. He won the seat in 2019 without an election after Commissioner Pete Chichetto opted not to seek another term.

Polk County Commission:John Hall, who spent 8 years on commission, will run for his old seat

Seat 1

For Seat 1, incumbent Tracy Mercer will face opposition from Kim Davis. Mercer, a former utilities director for Winter Haven and Haines City, is in her first term after ousting incumbent William Twyford in 2019.

Mercer is a member of Winter Haven’s Community Redevelopment Agency Board. Davis is a real-estate agent.

Campaign finance violationsState attorney won't prosecute Polk School Board member Rick Nolte

Seat 5

Seat 5 is open following the death of Commissioner J.P. Powell in April. Three candidates have qualified to run for the seat: Johnathon Bush, Clifton Dollison and Tom D. Freijo.

Bush is a pastor at Southside Baptist Church in Winter Haven. Dollison is a pastor at First Missionary Baptist Church in Winter Haven.

Freijo, an executive recruiter, served on the Winter Haven City Commission in the late 1990s and did not seek re-election.

Nonpartisan elections will be held Nov. 7 for city commission races in Auburndale, Fort Meade, Lakeland and Winter Haven.

Gary White can be reached at gary.white@theledger.com or 863-802-7518. Follow on X @garywhite13.

Take a quick trip to these cities near Lakeland

If you’ve been reading LALtoday for a while now, you’re probably a Lakeland pro, but have you explored any of our nearby cities?We’re planning day trip guides to your favorite towns near Swan City that you can reach without having to refill your gas tank. All we need is your favorite activities, restaurants, coffee shops, or attractions. Fill out our survey with your pro tips and can’t-miss at...

If you’ve been reading LALtoday for a while now, you’re probably a Lakeland pro, but have you explored any of our nearby cities?

We’re planning day trip guides to your favorite towns near Swan City that you can reach without having to refill your gas tank. All we need is your favorite activities, restaurants, coffee shops, or attractions. Fill out our survey with your pro tips and can’t-miss attractions in your favorite cities — they might be featured in our guides.

The first stop in our series is Winter Haven, the Chain of Lakes City. It’s home to Polk County’s only theme park and 50 lakes — that’s even more than Lakeland has.

What to do

Winter Haven gets its nickname because of its lakes interconnected by canals, making it the perfect place for getting out on the water. Reader Katie D. recommends booking a tour with The Living Water Boat Cruises to learn the area’s history.

Looking for entertainment? The Cypress Gardens Water Ski Team has been impressing audiences for over 100 years and puts on monthly free shows on Lake Silver. Head downtown for classic movies and concerts at the Historic Ritz Theatre or comedy shows at Laugh Out Lounge.

If you’re visiting with little ones, LEGOLAND Florida is the place to be. Families can ride attractions, splash in the water park, or visit the Peppa Pig Theme Park.

Where to eat

You’ll work up an appetite after all that exploring. Reader Zack S. recommends starting the day with coffee from Haven Coffee Roasters and a bite from Honeycomb Bread Bakers.

Reader Sandi C. loves their casual lunch spot: Lucille’s American Café. Other readers recommended Arabellas Ristorante for dinner (Katie D. even called it the best Italian restaurant in Florida).

Toast to a successful day trip with a glass from Grove Roots Brewing or Obscure Wine Company. Winter Haven locals will recommend a visit to Andy’s Igloo for a milkshake or ice cream sundae to enjoy on your way back to Swan City.

Our next day trip takes us to the City of Oaks and Azaleas: Bartow. You might know it as the county seat, but there’s so much more to do and see there, especially for local history buffs.

What to do

There was one activity that our readers recommended more than any other: A stop at the Old Polk County Courthouse, which now serves as the Polk County History Center. Take a tour of its Greek Revival architecture every third Saturday of the month.

After your tour, stick around downtown to do some exploring. Reader Diane C. says, “Don’t miss the secondhand stores along Main Street,” and reader Jan S. loves the “quaint downtown atmosphere.”

There’s no place like home, but these historic houses are worth a visit. Add some mystery to your trip with a tour through reader Gretchen J.'s favorite, the Wonder House, or visit the L.B. Brown House Museum.

What to eat

If history gets you hungry, our readers have you covered. Start the day off with a cup of coffee at Unfiltered Bartow. Sound familiar? You may have seen its Lakeland location at 801 E. Main St. For a sweet treat, reader Sophia V. recommends gluten-free baked goods at Patty’s Crumbs.

For lunch, reader Diane C. recommends Sweet Magnolia’s Café, where you can’t go wrong with a salad and sandwich combo. When dinner time rolls around, several readers have one spot in mind: Zest Bar and Grill. This new spot specializes in American food and cocktails.

Speaking of cocktails, there are plenty of places to grab a drink. Stop by Front Page Brewing Co. for beer, cocktails, ciders, and other drinks. Want something a little quieter? Head to The Wine Library for a nightcap of wine or sangria to end your Bartow trip.

Why Lakeland-Winter Haven was ranked No. 2 area most at risk for home price decline

LAKELAND, Fla. (WFLA) — A new report from CoreLogic ranks Lakeland-Winter Haven as the nation’s ...

LAKELAND, Fla. (WFLA) — A new report from CoreLogic ranks Lakeland-Winter Haven as the nation’s second most likely metropolitan area to experience a home price decline in the next 12 months.

“Home prices are a little overvalued,” said Dr. Selma Hepp, chief economist at CoreLogic, a California-based residential property data and solutions company.

The report took into account factors including unemployment, income growth and delayed mortgage payments.

“We also look at home price appreciation up until this point which in your area has been 70% since the onset of the pandemic. So that’s almost twice as much that we saw nationally,” said Dr. Hepp.

Taken together, Dr. Hepp said that is how CoreLogic found Lakeland to have a higher than 70% probability, a “very high risk” of home price decline.

The North Port-Sarasota-Bradenton area ranked third. Four of the five areas were in Florida.

“It’s really about affordability from local residents when it comes to purchasing homes in an area,” said Dr. Hepp.

“I definitely disagree. There will not be a steep decline next year,” said Chris McLaughlin, who owns KW McLaughlin Group, a Keller Williams realty team with offices in Lakeland, Winter Haven and Tampa.

McLaughlin says demand remains higher than supply in Lakeland’s growing community and homes are more affordable than surrounding areas.

“Lakeland is right between Tampa and Orlando. We’re in Florida. We’re in a booming economy. We have low unemployment and those are the factors that are gonna move a price up or down,” said McLaughlin.

According to McLaughlin, there are 619 homes available on the market in Lakeland, with 1.6 months worth of inventory.

“That’s still very much a seller’s market,” said McLaughlin.

Dr. Hepp with CoreLogic pointed out there are 43 other metropolitan areas in the nation with similar risk levels as Lakeland and North Port.

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